Table 4200. Origin of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 ________________________________________________________________________________________________________________________________ | | | | | | Non-Hispanic | All | | _______________________________________________ Item | consumer | Hispanic | | | | units | | Total | Non-Hispanic | | | | Non-Hispanic | less | Afro-American | | | | Afro-American | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 103,123 | 8,000 | 95,123 | 84,870 | 10,254 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $36,918 | $27,203 | $37,791 | $39,189 | $25,460 Income after taxes 1/.........................| 33,864 | 25,561 | 34,610 | 35,818 | 23,961 Age of reference person.......................| 48.0 | 40.8 | 48.6 | 48.9 | 46.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.5 | 3.4 | 2.5 | 2.4 | 2.8 Children under 18...........................| .7 | 1.3 | .6 | .6 | 1.0 Persons 65 and over.........................| .3 | .2 | .3 | .3 | .2 Earners.....................................| 1.3 | 1.5 | 1.3 | 1.4 | 1.1 Vehicles....................................| 1.9 | 1.6 | 2.0 | 2.0 | 1.2 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 62 | 64 | 62 | 65 | 44 Female....................................| 38 | 36 | 38 | 35 | 56 | | | | | Housing tenure: | | | | | Homeowner.................................| 64 | 41 | 66 | 69 | 44 With mortgage...........................| 38 | 27 | 39 | 40 | 26 Without mortgage........................| 26 | 14 | 27 | 28 | 19 Renter....................................| 36 | 59 | 34 | 31 | 56 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 3 | 12 | 1 | 100 White and other...........................| 89 | 97 | 88 | 99 | (2) | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 9 | 24 | 7 | 7 | 10 High school (9-12)........................| 44 | 45 | 44 | 42 | 56 College...................................| 47 | 29 | 49 | 50 | 34 Never attended and other..................| (3) | 2 | (3) | (3) | (3) | | | | | At least one vehicle owned..................| 86 | 78 | 86 | 88 | 69 | | | | | Average annual expenditures.....................| $32,264 | $26,744 | $32,729 | $33,868 | $23,433 | | | | | Food..........................................| 14.0 | 17.5 | 13.7 | 13.7 | 14.2 Food at home................................| 8.7 | 12.6 | 8.4 | 8.3 | 10.1 Cereals and bakery products...............| 1.4 | 1.7 | 1.3 | 1.3 | 1.5 Cereals and cereal products.............| .5 | .8 | .5 | .5 | .7 Bakery products.........................| .9 | .9 | .8 | .8 | .9 Meats, poultry, fish, and eggs............| 2.3 | 4.1 | 2.2 | 2.1 | 3.6 Beef....................................| .7 | 1.2 | .7 | .6 | .9 Pork....................................| .5 | .9 | .5 | .4 | .9 Other meats.............................| .3 | .5 | .3 | .3 | .4 Poultry.................................| .4 | .8 | .4 | .4 | .7 Fish and seafood........................| .3 | .6 | .3 | .3 | .5 Eggs....................................| .1 | .2 | .1 | .1 | .1 | | | | | Dairy products............................| .9 | 1.3 | .9 | .9 | .9 Fresh milk and cream....................| .4 | .7 | .4 | .4 | .4 Other dairy products....................| .5 | .6 | .5 | .5 | .5 Fruits and vegetables.....................| 1.4 | 2.2 | 1.4 | 1.3 | 1.6 Fresh fruits............................| .4 | .8 | .4 | .4 | .5 Fresh vegetables........................| .4 | .7 | .4 | .4 | .5 Processed fruits........................| .3 | .4 | .3 | .3 | .4 Processed vegetables....................| .2 | .3 | .2 | .2 | .3 | | | | | Other food at home........................| 2.7 | 3.3 | 2.6 | 2.6 | 2.5 Sugar and other sweets..................| .3 | .4 | .3 | .3 | .4 Fats and oils...........................| .3 | .4 | .2 | .2 | .3 Miscellaneous foods.....................| 1.2 | 1.4 | 1.1 | 1.2 | 1.0 Nonalcoholic beverages..................| .7 | 1.0 | .7 | .7 | .8 Food prepared by consumer unit | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 Food away from home.........................| 5.3 | 4.9 | 5.3 | 5.4 | 4.1 | | | | | Alcoholic beverages...........................| .9 | .7 | .9 | .9 | .6 | | | | | Housing.......................................| 32.4 | 34.4 | 32.3 | 32.1 | 33.8 Shelter.....................................| 18.4 | 20.8 | 18.2 | 18.2 | 18.4 Owned dwellings...........................| 11.6 | 8.8 | 11.8 | 12.2 | 7.6 Mortgage interest and charges...........| 6.5 | 5.7 | 6.6 | 6.8 | 4.1 Property taxes..........................| 2.9 | 1.7 | 3.0 | 3.1 | 1.8 | | | | | Maintenance, repairs, insurance, | | | | | other expenses.........................| 2.2 | 1.4 | 2.3 | 2.3 | 1.7 Rented dwellings..........................| 5.5 | 11.6 | 5.1 | 4.7 | 10.2 Other lodging.............................| 1.2 | .4 | 1.3 | 1.3 | .6 | | | | | Utilities, fuels, and public services.......| 6.8 | 7.3 | 6.8 | 6.5 | 9.5 Natural gas...............................| .8 | .8 | .8 | .8 | 1.4 Electricity...............................| 2.7 | 2.6 | 2.7 | 2.6 | 3.6 Fuel oil and other fuels..................| .3 | .1 | .3 | .3 | .2 Telephone services........................| 2.2 | 3.0 | 2.1 | 2.0 | 3.3 Water and other public services...........| .8 | .8 | .8 | .8 | 1.0 Household operations........................| 1.6 | 1.2 | 1.6 | 1.6 | 1.3 Personal services.........................| .8 | .8 | .8 | .8 | .9 Other household expenses..................| .8 | .4 | .8 | .8 | .4 | | | | | Housekeeping supplies.......................| 1.3 | 1.4 | 1.3 | 1.4 | 1.0 Laundry and cleaning supplies.............| .3 | .6 | .3 | .3 | .4 Other household products..................| .6 | .6 | .6 | .6 | .4 Postage and stationery....................| .4 | .3 | .4 | .4 | .2 Household furnishings and equipment.........| 4.3 | 3.7 | 4.4 | 4.5 | 3.7 Household textiles........................| .3 | .2 | .3 | .3 | .2 Furniture.................................| 1.0 | 1.0 | 1.0 | 1.0 | 1.4 Floor coverings...........................| .5 | 4/.5 | .6 | .6 | .1 Major appliances..........................| .5 | .4 | .5 | .5 | .7 Small appliances, miscellaneous housewares| .3 | .2 | .3 | .3 | .2 Miscellaneous household equipment.........| 1.7 | 1.4 | 1.8 | 1.8 | 1.0 | | | | | Apparel and services..........................| 5.3 | 6.4 | 5.2 | 5.0 | 7.9 Men and boys................................| 1.3 | 1.6 | 1.3 | 1.3 | 1.6 Men, 16 and over..........................| 1.0 | 1.2 | 1.0 | 1.0 | 1.0 Boys, 2 to 15.............................| .3 | .4 | .3 | .3 | .6 Women and girls.............................| 2.0 | 1.9 | 2.1 | 2.0 | 3.0 Women, 16 and over........................| 1.7 | 1.5 | 1.8 | 1.7 | 2.5 Girls, 2 to 15............................| .3 | .4 | .3 | .3 | .5 Children under 2............................| .2 | .6 | .2 | .2 | .4 Footwear....................................| .9 | 1.2 | .8 | .7 | 1.9 Other apparel products and services.........| .8 | 1.1 | .8 | .8 | 1.1 | | | | | Transportation................................| 18.6 | 19.1 | 18.6 | 18.6 | 19.2 Vehicle purchases (net outlay)..............| 8.2 | 9.2 | 8.1 | 8.0 | 9.0 Cars and trucks, new......................| 3.7 | 3.2 | 3.7 | 3.7 | 4.3 | | | | | Cars and trucks, used.....................| 4.4 | 6.0 | 4.2 | 4.2 | 4.6 Other vehicles............................| .1 | (2) | .1 | .1 | 4/.2 Gasoline and motor oil......................| 3.1 | 3.3 | 3.1 | 3.1 | 3.0 Other vehicle expenses......................| 6.2 | 5.4 | 6.3 | 6.3 | 6.1 Vehicle finance charges...................| .8 | .6 | .8 | .8 | 1.1 Maintenance and repairs...................| 2.0 | 1.8 | 2.0 | 2.0 | 2.1 Vehicle insurance.........................| 2.2 | 2.0 | 2.2 | 2.2 | 2.1 Vehicle rental, leases, licenses, | | | | | other charges............................| 1.2 | 1.0 | 1.2 | 1.3 | .8 Public transportation.......................| 1.1 | 1.2 | 1.1 | 1.1 | 1.0 | | | | | Health care...................................| 5.4 | 3.9 | 5.5 | 5.5 | 4.5 Health insurance............................| 2.7 | 1.8 | 2.7 | 2.8 | 2.4 Medical services............................| 1.6 | 1.5 | 1.6 | 1.6 | 1.0 Drugs.......................................| .9 | .5 | .9 | .9 | .9 Medical supplies............................| .2 | .2 | .3 | .3 | .2 | | | | | Entertainment.................................| 5.0 | 4.0 | 5.1 | 5.2 | 4.0 Fees and admissions.........................| 1.3 | .9 | 1.4 | 1.4 | .6 Television, radios, sound equipment.........| 1.7 | 1.7 | 1.7 | 1.6 | 2.2 Pets, toys, and playground equipment........| 1.0 | .6 | 1.0 | 1.1 | .5 Other entertainment supplies, equipment, | | | | | and services...............................| 1.0 | .7 | 1.0 | 1.0 | .7 | | | | | Personal care products and services...........| 1.3 | 1.4 | 1.2 | 1.2 | 1.6 | | | | | Reading.......................................| .5 | .3 | .5 | .5 | .3 | | | | | Education.....................................| 1.5 | 1.1 | 1.5 | 1.5 | .9 | | | | | Tobacco products and smoking supplies.........| .8 | .5 | .9 | .9 | .8 | | | | | Miscellaneous.................................| 2.4 | 2.0 | 2.4 | 2.4 | 1.9 | | | | | Cash contributions............................| 2.9 | 1.4 | 3.0 | 3.0 | 2.5 | | | | | Personal insurance and pensions...............| 9.2 | 7.2 | 9.3 | 9.4 | 7.7 Life and other personal insurance...........| 1.2 | .7 | 1.2 | 1.2 | 1.5 Pensions and Social Security................| 8.0 | 6.5 | 8.1 | 8.3 | 6.3 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| $36,918 | $27,203 | $37,791 | $39,189 | $25,460 Wages and salaries..........................| 77.1 | 83.0 | 76.7 | 76.5 | 80.0 Self-employment income......................| 5.5 | 3.1 | 5.7 | 5.9 | 1.9 Social Security, private and government | | | | | retirement.................................| 11.8 | 5.3 | 12.2 | 12.3 | 10.7 Interest, dividends, rental income, other | | | | | property income............................| 2.3 | .8 | 2.4 | 2.6 | .3 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| .8 | 1.3 | .7 | .7 | .9 Public assistance, supplemental security | | | | | income, food stamps........................| 1.3 | 4.8 | 1.0 | .7 | 5.0 Regular contributions for support...........| .7 | .7 | .7 | .7 | .9 Other income................................| .5 | 1.0 | .5 | .5 | .4 | | | | | Personal taxes................................| 8.3 | 6.0 | 8.4 | 8.6 | 5.9 Federal income taxes........................| 6.1 | 4.4 | 6.2 | 6.3 | 4.3 State and local income taxes................| 1.7 | 1.3 | 1.8 | 1.8 | 1.4 Other taxes.................................| .5 | .3 | .5 | .5 | .2 | | | | | Income after taxes............................| 91.7 | 94.0 | 91.6 | 91.4 | 94.1 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.