Section 20B - EXPENSE PATTERNS FOR SELECTED SERVICES AND GOODS

  1. COIN OPERATED LAUNDRY OR DRY CLEANING MACHINES
    2. clothing     quilts     linens
    coats     rugs     drapes
  1. LAUNDRY OR DRY CLEANING SERVICES
    2. clothing     quilts     linens
    coats     rugs     drapes
  1. CIGARETTES
  1. OTHER TOBACCO PRODUCTS
    2. cigars     pipe tobacco     chewing tobacco
  1. HAIRCUTTING, STYLING, MANICURES, MASSAGES AND OTHER SALON SERVICES
    2. hair coloring     pedicures     facials
    waxing     tanning salons
  1. SAFE DEPOSIT BOX LOCATED IN A BANK OR SIMILAR FINANCIAL INSTITUTION
  1. CHARGES OR FEES FOR PERSONAL FINANCIAL SERVICES SUCH AS ATM FEES OR ACCOUNT SERVICE CHARGES FROM FINANCIAL INSTITUTIONS SUCH AS BANKS, CREDIT UNIONS, AND FINANCE COMPANIES
    2. ATM fees     regular service charges     check order fee
    certified check fee     money order fee     online banking and bill payment fee
    check cashing fee     below minimum balance fee     POS Transaction fees
    monthly maintenance fee/service charge     teller transaction fee     traveler’s check fee
    cashier’s/bank check fee     insufficient funds/returned check fee     returned deposit fee
    CD early withdrawal penalty     replacement ATM/Debit card fee     loan origination/application fee
    wire transfer fee     stop payment fee     check or statement copy fee
    negative balance fee     currency exchange fee
      fees for personal loans, excluding those for real estate management fee for trust, custodial or escrow accounts
  1. TAXI OR LIMOUSINE SERVICE
  1. MASS TRANSPORTATION SERVICES SUCH AS A BUS, SUBWAY, MINI-BUS OR TRAIN

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Last Modified Date: November 8, 2007