Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)...... 22,085 4,805 5,321 7,692 4,268 Income before taxes a/ ...................... $25,903 $24,163 $23,936 $25,416 $30,828 Income after taxes a/ ....................... 24,611 22,838 22,760 24,501 28,785 Age of the reference person.................. 74.9 75.2 75.3 74.6 74.6 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.7 1.8 Children under 18........................... .1 b/ b/ .1 .1 Persons 65 and over......................... 1.4 1.3 1.3 1.4 1.4 Earners..................................... .4 .4 .4 .4 .5 Vehicles.................................... 1.5 1.2 1.5 1.5 1.7 Percent distribution: Male........................................ 48 48 45 48 50 Female...................................... 52 52 55 52 50 Homeowner................................... 80 74 80 83 80 With mortgage.............................. 16 12 11 19 23 Without mortgage........................... 63 61 69 65 57 Renter...................................... 20 26 20 17 20 Black....................................... 9 8 6 14 3 White and other............................. 91 92 94 86 97 Elementary (1-8)............................ 15 14 15 19 10 High school (9-12).......................... 47 53 52 44 40 College..................................... 37 33 32 36 49 Never attended and other.................... c/ c/ c/ 1 1 At least one vehicle owned or leased........ 82 75 82 85 84 Average annual expenditures.................. $26,590 $25,302 $26,978 $24,546 $31,215 Food........................................ 3,581 3,842 3,459 3,350 3,837 Food at home............................. 2,356 2,539 2,143 2,285 2,536 Cereals and bakery products............ 367 413 342 352 369 Cereals and cereal products.......... 119 122 109 121 127 Bakery products...................... 247 291 233 231 242 Meats, poultry, fish, and eggs......... 594 672 521 593 597 Beef................................. 168 189 163 156 169 Pork................................. 132 125 125 150 118 Other meats.......................... 78 92 73 72 78 Poultry.............................. 102 118 78 113 95 Fish and seafood..................... 86 120 61 69 108 Eggs................................. 29 29 22 32 30 Dairy products......................... 265 298 237 258 273 Fresh milk and cream................. 105 115 94 108 101 Other dairy products................. 160 183 143 150 172 Fruits and vegetables.................. 472 511 423 443 539 Fresh fruits......................... 159 177 144 144 182 Fresh vegetables..................... 138 153 119 126 168 Processed fruits..................... 104 115 96 97 114 Processed vegetables................. 71 66 65 76 75 Other food at home..................... 658 645 619 639 758 Sugar and other sweets............... 93 98 97 87 94 Fats and oils........................ 72 72 64 76 77 Miscellaneous foods.................. 297 286 273 285 361 Nonalcoholic beverages............... 167 161 157 169 182 Food prepared by consumer unit on out-of-town trips................... 29 29 29 21 44 Food away from home.................... 1,225 1,303 1,316 1,065 1,302 Alcoholic beverages......................... 191 198 152 148 309 Housing..................................... 8,847 9,223 8,152 7,939 10,927 Shelter.................................. 4,586 5,253 4,145 3,785 5,829 Owned dwellings........................ 3,007 3,342 2,674 2,608 3,764 Mortgage interest and charges........ 769 577 461 827 1,266 Property taxes....................... 1,162 1,829 1,186 794 1,046 Maintenance, repairs, insurance,other expenses............................ 1,076 936 1,027 987 1,452 Rented dwellings....................... 1,161 1,540 1,091 790 1,490 Other lodging.......................... 418 371 380 386 575 Utilities, fuels, and public services.... 2,172 2,173 2,090 2,263 2,109 Natural gas............................ 297 405 375 187 274 Electricity............................ 841 700 754 1,033 762 Fuel oil and other fuels............... 119 268 83 82 65 Telephone services..................... 617 589 609 643 612 Water and other public services........ 298 210 270 317 395 Household operations..................... 703 453 526 591 1,409 Personal services...................... 263 139 221 142 671 Other household expenses............... 440 315 305 449 738 Housekeeping supplies.................... 422 451 428 388 440 Laundry and cleaning supplies.......... 98 92 100 104 93 Other household products............... 198 199 207 186 204 Postage and stationery................. 126 160 121 97 143 Household furnishings and equipment...... 965 893 963 912 1,142 Household textiles..................... 90 114 76 79 98 Furniture.............................. 203 165 212 179 278 Floor coverings........................ 35 36 40 34 27 Major appliances....................... 163 163 133 173 186 Small appliances, miscellaneous housewares............................ 77 59 89 87 65 Miscellaneous household equipment...... 397 358 413 361 488 Apparel and services........................ 1,006 1,080 870 881 1,312 Men and boys............................. 211 226 231 201 186 Men, 16 and over....................... 189 202 215 174 166 Boys, 2 to 15.......................... 22 24 15 27 20 Women and girls.......................... 411 480 366 369 459 Women, 16 and over..................... 389 465 351 339 437 Girls, 2 to 15......................... 22 15 15 31 22 Children under 2......................... 21 30 14 23 18 Footwear................................. 162 209 118 164 159 Other apparel products and services...... 201 135 141 125 490 Transportation.............................. 4,391 3,729 4,568 4,300 5,079 Vehicle purchases (net outlay)........... 1,907 1,462 2,219 1,936 1,968 Cars and trucks, new................... 1,190 984 1,413 1,203 1,119 Cars and trucks, used.................. 714 479 800 733 839 Other vehicles......................... d/ 3 e/ d/ 6 e/ d/ 10 Gasoline and motor oil................... 689 563 661 719 814 Other vehicle expenses................... 1,408 1,293 1,326 1,347 1,749 Vehicle finance charges................ 109 74 94 126 139 Maintenance and repairs................ 480 418 403 476 651 Vehicle insurance...................... 561 547 529 540 657 Vehicle rental, leases, licenses, other charges.............................. 257 255 300 204 303 Public transportation.................... 386 411 362 298 547 Health care................................. 3,133 2,699 3,381 3,120 3,338 Health insurance......................... 1,586 1,424 1,722 1,611 1,557 Medical services......................... 637 553 680 534 862 Drugs.................................... 764 577 848 844 726 Medical supplies......................... 146 145 131 130 193 Entertainment............................... 1,160 1,000 1,345 971 1,451 Fees and admissions...................... 334 298 363 273 446 Television, radios, sound equipment...... 406 446 374 385 437 Pets, toys, and playground equipment..... 186 166 182 179 226 Other entertainment supplies, equipment,and services.................. 235 90 426 133 342 Personal care products and services......... 433 447 402 418 481 Reading..................................... 155 172 167 121 185 Education................................... 123 65 80 120 251 Tobacco products and smoking supplies....... 156 139 146 160 179 Miscellaneous............................... 725 600 674 637 1,088 Cash contributions.......................... 1,728 1,296 2,608 1,371 1,762 Personal insurance and pensions............. 959 810 974 1,012 1,014 Life and other personal insurance........ 356 301 293 465 297 Pensions and Social Security............. 604 509 681 547 717 Sources of income and personal taxes: a/ Money income before taxes.................. 25,903 24,163 23,936 25,416 30,828 Wages and salaries....................... 5,638 6,103 5,224 5,207 6,378 Self-employment income................... 1,059 372 1,060 1,173 1,572 Social Security, private and government retirement................... 16,202 15,872 15,295 16,754 16,657 Interest, dividends, rental income, other property income................... 2,496 1,421 1,907 1,889 5,335 Unemployment and workers'' compensation, veterans'' benefits..................... 97 77 83 118 96 Public assistance, supplemental security, income, food stamps..................... 217 238 138 179 351 Regular contributions for support........ 94 d/ 25 184 62 113 Other income............................. 101 55 45 34 325 Personal taxes............................. 1,293 1,325 1,176 915 2,043 Federal income taxes..................... 903 862 807 646 1,496 State and local income taxes............. 157 154 163 64 313 Other taxes.............................. 233 309 207 205 233 Income after taxes......................... 24,611 22,838 22,760 24,501 28,785 Net change in total assets and liabilities... 784 3,555 1,209 853 -2,992 Net change in total assets............... 1,781 3,943 2,194 1,872 -1,331 Net change in total liabilities.......... 998 387 985 1,020 1,662 Other financial information: Other money receipts..................... 466 78 601 474 723 Mortgage principal paid on owned property................................ -553 -421 -438 -609 -743 Estimated market value of owned home..... 100,235 107,460 79,337 79,407 155,697 Estimated monthly rental value of owned home.................................... 667 735 571 582 864 Gifts of goods and services................. 879 666 984 846 1,048 Food..................................... 36 49 32 27 42 Alcoholic beverages...................... 7 5 6 4 15 Housing.................................. 253 209 289 255 256 Housekeeping supplies.................. 31 32 39 21 39 Household textiles..................... 16 14 14 15 22 Appliances and miscellaneous housewares........................... 31 41 47 15 25 Major appliances..................... 10 22 8 d/ 3 8 Small appliances and miscellaneous housewares......................... 21 18 39 12 17 Miscellaneous household equipment...... 64 51 107 43 59 Other housing.......................... 112 71 82 161 110 Apparel and services..................... 163 169 161 169 152 Males, 2 and over...................... 46 45 62 40 40 Females, 2 and over.................... 62 51 54 69 74 Children under 2....................... 18 29 14 18 13 Other apparel products and services.... 37 45 31 42 26 Jewelry and watches.................. 18 29 18 13 15 All other apparel products and services............................ 18 d/ 15 d/ 13 28 11 Transportation........................... 48 31 54 32 90 Health care.............................. 94 28 187 86 68 Entertainment............................ 99 64 88 92 168 Toys, games, hobbies, and tricycles.... 29 30 30 22 39 Other entertainment.................... 70 34 57 70 128 Personal care products and services...... 9 4 9 8 14 Reading.................................. 4 3 3 2 8 Education................................ 61 21 50 77 93 All other gifts.......................... 104 82 105 95 142 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.