Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1996 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 104,212 | 82,629 | 16,491 | 16,525 | 16,520 | 16,534 | 16,559 | 21,583 Lower limit.....................................| n.a. | n.a. | n.a. | $11,311 | $21,581 | $36,020 | $58,367 | n.a. | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| $38,014 | $38,014 | $6,542 | $16,204 | $28,321 | $46,296 | $92,523 | (1) Income after taxes 1/.........................| 34,864 | 34,864 | 6,365 | 15,796 | 26,544 | 42,447 | 83,003 | (1) Age of reference person.......................| 47.7 | 47.9 | 50.7 | 52.3 | 47.1 | 44.2 | 45.0 | 47.1 | | | | | | | | Average number in consumer unit: | | | | | | | | Persons.....................................| 2.5 | 2.5 | 1.8 | 2.3 | 2.6 | 2.9 | 3.1 | 2.6 Children under 18...........................| .7 | .7 | .4 | .6 | .7 | .8 | .9 | .7 Persons 65 and over.........................| .3 | .3 | .4 | .6 | .3 | .2 | .1 | .3 Earners.....................................| 1.3 | 1.3 | .6 | .9 | 1.3 | 1.8 | 2.1 | 1.3 Vehicles....................................| 1.9 | 1.9 | 1.0 | 1.5 | 2.0 | 2.5 | 2.8 | 1.7 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 60 | 60 | 38 | 52 | 62 | 71 | 78 | 60 Female....................................| 40 | 40 | 62 | 48 | 38 | 29 | 22 | 40 | | | | | | | | Housing tenure: | | | | | | | | Homeowner.................................| 64 | 64 | 40 | 57 | 60 | 74 | 86 | 64 With mortgage...........................| 38 | 38 | 11 | 20 | 33 | 55 | 71 | 37 Without mortgage........................| 26 | 26 | 29 | 36 | 28 | 20 | 16 | 27 Renter....................................| 36 | 36 | 60 | 43 | 40 | 26 | 14 | 36 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 12 | 11 | 18 | 13 | 11 | 9 | 6 | 13 White and other...........................| 88 | 89 | 82 | 87 | 89 | 91 | 94 | 87 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 8 | 8 | 17 | 13 | 7 | 4 | 1 | 7 High school (9-12)........................| 41 | 40 | 47 | 49 | 44 | 38 | 23 | 46 College...................................| 50 | 51 | 35 | 38 | 49 | 59 | 76 | 47 Never attended and other..................| (2) | (2) | 1 | (2) | (2) | (2) | (2) | (2) | | | | | | | | At least one vehicle owned..................| 85 | 86 | 62 | 84 | 92 | 95 | 96 | 80 | | | | | | | | Average annual expenditures.....................| $33,797 | $35,591 | $15,896 | $22,799 | $30,402 | $41,965 | $66,794 | $27,167 | | | | | | | | Food..........................................| 13.9 | 13.8 | 16.8 | 16.2 | 14.9 | 13.8 | 11.8 | 14.6 Food at home................................| 8.5 | 8.4 | 12.1 | 11.1 | 9.3 | 8.2 | 6.4 | 9.0 Cereals and bakery products...............| 1.3 | 1.3 | 1.9 | 1.7 | 1.4 | 1.3 | 1.0 | 1.4 Cereals and cereal products.............| .5 | .5 | .7 | .6 | .5 | .4 | .4 | .5 Bakery products.........................| .8 | .8 | 1.1 | 1.0 | .9 | .8 | .7 | .9 Meats, poultry, fish, and eggs............| 2.2 | 2.1 | 3.3 | 3.0 | 2.3 | 2.0 | 1.5 | 2.4 Beef....................................| .6 | .6 | .9 | .9 | .6 | .6 | .4 | .7 Pork....................................| .5 | .5 | .7 | .7 | .5 | .4 | .3 | .5 Other meats.............................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .3 Poultry.................................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Fish and seafood........................| .3 | .3 | .3 | .4 | .2 | .2 | .2 | .3 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| .9 | .9 | 1.3 | 1.2 | 1.1 | .9 | .7 | .9 Fresh milk and cream....................| .4 | .4 | .6 | .5 | .5 | .4 | .3 | .4 Other dairy products....................| .5 | .5 | .7 | .6 | .6 | .5 | .5 | .5 Fruits and vegetables.....................| 1.5 | 1.4 | 2.0 | 2.0 | 1.6 | 1.3 | 1.1 | 1.6 Fresh fruits............................| .5 | .4 | .6 | .6 | .5 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .6 | .6 | .4 | .4 | .3 | .5 Processed fruits........................| .3 | .3 | .4 | .4 | .4 | .3 | .2 | .3 Processed vegetables....................| .2 | .2 | .4 | .3 | .3 | .2 | .2 | .2 | | | | | | | | Other food at home........................| 2.6 | 2.6 | 3.7 | 3.3 | 2.9 | 2.6 | 2.1 | 2.6 Sugar and other sweets..................| .3 | .3 | .5 | .4 | .4 | .3 | .2 | .3 Fats and oils...........................| .2 | .2 | .4 | .4 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.2 | 1.2 | 1.5 | 1.4 | 1.3 | 1.2 | .9 | 1.1 Nonalcoholic beverages..................| .7 | .7 | 1.1 | .9 | .8 | .7 | .6 | .8 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .2 | .1 Food away from home.........................| 5.4 | 5.4 | 4.7 | 5.2 | 5.6 | 5.6 | 5.4 | 5.5 | | | | | | | | Alcoholic beverages...........................| .9 | .9 | .9 | .9 | 1.0 | .9 | 1.0 | .8 | | | | | | | | Housing.......................................| 31.8 | 30.6 | 34.7 | 33.1 | 30.7 | 29.6 | 29.4 | 37.6 Shelter.....................................| 17.9 | 17.0 | 19.2 | 17.9 | 16.6 | 16.3 | 16.8 | 22.4 Owned dwellings...........................| 11.2 | 10.7 | 6.6 | 8.0 | 8.4 | 11.1 | 13.3 | 13.8 Mortgage interest and charges...........| 6.3 | 6.0 | 2.1 | 3.0 | 4.1 | 6.7 | 8.4 | 7.4 Property taxes..........................| 2.8 | 2.6 | 2.4 | 2.6 | 2.2 | 2.4 | 2.9 | 3.7 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 2.2 | 2.1 | 2.2 | 2.4 | 2.1 | 1.9 | 1.9 | 2.7 Rented dwellings..........................| 5.5 | 5.2 | 11.5 | 9.1 | 7.4 | 4.3 | 2.0 | 7.0 Other lodging.............................| 1.2 | 1.2 | 1.1 | .7 | .8 | 1.0 | 1.6 | 1.5 | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 6.6 | 9.7 | 8.8 | 7.4 | 6.4 | 4.9 | 8.5 Natural gas...............................| .9 | .8 | 1.3 | 1.1 | .9 | .7 | .6 | 1.1 Electricity...............................| 2.7 | 2.5 | 3.8 | 3.5 | 2.9 | 2.5 | 1.8 | 3.4 Fuel oil and other fuels..................| .3 | .3 | .5 | .4 | .4 | .3 | .2 | .3 Telephone services........................| 2.3 | 2.2 | 3.2 | 2.8 | 2.5 | 2.1 | 1.6 | 2.7 Water and other public services...........| .8 | .8 | .9 | 1.0 | .8 | .8 | .7 | .9 Household operations........................| 1.5 | 1.5 | 1.2 | 1.1 | 1.3 | 1.5 | 1.9 | 1.6 Personal services.........................| .8 | .8 | .4 | .4 | .7 | .9 | .9 | .7 Other household expenses..................| .8 | .8 | .8 | .7 | .6 | .6 | 1.0 | .8 | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.4 | 1.5 | 1.8 | 1.4 | 1.4 | 1.3 | 1.2 Laundry and cleaning supplies.............| .4 | .4 | .5 | .5 | .4 | .4 | .3 | .3 Other household products..................| .6 | .6 | .6 | .7 | .6 | .6 | .6 | .5 Postage and stationery....................| .4 | .4 | .4 | .6 | .4 | .4 | .5 | .3 Household furnishings and equipment.........| 4.0 | 4.0 | 3.0 | 3.5 | 4.0 | 4.0 | 4.4 | 4.0 Household textiles........................| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 Furniture.................................| .9 | .9 | .6 | .8 | .8 | .9 | 1.0 | 1.2 Floor coverings...........................| .3 | .3 | .1 | .1 | .4 | .4 | .3 | .3 Major appliances..........................| .5 | .5 | .5 | .5 | .5 | .5 | .5 | .5 Small appliances, miscellaneous housewares| .2 | .3 | .2 | .3 | .2 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.8 | 1.8 | 1.3 | 1.6 | 1.8 | 1.8 | 2.1 | 1.6 | | | | | | | | Apparel and services..........................| 5.2 | 5.3 | 4.9 | 5.2 | 5.1 | 5.3 | 5.4 | 4.9 Men and boys................................| 1.3 | 1.3 | 1.0 | 1.2 | 1.2 | 1.3 | 1.3 | 1.2 Men, 16 and over..........................| 1.0 | 1.0 | .7 | .9 | 1.0 | 1.0 | 1.1 | .9 Boys, 2 to 15.............................| .3 | .3 | .2 | .3 | .3 | .3 | .3 | .3 Women and girls.............................| 2.1 | 2.2 | 2.2 | 2.1 | 2.0 | 2.2 | 2.2 | 2.0 Women, 16 and over........................| 1.8 | 1.8 | 2.0 | 1.8 | 1.7 | 1.8 | 1.9 | 1.6 Girls, 2 to 15............................| .3 | .3 | .2 | .3 | .3 | .4 | .3 | .4 Children under 2............................| .2 | .2 | .2 | .3 | .2 | .3 | .2 | .3 Footwear....................................| .9 | .9 | .9 | 1.0 | 1.0 | .9 | .8 | 1.0 Other apparel products and services.........| .7 | .7 | .6 | .7 | .6 | .6 | .9 | .4 | | | | | | | | Transportation................................| 18.9 | 18.6 | 17.7 | 18.5 | 19.8 | 19.2 | 17.8 | 20.4 Vehicle purchases (net outlay)..............| 8.3 | 8.2 | 8.4 | 8.1 | 9.1 | 8.3 | 7.8 | 8.9 Cars and trucks, new......................| 3.6 | 3.5 | 2.5 | 2.4 | 3.4 | 3.6 | 4.1 | 3.8 | | | | | | | | Cars and trucks, used.....................| 4.6 | 4.6 | 5.9 | 5.7 | 5.5 | 4.6 | 3.4 | 5.0 Other vehicles............................| .1 | .1 | (3) | (3) | 4/.1 | (3) | .3 | (3) Gasoline and motor oil......................| 3.2 | 3.1 | 3.3 | 3.4 | 3.5 | 3.4 | 2.6 | 3.6 Other vehicle expenses......................| 6.1 | 6.0 | 4.7 | 6.0 | 6.4 | 6.5 | 5.9 | 6.3 Vehicle finance charges...................| .8 | .8 | .5 | .7 | .9 | 1.0 | .8 | .9 Maintenance and repairs...................| 1.9 | 1.9 | 1.8 | 2.0 | 2.3 | 2.0 | 1.7 | 1.8 Vehicle insurance.........................| 2.1 | 2.0 | 1.6 | 2.3 | 2.2 | 2.2 | 1.8 | 2.3 Vehicle rental, leases, licenses, | | | | | | | | other charges............................| 1.3 | 1.3 | .9 | 1.1 | 1.0 | 1.3 | 1.6 | 1.4 Public transportation.......................| 1.3 | 1.2 | 1.4 | 1.0 | .8 | 1.0 | 1.5 | 1.6 | | | | | | | | Health care...................................| 5.2 | 5.1 | 7.0 | 7.7 | 6.0 | 4.8 | 3.6 | 5.7 Health insurance............................| 2.4 | 2.4 | 3.2 | 3.6 | 2.8 | 2.2 | 1.6 | 2.8 Medical services............................| 1.6 | 1.6 | 1.8 | 2.1 | 1.7 | 1.6 | 1.3 | 1.8 Drugs.......................................| .9 | .9 | 1.7 | 1.6 | 1.2 | .7 | .5 | .8 Medical supplies............................| .3 | .3 | .3 | .4 | .3 | .3 | .3 | .2 | | | | | | | | Entertainment.................................| 5.4 | 5.5 | 4.3 | 4.2 | 5.0 | 6.0 | 6.0 | 5.3 Fees and admissions.........................| 1.4 | 1.3 | .9 | .9 | 1.0 | 1.2 | 1.8 | 1.5 Television, radios, sound equipment.........| 1.7 | 1.6 | 1.9 | 1.9 | 1.7 | 1.7 | 1.4 | 1.8 Pets, toys, and playground equipment........| 1.0 | 1.0 | .9 | .9 | 1.1 | 1.0 | 1.1 | .9 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.4 | 1.5 | .6 | .5 | 1.2 | 2.0 | 1.7 | 1.2 | | | | | | | | Personal care products and services...........| 1.5 | 1.5 | 1.6 | 1.6 | 1.7 | 1.6 | 1.4 | 1.5 | | | | | | | | Reading.......................................| .5 | .5 | .5 | .5 | .5 | .4 | .5 | .5 | | | | | | | | Education.....................................| 1.5 | 1.4 | 2.7 | 1.0 | .9 | 1.2 | 1.6 | 2.3 | | | | | | | | Tobacco products and smoking supplies.........| .8 | .7 | 1.2 | 1.1 | 1.0 | .7 | .4 | .8 | | | | | | | | Miscellaneous.................................| 2.5 | 2.6 | 2.8 | 3.1 | 2.8 | 2.5 | 2.3 | 2.3 | | | | | | | | Cash contributions............................| 2.8 | 3.1 | 2.9 | 2.4 | 2.7 | 2.9 | 3.6 | 1.4 | | | | | | | | Personal insurance and pensions...............| 9.1 | 10.4 | 2.1 | 4.3 | 7.8 | 11.2 | 15.3 | 2.0 Life and other personal insurance...........| 1.0 | 1.0 | .8 | .9 | .9 | 1.0 | 1.2 | 1.1 Pensions and Social Security................| 8.0 | 9.4 | 1.3 | 3.4 | 6.9 | 10.1 | 14.1 | .9 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| $38,014 | $38,014 | $6,542 | $16,204 | $28,321 | $46,296 | $92,523 | (1) Wages and salaries..........................| 77.8 | 77.8 | 30.4 | 49.9 | 72.7 | 83.5 | 84.7 | (1) Self-employment income......................| 6.1 | 6.1 | -1.2 | 2.2 | 3.7 | 4.8 | 8.7 | (1) Social Security, private and government | | | | | | | | retirement.................................| 11.4 | 11.4 | 49.1 | 38.1 | 18.2 | 8.0 | 3.7 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 2.0 | 2.0 | 1.1 | 1.9 | 1.9 | 1.8 | 2.2 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .6 | .6 | 1.5 | 1.3 | .9 | .6 | .2 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.2 | 1.2 | 14.6 | 4.3 | 1.2 | .3 | (3) | (1) Regular contributions for support...........| .6 | .6 | 2.4 | 1.4 | .8 | .8 | .3 | (1) Other income................................| .4 | .4 | 2.2 | .9 | .6 | .2 | .2 | (1) | | | | | | | | Personal taxes................................| 8.3 | 8.3 | 2.7 | 2.5 | 6.3 | 8.3 | 10.3 | (1) Federal income taxes........................| 6.2 | 6.2 | 1.7 | 1.5 | 4.6 | 6.3 | 7.9 | (1) State and local income taxes................| 1.8 | 1.8 | .5 | .6 | 1.3 | 1.8 | 2.2 | (1) Other taxes.................................| .3 | .3 | .5 | .4 | .3 | .3 | .3 | (1) | | | | | | | | Income after taxes............................| 91.7 | 91.7 | 97.3 | 97.5 | 93.7 | 91.7 | 89.7 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.