Table 1902. Occupation of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 __________________________________________________________________________________________________________________________________ | | | | | | Wage and salary earners | | | | | | _____________________________________________________ | | | | | | | | |All other, | Self- | Total | Mana- |Techni- | |Construc-| Opera- | |including Item |employed| wage | gers | cal, | | tion |tors, fab-|Retired| not |workers | and | and | sales |Service| workers | ricators | |reporting | |salary |profes-| and |workers| and me- | and | | | |earners|sionals|clerical| | chanics | laborers | | | | | |workers | | | | | | | | | | | | | | __________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 5,981 | 67,339| 22,085| 17,814 | 8,532| 5,964 | 12,945 | 18,675| 11,127 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|\$48,113 |\$43,523|\$62,161|\$37,228 |\$25,585| \$40,320 | \$33,513 |\$20,219| \$17,668 Income after taxes 1/.........................| 44,407 | 39,533| 55,439| 34,167 | 23,858| 36,961 | 31,156 | 19,470| 16,981 Age of reference person.......................| 48.0 | 41.2| 42.8| 39.9 | 40.4| 40.8 | 40.8 | 72.9| 47.3 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.8 | 2.7| 2.6| 2.5 | 2.7| 3.1 | 3.1 | 1.8| 2.6 Children under 18...........................| .8 | .8| .7| .7 | .9| 1.0 | 1.0 | .1| .9 Persons 65 and over.........................| .2 | .1| .1| .1 | .1| .1 | .1 | 1.2| .3 Earners.....................................| 1.7 | 1.8| 1.8| 1.7 | 1.6| 1.9 | 1.9 | .2| .4 Vehicles....................................| 2.3 | 2.1| 2.2| 1.9 | 1.6| 2.6 | 2.4 | 1.5| 1.2 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 83 | 67| 70| 49 | 54| 97 | 83 | 56| 34 Female....................................| 17 | 33| 30| 51 | 46| 3 | 17 | 44| 66 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 77 | 62| 72| 56 | 48| 67 | 58 | 78| 48 With mortgage...........................| 49 | 46| 59| 41 | 30| 48 | 39 | 14| 21 Without mortgage........................| 28 | 16| 13| 15 | 17| 19 | 18 | 64| 27 Renter....................................| 23 | 38| 28| 44 | 52| 33 | 42 | 22| 52 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 6 | 11| 8| 10 | 18| 6 | 14 | 9| 21 White and other...........................| 94 | 89| 92| 90 | 82| 94 | 86 | 91| 79 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 6 | 4| 1| 1 | 8| 5 | 10 | 21| 15 High school (9-12)........................| 40 | 41| 17| 41 | 54| 61 | 66 | 48| 56 College...................................| 54 | 54| 82| 58 | 38| 34 | 24 | 29| 29 Never attended and other..................| (2) | (3) | (2) | (3) | 1| (3) | 1 | 1| 1 | | | | | | | | | At least one vehicle owned..................| 93 | 90| 94| 89 | 81| 91 | 92 | 79| 64 | | | | | | | | | Average annual expenditures.....................|\$41,460 |\$36,161|\$47,415|\$32,660 |\$26,268| \$32,960 | \$29,835 |\$21,618| \$21,198 | | | | | | | | | Food..........................................| 12.9 | 13.4| 12.0| 13.6 | 15.9| 14.1 | 15.5 | 16.1| 16.2 Food at home................................| 7.8 | 8.0| 6.4| 7.9 | 10.4| 8.8 | 10.6 | 11.3| 12.4 Cereals and bakery products...............| 1.3 | 1.3| 1.0| 1.2 | 1.6| 1.4 | 1.6 | 1.8| 1.9 Cereals and cereal products.............| .5 | .5| .4| .5 | .6| .5 | .7 | .6| .7 Bakery products.........................| .8 | .8| .7| .8 | 1.0| .9 | 1.0 | 1.1| 1.1 Meats, poultry, fish, and eggs............| 1.9 | 2.1| 1.5| 2.1 | 3.0| 2.4 | 3.2 | 3.0| 3.8 Beef....................................| .6 | .7| .5| .6 | .9| .8 | 1.0 | .9| 1.1 Pork....................................| .4 | .4| .3| .4 | .7| .5 | .7 | .6| .9 Other meats.............................| .2 | .3| .2| .3 | .4| .3 | .4 | .4| .5 Poultry.................................| .3 | .4| .3| .4 | .6| .4 | .6 | .5| .7 Fish and seafood........................| .4 | .3| .2| .3 | .4| .2 | .4 | .4| .5 Eggs....................................| .1 | .1| .1| .1 | .1| .1 | .1 | .1| .2 | | | | | | | | | Dairy products............................| .8 | .8| .7| .8 | 1.0| .9 | 1.1 | 1.2| 1.2 Fresh milk and cream....................| .3 | .3| .3| .3 | .5| .4 | .5 | .5| .6 Other dairy products....................| .5 | .5| .5| .5 | .6| .6 | .6 | .7| .6 Fruits and vegetables.....................| 1.4 | 1.3| 1.1| 1.2 | 1.7| 1.3 | 1.6 | 2.0| 2.1 Fresh fruits............................| .5 | .4| .3| .4 | .5| .4 | .5 | .7| .6 Fresh vegetables........................| .4 | .4| .3| .4 | .5| .4 | .5 | .6| .7 Processed fruits........................| .3 | .3| .2| .3 | .3| .3 | .3 | .4| .5 Processed vegetables....................| .2 | .2| .2| .2 | .3| .3 | .3 | .3| .4 | | | | | | | | | Other food at home........................| 2.3 | 2.5| 2.1| 2.6 | 3.0| 2.8 | 3.1 | 3.3| 3.4 Sugar and other sweets..................| .3 | .3| .3| .3 | .4| .3 | .4 | .5| .4 Fats and oils...........................| .2 | .2| .2| .2 | .3| .3 | .3 | .4| .4 Miscellaneous foods.....................| 1.0 | 1.1| .9| 1.2 | 1.3| 1.3 | 1.3 | 1.4| 1.4 Nonalcoholic beverages..................| .7 | .7| .5| .7 | .9| .8 | 1.0 | .9| 1.1 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .2 | .1| .1| .1 | .1| .1 | .1 | .2| .1 Food away from home.........................| 5.1 | 5.5| 5.6| 5.7 | 5.5| 5.2 | 4.9 | 4.8| 3.8 | | | | | | | | | Alcoholic beverages...........................| .6 | .9| .9| .9 | 1.0| .9 | .8 | .8| .8 | | | | | | | | | Housing.......................................| 31.6 | 31.8| 32.9| 32.1 | 32.0| 29.6 | 29.4 | 33.2| 38.6 Shelter.....................................| 18.5 | 18.4| 19.5| 18.4 | 18.6| 16.6 | 16.3 | 16.9| 20.7 Owned dwellings...........................| 13.3 | 11.8| 14.1| 10.7 | 9.1| 10.8 | 9.2 | 10.7| 9.8 | | | | | | | | | Mortgage interest and charges...........| 7.8 | 7.3| 9.0| 6.4 | 5.0| 6.9 | 5.4 | 2.3| 4.9 Property taxes..........................| 2.8 | 2.7| 3.2| 2.4 | 2.2| 2.2 | 2.0 | 4.3| 2.8 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.6 | 1.9| 1.9| 1.9 | 1.9| 1.7 | 1.8 | 4.2| 2.1 Rented dwellings..........................| 3.9 | 5.5| 3.8| 6.7 | 8.7| 5.2 | 6.5 | 4.5| 9.5 Other lodging.............................| 1.3 | 1.1| 1.6| 1.0 | .7| .7 | .5 | 1.6| 1.4 | | | | | | | | | Utilities, fuels, and public services.......| 6.2 | 6.3| 5.5| 6.6 | 7.3| 6.7 | 7.1 | 9.1| 9.0 Natural gas...............................| .7 | .7| .7| .8 | .9| .7 | .8 | 1.3| 1.1 Electricity...............................| 2.5 | 2.5| 2.1| 2.6 | 2.8| 2.8 | 2.8 | 3.6| 3.7 Fuel oil and other fuels..................| .3 | .2| .2| .2 | .2| .2 | .3 | .6| .4 Telephone services........................| 1.9 | 2.1| 1.9| 2.3 | 2.6| 2.2 | 2.4 | 2.4| 2.9 Water and other public services...........| .8 | .7| .7| .8 | .8| .8 | .8 | 1.2| .9 Household operations........................| 2.0 | 1.5| 1.9| 1.5 | 1.0| 1.1 | 1.0 | 1.9| 1.3 Personal services.........................| .8 | .9| .9| .9 | .6| .8 | .8 | .6| .5 Other household expenses..................| 1.3 | .6| .9| .6 | .4| .3 | .3 | 1.2| .8 | | | | | | | | | Housekeeping supplies.......................| 1.0 | 1.2| 1.2| 1.3 | 1.2| 1.3 | 1.3 | 2.0| 1.4 Laundry and cleaning supplies.............| .3 | .3| .2| .3 | .4| .4 | .5 | .4| .4 Other household products..................| .4 | .6| .5| .6 | .5| .7 | .6 | .9| .6 Postage and stationery....................| .3 | .4| .4| .4 | .3| .3 | .3 | .6| .4 Household furnishings and equipment.........| 3.8 | 4.4| 4.9| 4.2 | 3.8| 3.8 | 3.7 | 3.5| 6.1 Household textiles........................| .2 | .3| .4| .3 | .3| .5 | .3 | .3| .3 Furniture.................................| 1.0 | 1.1| 1.2| 1.1 | .9| .9 | .9 | .7| 1.0 Floor coverings...........................| .3 | .4| .5| .3 | .1| .2 | .3 | .2| 3.1 Major appliances..........................| .5 | .5| .3| .5 | .6| .5 | .5 | .7| .4 Small appliances, miscellaneous housewares| .2 | .3| .3| .3 | .1| .2 | .2 | .3| .3 Miscellaneous household equipment.........| 1.6 | 1.9| 2.2| 1.7 | 1.7| 1.5 | 1.4 | 1.4| .9 | | | | | | | | | Apparel and services..........................| 4.9 | 5.4| 5.5| 5.4 | 5.9| 4.6 | 5.5 | 4.1| 5.5 Men and boys................................| 1.3 | 1.4| 1.5| 1.2 | 1.6| 1.3 | 1.4 | .9| 1.0 Men, 16 and over..........................| 1.0 | 1.1| 1.1| 1.0 | 1.2| 1.0 | 1.0 | .8| .7 Boys, 2 to 15.............................| .3 | .3| .4| .2 | .3| .3 | .4 | .1| .3 Women and girls.............................| 2.0 | 2.0| 2.2| 1.9 | 1.9| 1.7 | 2.1 | 1.9| 2.4 Women, 16 and over........................| 1.7 | 1.7| 1.9| 1.6 | 1.5| 1.4 | 1.7 | 1.8| 2.0 Girls, 2 to 15............................| .3 | .3| .3| .3 | .4| .4 | .4 | .2| .4 Children under 2............................| .3 | .3| .2| .2 | .3| .3 | .3 | .1| .4 Footwear....................................| .6 | .9| .8| 1.0 | 1.3| .6 | .9 | .7| 1.1 | | | | | | | | | Other apparel products and services.........| 0.7 | 0.9| 0.8| 1.0 | 0.8| 0.6 | 0.8 | 0.5| 0.7 | | | | | | | | | Transportation................................| 16.9 | 19.4| 17.6| 20.1 | 19.3| 21.6 | 22.2 | 15.8| 17.4 Vehicle purchases (net outlay)..............| 6.9 | 8.8| 7.3| 9.3 | 8.9| 9.9 | 11.3 | 5.5| 8.2 Cars and trucks, new......................| 2.9 | 3.9| 4.0| 4.2 | 3.8| 3.8 | 3.2 | 3.0| 4.0 Cars and trucks, used.....................| 4.0 | 4.7| 3.1| 4.9 | 5.0| 6.1 | 8.0 | 2.4| 4.3 Other vehicles............................| (2) | .1| .1| .1 | 4/.1| (2) | .1 | 4/.1| (2) Gasoline and motor oil......................| 2.8 | 3.2| 2.7| 3.2 | 3.3| 4.2 | 4.0 | 2.9| 2.9 Other vehicle expenses......................| 6.0 | 6.4| 6.2| 6.7 | 6.0| 7.0 | 6.3 | 6.1| 5.4 Vehicle finance charges...................| .6 | .9| .8| 1.0 | .8| 1.0 | 1.1 | .3| .6 Maintenance and repairs...................| 2.1 | 2.0| 1.9| 2.1 | 1.9| 2.1 | 2.1 | 2.3| 1.8 Vehicle insurance.........................| 2.0 | 2.2| 2.1| 2.3 | 2.3| 2.4 | 2.3 | 2.4| 1.9 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.3 | 1.3| 1.5| 1.2 | .9| 1.4 | .8 | .9| 1.0 Public transportation.......................| 1.2 | 1.1| 1.4| .9 | 1.0| .5 | .7 | 1.3| 1.0 | | | | | | | | | Health care...................................| 5.8 | 4.3| 4.1| 4.3 | 4.3| 4.7 | 4.5 | 11.4| 5.9 Health insurance............................| 3.1 | 2.0| 1.9| 2.0 | 2.0| 2.2 | 2.1 | 6.5| 2.8 Medical services............................| 1.8 | 1.5| 1.5| 1.5 | 1.3| 1.7 | 1.5 | 2.1| 1.5 Drugs.......................................| .7 | .6| .5| .6 | .7| .7 | .6 | 2.4| 1.4 Medical supplies............................| .2 | .2| .2| .2 | .3| .2 | .2 | .4| .2 | | | | | | | | | Entertainment.................................| 4.8 | 5.2| 5.2| 5.5 | 4.6| 5.6 | 4.8 | 4.6| 4.1 Fees and admissions.........................| 1.6 | 1.3| 1.7| 1.4 | .8| 1.0 | .8 | 1.5| .8 Television, radios, sound equipment.........| 1.5 | 1.7| 1.5| 1.9 | 1.8| 1.9 | 1.8 | 1.6| 1.9 Pets, toys, and playground equipment........| .9 | 1.1| 1.0| 1.0 | 1.1| 1.1 | 1.2 | .8| .8 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| .8 | 1.1| .9| 1.3 | .9| 1.5 | 1.1 | .8| .5 | | | | | | | | | Personal care products and services...........| 1.0 | 1.2| 1.1| 1.4 | 1.4| 1.1 | 1.2 | 1.5| 1.4 | | | | | | | | | Reading.......................................| .5 | .5| .6| .5 | .4| .4 | .3 | .7| .4 | | | | | | | | | Education.....................................| 1.4 | 1.6| 2.1| 1.3 | 1.5| .8 | .9 | .9| 1.5 | | | | | | | | | Tobacco products and smoking supplies.........| .7 | .8| .4| .9 | 1.1| 1.4 | 1.4 | .7| 1.3 | | | | | | | | | Miscellaneous.................................| 3.6 | 2.3| 2.1| 2.4 | 2.8| 2.1 | 2.4 | 2.6| 1.9 | | | | | | | | | Cash contributions............................| 3.5 | 2.6| 3.1| 2.1 | 1.8| 2.8 | 2.0 | 5.0| 1.5 | | | | | | | | | Personal insurance and pensions...............| 11.9 | 10.6| 12.3| 9.6 | 8.0| 10.4 | 9.0 | 2.6| 3.7 Life and other personal insurance...........| 1.5 | 1.2| 1.4| 1.0 | 1.0| .9 | 1.0 | 1.1| .9 Pensions and Social Security................| 10.3 | 9.4| 10.9| 8.5 | 7.1| 9.5 | 8.0 | 1.4| 2.8 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|\$48,113 |\$43,523|\$62,161|\$37,228 |\$25,585| \$40,320 | \$33,513 |\$20,219| \$17,668 Wages and salaries..........................| 21.8 | 91.9| 92.6| 90.6 | 87.2| 93.2 | 93.2 | 12.4| 46.8 Self-employment income......................| 62.2 | 1.5| 2.0| 1.6 | .8| 1.6 | .6 | .8| 2.7 Social Security, private and government | | | | | | | | | retirement.................................| 9.6 | 3.1| 2.7| 3.6 | 6.0| 2.0 | 3.0 | 73.6| 26.6 Interest, dividends, rental income, other | | | | | | | | | property income............................| 5.1 | 1.2| 1.5| 1.2 | .8| .8 | .4 | 9.9| 1.6 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .3 | .6| .3| .7 | .9| 1.6 | 1.1 | .7| 3.6 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| .3 | .5| .1| .5 | 2.1| .3 | .9 | 1.7| 14.9 Regular contributions for support...........| .5 | .7| .5| 1.3 | 1.2| .3 | .5 | .3| 2.2 Other income................................| .2 | .4| .3| .5 | 1.1| .2 | .4 | .6| 1.7 | | | | | | | | | Personal taxes................................| 7.7 | 9.2| 10.8| 8.2 | 6.7| 8.3 | 7.0 | 3.7| 3.9 Federal income taxes........................| 5.8 | 6.8| 8.1| 6.1 | 4.8| 6.1 | 4.9 | 2.2| 2.5 State and local income taxes................| 1.2 | 2.0| 2.3| 1.7 | 1.6| 1.9 | 1.8 | .6| .7 Other taxes.................................| .6 | .4| .4| .4 | .4| .4 | .3 | .9| .8 | | | | | | | | | Income after taxes............................| 92.3 | 90.8| 89.2| 91.8 | 93.3| 91.7 | 93.0 | 96.3| 96.1 | | | | | | | | | __________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.