Table 1700. Housing tenure, race of reference person, and type of area: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1994 _____________________________________________________________________________________________________________________________ | | | | | | Housing | Race of reference | Type of | All | tenure | person | area Item | consumer | | | _____________________ _____________________ _____________________ | units | | | | | | | |Homeowner | Renter |White and | Black | Urban | Rural | | | | other | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 102,210 | 64,510 | 37,700 | 90,740 | 11,470 | 87,829 | 14,381 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $36,838 | $44,519 | $23,925 | $38,212 | $25,250 | $37,620 | $31,957 Income after taxes 1/.........................| 33,755 | 40,664 | 22,140 | 34,978 | 23,444 | 34,470 | 29,295 Age of reference person.......................| 47.6 | 52.2 | 39.8 | 48.0 | 44.8 | 47.3 | 49.6 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 2.5 | 2.7 | 2.3 | 2.5 | 2.8 | 2.5 | 2.6 Children under 18...........................| .7 | .7 | .7 | .7 | 1.0 | .7 | .7 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .2 | .3 | .3 Earners.....................................| 1.3 | 1.4 | 1.1 | 1.3 | 1.2 | 1.3 | 1.4 Vehicles....................................| 1.9 | 2.3 | 1.2 | 2.0 | 1.2 | 1.8 | 2.7 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 62 | 68 | 53 | 65 | 44 | 61 | 71 Female....................................| 38 | 32 | 47 | 35 | 56 | 39 | 29 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 63 | 100 | n.a. | 66 | 41 | 60 | 81 With mortgage...........................| 37 | 58 | n.a. | 38 | 24 | 37 | 37 Without mortgage........................| 26 | 42 | n.a. | 28 | 17 | 24 | 44 Renter....................................| 37 | n.a. | 100 | 34 | 59 | 40 | 19 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 7 | 18 | n.a. | 100 | 12 | 5 White and other...........................| 89 | 93 | 82 | 100 | n.a. | 88 | 95 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 9 | 8 | 8 | 10 | 8 | 13 High school (9-12)........................| 43 | 42 | 45 | 42 | 53 | 42 | 51 College...................................| 48 | 49 | 47 | 49 | 36 | 50 | 36 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | (2) | | | | | | | At least one vehicle owned..................| 86 | 93 | 73 | 88 | 67 | 85 | 93 | | | | | | | Average annual expenditures.....................| $31,751 | $37,001 | $22,738 | $32,935 | $22,418 | $32,247 | $28,724 | | | | | | | Food..........................................| 13.9 | 13.5 | 14.9 | 13.8 | 15.1 | 13.8 | 14.8 Food at home................................| 8.5 | 8.2 | 9.6 | 8.4 | 10.7 | 8.4 | 9.6 Cereals and bakery products...............| 1.4 | 1.3 | 1.4 | 1.3 | 1.5 | 1.3 | 1.6 Cereals and cereal products.............| .5 | .5 | .6 | .5 | .7 | .5 | .6 Bakery products.........................| .8 | .8 | .8 | .8 | .8 | .8 | 1.0 Meats, poultry, fish, and eggs............| 2.3 | 2.1 | 2.8 | 2.2 | 3.8 | 2.3 | 2.5 Beef....................................| .7 | .7 | .9 | .7 | 1.1 | .7 | .7 Pork....................................| .5 | .5 | .6 | .4 | 1.0 | .5 | .6 Other meats.............................| .3 | .3 | .3 | .3 | .4 | .3 | .4 Poultry.................................| .4 | .4 | .5 | .4 | .7 | .4 | .4 Fish and seafood........................| .3 | .3 | .4 | .3 | .5 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .2 | .1 | .1 | | | | | | | Dairy products............................| .9 | .9 | 1.0 | .9 | .9 | .9 | 1.0 Fresh milk and cream....................| .4 | .4 | .5 | .4 | .4 | .4 | .5 Other dairy products....................| .5 | .5 | .5 | .5 | .4 | .5 | .6 Fruits and vegetables.....................| 1.4 | 1.3 | 1.5 | 1.4 | 1.7 | 1.4 | 1.4 Fresh fruits............................| .4 | .4 | .4 | .4 | .4 | .4 | .4 Fresh vegetables........................| .4 | .4 | .5 | .4 | .5 | .4 | .4 Processed fruits........................| .3 | .3 | .3 | .3 | .4 | .3 | .3 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | | | | | | | Other food at home........................| 2.6 | 2.5 | 2.9 | 2.6 | 2.8 | 2.5 | 3.1 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .5 Fats and oils...........................| .2 | .2 | .3 | .2 | .3 | .2 | .3 Miscellaneous foods.....................| 1.1 | 1.1 | 1.3 | 1.1 | 1.2 | 1.1 | 1.3 Nonalcoholic beverages..................| .7 | .7 | .8 | .7 | .8 | .7 | .8 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .2 | .1 | .1 | .2 Food away from home.........................| 5.3 | 5.4 | 5.3 | 5.4 | 4.5 | 5.4 | 5.2 | | | | | | | Alcoholic beverages...........................| .9 | .8 | 1.2 | .9 | .7 | .9 | .7 | | | | | | | Housing.......................................| 31.8 | 31.0 | 34.1 | 31.6 | 34.2 | 32.7 | 26.0 Shelter.....................................| 17.9 | 16.4 | 22.2 | 17.8 | 19.0 | 18.7 | 12.3 Owned dwellings...........................| 11.0 | 14.9 | .2 | 11.3 | 7.6 | 11.3 | 8.9 Mortgage interest and charges...........| 6.0 | 8.2 | .1 | 6.2 | 4.3 | 6.3 | 4.3 Property taxes..........................| 2.9 | 3.9 | .1 | 3.0 | 1.8 | 3.0 | 2.3 | | | | | | | Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 2.1 | 2.8 | (3) | 2.1 | 1.5 | 2.0 | 2.3 Rented dwellings..........................| 5.7 | .1 | 21.2 | 5.2 | 10.9 | 6.1 | 2.5 Other lodging.............................| 1.2 | 1.4 | .8 | 1.3 | .6 | 1.3 | .9 | | | | | | | Utilities, fuels, and public services.......| 6.9 | 7.0 | 6.6 | 6.6 | 9.7 | 6.8 | 7.7 Natural gas...............................| .9 | 1.0 | .7 | .8 | 1.5 | 1.0 | .4 Electricity...............................| 2.7 | 2.8 | 2.5 | 2.6 | 3.7 | 2.6 | 3.6 Fuel oil and other fuels..................| .3 | .4 | .1 | .3 | .1 | .2 | .7 Telephone services........................| 2.2 | 1.9 | 2.8 | 2.1 | 3.4 | 2.2 | 2.2 Water and other public services...........| .8 | .9 | .4 | .8 | 1.0 | .8 | .7 Household operations........................| 1.5 | 1.7 | 1.2 | 1.6 | 1.2 | 1.6 | .9 Personal services.........................| .7 | .7 | .8 | .7 | .9 | .8 | .4 Other household expenses..................| .8 | 1.0 | .4 | .9 | .3 | .9 | .5 | | | | | | | Housekeeping supplies.......................| 1.2 | 1.3 | 1.0 | 1.2 | 1.2 | 1.2 | 1.4 Laundry and cleaning supplies.............| .3 | .4 | .3 | .3 | .5 | .3 | .4 Other household products..................| .5 | .6 | .4 | .6 | .5 | .5 | .6 Postage and stationery....................| .3 | .4 | .3 | .4 | .2 | .3 | .4 Household furnishings and equipment.........| 4.2 | 4.6 | 3.1 | 4.3 | 3.1 | 4.3 | 3.7 Household textiles........................| .3 | .4 | .2 | .3 | .2 | .3 | .2 Furniture.................................| 1.0 | 1.0 | 1.0 | 1.0 | .9 | 1.0 | .7 Floor coverings...........................| .4 | .5 | .1 | .4 | .2 | .4 | .2 Major appliances..........................| .5 | .5 | .4 | .5 | .4 | .4 | .6 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .3 | .2 | .3 | .2 Miscellaneous household equipment.........| 1.8 | 2.0 | 1.2 | 1.9 | 1.1 | 1.8 | 1.8 | | | | | | | Apparel and services..........................| 5.2 | 5.1 | 5.4 | 5.0 | 7.1 | 5.3 | 4.2 Men and boys................................| 1.2 | 1.2 | 1.3 | 1.2 | 1.6 | 1.3 | 1.0 Men, 16 and over..........................| 1.0 | 1.0 | 1.0 | .9 | 1.2 | 1.0 | .8 Boys, 2 to 15.............................| .3 | .3 | .3 | .3 | .4 | .3 | .2 Women and girls.............................| 2.1 | 2.1 | 1.9 | 2.0 | 2.7 | 2.1 | 1.7 Women, 16 and over........................| 1.7 | 1.8 | 1.6 | 1.7 | 2.2 | 1.8 | 1.3 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .5 | .3 | .3 Children under 2............................| .3 | .2 | .3 | .2 | .4 | .3 | .2 Footwear....................................| .8 | .7 | .9 | .8 | 1.2 | .8 | .8 Other apparel products and services.........| .8 | .8 | 1.0 | .8 | 1.1 | .9 | .5 | | | | | | | Transportation................................| 19.0 | 19.0 | 19.2 | 19.0 | 19.1 | 18.4 | 23.7 Vehicle purchases (net outlay)..............| 8.6 | 8.4 | 9.1 | 8.5 | 9.0 | 8.0 | 12.5 Cars and trucks, new......................| 4.4 | 4.5 | 4.0 | 4.4 | 4.0 | 4.3 | 5.0 | | | | | | | Cars and trucks, used.....................| 4.1 | 3.8 | 4.9 | 4.0 | 5.0 | 3.6 | 7.3 Other vehicles............................| .1 | .1 | .2 | .2 | (3) | .1 | .3 Gasoline and motor oil......................| 3.1 | 3.1 | 3.1 | 3.1 | 3.2 | 2.9 | 4.3 Other vehicle expenses......................| 6.1 | 6.2 | 5.9 | 6.2 | 5.7 | 6.1 | 6.2 Vehicle finance charges...................| .7 | .8 | .7 | .7 | .8 | .7 | 1.0 Maintenance and repairs...................| 2.1 | 2.1 | 2.3 | 2.1 | 2.1 | 2.1 | 2.2 Vehicle insurance.........................| 2.2 | 2.3 | 2.0 | 2.2 | 2.1 | 2.1 | 2.3 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 1.1 | 1.1 | 1.0 | 1.1 | .7 | 1.2 | .6 Public transportation.......................| 1.2 | 1.2 | 1.1 | 1.2 | 1.2 | 1.3 | .7 | | | | | | | Health care...................................| 5.5 | 6.0 | 4.2 | 5.6 | 4.1 | 5.3 | 7.3 Health insurance............................| 2.6 | 2.8 | 1.9 | 2.6 | 2.1 | 2.4 | 3.5 Medical services............................| 1.8 | 1.9 | 1.4 | 1.9 | 1.0 | 1.7 | 2.2 Drugs.......................................| .9 | 1.0 | .7 | .9 | .8 | .9 | 1.2 Medical supplies............................| .3 | .3 | .2 | .3 | .2 | .2 | .4 | | | | | | | Entertainment.................................| 4.9 | 5.1 | 4.4 | 5.1 | 3.4 | 4.9 | 5.3 Fees and admissions.........................| 1.4 | 1.5 | 1.0 | 1.4 | .6 | 1.4 | 1.1 Television, radios, sound equipment.........| 1.7 | 1.6 | 1.9 | 1.7 | 1.9 | 1.7 | 1.6 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | .6 | .9 | 1.0 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.0 | 1.1 | .6 | 1.0 | .3 | .9 | 1.7 | | | | | | | Personal care products and services...........| 1.2 | 1.2 | 1.3 | 1.2 | 1.6 | 1.3 | 1.1 | | | | | | | Reading.......................................| .5 | .5 | .5 | .5 | .3 | .5 | .5 | | | | | | | Education.....................................| 1.4 | 1.4 | 1.7 | 1.5 | 1.2 | 1.5 | 1.0 | | | | | | | Tobacco products and smoking supplies.........| .8 | .7 | 1.2 | .8 | .9 | .8 | 1.1 | | | | | | | Miscellaneous.................................| 2.4 | 2.3 | 2.5 | 2.4 | 1.9 | 2.4 | 2.4 | | | | | | | Cash contributions............................| 3.0 | 3.5 | 1.8 | 3.1 | 2.2 | 3.1 | 2.8 | | | | | | | Personal insurance and pensions...............| 9.3 | 9.9 | 7.6 | 9.4 | 8.2 | 9.4 | 9.0 Life and other personal insurance...........| 1.3 | 1.5 | .7 | 1.2 | 1.4 | 1.2 | 1.5 Pensions and Social Security................| 8.1 | 8.5 | 6.9 | 8.2 | 6.7 | 8.1 | 7.5 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $36,838 | $44,519 | $23,925 | $38,212 | $25,250 | $37,620 | $31,957 Wages and salaries..........................| 75.5 | 74.6 | 78.0 | 75.2 | 78.2 | 76.7 | 66.6 Self-employment income......................| 6.7 | 7.2 | 5.0 | 7.0 | 2.8 | 6.0 | 11.1 Social Security, private and government | | | | | | | retirement.................................| 11.4 | 12.6 | 7.6 | 11.5 | 10.6 | 11.0 | 14.5 Interest, dividends, rental income, other | | | | | | | property income............................| 3.1 | 3.8 | 1.2 | 3.4 | .5 | 2.9 | 4.8 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| .9 | .7 | 1.2 | .9 | .8 | .8 | 1.2 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1.3 | .4 | 4.2 | 1.0 | 5.8 | 1.4 | .9 Regular contributions for support...........| .8 | .5 | 1.7 | .8 | .8 | .8 | .5 Other income................................| .4 | .2 | 1.0 | .4 | .5 | .4 | .4 | | | | | | | Personal taxes................................| 8.4 | 8.7 | 7.5 | 8.5 | 7.2 | 8.4 | 8.3 Federal income taxes........................| 6.2 | 6.4 | 5.7 | 6.3 | 5.1 | 6.3 | 5.6 State and local income taxes................| 1.7 | 1.7 | 1.6 | 1.7 | 1.8 | 1.7 | 2.0 Other taxes.................................| .5 | .6 | .1 | .5 | .2 | .4 | .8 | | | | | | | Income after taxes............................| 91.6 | 91.3 | 92.5 | 91.5 | 92.8 | 91.6 | 91.7 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. n.a. Not applicable.