Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2001 (Aggregates in millions of dollars, unless otherwise indicated) Housing tenure Type of area Race of reference Hispanic origin of person reference person Item Aggregate Homeowner Renter Urban Rural White and Black Hispanic Non- other Hispanic Number of consumer units (in thousands)...... 110,339 73,010 37,329 96,492 13,847 97,056 13,283 9,621 100,718 Percent distribution of consumer units....... 100.0 66.2 33.8 87.5 12.5 88.0 12.0 8.7 91.3 Income before taxes a/ ...................... $47,507 $56,709 $30,415 $48,856 $37,921 $49,334 $33,739 $35,886 $48,726 Income after taxes a/ ....................... 44,587 52,966 29,021 45,832 35,735 46,183 32,559 34,566 45,638 Age of the reference person.................. 48.1 52.1 40.3 47.6 51.7 48.5 45.1 42.4 48.7 Average number in consumer unit: Persons..................................... 2.5 2.6 2.2 2.5 2.5 2.5 2.7 3.4 2.4 Children under 18........................... .7 .7 .6 .7 .6 .6 .9 1.2 .6 Persons 65 and over......................... .3 .4 .2 .3 .4 .3 .2 .2 .3 Earners..................................... 1.4 1.4 1.2 1.4 1.4 1.4 1.3 1.6 1.3 Vehicles.................................... 1.9 2.3 1.2 1.9 2.5 2.0 1.3 1.6 2.0 Percent distribution: Male........................................ 51 54 47 51 53 53 38 52 51 Female...................................... 49 46 53 49 47 47 62 48 49 Homeowner................................... 66 100 n.a. 64 82 69 49 47 68 With mortgage.............................. 40 61 n.a. 40 38 41 32 31 41 Without mortgage........................... 26 39 n.a. 24 43 27 17 16 27 Renter...................................... 34 n.a. 100 36 18 31 51 53 32 Black....................................... 12 9 18 13 5 n.a. 100 4 13 White and other............................. 88 91 82 87 95 100 n.a. 96 87 Elementary (1-8)............................ 6 5 7 5 8 6 7 21 4 High school (9-12).......................... 38 38 40 37 50 37 48 44 38 College..................................... 56 57 53 58 42 57 45 34 58 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ 2 b/ At least one vehicle owned or leased........ 88 95 75 87 93 90 74 82 88 Annual aggregate expenditures................ $4,359,314 76.0 24.0 89.3 10.7 91.2 8.8 7.7 92.3 Food....................................... 586,447 73.0 27.0 89.3 10.7 90.5 9.5 9.6 90.4 Food at home............................. 340,046 72.5 27.5 88.4 11.6 89.2 10.8 10.4 89.6 Cereals and bakery products............ 49,834 72.4 27.6 88.6 11.4 89.4 10.6 9.8 90.2 Cereals and cereal products.......... 17,243 69.9 30.1 88.9 11.1 87.8 12.2 10.9 89.1 Bakery products...................... 32,591 73.7 26.3 88.4 11.6 90.3 9.7 9.3 90.7 Meats, poultry, fish, and eggs......... 91,247 71.9 28.1 88.0 12.0 86.5 13.5 12.0 88.0 Beef................................. 27,338 73.1 26.9 88.0 12.0 88.2 11.8 12.1 87.9 Pork................................. 19,541 73.0 27.0 85.4 14.6 84.6 15.4 11.7 88.3 Other meats.......................... 11,248 72.6 27.4 87.7 12.3 88.9 11.1 9.9 90.1 Poultry.............................. 16,737 70.5 29.5 89.7 10.3 84.7 15.3 12.3 87.7 Fish and seafood..................... 12,527 69.9 30.1 90.6 9.4 86.2 13.8 13.1 86.9 Eggs................................. 3,856 69.2 30.8 87.4 12.6 85.3 14.7 14.3 85.7 Dairy products......................... 36,554 73.2 26.8 88.4 11.6 91.4 8.6 9.7 90.3 Fresh milk and cream................. 14,971 71.9 28.1 87.1 12.9 91.4 8.6 11.2 88.8 Other dairy products................. 21,583 74.1 25.9 89.3 10.7 91.3 8.7 8.6 91.4 Fruits and vegetables.................. 57,499 72.1 27.9 89.5 10.5 89.5 10.5 11.5 88.5 Fresh fruits......................... 17,678 72.9 27.1 90.1 9.9 90.8 9.2 12.3 87.7 Fresh vegetables..................... 17,812 71.5 28.5 89.8 10.2 90.4 9.6 13.0 87.0 Processed fruits..................... 12,788 71.7 28.3 89.1 10.9 87.2 12.8 10.3 89.7 Processed vegetables................. 9,222 72.5 27.5 88.0 12.0 88.6 11.4 8.9 91.1 Other food at home..................... $104,913 73.0 27.0 88.2 11.8 90.5 9.5 9.0 91.0 Sugar and other sweets............... 12,779 74.9 25.1 88.8 11.2 90.6 9.4 8.1 91.9 Fats and oils........................ 9,561 71.9 28.1 87.5 12.5 88.4 11.6 10.2 89.8 Miscellaneous foods.................. 50,113 72.8 27.2 88.5 11.5 90.8 9.2 8.5 91.5 Nonalcoholic beverages............... 28,230 72.0 28.0 87.5 12.5 90.0 10.0 10.3 89.7 Food prepared by consumer unit on out-of-town trips................... 4,229 79.2 20.8 88.7 11.3 95.6 4.4 6.8 93.2 Food away from home...................... 246,401 73.8 26.2 90.5 9.5 92.2 7.8 8.5 91.5 Alcoholic beverages......................... 38,420 68.5 31.5 92.6 7.4 94.7 5.3 8.0 92.0 Housing..................................... 1,435,497 74.8 25.2 91.2 8.8 90.3 9.7 7.9 92.1 Shelter.................................. 838,752 71.3 28.7 92.5 7.5 90.6 9.4 8.0 92.0 Owned dwellings........................ 549,326 99.5 .5 91.6 8.4 92.8 7.2 5.9 94.1 Mortgage interest and charges........ 315,762 99.6 .4 92.2 7.8 92.1 7.9 6.6 93.4 Property taxes....................... 136,070 99.5 .5 92.2 7.8 93.1 6.9 4.7 95.3 Maintenance, repairs, insurance,other expenses............................ 97,494 99.4 .6 89.0 11.0 94.6 5.4 5.2 94.8 Rented dwellings....................... 235,479 2.3 97.7 95.0 5.0 84.4 15.6 14.3 85.7 Other lodging.......................... 53,947 85.8 14.2 90.9 9.1 95.5 4.5 3.0 97.0 Utilities, fuels, and public services.... 305,260 77.5 22.5 87.9 12.1 87.1 12.9 7.7 92.3 Natural gas............................ 45,308 81.8 18.2 93.5 6.5 85.5 14.5 7.0 93.0 Electricity............................ 111,281 77.1 22.9 85.9 14.1 87.0 13.0 7.3 92.7 Fuel oil and other fuels............... 12,397 89.6 10.4 71.4 28.6 93.4 6.6 3.3 96.7 Telephone services..................... 100,895 71.2 28.8 88.7 11.3 86.5 13.5 8.7 91.3 Water and other public services........ 35,379 87.1 12.9 90.5 9.5 89.3 10.7 7.9 92.1 Household operations..................... 74,577 83.4 16.6 93.5 6.5 92.6 7.4 5.6 94.4 Personal services...................... 32,099 78.8 21.2 93.6 6.4 90.5 9.5 7.5 92.5 Other household expenses............... 42,478 86.8 13.2 93.5 6.5 94.1 5.9 4.1 95.9 Housekeeping supplies.................... 56,097 79.2 20.8 89.0 11.0 92.2 7.8 7.7 92.3 Laundry and cleaning supplies.......... 14,477 73.7 26.3 87.5 12.5 88.0 12.0 11.9 88.1 Other household products............... 28,120 81.6 18.4 89.0 11.0 93.6 6.4 6.7 93.3 Postage and stationery................. 13,499 80.2 19.8 90.7 9.3 93.7 6.3 5.3 94.7 Household furnishings and equipment...... 160,811 82.3 17.7 89.9 10.1 92.8 7.2 8.7 91.3 Household textiles..................... 12,556 82.1 17.9 88.9 11.1 93.0 7.0 7.6 92.4 Furniture.............................. 41,070 80.3 19.7 90.1 9.9 90.0 10.0 9.0 91.0 Floor coverings........................ 4,468 93.6 6.4 96.9 3.1 91.0 9.0 7.8 92.2 Major appliances....................... 19,633 83.6 16.4 88.6 11.4 92.0 8.0 8.0 92.0 Small appliances, miscellaneous housewares............................ 9,538 79.4 20.6 91.0 9.0 94.8 5.2 10.7 89.3 Miscellaneous household equipment...... 73,545 82.8 17.2 89.7 10.3 94.3 5.7 8.8 91.2 Apparel and services....................... 192,138 73.3 26.7 91.1 8.9 88.2 11.8 9.6 90.4 Men and boys............................. 46,645 74.2 25.8 90.1 9.9 89.4 10.6 8.8 91.2 Men, 16 and over....................... 36,946 73.4 26.6 90.1 9.9 90.7 9.3 8.4 91.6 Boys, 2 to 15.......................... 9,699 77.1 22.9 89.9 10.1 84.4 15.6 10.4 89.6 Women and girls.......................... 74,615 76.2 23.8 91.5 8.5 89.1 10.9 8.7 91.3 Women, 16 and over..................... 61,965 75.7 24.3 91.9 8.1 90.0 10.0 7.7 92.3 Girls, 2 to 15......................... 12,649 78.6 21.4 89.4 10.6 84.8 15.2 13.4 86.6 Children under 2......................... 8,972 70.9 29.1 90.4 9.6 88.0 12.0 15.5 84.5 Footwear................................. 33,311 68.4 31.6 89.9 10.1 82.9 17.1 12.2 87.8 Other apparel products and services...... 28,596 70.6 29.4 93.2 6.8 89.9 10.1 8.1 91.9 Transportation............................. 842,246 76.8 23.2 86.1 13.9 91.8 8.2 8.1 91.9 Vehicle purchases (net outlay)........... 394,894 77.2 22.8 83.7 16.3 92.6 7.4 8.2 91.8 Cars and trucks, new................... 185,940 84.4 15.6 85.1 14.9 94.1 5.9 7.5 92.5 Cars and trucks, used.................. 203,916 70.7 29.3 82.4 17.6 91.1 8.9 8.9 91.1 Other vehicles......................... 5,037 72.4 27.6 85.7 c/ 14.3 96.8 c/ 3.2 c/ 4.9 95.1 Gasoline and motor oil................... 141,165 75.8 24.2 85.2 14.8 90.9 9.1 8.6 91.4 Other vehicle expenses................... $262,082 77.0 23.0 88.8 11.2 91.1 8.9 7.9 92.1 Vehicle finance charges................ 39,661 76.9 23.1 84.3 15.7 89.9 10.1 8.1 91.9 Maintenance and repairs................ 73,077 74.0 26.0 88.3 11.7 91.9 8.1 9.2 90.8 Vehicle insurance...................... 90,393 77.4 22.6 87.9 12.1 90.5 9.5 7.7 92.3 Vehicle rental, leases, licenses, other charges......................... 58,951 80.0 20.0 93.8 6.2 91.5 8.5 6.2 93.8 Public transportation.................... 44,105 75.9 24.1 93.8 6.2 92.3 7.7 7.1 92.9 Health care................................ 240,712 81.8 18.2 85.8 14.2 93.0 7.0 5.4 94.6 Health insurance......................... 117,031 82.2 17.8 84.7 15.3 92.5 7.5 5.4 94.6 Medical services......................... 63,180 83.0 17.0 88.3 11.7 95.5 4.5 5.4 94.6 Drugs.................................... 49,502 79.9 20.1 84.7 15.3 91.5 8.5 5.2 94.8 Medical supplies......................... 10,999 79.6 20.4 87.6 12.4 91.9 8.1 6.4 93.6 Entertainment.............................. 215,474 78.9 21.1 88.2 11.8 93.9 6.1 5.6 94.4 Fees and admissions...................... 58,074 81.5 18.5 93.2 6.8 95.7 4.3 4.6 95.4 Television, radios, sound equipment...... 72,769 72.8 27.2 90.0 10.0 89.5 10.5 7.9 92.1 Pets, toys, and playground equipment..... 37,201 79.8 20.2 86.3 13.7 94.7 5.3 5.9 94.1 Other entertainment supplies, equipment,and services.................. 47,430 84.6 15.4 80.8 19.2 97.9 2.1 3.1 96.9 Personal care products and services........ 53,450 73.5 26.5 90.0 10.0 88.5 11.5 8.6 91.4 Reading.................................... 15,558 79.3 20.7 90.9 9.1 94.7 5.3 3.6 96.4 Education.................................. 71,461 67.9 32.1 94.5 5.5 93.5 6.5 5.8 94.2 Tobacco products and smoking supplies...... 34,027 63.9 36.1 84.8 15.2 92.1 7.9 5.0 95.0 Miscellaneous.............................. 82,751 77.5 22.5 91.2 8.8 90.6 9.4 5.3 94.7 Cash contributions......................... 138,825 81.9 18.1 89.2 10.8 92.6 7.4 5.0 95.0 Personal insurance and pensions............ 412,309 80.2 19.8 90.0 10.0 92.4 7.6 6.6 93.4 Life and other personal insurance........ 45,286 87.2 12.8 85.5 14.5 90.9 9.1 4.4 95.6 Pensions and Social Security............. 367,023 79.3 20.7 90.5 9.5 92.6 7.4 6.8 93.2 Sources of income and personal taxes: a/ Money income before taxes................. 4,215,547 77.6 22.4 90.2 9.8 91.7 8.3 7.2 92.8 Wages and salaries....................... 3,401,575 76.7 23.3 91.0 9.0 91.4 8.6 7.7 92.3 Self-employment income................... 197,988 85.3 14.7 84.3 15.7 95.8 4.2 5.5 94.5 Social Security, private and government retirement................... 440,370 84.6 15.4 85.8 14.2 92.3 7.7 4.3 95.7 Interest, dividends, rental income, other property income................... 84,377 90.0 10.0 93.0 7.0 98.2 1.8 1.4 98.6 Unemployment and workers'' compensation, veterans'' benefits..................... 15,217 72.4 27.6 85.8 14.2 88.9 11.1 7.8 92.2 Public assistance, supplemental security, income, food stamps..................... 34,051 40.4 59.6 90.2 9.8 78.6 21.4 16.7 83.3 Regular contributions for support........ 27,950 52.5 47.5 91.9 8.1 90.5 9.5 7.7 92.3 Other income............................. 14,018 33.5 66.5 95.6 4.4 90.6 9.4 6.5 93.5 Personal taxes............................. 259,142 83.3 16.7 90.8 9.2 95.3 4.7 4.3 95.7 Federal income taxes..................... 198,482 83.0 17.0 91.7 8.3 95.6 4.4 4.4 95.6 State and local income taxes............. 49,209 81.6 18.4 88.0 12.0 93.7 6.3 4.3 95.7 Other taxes.............................. 11,451 96.0 4.0 85.7 14.3 96.2 3.8 2.8 97.2 Income after taxes.......................... 3,956,405 77.2 22.8 90.1 9.9 91.4 8.6 7.4 92.6 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.