Table 1201. Income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1992 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ | ___________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | \$5,000 |\$10,000 |\$15,000 |\$20,000 |\$30,000 |\$40,000 |\$50,000 | \$70,000 |complete | than | to | to | to | to | to | to | to | and |reporting| \$5,000 | \$9,999 |\$14,999 |\$19,999 |\$29,999 |\$39,999 |\$49,999 |\$69,999 | over | | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | | Number of consumer units (in thousands).| 86,395 | 5,120 | 11,717 | 10,053 | 8,294 | 14,616 | 10,448 | 7,967 | 9,707 | 8,474 | | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | | | Income before taxes 2/................| \$33,854 | \$2,152 | \$7,494 |\$12,437 |\$17,420 |\$24,560 |\$34,439 |\$44,442 |\$58,449 |\$108,124 Income after taxes 2/.................| 30,786 | 1,862 | 7,421 | 12,151 | 16,561 | 22,929 | 31,713 | 40,847 | 52,559 | 94,608 Age of reference person...............| 47.5 | 41.1 | 54.1 | 52.8 | 50.2 | 46.8 | 44.5 | 43.7 | 44.1 | 46.0 | | | | | | | | | | Average number in consumer unit: | | | | | | | | | | Persons.............................| 2.5 | 1.7 | 1.8 | 2.2 | 2.3 | 2.5 | 2.7 | 3.0 | 3.1 | 3.1 Children under 18...................| .7 | .4 | .5 | .6 | .6 | .7 | .8 | .9 | .9 | .8 Persons 65 and over.................| .3 | .2 | .5 | .5 | .5 | .4 | .2 | .2 | .1 | .1 Earners.............................| 1.3 | .8 | .5 | .8 | 1.1 | 1.3 | 1.6 | 1.8 | 2.0 | 2.1 Vehicles............................| 1.9 | .9 | .9 | 1.3 | 1.7 | 2.0 | 2.3 | 2.5 | 2.9 | 2.9 | | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | | Male..............................| 64 | 48 | 40 | 49 | 62 | 67 | 72 | 77 | 81 | 81 Female............................| 36 | 52 | 60 | 51 | 38 | 33 | 28 | 23 | 19 | 19 | | | | | | | | | | Housing tenure: | | | | | | | | | | Percent homeowner.................| 61 | 25 | 40 | 50 | 55 | 57 | 67 | 75 | 83 | 89 With mortgage...................| 36 | 10 | 7 | 15 | 23 | 31 | 44 | 58 | 68 | 74 Without mortgage................| 24 | 15 | 33 | 36 | 32 | 26 | 23 | 17 | 15 | 15 Renter............................| 39 | 75 | 60 | 50 | 45 | 43 | 33 | 25 | 17 | 11 | | | | | | | | | | Race of reference person: | | | | | | | | | | Black.............................| 11 | 20 | 19 | 15 | 11 | 10 | 10 | 6 | 6 | 4 White and other...................| 89 | 80 | 81 | 85 | 89 | 90 | 90 | 94 | 94 | 96 | | | | | | | | | | Education of reference person: | | | | | | | | | | Elementary (1-8)..................| 11 | 17 | 25 | 18 | 14 | 9 | 4 | 3 | 3 | 1 High school (9-12)................| 42 | 43 | 48 | 49 | 49 | 48 | 46 | 41 | 32 | 18 College...........................| 47 | 39 | 26 | 31 | 37 | 43 | 50 | 56 | 66 | 80 Never attended and other..........| (3) | 1 | 1 | 1 | (4) | (3) | (4) | (4) | (4) | (5) | | | | | | | | | | At least one vehicle owned..........| 86 | 56 | 59 | 79 | 88 | 93 | 96 | 98 | 97 | 96 | | | | | | | | | | Average annual expenditures.............| \$30,527 |\$13,300 |\$12,250 |\$17,391 |\$21,360 |\$26,071 |\$31,381 |\$39,983 |\$46,735 | \$69,207 | | | | | | | | | | Food..................................| 14.3 | 17.2 | 17.8 | 16.7 | 17.2 | 15.2 | 14.5 | 14.1 | 13.4 | 11.1 Food at home........................| 8.8 | 11.3 | 13.6 | 11.8 | 11.6 | 9.8 | 8.9 | 8.2 | 7.6 | 5.9 Cereals and bakery products.......| 1.4 | 1.9 | 2.1 | 1.8 | 1.7 | 1.5 | 1.4 | 1.3 | 1.2 | .9 Cereals and cereal products.....| .5 | .6 | .7 | .7 | .6 | .5 | .5 | .4 | .4 | .3 Bakery products.................| .9 | 1.3 | 1.3 | 1.2 | 1.1 | 1.0 | .9 | .8 | .8 | .6 Meats, poultry, fish, and eggs....| 2.3 | 3.3 | 3.6 | 3.3 | 3.2 | 2.5 | 2.2 | 2.0 | 1.8 | 1.5 Beef............................| .7 | .9 | 1.0 | 1.0 | 1.0 | .8 | .7 | .6 | .5 | .4 Pork............................| .5 | .8 | 1.0 | .8 | .8 | .6 | .5 | .4 | .4 | .3 Other meats.....................| .3 | .4 | .5 | .4 | .4 | .4 | .3 | .3 | .3 | .2 Poultry.........................| .4 | .6 | .7 | .6 | .5 | .4 | .4 | .3 | .3 | .3 Fish and seafood................| .2 | .4 | .3 | .3 | .3 | .2 | .2 | .2 | .2 | .3 Eggs............................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | | Dairy products....................| 1.0 | 1.3 | 1.7 | 1.4 | 1.3 | 1.2 | 1.0 | .9 | .9 | .6 Fresh milk and cream............| .4 | .6 | .9 | .6 | .7 | .5 | .4 | .4 | .3 | .2 Other dairy products............| .6 | .7 | .8 | .7 | .7 | .6 | .6 | .5 | .5 | .4 Fruits and vegetables.............| 1.4 | 1.8 | 2.4 | 2.0 | 1.9 | 1.6 | 1.3 | 1.3 | 1.2 | 1.0 Fresh fruits....................| .4 | .5 | .7 | .6 | .6 | .5 | .4 | .4 | .3 | .3 Fresh vegetables................| .4 | .5 | .7 | .6 | .5 | .5 | .4 | .4 | .4 | .3 Processed fruits................| .3 | .4 | .6 | .5 | .5 | .4 | .3 | .3 | .3 | .2 Processed vegetables............| .2 | .3 | .4 | .4 | .3 | .3 | .2 | .2 | .2 | .1 | | | | | | | | | | Other food at home................| 2.7 | 3.0 | 3.9 | 3.4 | 3.5 | 3.0 | 2.9 | 2.7 | 2.5 | 1.8 Sugar and other sweets..........| .3 | .4 | .5 | .5 | .5 | .4 | .3 | .4 | .3 | .2 Fats and oils...................| .2 | .3 | .4 | .3 | .4 | .3 | .2 | .2 | .2 | .1 Miscellaneous foods.............| 1.3 | 1.3 | 1.8 | 1.5 | 1.6 | 1.4 | 1.4 | 1.3 | 1.2 | .9 Nonalcoholic beverages..........| .7 | .9 | 1.1 | .9 | .9 | .8 | .8 | .7 | .6 | .5 Food prepared by consumer unit | | | | | | | | | | on out-of-town trips...........| .1 | .1 | .1 | .1 | .2 | .1 | .2 | .1 | .2 | .2 Food away from home.................| 5.5 | 5.9 | 4.2 | 4.8 | 5.6 | 5.4 | 5.6 | 5.9 | 5.8 | 5.2 | | | | | | | | | | Alcoholic beverages...................| 1.1 | 1.1 | .8 | 1.2 | 1.0 | 1.2 | 1.0 | .9 | 1.0 | 1.0 | | | | | | | | | | Housing...............................| 31.2 | 34.8 | 39.0 | 35.6 | 33.1 | 31.3 | 30.4 | 29.8 | 29.5 | 29.7 Shelter.............................| 17.8 | 20.9 | 21.7 | 19.7 | 18.1 | 17.6 | 17.0 | 17.0 | 17.0 | 17.7 Owned dwellings...................| 10.8 | 7.4 | 5.9 | 8.1 | 7.5 | 8.4 | 10.1 | 11.5 | 13.0 | 14.4 Mortgage interest and charges...| 6.5 | 4.2 | 1.6 | 3.1 | 3.3 | 4.1 | 6.2 | 7.5 | 8.7 | 9.5 Property taxes..................| 2.5 | 1.9 | 2.1 | 2.5 | 2.3 | 2.1 | 2.3 | 2.3 | 2.7 | 3.0 | | | | | | | | | | Maintenance, repairs, | | | | | | | | | | insurance, other expenses......| 1.8 | 1.3 | 2.2 | 2.5 | 1.9 | 2.2 | 1.6 | 1.7 | 1.5 | 1.9 Rented dwellings..................| 5.9 | 12.6 | 15.2 | 11.1 | 9.7 | 8.4 | 6.1 | 4.6 | 2.8 | 1.4 Other lodging.....................| 1.1 | .9 | .6 | .5 | .9 | .8 | .8 | 1.0 | 1.2 | 1.8 Utilities, fuels, and public | | | | | | | | | | services...........................| 6.4 | 8.5 | 11.0 | 9.4 | 8.0 | 7.1 | 6.6 | 5.7 | 5.5 | 4.4 Natural gas.......................| .8 | 1.2 | 1.5 | 1.2 | 1.0 | .9 | .7 | .7 | .7 | .6 Electricity.......................| 2.5 | 3.1 | 4.2 | 3.7 | 3.1 | 2.8 | 2.6 | 2.2 | 2.2 | 1.7 Fuel oil and other fuels..........| .3 | .3 | .7 | .5 | .4 | .3 | .3 | .2 | .3 | .2 Telephone services................| 2.0 | 3.2 | 3.4 | 3.0 | 2.6 | 2.4 | 2.1 | 1.7 | 1.6 | 1.3 Water and other public services...| .8 | .7 | 1.1 | 1.0 | .9 | .8 | .8 | .7 | .7 | .6 Household operations................| 1.6 | 1.2 | 1.6 | 1.7 | 1.3 | 1.2 | 1.2 | 1.6 | 1.5 | 2.3 Personal services.................| .8 | .5 | .8 | .9 | .6 | .6 | .7 | 1.0 | .9 | 1.0 Other household expenses..........| .8 | .7 | .8 | .8 | .7 | .6 | .5 | .6 | .6 | 1.2 | | | | | | | | | | Housekeeping supplies...............| 1.5 | 1.2 | 1.8 | 1.6 | 2.0 | 1.6 | 1.5 | 1.5 | 1.5 | 1.2 Laundry and cleaning supplies.....| .4 | .4 | .6 | .5 | .4 | .4 | .4 | .4 | .4 | .3 Other household products..........| .7 | .5 | .7 | .7 | 1.2 | .7 | .6 | .7 | .7 | .6 Postage and stationery............| .4 | .3 | .5 | .4 | .4 | .5 | .4 | .4 | .4 | .4 Household furnishings and equipment.| 3.9 | 3.0 | 2.9 | 3.2 | 3.7 | 3.9 | 4.2 | 3.9 | 4.0 | 4.2 Household textiles................| .3 | .2 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .4 Furniture.........................| 1.0 | .7 | .7 | .8 | .9 | 1.0 | 1.0 | 1.0 | 1.1 | 1.3 Floor coverings...................| .2 | 6/.4 | 6/.1 | .1 | .2 | .2 | .4 | .1 | .2 | .1 Major appliances..................| .5 | .4 | .5 | .7 | .4 | .5 | .7 | .4 | .4 | .4 Small appliances, miscellaneous | | | | | | | | | | housewares.......................| .3 | .2 | .2 | .2 | .3 | .2 | .3 | .3 | .3 | .3 Miscellaneous household equipment.| 1.6 | 1.2 | 1.1 | .9 | 1.5 | 1.7 | 1.5 | 1.8 | 1.7 | 1.6 | | | | | | | | | | Apparel and services..................| 5.7 | 5.8 | 5.2 | 5.1 | 5.1 | 6.0 | 5.1 | 5.7 | 5.9 | 5.9 Men and boys........................| 1.4 | 1.2 | .9 | 1.2 | 1.3 | 1.4 | 1.3 | 1.7 | 1.7 | 1.3 Men, 16 and over..................| 1.2 | 1.1 | .8 | 1.0 | 1.0 | 1.1 | 1.1 | 1.4 | 1.3 | 1.2 Boys, 2 to 15.....................| .3 | .1 | .1 | .2 | .3 | .3 | .2 | .3 | .4 | .2 Women and girls.....................| 2.3 | 2.4 | 2.7 | 1.9 | 1.7 | 2.4 | 2.0 | 2.2 | 2.4 | 2.6 Women, 16 and over................| 2.0 | 2.2 | 2.5 | 1.7 | 1.4 | 2.1 | 1.7 | 1.8 | 2.0 | 2.3 Girls, 2 to 15....................| .3 | .2 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Children under 2....................| .3 | .2 | .3 | .2 | .4 | .3 | .3 | .2 | .2 | .2 Footwear............................| .8 | .8 | .5 | 1.1 | 1.1 | 1.0 | .7 | .8 | .7 | .7 Other apparel products and services.| .9 | 1.1 | .7 | .8 | .7 | .9 | .8 | .8 | .9 | 1.1 | | | | | | | | | | Transportation........................| 17.1 | 15.9 | 13.5 | 16.4 | 15.9 | 18.8 | 18.6 | 17.8 | 17.4 | 16.5 Vehicle purchases (net outlay)......| 7.1 | 6.2 | 4.8 | 6.9 | 4.9 | 7.9 | 7.8 | 7.5 | 7.2 | 7.3 | | | | | | | | | | Cars and trucks, new..............| 3.6 | 6/1.5 | 1.9 | 2.4 | 1.0 | 2.6 | 3.8 | 4.6 | 3.9 | 5.1 Cars and trucks, used.............| 3.4 | 4.4 | 2.9 | 4.5 | 3.9 | 5.1 | 3.9 | 2.8 | 3.2 | 2.0 Other vehicles....................| .1 | 6/.2 | (4) | (4) | (4) | .2 | 6/.1 | 6/.2 | 6/.1 | .2 Gasoline and motor oil..............| 3.2 | 3.7 | 3.5 | 3.5 | 3.9 | 3.7 | 3.5 | 3.3 | 3.1 | 2.3 Other vehicle expenses..............| 5.9 | 5.0 | 4.4 | 5.2 | 6.3 | 6.3 | 6.4 | 6.1 | 6.2 | 5.7 Vehicle finance charges...........| .8 | .3 | .3 | .6 | .8 | .8 | 1.1 | 1.0 | 1.1 | .7 Maintenance and repairs...........| 2.1 | 2.2 | 1.8 | 2.0 | 2.5 | 2.3 | 2.2 | 2.1 | 2.0 | 1.8 Vehicle insurance.................| 2.1 | 1.8 | 1.8 | 2.1 | 2.2 | 2.3 | 2.3 | 2.2 | 2.2 | 1.9 Vehicle rental, leases, licenses, | | | | | | | | | | other charges....................| .9 | .7 | .5 | .6 | .7 | .9 | .8 | .8 | .9 | 1.3 Public transportation...............| .9 | 1.0 | .8 | .7 | .8 | .9 | .8 | .9 | .9 | 1.2 | | | | | | | | | | Health care...........................| 5.4 | 5.8 | 8.5 | 8.1 | 7.7 | 6.3 | 5.5 | 4.9 | 4.3 | 3.7 Health insurance....................| 2.4 | 2.3 | 4.1 | 3.9 | 3.6 | 3.0 | 2.5 | 2.1 | 1.7 | 1.4 Medical services....................| 1.8 | 2.0 | 2.2 | 2.0 | 2.1 | 1.8 | 1.8 | 1.8 | 1.8 | 1.5 Drugs...............................| .9 | 1.3 | 1.9 | 1.8 | 1.5 | 1.2 | .8 | .7 | .6 | .5 Medical supplies....................| .3 | .3 | .3 | .5 | .5 | .3 | .3 | .3 | .3 | .2 | | | | | | | | | | Entertainment.........................| 5.0 | 5.6 | 3.6 | 3.7 | 4.8 | 4.4 | 5.0 | 5.9 | 5.7 | 5.1 Fees and admissions.................| 1.2 | 1.3 | .6 | .6 | .9 | .9 | 1.1 | 1.3 | 1.5 | 1.7 Television, radios, sound equipment.| 1.6 | 2.0 | 1.7 | 1.8 | 1.7 | 1.8 | 1.7 | 1.6 | 1.6 | 1.4 Pets, toys, and playground | | | | | | | | | | equipment..........................| .9 | .7 | .9 | .8 | .9 | 1.0 | .9 | 1.1 | 1.0 | .8 Other entertainment supplies, | | | | | | | | | | equipment, and services............| 1.2 | 1.6 | .3 | .5 | 1.4 | .8 | 1.2 | 2.0 | 1.7 | 1.1 | | | | | | | | | | Personal care products and services...| 1.3 | 1.5 | 1.5 | 1.3 | 1.6 | 1.4 | 1.3 | 1.3 | 1.3 | 1.2 | | | | | | | | | | Reading...............................| .5 | .5 | .5 | .6 | .6 | .6 | .5 | .5 | .6 | .5 | | | | | | | | | | Education.............................| 1.4 | 4.8 | 1.7 | 1.2 | 1.1 | .7 | 1.1 | 1.1 | 1.3 | 1.9 | | | | | | | | | | Tobacco products and smoking supplies.| .9 | 1.5 | 1.7 | 1.4 | 1.3 | 1.1 | 1.0 | .8 | .7 | .4 | | | | | | | | | | Miscellaneous.........................| 2.6 | 2.5 | 2.3 | 2.3 | 2.9 | 2.4 | 3.0 | 2.8 | 2.6 | 2.5 | | | | | | | | | | Cash contributions....................| 3.3 | 1.1 | 1.6 | 2.9 | 2.4 | 2.6 | 2.7 | 3.6 | 3.0 | 5.4 | | | | | | | | | | Personal insurance and pensions.......| 10.1 | 1.9 | 2.3 | 3.5 | 5.2 | 7.7 | 10.4 | 10.9 | 13.2 | 15.1 Life and other personal insurance...| 1.2 | .8 | .8 | .7 | .8 | 1.1 | 1.1 | 1.1 | 1.3 | 1.5 Pensions and Social Security........| 8.9 | 1.1 | 1.5 | 2.8 | 4.4 | 6.6 | 9.2 | 9.8 | 11.9 | 13.6 | | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | | | Money income before taxes.............| \$33,854 | \$2,152 | \$7,494 |\$12,437 |\$17,420 |\$24,560 |\$34,439 |\$44,442 |\$58,449 |\$108,124 Wages and salaries..................| 74.0 | 64.0 | 22.7 | 39.2 | 54.8 | 67.6 | 79.6 | 82.2 | 86.6 | 76.3 Self-employment income..............| 7.4 | -39.7 | 2.4 | 3.1 | 3.2 | 4.4 | 3.9 | 5.1 | 5.0 | 14.4 Social Security, private and | | | | | | | | | | government retirement..............| 11.5 | 31.3 | 49.0 | 40.3 | 31.5 | 20.0 | 10.1 | 7.1 | 4.0 | 4.1 Interest, dividends, rental income, | | | | | | | | | | other property income..............| 3.3 | 2.3 | 1.8 | 3.0 | 3.7 | 3.3 | 3.2 | 3.2 | 2.5 | 4.2 Unemployment and workers' | | | | | | | | | | compensation, veterans' benefits...| 1.0 | 5.5 | 2.2 | 2.1 | 1.8 | 2.0 | 1.2 | 1.1 | .6 | .3 Public assistance, supplemental | | | | | | | | | | security income, food stamps.......| 1.4 | 24.3 | 17.5 | 8.7 | 2.3 | 1.1 | .6 | .2 | .2 | (4) Regular contributions for support...| 1.0 | 8.2 | 3.2 | 2.5 | 1.9 | 1.2 | .9 | .8 | .8 | .5 Other income........................| .4 | 4.0 | 1.3 | 1.1 | .8 | .5 | .5 | .2 | .4 | .1 | | | | | | | | | | Personal taxes........................| 9.1 | 13.5 | 1.0 | 2.3 | 4.9 | 6.6 | 7.9 | 8.1 | 10.1 | 12.5 Federal income taxes................| 6.8 | 9.4 | .1 | 1.1 | 3.5 | 4.8 | 5.8 | 5.9 | 7.5 | 9.7 State and local income taxes........| 1.8 | 1.6 | .2 | .4 | .9 | 1.4 | 1.7 | 1.8 | 2.1 | 2.4 Other taxes.........................| .5 | 2.5 | .6 | .8 | .6 | .5 | .4 | .4 | .4 | .4 | | | | | | | | | | Income after taxes....................| 90.9 | 86.5 | 99.0 | 97.7 | 95.1 | 93.4 | 92.1 | 91.9 | 89.9 | 87.5 | | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See Quintiles of income before taxes table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Value less than 0.05. 5/ No data reported. 6/ Data are likely to have large sampling errors.