Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1993 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 100,049 | 85,788 | 17,124 | 17,166 | 17,158 | 17,146 | 17,194 | 14,262 Lower limit.....................................| n.a. | n.a. | n.a. | $10,654 | $19,855 | $32,842 | $52,516 | n.a. | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| $34,868 | $34,868 | $6,395 | $15,071 | $26,037 | $41,935 | $84,753 | (1) Income after taxes 1/.........................| 31,890 | 31,890 | 6,285 | 14,606 | 24,290 | 38,432 | 75,707 | (1) Age of reference person.......................| 47.8 | 47.7 | 51.1 | 51.6 | 46.4 | 43.7 | 45.9 | 48.3 | | | | | | | | Average number in consumer unit: | | | | | | | | Persons.....................................| 2.5 | 2.5 | 1.9 | 2.1 | 2.5 | 2.9 | 3.1 | 2.6 Children under 18...........................| .7 | .7 | .5 | .5 | .7 | .9 | .8 | .7 Persons 65 and over.........................| .3 | .3 | .4 | .5 | .3 | .2 | .1 | .3 Earners.....................................| 1.3 | 1.3 | .6 | .9 | 1.3 | 1.8 | 2.0 | 1.3 Vehicles....................................| 1.9 | 1.9 | .9 | 1.5 | 2.0 | 2.5 | 2.9 | 1.9 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 63 | 63 | 38 | 55 | 67 | 74 | 82 | 63 Female....................................| 37 | 37 | 62 | 45 | 33 | 26 | 18 | 37 | | | | | | | | Housing tenure: | | | | | | | | Homeowner.................................| 63 | 62 | 41 | 50 | 61 | 74 | 87 | 67 With mortgage...........................| 37 | 37 | 11 | 16 | 33 | 54 | 70 | 36 Without mortgage........................| 26 | 26 | 30 | 34 | 28 | 20 | 17 | 30 Renter....................................| 37 | 38 | 59 | 50 | 39 | 26 | 13 | 33 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 12 | 11 | 20 | 11 | 12 | 7 | 6 | 14 White and other...........................| 88 | 89 | 80 | 89 | 88 | 93 | 94 | 86 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 10 | 10 | 22 | 16 | 7 | 3 | 2 | 8 High school (9-12)........................| 43 | 42 | 45 | 51 | 48 | 42 | 25 | 47 College...................................| 47 | 48 | 32 | 33 | 45 | 55 | 73 | 44 Never attended and other..................| (2) | (2) | 1 | (2) | (2) | (2) | (3) | (2) | | | | | | | | At least one vehicle owned..................| 86 | 87 | 61 | 86 | 94 | 96 | 97 | 84 | | | | | | | | Average annual expenditures.....................| $30,692 | $31,436 | $13,957 | $19,712 | $26,603 | $37,299 | $59,521 | $26,895 | | | | | | | | Food..........................................| 14.3 | 14.4 | 17.9 | 16.7 | 15.5 | 14.4 | 12.3 | 14.8 Food at home................................| 8.9 | 8.9 | 13.2 | 11.8 | 9.9 | 8.5 | 6.6 | 9.5 Cereals and bakery products...............| 1.4 | 1.4 | 2.0 | 1.8 | 1.5 | 1.4 | 1.1 | 1.5 Cereals and cereal products.............| .5 | .5 | .8 | .7 | .6 | .5 | .4 | .6 Bakery products.........................| .9 | .9 | 1.2 | 1.1 | 1.0 | .9 | .7 | 1.0 Meats, poultry, fish, and eggs............| 2.4 | 2.3 | 3.7 | 3.3 | 2.7 | 2.1 | 1.6 | 2.8 Beef....................................| .8 | .7 | 1.1 | 1.0 | .9 | .7 | .5 | 1.0 Pork....................................| .5 | .5 | .8 | .8 | .6 | .4 | .3 | .6 Other meats.............................| .3 | .3 | .5 | .4 | .4 | .3 | .2 | .4 Poultry.................................| .4 | .4 | .7 | .5 | .5 | .4 | .3 | .5 Fish and seafood........................| .3 | .3 | .5 | .4 | .3 | .2 | .2 | .3 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.4 | 1.3 | 1.1 | 1.0 | .7 | 1.0 Fresh milk and cream....................| .4 | .4 | .6 | .6 | .5 | .4 | .3 | .4 Other dairy products....................| .5 | .5 | .7 | .7 | .6 | .6 | .4 | .6 Fruits and vegetables.....................| 1.4 | 1.4 | 2.2 | 1.9 | 1.5 | 1.4 | 1.1 | 1.5 Fresh fruits............................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Processed fruits........................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .3 Processed vegetables....................| .3 | .3 | .4 | .3 | .3 | .2 | .2 | .3 | | | | | | | | Other food at home........................| 2.7 | 2.7 | 3.9 | 3.5 | 3.1 | 2.7 | 2.1 | 2.7 Sugar and other sweets..................| .4 | .4 | .8 | .5 | .4 | .3 | .3 | .3 Fats and oils...........................| .3 | .3 | .4 | .4 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.2 | 1.2 | 1.6 | 1.5 | 1.4 | 1.2 | .9 | 1.2 Nonalcoholic beverages..................| .7 | .7 | 1.1 | 1.0 | .9 | .7 | .5 | .7 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .1 | .2 | .1 | .2 | .1 Food away from home.........................| 5.4 | 5.5 | 4.7 | 4.8 | 5.5 | 5.9 | 5.7 | 5.3 | | | | | | | | Alcoholic beverages...........................| .9 | .9 | 1.0 | .9 | .8 | .9 | 1.0 | .7 | | | | | | | | Housing.......................................| 31.4 | 30.8 | 35.5 | 33.4 | 30.9 | 29.9 | 29.3 | 35.7 Shelter.....................................| 17.6 | 17.2 | 19.1 | 18.8 | 16.9 | 16.9 | 16.6 | 20.1 Owned dwellings...........................| 10.9 | 10.5 | 6.4 | 7.0 | 8.5 | 11.2 | 13.2 | 12.8 Mortgage interest and charges...........| 6.1 | 6.0 | 2.3 | 2.5 | 4.1 | 7.0 | 8.3 | 6.7 Property taxes..........................| 2.7 | 2.5 | 2.2 | 2.2 | 2.4 | 2.4 | 2.9 | 3.7 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 2.0 | 2.0 | 2.0 | 2.2 | 2.0 | 1.9 | 2.0 | 2.4 Rented dwellings..........................| 5.6 | 5.5 | 11.8 | 10.9 | 7.6 | 4.8 | 1.8 | 5.9 Other lodging.............................| 1.2 | 1.2 | .8 | .9 | .9 | 1.0 | 1.6 | 1.4 | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 6.6 | 10.3 | 8.6 | 7.6 | 6.2 | 5.0 | 8.4 Natural gas...............................| .9 | .9 | 1.5 | 1.2 | 1.0 | .8 | .7 | 1.1 Electricity...............................| 2.7 | 2.6 | 4.0 | 3.4 | 3.0 | 2.5 | 1.9 | 3.5 Fuel oil and other fuels..................| .3 | .3 | .5 | .4 | .4 | .3 | .2 | .4 Telephone services........................| 2.1 | 2.1 | 3.3 | 2.7 | 2.4 | 2.0 | 1.5 | 2.5 Water and other public services...........| .8 | .8 | 1.0 | .9 | .8 | .7 | .6 | .9 Household operations........................| 1.5 | 1.5 | 1.2 | 1.4 | 1.2 | 1.3 | 1.7 | 1.9 Personal services.........................| .7 | .7 | .5 | .6 | .6 | .8 | .8 | .9 Other household expenses..................| .8 | .7 | .7 | .8 | .6 | .6 | .9 | 1.1 | | | | | | | | Housekeeping supplies.......................| 1.3 | 1.4 | 1.6 | 1.5 | 1.4 | 1.4 | 1.3 | 1.1 Laundry and cleaning supplies.............| .3 | .3 | .4 | .5 | .4 | .3 | .3 | .3 Other household products..................| .6 | .7 | .8 | .6 | .6 | .7 | .7 | .5 Postage and stationery....................| .4 | .4 | .4 | .4 | .4 | .4 | .3 | .3 Household furnishings and equipment.........| 4.0 | 4.0 | 3.3 | 3.1 | 3.7 | 4.0 | 4.7 | 4.1 Household textiles........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .3 Furniture.................................| 1.0 | 1.0 | .9 | .9 | .9 | .9 | 1.1 | 1.4 Floor coverings...........................| .3 | .3 | .1 | .2 | .2 | .4 | .3 | .3 Major appliances..........................| .5 | .5 | .5 | .5 | .5 | .4 | .4 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .3 | .2 | .3 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.6 | 1.7 | 1.2 | 1.0 | 1.5 | 1.7 | 2.2 | 1.3 | | | | | | | | Apparel and services..........................| 5.5 | 5.5 | 6.2 | 5.6 | 5.6 | 5.5 | 5.2 | 5.7 Men and boys................................| 1.4 | 1.4 | 1.2 | 1.3 | 1.3 | 1.6 | 1.3 | 1.5 Men, 16 and over..........................| 1.1 | 1.1 | 1.0 | 1.0 | 1.1 | 1.2 | 1.1 | 1.1 Boys, 2 to 15.............................| .3 | .3 | .2 | .2 | .3 | .4 | .2 | .4 Women and girls.............................| 2.1 | 2.1 | 2.5 | 2.3 | 2.3 | 2.1 | 2.0 | 2.3 Women, 16 and over........................| 1.8 | 1.8 | 2.3 | 2.0 | 2.0 | 1.7 | 1.7 | 2.0 Girls, 2 to 15............................| .3 | .3 | .2 | .3 | .3 | .4 | .3 | .3 Children under 2............................| .3 | .3 | .3 | .3 | .3 | .3 | .2 | .2 Footwear....................................| .8 | .8 | 1.3 | 1.0 | .9 | .8 | .6 | .8 Other apparel products and services.........| .9 | .9 | .8 | .7 | .8 | .7 | 1.0 | .9 | | | | | | | | Transportation................................| 17.8 | 17.5 | 15.0 | 17.1 | 17.9 | 18.5 | 17.4 | 19.4 Vehicle purchases (net outlay)..............| 7.6 | 7.4 | 6.1 | 7.0 | 6.8 | 7.9 | 7.7 | 8.8 Cars and trucks, new......................| 4.0 | 3.9 | 2.0 | 2.5 | 3.1 | 4.1 | 5.0 | 4.5 | | | | | | | | Cars and trucks, used.....................| 3.5 | 3.4 | 4.1 | 4.4 | 3.6 | 3.7 | 2.7 | 4.1 Other vehicles............................| .1 | .1 | (3) | (3) | 4/.1 | .1 | (3) | 4/.2 Gasoline and motor oil......................| 3.2 | 3.1 | 3.2 | 3.5 | 3.8 | 3.3 | 2.6 | 3.6 Other vehicle expenses......................| 6.0 | 6.0 | 4.8 | 5.7 | 6.4 | 6.4 | 6.0 | 5.9 Vehicle finance charges...................| .8 | .8 | .3 | .6 | .9 | 1.0 | .8 | .9 Maintenance and repairs...................| 2.0 | 2.1 | 1.9 | 2.1 | 2.2 | 2.2 | 1.9 | 1.8 Vehicle insurance.........................| 2.2 | 2.2 | 1.7 | 2.3 | 2.4 | 2.3 | 2.1 | 2.4 Vehicle rental, leases, licenses, | | | | | | | | other charges............................| 1.0 | 1.0 | .8 | .7 | .9 | .9 | 1.3 | .9 Public transportation.......................| 1.0 | 1.0 | .8 | .9 | .9 | .9 | 1.2 | 1.1 | | | | | | | | Health care...................................| 5.8 | 5.6 | 7.7 | 8.4 | 6.5 | 5.3 | 4.0 | 6.8 Health insurance............................| 2.6 | 2.5 | 3.5 | 4.0 | 3.1 | 2.3 | 1.7 | 3.0 Medical services............................| 1.9 | 1.8 | 2.0 | 2.1 | 2.0 | 1.9 | 1.5 | 2.4 Drugs.......................................| 1.0 | 1.0 | 1.7 | 1.7 | 1.1 | .8 | .6 | 1.2 Medical supplies............................| .3 | .3 | .5 | .6 | .3 | .3 | .3 | .3 | | | | | | | | Entertainment.................................| 5.3 | 5.1 | 3.9 | 4.6 | 4.7 | 5.1 | 5.7 | 6.3 Fees and admissions.........................| 1.3 | 1.3 | .8 | .9 | 1.1 | 1.3 | 1.7 | 1.4 Television, radios, sound equipment.........| 1.9 | 1.7 | 1.8 | 1.8 | 1.8 | 1.8 | 1.5 | 2.7 Pets, toys, and playground equipment........| 1.0 | 1.0 | .8 | .9 | 1.0 | 1.1 | 1.0 | .8 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.1 | 1.0 | .4 | 1.0 | .8 | .8 | 1.4 | 1.3 | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.4 | 1.5 | 1.3 | 1.4 | 1.2 | 1.1 | | | | | | | | Reading.......................................| .5 | .5 | .5 | .6 | .6 | .6 | .5 | .5 | | | | | | | | Education.....................................| 1.5 | 1.4 | 2.2 | 1.3 | 1.0 | .9 | 1.7 | 2.1 | | | | | | | | Tobacco products and smoking supplies.........| .9 | .9 | 1.4 | 1.2 | 1.2 | .9 | .5 | .8 | | | | | | | | Miscellaneous.................................| 2.3 | 2.4 | 2.7 | 2.1 | 2.6 | 2.5 | 2.3 | 1.9 | | | | | | | | Cash contributions............................| 3.1 | 3.3 | 2.2 | 2.3 | 3.4 | 2.8 | 4.3 | 1.6 | | | | | | | | Personal insurance and pensions...............| 9.5 | 10.4 | 2.2 | 4.4 | 8.0 | 11.3 | 14.8 | 2.7 Life and other personal insurance...........| 1.3 | 1.2 | .9 | .8 | 1.1 | 1.1 | 1.6 | 1.7 Pensions and Social Security................| 8.2 | 9.2 | 1.4 | 3.6 | 7.0 | 10.1 | 13.2 | 1.0 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| $34,868 | $34,868 | $6,395 | $15,071 | $26,037 | $41,935 | $84,753 | (1) Wages and salaries..........................| 76.0 | 76.0 | 28.5 | 47.6 | 69.3 | 82.5 | 83.4 | (1) Self-employment income......................| 6.1 | 6.1 | .2 | 3.2 | 4.4 | 4.8 | 8.2 | (1) Social Security, private and government | | | | | | | | retirement.................................| 11.6 | 11.6 | 45.2 | 36.9 | 19.0 | 8.0 | 4.0 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 3.0 | 3.0 | 1.4 | 2.5 | 2.8 | 2.6 | 3.3 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .9 | .9 | 2.4 | 1.9 | 1.5 | .9 | .4 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.3 | 1.3 | 17.9 | 4.8 | 1.2 | .3 | .1 | (1) Regular contributions for support...........| .8 | .8 | 3.1 | 2.1 | 1.2 | .6 | .4 | (1) Other income................................| .4 | .4 | 1.4 | .9 | .5 | .3 | .2 | (1) | | | | | | | | Personal taxes................................| 8.5 | 8.5 | 1.7 | 3.1 | 6.7 | 8.4 | 10.7 | (1) Federal income taxes........................| 6.4 | 6.4 | .5 | 1.9 | 4.9 | 6.1 | 8.2 | (1) State and local income taxes................| 1.7 | 1.7 | .3 | .7 | 1.4 | 1.8 | 2.1 | (1) Other taxes.................................| .5 | .5 | .9 | .5 | .5 | .5 | .4 | (1) | | | | | | | | Income after taxes............................| 91.5 | 91.5 | 98.3 | 96.9 | 93.3 | 91.6 | 89.3 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.