Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Item Total Northeast Midwest South West 55-64 Number of consumer units (in thousands)...... 13,904 2,650 3,323 5,088 2,843 Income before taxes a/ ...................... $48,764 $57,712 $44,771 $46,539 $48,832 Income after taxes a/ ....................... 44,644 52,109 40,726 43,556 44,053 Age of the reference person.................. 59.1 58.8 59.1 59.4 58.9 Average number in consumer unit: Persons..................................... 2.2 2.3 2.0 2.2 2.2 Children under 18........................... .2 .2 .1 .2 .2 Persons 65 and over......................... .1 .1 .1 .1 .1 Earners..................................... 1.3 1.4 1.4 1.2 1.4 Vehicles.................................... 2.2 1.9 2.4 2.1 2.4 Percent distribution: Male........................................ 58 59 56 57 59 Female...................................... 42 41 44 43 41 Homeowner................................... 80 77 82 83 77 With mortgage.............................. 40 36 38 38 50 Without mortgage........................... 40 40 44 45 27 Renter...................................... 20 23 18 17 23 Black....................................... 11 12 7 15 6 White and other............................. 89 88 93 85 94 Elementary (1-8)............................ 8 6 5 11 7 High school (9-12).......................... 43 48 46 44 32 College..................................... 49 46 50 45 61 Never attended and other.................... b/ c/ c/ b/ b/ At least one vehicle owned or leased........ 91 88 93 91 92 Average annual expenditures.................. $39,391 $43,161 $37,968 $34,663 $46,012 Food........................................ 5,112 5,450 4,970 4,655 5,769 Food at home............................. 2,996 3,067 2,910 2,840 3,309 Cereals and bakery products............ 437 447 439 423 449 Cereals and cereal products.......... 140 137 139 136 150 Bakery products...................... 297 310 300 287 299 Meats, poultry, fish, and eggs......... 797 904 709 769 832 Beef................................. 236 268 214 222 253 Pork................................. 175 171 178 183 164 Other meats.......................... 97 118 99 84 93 Poultry.............................. 141 161 117 140 151 Fish and seafood..................... 108 149 73 97 126 Eggs................................. 39 37 28 43 45 Dairy products......................... 313 314 314 300 337 Fresh milk and cream................. 117 120 111 117 119 Other dairy products................. 197 194 203 183 218 Fruits and vegetables.................. 542 592 489 497 633 Fresh fruits......................... 173 192 149 154 215 Fresh vegetables..................... 172 195 155 151 205 Processed fruits..................... 111 122 99 102 130 Processed vegetables................. 86 83 86 90 82 Other food at home..................... 907 811 959 850 1,058 Sugar and other sweets............... 117 110 126 109 128 Fats and oils........................ 88 93 85 81 100 Miscellaneous foods.................. 400 324 448 375 471 Nonalcoholic beverages............... 252 232 251 247 283 Food prepared by consumer unit on out-of-town trips................... 51 51 49 38 76 Food away from home.................... 2,116 2,383 2,060 1,815 2,459 Alcoholic beverages......................... 351 393 371 302 373 Housing..................................... 12,227 14,137 11,249 10,237 15,173 Shelter.................................. 6,623 8,162 5,918 5,131 8,681 Owned dwellings........................ 4,795 5,847 4,264 3,858 6,114 Mortgage interest and charges........ 2,303 2,321 1,864 1,824 3,655 Property taxes....................... 1,422 2,283 1,399 1,076 1,263 Maintenance, repairs, insurance,other expenses............................ 1,071 1,243 1,002 958 1,196 Rented dwellings....................... 1,164 1,508 940 777 1,796 Other lodging.......................... 664 807 713 497 771 Utilities, fuels, and public services.... 2,683 3,014 2,535 2,688 2,540 Natural gas............................ 334 486 434 205 304 Electricity............................ 1,023 995 879 1,234 842 Fuel oil and other fuels............... 97 256 70 62 42 Telephone services..................... 890 978 836 865 913 Water and other public services........ 340 299 316 321 440 Household operations..................... 510 488 444 487 649 Personal services...................... 77 78 62 104 43 Other household expenses............... 433 409 382 382 606 Housekeeping supplies.................... 578 698 621 481 573 Laundry and cleaning supplies.......... 154 228 158 119 135 Other household products............... 279 318 307 242 272 Postage and stationery................. 144 152 157 120 166 Household furnishings and equipment...... 1,833 1,775 1,731 1,450 2,731 Household textiles..................... 118 141 147 81 127 Furniture.............................. 371 422 333 351 407 Floor coverings........................ 74 60 69 66 108 Major appliances....................... 206 218 213 157 278 Small appliances, miscellaneous housewares............................ 125 146 144 89 144 Miscellaneous household equipment...... 939 788 825 705 1,667 Apparel and services........................ 1,733 2,037 1,626 1,459 2,055 Men and boys............................. 409 462 394 340 504 Men, 16 and over....................... 366 417 353 295 462 Boys, 2 to 15.......................... 43 45 42 44 42 Women and girls.......................... 687 834 624 582 799 Women, 16 and over..................... 636 777 552 538 762 Girls, 2 to 15......................... 51 57 72 44 36 Children under 2......................... 56 73 55 47 56 Footwear................................. 304 344 323 236 363 Other apparel products and services...... 277 324 229 254 333 Transportation.............................. 7,591 7,931 8,241 6,602 8,277 Vehicle purchases (net outlay)........... 3,516 3,469 4,234 3,100 3,466 Cars and trucks, new................... 2,103 2,404 2,457 1,678 2,169 Cars and trucks, used.................. 1,397 1,064 1,775 1,409 1,245 Other vehicles......................... d/ 16 d/ 1 d/ 2 d/ 14 d/ 52 Gasoline and motor oil................... 1,223 1,135 1,206 1,185 1,393 Other vehicle expenses................... 2,358 2,729 2,287 2,002 2,725 Vehicle finance charges................ 335 274 369 364 299 Maintenance and repairs................ 697 786 648 581 879 Vehicle insurance...................... 799 932 733 720 894 Vehicle rental, leases, licenses, other charges.............................. 526 737 538 336 654 Public transportation.................... 494 598 513 315 692 Health care................................. 2,480 2,131 2,567 2,588 2,516 Health insurance......................... 1,098 903 1,168 1,171 1,068 Medical services......................... 736 713 703 729 806 Drugs.................................... 518 399 558 575 486 Medical supplies......................... 128 117 138 112 156 Entertainment............................... 2,064 2,024 1,991 1,801 2,664 Fees and admissions...................... 536 672 512 377 724 Television, radios, sound equipment...... 580 650 532 536 650 Pets, toys, and playground equipment..... 356 345 363 299 463 Other entertainment supplies, equipment,and services.................. 592 357 586 589 828 Personal care products and services......... 569 611 560 531 616 Reading..................................... 187 217 198 138 233 Education................................... 464 1,045 367 239 443 Tobacco products and smoking supplies....... 339 427 319 351 261 Miscellaneous............................... 921 965 737 854 1,204 Cash contributions.......................... 1,521 1,699 1,244 1,383 1,927 Personal insurance and pensions............. 3,833 4,094 3,528 3,523 4,500 Life and other personal insurance........ 560 608 578 570 478 Pensions and Social Security............. 3,273 3,486 2,950 2,953 4,022 Sources of income and personal taxes: a/ Money income before taxes.................. 48,764 57,712 44,771 46,539 48,832 Wages and salaries....................... 35,036 43,185 33,849 32,081 34,181 Self-employment income................... 4,684 5,694 2,352 4,723 6,065 Social Security, private and government retirement................... 6,822 5,915 7,078 7,527 6,202 Interest, dividends, rental income, other property income................... 1,323 1,980 946 1,285 1,209 Unemployment and workers'' compensation, veterans'' benefits..................... 174 132 148 217 166 Public assistance, supplemental security, income, food stamps..................... 421 381 332 356 642 Regular contributions for support........ 151 58 d/ 40 227 215 Other income............................. 153 367 25 122 152 Personal taxes............................. 4,120 5,602 4,045 2,983 4,779 Federal income taxes..................... 3,186 4,314 3,104 2,287 3,764 State and local income taxes............. 696 990 773 435 794 Other taxes.............................. 238 298 168 260 221 Income after taxes......................... 44,644 52,109 40,726 43,556 44,053 Net change in total assets and liabilities... 442 -282 1,139 1,998 -2,479 Net change in total assets............... 3,772 4,010 4,315 3,567 3,284 Net change in total liabilities.......... 3,330 4,292 3,176 1,569 5,764 Other financial information: Other money receipts..................... 1,389 2,887 866 1,175 984 Mortgage principal paid on owned property................................ -2,125 -1,791 -1,109 -1,286 -5,127 Estimated market value of owned home..... 120,074 123,024 103,973 102,874 166,926 Estimated monthly rental value of owned home.................................... 752 862 673 646 933 Gifts of goods and services................. 1,448 1,677 1,551 1,083 1,772 Food..................................... 130 118 161 89 179 Alcoholic beverages...................... 13 17 6 18 11 Housing.................................. 352 392 399 290 370 Housekeeping supplies.................. 47 51 60 33 51 Household textiles..................... 22 39 19 16 18 Appliances and miscellaneous housewares........................... 45 53 60 30 45 Major appliances..................... 9 10 17 3 8 Small appliances and miscellaneous housewares......................... 36 44 43 27 37 Miscellaneous household equipment...... 92 92 116 66 112 Other housing.......................... 147 156 144 145 143 Apparel and services..................... 306 367 315 226 384 Males, 2 and over...................... 98 95 107 57 168 Females, 2 and over.................... 92 147 100 68 69 Children under 2....................... 51 69 48 42 50 Other apparel products and services.... 65 56 59 58 96 Jewelry and watches.................. 27 25 11 28 46 All other apparel products and services............................ 38 31 48 30 50 Transportation........................... 108 37 75 98 230 Health care.............................. 44 39 56 37 49 Entertainment............................ 136 156 133 106 173 Toys, games, hobbies, and tricycles.... 52 54 57 45 54 Other entertainment.................... 84 101 76 61 119 Personal care products and services...... 25 15 47 21 17 Reading.................................. 3 4 2 2 4 Education................................ 188 420 199 53 199 All other gifts.......................... 143 115 157 141 156 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.