Table 2000. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1996 (Aggregates in millions of dollars, unless otherwise indicated) _______________________________________________________________________________________________________________________________ | | | | | Less than college graduate | College graduate | | | _____________________________________________ _____________________________ | | | | | | | | | | | | | | High | | | | Item |Aggregate | | Less | | school | | | |Master's, | | | than | High |graduate|Associate| |Bachelor's| profes- | | Total | high | school | with | degree | Total | degree | sional, | | | school |graduate| some | | | |doctorate | | |graduate| |college | | | | | | | | | 1/ | | | | | | | | | | | | | _______________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).| 104,212| 79,437 | 19,268 | 32,509 | 19,768 | 7,892 | 24,774 | 16,003 | 8,771 Percent distribution of consumer units..| 100.0| 76.2 | 18.5 | 31.2 | 19.0 | 7.6 | 23.8 | 15.4 | 8.4 | | | | | | | | | Consumer unit characteristics (mean | | | | | | | | | values): | | | | | | | | | | | | | | | | | | Income before taxes 2/................| $38,014|$31,511 |$20,063 |$33,094 |$35,153 | $44,282 |$58,380 | $53,193 | $67,867 Income after taxes 2/.................| 34,864| 29,159 | 19,173 | 30,677 | 32,148 | 40,237 | 52,730 | 48,541 | 60,391 Age of reference person...............| 47.7| 48.3 | 55.7 | 48.2 | 42.8 | 44.6 | 45.8 | 44.6 | 48.0 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.............................| 2.5| 2.6 | 2.7 | 2.6 | 2.4 | 2.6 | 2.5 | 2.5 | 2.5 Children under 18...................| .7| .7 | .8 | .7 | .6 | .8 | .6 | .6 | .6 Persons 65 and over.................| .3| .3 | .6 | .3 | .2 | .2 | .2 | .2 | .2 Earners.............................| 1.3| 1.3 | 1.0 | 1.3 | 1.4 | 1.5 | 1.5 | 1.5 | 1.5 Vehicles............................| 1.9| 1.8 | 1.5 | 1.9 | 1.9 | 2.2 | 2.1 | 2.1 | 2.2 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male..............................| 60| 58 | 53 | 59 | 59 | 61 | 68 | 66 | 70 Female............................| 40| 42 | 47 | 41 | 41 | 39 | 32 | 34 | 30 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.........................| 64| 62 | 58 | 65 | 57 | 66 | 70 | 68 | 74 With mortgage...................| 38| 34 | 21 | 36 | 37 | 47 | 49 | 48 | 52 Without mortgage................| 26| 28 | 37 | 29 | 20 | 20 | 21 | 20 | 22 Renter............................| 36| 38 | 42 | 35 | 43 | 34 | 30 | 32 | 26 | | | | | | | | | Race of reference person: | | | | | | | | | Black.............................| 12| 14 | 17 | 14 | 12 | 11 | 6 | 6 | 6 White and other...................| 88| 86 | 83 | 86 | 88 | 89 | 94 | 94 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..................| 8| 10 | 43 | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. High school (9-12)................| 41| 54 | 55 | 100 | n.a. | n.a. | n.a. | n.a. | n.a. College...........................| 50| 35 | n.a. | n.a. | 100 | 100 | 100 | 100 | 100 Never attended and other..........| (3) | (3) | 2 | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. | | | | | | | | | At least one vehicle owned..........| 85| 83 | 73 | 85 | 86 | 89 | 92 | 91 | 93 | | | | | | | | | Annual aggregate expenditures...........|$3,520,193| 65.6 | 11.9 | 26.7 | 18.3 | 8.6 | 34.4 | 21.0 | 13.4 | | | | | | | | | Food..................................| 488,601| 68.7 | 15.1 | 26.3 | 18.9 | 8.4 | 31.3 | 19.1 | 12.2 Food at home........................| 299,005| 71.9 | 18.4 | 27.3 | 18.3 | 7.9 | 28.1 | 17.2 | 10.8 Cereals and bakery products.......| 46,483| 70.9 | 17.8 | 26.8 | 18.5 | 7.8 | 29.1 | 17.8 | 11.2 Cereals and cereal products.....| 17,222| 71.7 | 19.1 | 26.5 | 18.5 | 7.7 | 28.3 | 17.3 | 11.0 Bakery products.................| 29,261| 70.4 | 17.1 | 27.0 | 18.4 | 7.9 | 29.6 | 18.2 | 11.4 Meats, poultry, fish, and eggs....| 76,621| 75.6 | 20.8 | 29.7 | 17.4 | 7.6 | 24.4 | 15.1 | 9.3 Beef............................| 22,337| 77.8 | 20.8 | 31.0 | 18.1 | 7.9 | 22.2 | 14.3 | 7.9 Pork............................| 16,333| 79.3 | 23.5 | 31.9 | 16.9 | 7.0 | 20.7 | 12.9 | 7.8 Other meats.....................| 10,270| 74.8 | 20.3 | 29.7 | 17.0 | 7.8 | 25.2 | 15.6 | 9.7 Poultry.........................| 15,001| 73.3 | 20.2 | 27.2 | 17.7 | 8.2 | 26.7 | 16.1 | 10.6 Fish and seafood................| 9,146| 67.3 | 15.9 | 27.3 | 17.3 | 6.9 | 32.7 | 19.4 | 13.3 Eggs............................| 3,535| 77.6 | 25.8 | 28.5 | 16.3 | 7.1 | 22.4 | 14.0 | 8.4 | | | | | | | | | Dairy products....................| 32,435| 71.3 | 17.7 | 26.8 | 18.3 | 8.4 | 28.7 | 17.8 | 11.0 Fresh milk and cream............| 13,762| 74.8 | 20.1 | 28.0 | 18.5 | 8.3 | 25.2 | 15.9 | 9.3 Other dairy products............| 18,674| 68.6 | 16.0 | 26.0 | 18.2 | 8.5 | 31.4 | 19.1 | 12.2 Fruits and vegetables.............| 50,971| 69.8 | 18.2 | 25.5 | 18.6 | 7.6 | 30.2 | 18.4 | 11.8 Fresh fruits....................| 15,957| 67.7 | 17.8 | 24.9 | 17.6 | 7.4 | 32.3 | 19.8 | 12.5 Fresh vegetables................| 15,324| 70.9 | 19.0 | 24.8 | 19.4 | 7.7 | 29.1 | 17.4 | 11.7 Processed fruits................| 11,395| 68.8 | 17.1 | 25.5 | 18.4 | 7.8 | 31.2 | 19.3 | 12.0 Processed vegetables............| 8,294| 73.4 | 18.8 | 28.0 | 19.1 | 7.5 | 26.6 | 16.2 | 10.4 | | | | | | | | | Other food at home................| 92,494| 70.9 | 17.0 | 26.8 | 18.9 | 8.1 | 29.1 | 17.8 | 11.3 Sugar and other sweets..........| 11,890| 72.3 | 17.0 | 27.1 | 19.0 | 9.2 | 27.7 | 16.4 | 11.3 Fats and oils...................| 8,640| 75.1 | 21.9 | 28.8 | 16.9 | 7.5 | 24.9 | 15.4 | 9.5 Miscellaneous foods.............| 40,625| 69.7 | 16.0 | 26.2 | 19.5 | 8.1 | 30.3 | 18.8 | 11.5 Nonalcoholic beverages..........| 26,210| 72.9 | 18.6 | 28.2 | 18.5 | 7.6 | 27.1 | 16.4 | 10.7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...........| 5,128| 59.3 | 8.5 | 21.1 | 19.9 | 9.8 | 40.7 | 24.8 | 15.9 Food away from home.................| 189,597| 63.5 | 9.9 | 24.6 | 19.7 | 9.2 | 36.5 | 22.1 | 14.4 | | | | | | | | | Alcoholic beverages...................| 32,110| 59.4 | 8.1 | 22.4 | 18.9 | 10.0 | 40.6 | 24.8 | 15.7 | | | | | | | | | Housing...............................| 1,119,705| 64.9 | 12.2 | 26.3 | 18.1 | 8.3 | 35.1 | 21.5 | 13.6 Shelter.............................| 631,896| 63.6 | 11.7 | 25.6 | 18.1 | 8.2 | 36.4 | 22.4 | 14.0 Owned dwellings...................| 394,193| 60.1 | 9.1 | 24.7 | 17.6 | 8.7 | 39.9 | 24.1 | 15.8 Mortgage interest and charges...| 220,326| 58.2 | 7.2 | 23.1 | 18.5 | 9.5 | 41.8 | 25.3 | 16.5 Property taxes..................| 97,879| 61.6 | 10.6 | 26.5 | 16.6 | 7.8 | 38.4 | 23.6 | 14.8 Maintenance, repairs, | | | | | | | | | insurance, other expenses......| 75,987| 63.6 | 12.7 | 27.4 | 16.0 | 7.5 | 36.4 | 21.4 | 15.0 Rented dwellings..................| 194,213| 73.4 | 18.2 | 28.5 | 19.3 | 7.4 | 26.6 | 17.5 | 9.1 Other lodging.....................| 43,490| 51.4 | 5.9 | 20.5 | 17.2 | 7.8 | 48.6 | 28.6 | 20.1 Utilities, fuels, and public | | | | | | | | | services...........................| 244,571| 72.6 | 16.4 | 30.5 | 17.8 | 7.9 | 27.4 | 17.1 | 10.2 Natural gas.......................| 30,351| 71.6 | 16.6 | 31.3 | 16.1 | 7.7 | 28.4 | 17.3 | 11.1 Electricity.......................| 94,569| 74.7 | 17.0 | 31.7 | 18.1 | 8.0 | 25.3 | 16.0 | 9.3 Fuel oil and other fuels..........| 11,237| 77.4 | 20.5 | 35.1 | 15.3 | 6.4 | 22.6 | 14.3 | 8.3 Telephone services................| 80,485| 70.5 | 15.2 | 28.7 | 18.5 | 8.0 | 29.5 | 18.4 | 11.1 Water and other public services...| 27,929| 71.2 | 16.1 | 28.7 | 18.1 | 8.3 | 28.8 | 18.1 | 10.7 Household operations................| 54,408| 55.6 | 6.5 | 22.7 | 17.1 | 9.3 | 44.4 | 26.0 | 18.3 Personal services.................| 26,954| 58.9 | 5.2 | 26.0 | 17.4 | 10.3 | 41.1 | 27.2 | 13.9 Other household expenses..........| 27,454| 52.4 | 7.8 | 19.4 | 16.8 | 8.4 | 47.6 | 24.9 | 22.6 | | | | | | | | | Housekeeping supplies...............| 48,207| 67.1 | 13.3 | 26.4 | 18.2 | 9.1 | 32.9 | 17.6 | 15.4 Laundry and cleaning supplies.....| 12,384| 75.1 | 19.0 | 27.9 | 18.9 | 9.3 | 24.9 | 15.0 | 9.9 Other household products..........| 21,317| 69.7 | 12.6 | 30.6 | 17.7 | 8.9 | 30.3 | 16.8 | 13.4 Postage and stationery............| 14,507| 56.3 | 9.6 | 19.0 | 18.6 | 9.2 | 43.7 | 20.9 | 22.8 Household furnishings and equipment.| 140,623| 60.4 | 9.4 | 23.5 | 19.1 | 8.4 | 39.6 | 24.8 | 14.8 Household textiles................| 7,908| 62.9 | 9.5 | 25.1 | 19.2 | 9.2 | 37.1 | 24.1 | 13.0 Furniture.........................| 33,402| 61.5 | 10.3 | 23.6 | 19.4 | 8.2 | 38.5 | 24.3 | 14.2 Floor coverings...................| 10,481| 44.6 | 8.4 | 14.1 | 18.6 | 3.6 | 55.4 | 49.0 | 6.4 Major appliances..................| 16,881| 68.8 | 13.0 | 29.1 | 17.8 | 9.0 | 31.2 | 18.5 | 12.7 Small appliances, miscellaneous | | | | | | | | | housewares.......................| 8,784| 58.5 | 11.6 | 20.2 | 17.6 | 9.0 | 41.5 | 27.7 | 13.8 Miscellaneous household equipment.| 63,167| 60.2 | 7.8 | 23.8 | 19.4 | 9.1 | 39.8 | 22.3 | 17.5 | | | | | | | | | Apparel and services..................| 182,217| 64.9 | 12.4 | 22.3 | 18.9 | 11.4 | 35.1 | 21.5 | 13.5 Men and boys........................| 44,008| 62.9 | 11.3 | 23.8 | 18.1 | 9.7 | 37.1 | 23.0 | 14.0 Men, 16 and over..................| 34,312| 60.2 | 10.8 | 21.6 | 17.7 | 10.0 | 39.8 | 24.5 | 15.3 Boys, 2 to 15.....................| 9,696| 72.6 | 13.4 | 31.3 | 19.3 | 8.6 | 27.4 | 17.8 | 9.6 Women and girls.....................| 74,676| 64.3 | 12.5 | 19.7 | 18.6 | 13.5 | 35.7 | 21.3 | 14.4 Women, 16 and over................| 63,155| 63.3 | 11.8 | 18.7 | 18.7 | 14.1 | 36.7 | 21.7 | 15.0 Girls, 2 to 15....................| 11,521| 69.9 | 16.2 | 25.2 | 18.3 | 10.1 | 30.1 | 19.3 | 10.9 Children under 2....................| 8,568| 71.4 | 14.9 | 28.4 | 16.7 | 11.4 | 28.6 | 15.6 | 12.9 Footwear............................| 31,027| 71.0 | 14.9 | 25.7 | 20.5 | 9.9 | 29.0 | 19.7 | 9.3 Other apparel products and services.| 23,939| 60.4 | 10.1 | 20.7 | 19.7 | 10.0 | 39.6 | 24.0 | 15.6 | | | | | | | | | Transportation........................| 665,046| 68.1 | 12.2 | 28.8 | 18.2 | 8.8 | 31.9 | 20.2 | 11.7 Vehicle purchases (net outlay)......| 293,337| 70.1 | 13.2 | 30.2 | 17.6 | 9.1 | 29.9 | 19.6 | 10.3 Cars and trucks, new..............| 125,960| 61.5 | 7.1 | 26.6 | 18.1 | 9.6 | 38.5 | 23.3 | 15.2 Cars and trucks, used.............| 163,401| 76.4 | 18.2 | 32.1 | 17.4 | 8.6 | 23.6 | 17.0 | 6.6 Other vehicles....................| 3,976| 82.6 | 4/.6 | 62.7 | 4/8.2 | 4/11.0 | 4/17.4 | 4/10.1 | 4/7.3 Gasoline and motor oil..............| 112,713| 71.8 | 13.8 | 30.3 | 19.0 | 8.7 | 28.2 | 18.0 | 10.1 Other vehicle expenses..............| 214,470| 66.8 | 10.6 | 28.1 | 19.0 | 9.0 | 33.2 | 20.3 | 12.9 Vehicle finance charges...........| 28,716| 74.6 | 11.4 | 33.9 | 19.2 | 10.1 | 25.4 | 16.5 | 8.9 Maintenance and repairs...........| 67,248| 66.7 | 11.2 | 25.9 | 20.3 | 9.3 | 33.3 | 21.0 | 12.4 Vehicle insurance.................| 72,693| 68.9 | 12.2 | 29.3 | 19.0 | 8.5 | 31.1 | 18.9 | 12.2 Vehicle rental, leases, licenses, | | | | | | | | | other charges....................| 45,813| 58.6 | 6.7 | 25.9 | 17.2 | 8.8 | 41.4 | 24.0 | 17.4 Public transportation...............| 44,526| 51.5 | 9.7 | 19.2 | 16.0 | 6.6 | 48.5 | 29.5 | 18.9 | | | | | | | | | Health care...........................| 184,457| 70.0 | 15.4 | 29.2 | 17.0 | 8.4 | 30.0 | 18.3 | 11.8 Health insurance....................| 86,178| 70.6 | 16.4 | 30.0 | 16.4 | 7.8 | 29.4 | 18.0 | 11.5 Medical services....................| 56,638| 67.1 | 11.0 | 29.1 | 17.3 | 9.7 | 32.9 | 20.1 | 12.7 Drugs...............................| 31,518| 74.8 | 20.7 | 28.7 | 17.6 | 7.8 | 25.2 | 15.1 | 10.1 Medical supplies....................| 10,123| 65.8 | 15.1 | 23.9 | 19.4 | 7.4 | 34.2 | 20.3 | 13.9 | | | | | | | | | Entertainment.........................| 191,029| 65.1 | 8.7 | 29.2 | 19.3 | 7.9 | 34.9 | 21.9 | 13.0 Fees and admissions.................| 47,828| 51.2 | 4.9 | 20.6 | 17.7 | 8.0 | 48.8 | 31.0 | 17.8 Television, radios, sound equipment.| 58,451| 68.2 | 12.6 | 28.4 | 18.4 | 8.8 | 31.8 | 19.6 | 12.2 Pets, toys, and playground | | | | | | | | | equipment..........................| 34,864| 63.6 | 9.8 | 26.7 | 18.9 | 8.2 | 36.4 | 21.8 | 14.6 Other entertainment supplies, | | | | | | | | | equipment, and services............| 49,885| 75.9 | 7.2 | 40.0 | 22.1 | 6.6 | 24.1 | 15.8 | 8.3 | | | | | | | | | Personal care products and services...| 53,380| 67.2 | 12.3 | 26.3 | 19.6 | 9.0 | 32.8 | 20.4 | 12.4 | | | | | | | | | Reading...............................| 16,593| 57.6 | 8.3 | 22.8 | 18.2 | 8.2 | 42.4 | 25.0 | 17.4 | | | | | | | | | Education.............................| 54,554| 51.2 | 4.8 | 15.3 | 21.0 | 10.1 | 48.8 | 27.8 | 21.0 | | | | | | | | | Tobacco products and smoking supplies.| 26,539| 88.0 | 22.4 | 38.7 | 18.9 | 8.1 | 12.0 | 8.7 | 3.2 | | | | | | | | | Miscellaneous.........................| 89,055| 68.6 | 12.0 | 30.9 | 18.0 | 7.7 | 31.4 | 18.9 | 12.5 | | | | | | | | | Cash contributions....................| 98,010| 58.4 | 8.4 | 28.4 | 15.3 | 6.3 | 41.6 | 23.4 | 18.2 | | | | | | | | | Personal insurance and pensions.......| 318,898| 58.6 | 7.1 | 23.9 | 18.6 | 9.0 | 41.4 | 23.8 | 17.6 Life and other personal insurance...| 36,796| 63.2 | 11.2 | 26.3 | 17.3 | 8.4 | 36.8 | 21.8 | 15.0 Pensions and Social Security........| 282,103| 58.0 | 6.6 | 23.6 | 18.7 | 9.1 | 42.0 | 24.1 | 17.9 | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | Money income before taxes.............| 3,141,043| 62.8 | 9.9 | 26.1 | 17.8 | 8.9 | 37.2 | 21.9 | 15.3 Wages and salaries..................| 2,442,526| 60.9 | 7.7 | 25.5 | 18.1 | 9.5 | 39.1 | 23.3 | 15.8 Self-employment income..............| 191,525| 54.0 | 4.6 | 22.2 | 19.0 | 8.2 | 46.0 | 24.1 | 21.9 Social Security, private and | | | | | | | | | government retirement..............| 358,135| 76.4 | 24.1 | 31.0 | 15.0 | 6.4 | 23.6 | 13.8 | 9.8 Interest, dividends, rental income, | | | | | | | | | other property income..............| 62,905| 59.4 | 8.2 | 27.8 | 17.7 | 5.6 | 40.6 | 23.1 | 17.5 Unemployment and workers' | | | | | | | | | compensation, veterans' benefits...| 17,563| 88.0 | 22.2 | 36.4 | 21.5 | 8.0 | 12.0 | 6.4 | 5.6 Public assistance, supplemental | | | | | | | | | security income, food stamps.......| 36,141| 94.2 | 44.7 | 34.8 | 9.6 | 5.1 | 5.8 | 4.5 | 1.3 Regular contributions for support...| 20,057| 68.0 | 8.6 | 25.2 | 25.7 | 8.6 | 32.0 | 21.7 | 10.3 Other income........................| 12,190| 68.9 | 14.3 | 18.8 | 27.4 | 8.4 | 31.1 | 19.0 | 12.0 | | | | | | | | | Personal taxes........................| 260,290| 56.6 | 5.3 | 23.0 | 18.4 | 9.9 | 43.4 | 23.1 | 20.3 Federal income taxes................| 195,963| 55.5 | 5.0 | 21.6 | 18.8 | 10.1 | 44.5 | 23.6 | 20.9 State and local income taxes........| 54,980| 59.6 | 5.8 | 27.6 | 17.2 | 9.0 | 40.4 | 21.8 | 18.6 Other taxes.........................| 9,347| 61.9 | 9.0 | 25.7 | 16.3 | 10.9 | 38.1 | 21.1 | 17.0 | | | | | | | | | Income after taxes....................| 2,880,752| 63.4 | 10.4 | 26.4 | 17.8 | 8.9 | 36.6 | 21.8 | 14.8 | | | | | | | | | _______________________________________________________________________________________________________________________________ 1/ Beginning in 1996, this column does not include reference persons with Associate degrees 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. n.a. Not applicable.