Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1991 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 97,918 | 84,021 | 16,757 | 16,800 | 16,833 | 16,789 | 16,841 | 13,898 Lower limit.....................................| n.a. | n.a. | n.a. | $10,215 | $19,836 | $32,351 | $50,975 | n.a. | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| $33,901 | $33,901 | $5,981 | $14,821 | $26,073 | $40,868 | $81,594 | (1) Income after taxes 1/.........................| 30,729 | 30,729 | 5,648 | 14,308 | 23,973 | 37,237 | 72,332 | (1) Age of reference person.......................| 47.5 | 47.3 | 51.2 | 51.0 | 45.9 | 43.5 | 45.1 | 48.6 | | | | | | | | Average number in consumer unit: | | | | | | | | Persons.....................................| 2.6 | 2.6 | 1.8 | 2.3 | 2.6 | 2.9 | 3.2 | 2.6 Children under 18...........................| .7 | .7 | .4 | .6 | .7 | .9 | .9 | .6 Persons 65 and over.........................| .3 | .3 | .4 | .5 | .3 | .2 | .1 | .3 Earners.....................................| 1.4 | 1.4 | .6 | 1.0 | 1.4 | 1.8 | 2.1 | 1.4 Vehicles....................................| 2.0 | 2.0 | .9 | 1.5 | 2.0 | 2.5 | 2.9 | 1.9 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 65 | 65 | 40 | 56 | 69 | 78 | 83 | 67 Female....................................| 35 | 35 | 60 | 44 | 31 | 22 | 17 | 33 | | | | | | | | Housing tenure: | | | | | | | | Percent homeowner.........................| 63 | 62 | 41 | 52 | 59 | 73 | 87 | 68 With mortgage...........................| 39 | 38 | 12 | 19 | 35 | 53 | 73 | 39 Without mortgage........................| 25 | 24 | 29 | 33 | 24 | 19 | 14 | 28 Renter....................................| 37 | 38 | 59 | 48 | 41 | 27 | 13 | 32 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 11 | 11 | 18 | 14 | 9 | 7 | 5 | 14 White and other...........................| 89 | 89 | 82 | 86 | 91 | 93 | 95 | 86 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 10 | 10 | 22 | 15 | 8 | 4 | 2 | 10 High school (9-12)........................| 43 | 43 | 46 | 53 | 47 | 43 | 25 | 45 College...................................| 46 | 47 | 31 | 32 | 45 | 53 | 73 | 44 Never attended and other..................| 1 | (2) | 2 | (2) | (2) | (2) | (2) | 1 | | | | | | | | At least one vehicle owned..................| 86 | 87 | 61 | 84 | 94 | 97 | 98 | 83 | | | | | | | | Average annual expenditures.....................| $29,614 | $30,487 | $13,464 | $18,986 | $26,144 | $36,151 | $57,597 | $24,903 | | | | | | | | Food..........................................| 14.4 | 14.3 | 17.4 | 17.4 | 15.1 | 14.4 | 12.2 | 15.6 Food at home................................| 9.0 | 8.9 | 12.8 | 12.1 | 9.9 | 8.7 | 6.7 | 9.4 Cereals and bakery products...............| 1.4 | 1.4 | 1.9 | 1.8 | 1.5 | 1.3 | 1.0 | 1.5 Cereals and cereal products.............| .5 | .5 | .7 | .7 | .5 | .5 | .4 | .5 Bakery products.........................| .9 | .9 | 1.2 | 1.1 | 1.0 | .9 | .7 | 1.0 Meats, poultry, fish, and eggs............| 2.4 | 2.4 | 3.7 | 3.4 | 2.6 | 2.2 | 1.7 | 2.6 Beef....................................| .8 | .8 | 1.2 | 1.1 | .9 | .8 | .6 | .7 Pork....................................| .5 | .5 | .8 | .7 | .6 | .4 | .3 | .5 Other meats.............................| .3 | .3 | .5 | .5 | .4 | .3 | .2 | .4 Poultry.................................| .4 | .4 | .6 | .6 | .5 | .4 | .3 | .5 Fish and seafood........................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .3 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.4 | 1.4 | 1.1 | 1.0 | .8 | 1.0 Fresh milk and cream....................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .4 Other dairy products....................| .6 | .6 | .7 | .7 | .6 | .5 | .5 | .5 Fruits and vegetables.....................| 1.4 | 1.4 | 2.1 | 2.0 | 1.6 | 1.4 | 1.1 | 1.6 Fresh fruits............................| .5 | .4 | .6 | .6 | .5 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .4 Processed fruits........................| .3 | .3 | .4 | .5 | .4 | .3 | .3 | .3 Processed vegetables....................| .2 | .2 | .4 | .3 | .3 | .2 | .2 | .3 | | | | | | | | Other food at home........................| 2.8 | 2.8 | 3.7 | 3.6 | 3.1 | 2.8 | 2.1 | 2.8 Sugar and other sweets..................| .3 | .3 | .5 | .5 | .4 | .3 | .2 | .3 Fats and oils...........................| .2 | .2 | .4 | .3 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.3 | 1.3 | 1.6 | 1.6 | 1.4 | 1.3 | 1.0 | 1.3 Nonalcoholic beverages..................| .8 | .8 | 1.1 | 1.0 | .9 | .7 | .6 | .8 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .2 | .2 Food away from home.........................| 5.5 | 5.4 | 4.6 | 5.3 | 5.2 | 5.7 | 5.5 | 6.2 | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.0 | .9 | 1.0 | 1.2 | 1.0 | 1.0 | .9 | | | | | | | | Housing.......................................| 31.2 | 30.6 | 36.4 | 32.5 | 30.5 | 29.4 | 29.3 | 35.9 Shelter.....................................| 17.5 | 17.1 | 20.4 | 17.6 | 16.8 | 16.4 | 16.7 | 20.4 Owned dwellings...........................| 11.1 | 10.8 | 8.3 | 7.3 | 8.5 | 10.8 | 13.5 | 13.2 Mortgage interest and charges...........| 6.5 | 6.4 | 3.1 | 2.7 | 4.6 | 6.9 | 8.9 | 7.3 Property taxes..........................| 2.7 | 2.5 | 2.8 | 2.5 | 2.2 | 2.3 | 2.8 | 3.7 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 1.9 | 1.8 | 2.4 | 2.1 | 1.7 | 1.6 | 1.8 | 2.2 Rented dwellings..........................| 5.4 | 5.3 | 11.3 | 9.8 | 7.7 | 4.6 | 1.7 | 5.8 Other lodging.............................| 1.1 | 1.0 | .8 | .6 | .7 | 1.0 | 1.5 | 1.4 | | | | | | | | Utilities, fuels, and public services.......| 6.7 | 6.4 | 9.6 | 8.7 | 7.2 | 6.0 | 4.9 | 8.7 Natural gas...............................| .8 | .8 | 1.3 | 1.1 | .8 | .7 | .6 | 1.2 Electricity...............................| 2.7 | 2.6 | 3.7 | 3.5 | 2.9 | 2.5 | 2.0 | 3.5 Fuel oil and other fuels..................| .3 | .3 | .5 | .5 | .4 | .3 | .2 | .4 Telephone services........................| 2.1 | 2.0 | 3.1 | 2.8 | 2.3 | 1.8 | 1.4 | 2.7 Water and other public services...........| .7 | .7 | .9 | .9 | .8 | .7 | .6 | .9 Household operations........................| 1.5 | 1.5 | 1.2 | 1.4 | 1.2 | 1.2 | 1.9 | 1.7 Personal services.........................| .7 | .7 | .5 | .7 | .7 | .7 | .8 | .5 Other household expenses..................| .8 | .7 | .7 | .7 | .5 | .5 | 1.0 | 1.2 | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.7 | 1.7 | 1.5 | 1.5 | 1.4 | 1.2 Laundry and cleaning supplies.............| .4 | .4 | .6 | .5 | .4 | .4 | .3 | .3 Other household products..................| .6 | .6 | .6 | .7 | .6 | .6 | .7 | .5 Postage and stationery....................| .4 | .4 | .5 | .5 | .5 | .4 | .4 | .4 Household furnishings and equipment.........| 4.1 | 4.1 | 3.5 | 3.1 | 3.7 | 4.4 | 4.6 | 3.8 Household textiles........................| .3 | .4 | .3 | .3 | .3 | .4 | .4 | .3 Furniture.................................| 1.0 | 1.0 | .8 | .8 | .7 | 1.1 | 1.1 | 1.1 Floor coverings...........................| .4 | .4 | .5 | .1 | .2 | .6 | .5 | .2 Major appliances..........................| .4 | .4 | .5 | .5 | .5 | .4 | .4 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .2 | .2 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.6 | 1.7 | 1.2 | 1.2 | 1.8 | 1.6 | 1.8 | 1.4 | | | | | | | | Apparel and services..........................| 5.9 | 5.9 | 6.0 | 5.9 | 5.5 | 5.8 | 6.1 | 5.8 Men and boys................................| 1.4 | 1.5 | 1.3 | 1.4 | 1.2 | 1.6 | 1.6 | 1.4 Men, 16 and over..........................| 1.2 | 1.2 | .9 | 1.0 | 1.0 | 1.2 | 1.3 | 1.2 Boys, 2 to 15.............................| .3 | .3 | .4 | .4 | .3 | .4 | .2 | .2 Women and girls.............................| 2.4 | 2.4 | 2.6 | 2.1 | 2.2 | 2.2 | 2.6 | 2.5 Women, 16 and over........................| 2.1 | 2.0 | 2.4 | 1.9 | 1.8 | 1.9 | 2.2 | 2.2 Girls, 2 to 15............................| .3 | .3 | .2 | .2 | .3 | .4 | .4 | .4 Children under 2............................| .3 | .3 | .4 | .3 | .3 | .3 | .2 | .3 Footwear....................................| .8 | .8 | .9 | 1.2 | .9 | .8 | .7 | .7 Other apparel products and services.........| .9 | .9 | .9 | .9 | .9 | .9 | 1.0 | .9 | | | | | | | | Transportation................................| 17.4 | 17.2 | 14.1 | 16.8 | 18.4 | 18.9 | 16.3 | 18.7 Vehicle purchases (net outlay)..............| 7.1 | 7.1 | 5.0 | 6.4 | 7.5 | 8.2 | 6.9 | 7.4 Cars and trucks, new......................| 3.6 | 3.5 | 1.7 | 2.6 | 3.4 | 4.0 | 4.0 | 4.5 | | | | | | | | Cars and trucks, used.....................| 3.4 | 3.5 | 3.3 | 3.6 | 4.1 | 4.1 | 2.8 | 2.9 Other vehicles............................| .1 | .1 | (3) | 4/.1 | (3) | .1 | .1 | 4/.1 Gasoline and motor oil......................| 3.4 | 3.3 | 3.5 | 3.8 | 3.9 | 3.5 | 2.6 | 3.9 Other vehicle expenses......................| 5.9 | 5.8 | 4.4 | 5.8 | 6.3 | 6.3 | 5.6 | 6.2 Vehicle finance charges...................| 1.0 | .9 | .4 | .8 | 1.0 | 1.1 | .9 | 1.2 Maintenance and repairs...................| 2.1 | 2.1 | 1.9 | 2.1 | 2.3 | 2.3 | 2.0 | 1.9 Vehicle insurance.........................| 2.1 | 2.0 | 1.7 | 2.2 | 2.3 | 2.2 | 1.9 | 2.3 Vehicle rental, leases, licenses, | | | | | | | | other charges............................| .8 | .8 | .5 | .7 | .7 | .8 | .9 | .8 Public transportation.......................| 1.0 | 1.0 | 1.2 | .9 | .8 | .9 | 1.2 | 1.1 | | | | | | | | Health care...................................| 5.2 | 5.1 | 7.7 | 7.2 | 6.0 | 4.6 | 3.7 | 6.0 Health insurance............................| 2.2 | 2.1 | 3.4 | 3.2 | 2.6 | 2.0 | 1.4 | 2.7 Medical services............................| 1.9 | 1.8 | 2.3 | 2.2 | 2.1 | 1.7 | 1.6 | 2.1 Drugs.......................................| .8 | .8 | 1.7 | 1.5 | 1.0 | .7 | .5 | .9 Medical supplies............................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .4 | | | | | | | | Entertainment.................................| 5.0 | 5.0 | 4.4 | 3.9 | 4.6 | 5.2 | 5.6 | 4.8 Fees and admissions.........................| 1.3 | 1.3 | .9 | .8 | 1.0 | 1.2 | 1.6 | 1.4 Television, radios, sound equipment.........| 1.6 | 1.6 | 1.7 | 1.6 | 1.7 | 1.5 | 1.5 | 1.7 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | 1.0 | 1.0 | 1.0 | .8 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.2 | 1.2 | 1.0 | .5 | .9 | 1.5 | 1.5 | .9 | | | | | | | | Personal care products and services...........| 1.3 | 1.4 | 1.5 | 1.6 | 1.4 | 1.4 | 1.3 | 1.3 | | | | | | | | Reading.......................................| .6 | .6 | .5 | .6 | .6 | .6 | .5 | .5 | | | | | | | | Education.....................................| 1.5 | 1.4 | 2.6 | .8 | .9 | 1.2 | 1.7 | 2.1 | | | | | | | | Tobacco products and smoking supplies.........| .9 | .9 | 1.3 | 1.4 | 1.2 | .9 | .5 | 1.1 | | | | | | | | Miscellaneous.................................| 2.9 | 2.9 | 2.7 | 2.5 | 2.9 | 3.0 | 3.0 | 3.1 | | | | | | | | Cash contributions............................| 3.2 | 3.4 | 2.2 | 3.7 | 3.1 | 2.5 | 4.4 | 1.6 | | | | | | | | Personal insurance and pensions...............| 9.4 | 10.3 | 2.2 | 4.8 | 8.5 | 11.1 | 14.3 | 2.6 Life and other personal insurance...........| 1.2 | 1.2 | .8 | .9 | 1.1 | 1.1 | 1.4 | 1.5 Pensions and Social Security................| 8.2 | 9.1 | 1.4 | 3.9 | 7.4 | 9.9 | 12.9 | 1.1 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| $33,901 | $33,901 | $5,981 | $14,821 | $26,073 | $40,868 | $81,594 | (1) Wages and salaries..........................| 75.4 | 75.4 | 29.5 | 52.5 | 72.3 | 83.2 | 79.9 | (1) Self-employment income......................| 7.5 | 7.5 | -2.5 | 2.8 | 4.7 | 4.8 | 11.4 | (1) Social Security, private and government | | | | | | | | retirement.................................| 10.6 | 10.6 | 48.3 | 32.7 | 15.9 | 7.1 | 3.8 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 3.4 | 3.4 | 2.1 | 3.2 | 3.7 | 2.8 | 3.8 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .7 | .7 | 1.7 | 1.6 | 1.3 | .8 | .3 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.1 | 1.1 | 15.7 | 4.4 | .6 | .3 | .1 | (1) Regular contributions for support...........| .8 | .8 | 2.8 | 2.0 | 1.0 | .8 | .5 | (1) Other income................................| .4 | .4 | 2.5 | .8 | .5 | .2 | .2 | (1) | | | | | | | | Personal taxes................................| 9.4 | 9.4 | 5.6 | 3.5 | 8.1 | 8.9 | 11.4 | (1) Federal income taxes........................| 7.2 | 7.2 | 3.6 | 2.4 | 6.0 | 6.8 | 8.9 | (1) State and local income taxes................| 1.8 | 1.8 | 1.0 | .7 | 1.6 | 1.8 | 2.1 | (1) Other taxes.................................| .4 | .4 | 1.0 | .4 | .5 | .3 | .3 | (1) | | | | | | | | Income after taxes............................| 90.6 | 90.6 | 94.4 | 96.5 | 91.9 | 91.1 | 88.6 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.