Table 60. Number of earners in consumer unit: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1998 (Aggregates in millions of dollars, unless otherwise indicated) Single consumers Consumer units of two or more persons Item Aggregate No earner One earner No earner One earner Two earners Three or more _______________________________________________________________________________________ Number of consumer units (in thousands)...... 107,182 11,744 18,940 10,092 21,644 34,457 10,305 Percent distribution of consumer units....... 100.0 11.0 17.7 9.4 20.2 32.1 9.6 Income before taxes a/ ...................... $41,622 $13,495 $28,325 $22,162 $37,299 $58,926 $68,477 Income after taxes a/ ....................... 38,358 12,873 25,481 21,601 34,331 54,108 63,460 Age of the reference person.................. 47.6 68.2 39.1 65.3 45.9 41.9 45.7 Average number in consumer unit: Persons..................................... 2.5 1.0 1.0 2.3 3.0 3.1 4.3 Children under 18........................... .7 n.a. n.a. .4 1.1 .9 1.2 Persons 65 and over......................... .3 .7 .1 1.3 .3 .1 .1 Earners..................................... 1.3 n.a. 1.0 n.a. 1.0 2.0 3.3 Vehicles.................................... 2.0 .8 1.1 1.8 1.9 2.5 3.3 Percent distribution: Male........................................ 58 29 51 66 55 68 66 Female...................................... 42 71 49 34 45 32 34 Homeowner................................... 64 58 37 77 64 73 80 With mortgage.............................. 39 8 26 15 38 56 64 Without mortgage........................... 26 50 12 62 26 17 16 Renter...................................... 36 42 63 23 36 27 20 Black....................................... 12 12 11 12 17 10 10 White and other............................. 88 88 89 88 83 90 90 Elementary (1-8)............................ 7 18 2 14 7 3 5 High school (9-12).......................... 39 46 28 48 46 35 38 College..................................... 54 35 70 37 47 61 56 Never attended and other.................... b/ b/ b/ 1 b/ b/ b/ At least one vehicle owned or leased........ 87 63 78 84 89 96 97 Annual aggregate expenditures................ $3,806,893 4.8 12.5 6.6 19.8 41.9 14.3 Food....................................... 514,578 4.7 11.0 7.6 20.6 42.1 14.2 Food at home............................. 297,339 5.5 8.9 8.9 22.0 41.4 13.4 Cereals and bakery products............ 45,435 6.0 8.3 8.8 22.2 41.3 13.4 Cereals and cereal products.......... 15,655 5.4 8.4 8.0 22.6 41.7 13.9 Bakery products...................... 29,780 6.3 8.3 9.2 22.0 41.1 13.1 Meats, poultry, fish, and eggs......... 77,381 5.0 8.1 9.1 22.1 41.3 14.5 Beef................................. 23,366 4.2 7.3 8.0 22.3 42.6 15.7 Pork................................. 15,600 5.5 6.7 10.8 22.5 40.4 14.1 Other meats.......................... 9,849 5.9 7.8 8.9 20.7 43.2 13.5 Poultry.............................. 14,635 4.7 8.3 8.2 22.7 41.8 14.2 Fish and seafood..................... 10,465 4.6 11.6 10.5 21.3 38.4 13.7 Eggs................................. 3,466 7.3 8.7 10.5 21.8 38.2 13.5 Dairy products......................... 32,242 6.1 8.3 9.1 21.9 42.0 12.6 Fresh milk and cream................. 12,858 5.9 7.8 9.7 22.6 40.8 13.2 Other dairy products................. 19,384 6.1 8.5 8.8 21.5 42.8 12.2 Fruits and vegetables.................. 50,484 6.1 9.5 9.5 22.6 40.0 12.4 Fresh fruits......................... 15,944 6.6 9.8 9.0 23.3 39.1 12.2 Fresh vegetables..................... 15,509 6.0 9.3 10.1 22.1 39.5 13.1 Processed fruits..................... 10,852 6.0 10.6 9.5 21.1 40.6 12.1 Processed vegetables................. 8,180 5.6 7.5 9.0 24.1 41.8 12.0 Other food at home..................... $91,797 5.3 9.7 8.3 21.4 42.0 13.3 Sugar and other sweets............... 11,677 5.9 10.3 8.8 21.9 40.4 12.6 Fats and oils........................ 8,229 6.2 8.1 9.7 22.2 40.7 13.2 Miscellaneous foods.................. 41,491 5.1 9.7 7.7 21.4 43.4 12.7 Nonalcoholic beverages............... 24,684 5.2 9.3 8.5 21.1 42.0 14.0 Food prepared by consumer unit on out-of-town trips................... 5,716 4.3 12.3 9.5 20.9 36.9 16.1 Food away from home...................... 217,239 3.5 13.8 5.7 18.6 43.2 15.2 Alcoholic beverages......................... 33,058 4.6 22.9 7.1 15.8 38.9 10.8 Housing..................................... 1,255,217 6.0 13.2 6.8 20.6 40.9 12.6 Shelter.................................. 716,015 5.8 14.8 5.8 20.0 40.9 12.7 Owned dwellings........................ 454,991 4.1 9.9 5.8 19.6 45.8 14.9 Mortgage interest and charges........ 263,117 1.4 10.3 2.5 19.3 50.5 16.1 Property taxes....................... 108,832 7.0 8.8 9.4 20.8 39.1 15.0 Maintenance, repairs, insurance,other expenses............................ 83,042 8.8 10.1 11.3 19.0 39.6 11.2 Rented dwellings....................... 211,972 9.6 26.2 5.5 21.0 30.4 7.3 Other lodging.......................... 49,052 5.7 11.3 7.7 19.9 40.7 14.6 Utilities, fuels, and public services.... 257,743 7.1 11.1 9.0 22.2 37.0 13.6 Natural gas............................ 30,426 7.9 10.3 9.4 23.1 35.7 13.6 Electricity............................ 98,725 7.5 10.3 9.6 22.4 37.0 13.3 Fuel oil and other fuels............... 9,133 10.1 8.1 10.9 21.6 33.7 15.6 Telephone services..................... 88,914 6.2 13.8 7.3 21.7 37.5 13.4 Water and other public services........ 30,546 7.1 7.9 10.7 22.3 37.5 14.6 Household operations..................... 58,495 7.6 6.7 6.2 21.6 49.3 8.7 Personal services...................... 27,827 5.6 c/ .8 3.4 22.3 61.4 6.5 Other household expenses............... 30,668 9.4 12.0 8.8 20.9 38.3 10.6 Housekeeping supplies.................... 51,546 5.8 10.0 7.7 19.8 45.7 11.0 Laundry and cleaning supplies.......... 12,586 5.4 7.9 9.8 21.5 42.7 12.7 Other household products............... 24,850 5.4 9.4 6.6 18.0 50.7 10.0 Postage and stationery................. 14,110 7.0 12.9 7.9 21.4 39.6 11.3 Household furnishings and equipment...... 171,418 4.3 12.6 7.2 21.0 42.5 12.4 Household textiles..................... 11,260 7.6 10.4 9.2 19.4 40.4 13.0 Furniture.............................. 40,444 4.8 10.6 6.3 21.5 45.3 11.5 Floor coverings........................ 15,459 4.2 14.7 12.8 23.2 38.5 6.7 Major appliances....................... 17,583 4.4 14.0 9.3 22.8 36.7 12.8 Small appliances, miscellaneous housewares............................ 8,572 4.6 11.3 7.5 21.5 41.7 13.4 Miscellaneous household equipment...... 78,101 3.6 13.4 5.7 20.0 43.6 13.6 Apparel and services....................... 179,110 3.6 12.7 5.2 21.5 42.0 15.0 Men and boys............................. 42,659 2.2 12.2 5.0 20.4 44.3 15.9 Men, 16 and over....................... 33,572 2.5 14.5 5.0 18.2 43.2 16.5 Boys, 2 to 15.......................... 9,087 1.1 3.8 4.9 28.3 48.2 13.6 Women and girls.......................... 69,691 4.5 12.8 5.5 21.4 40.3 15.6 Women, 16 and over..................... 58,618 5.2 14.6 5.8 19.8 38.7 15.9 Girls, 2 to 15......................... 11,072 .6 3.5 4.0 29.6 48.3 14.0 Children under 2......................... 7,799 c/ .4 4.2 5.7 32.8 49.4 7.5 Footwear................................. 30,038 3.9 12.1 5.2 22.4 41.8 14.6 Other apparel products and services...... 28,923 4.3 16.0 4.4 19.2 41.3 14.7 Transportation............................. 709,105 3.0 11.4 6.1 19.5 42.4 17.6 Vehicle purchases (net outlay)........... 317,722 2.4 10.8 5.2 19.4 43.2 19.0 Cars and trucks, new................... 148,237 2.7 9.6 6.0 20.2 44.6 17.0 Cars and trucks, used.................. 164,243 2.0 11.5 4.6 19.0 41.8 21.1 Other vehicles......................... 5,241 c/ 5.4 c/ 24.8 c/ .7 c/ 8.9 47.2 c/ 13.1 Gasoline and motor oil................... 108,989 3.6 11.3 7.0 19.9 41.7 16.5 Other vehicle expenses................... $236,385 3.2 11.6 6.2 19.0 42.7 17.2 Vehicle finance charges................ 34,212 1.0 9.3 3.1 18.0 49.7 18.9 Maintenance and repairs................ 68,665 4.0 13.6 8.0 20.3 38.8 15.5 Vehicle insurance...................... 79,166 4.1 11.1 7.5 18.3 40.4 18.5 Vehicle rental, leases, licenses, other charges......................... 54,341 2.3 11.4 4.1 19.2 46.6 16.3 Public transportation.................... 46,010 5.7 14.1 9.4 20.8 36.8 13.2 Health care................................ 203,911 10.4 8.0 15.1 21.0 34.1 11.5 Health insurance......................... 97,878 10.2 7.4 16.0 20.8 33.6 11.9 Medical services......................... 58,109 9.7 8.8 10.0 21.1 37.8 12.6 Drugs.................................... 37,029 12.7 7.4 20.7 22.4 28.6 8.1 Medical supplies......................... 10,895 7.7 10.3 15.6 17.1 36.4 13.0 Entertainment.............................. 186,973 3.8 12.6 5.7 20.0 44.3 13.7 Fees and admissions...................... 48,082 3.3 13.7 7.3 19.0 41.9 14.8 Television, radios, sound equipment...... 57,273 5.0 13.5 5.8 19.8 42.2 13.8 Pets, toys, and playground equipment..... 35,275 3.7 9.9 6.0 25.2 44.0 11.2 Other entertainment supplies, equipment,and services.................. 46,343 2.8 12.4 3.5 17.4 49.6 14.3 Personal care products and services........ 42,876 6.2 11.6 8.6 18.9 40.8 14.0 Reading.................................... 17,250 6.8 14.6 9.1 19.7 38.5 11.3 Education.................................. 62,137 3.5 16.2 2.4 18.1 37.2 22.7 Tobacco products and smoking supplies...... 29,260 5.3 13.1 6.1 22.9 38.4 14.3 Miscellaneous.............................. 92,160 6.2 16.2 6.2 20.4 38.6 12.3 Cash contributions......................... 118,899 9.9 13.9 10.8 19.1 36.6 9.6 Personal insurance and pensions............ 362,358 .5 13.4 1.4 15.8 51.9 16.9 Life and other personal insurance........ 42,709 4.1 6.9 11.1 20.3 42.5 15.1 Pensions and Social Security............. 319,648 14.3 c/ .1 15.2 53.2 17.1 Sources of income and personal taxes: a/ Money income before taxes................. 3,501,058 3.5 12.8 5.0 17.3 46.0 15.5 Wages and salaries....................... 2,766,479 d/ 14.1 d/ 16.3 51.9 17.7 Self-employment income................... 188,347 d/ 14.1 c/ .2 19.9 50.4 15.5 Social Security, private and government retirement................... 388,481 24.9 4.0 37.4 20.9 10.3 2.5 Interest, dividends, rental income, other property income................... 73,280 20.1 7.6 20.8 17.1 26.2 8.2 Unemployment and workers'' compensation, veterans'' benefits..................... 16,228 10.1 9.0 9.6 23.2 34.3 13.8 Public assistance, supplemental security, income, food stamps..................... 27,799 16.1 1.7 30.5 31.4 15.8 4.4 Regular contributions for support........ 21,840 13.9 15.3 11.6 24.1 24.1 11.1 Other income............................. 18,602 3.4 23.7 2.9 18.6 34.2 17.2 Personal taxes............................. 274,527 2.0 16.4 1.6 17.5 48.0 14.5 Federal income taxes..................... 207,922 1.9 16.6 1.1 17.4 48.3 14.6 State and local income taxes............. 52,981 1.2 17.5 .9 17.0 49.5 13.9 Other taxes.............................. 13,624 7.9 8.5 11.7 20.7 36.7 14.5 Income after taxes.......................... 3,226,532 3.6 12.5 5.3 17.2 45.8 15.6 _____________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.5. c/ Data are likely to have large sampling errors. d/ No data reported. n.a. Not applicable.