Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 16,983 579 3,125 3,668 2,494 3,077 1,561 807 839 833 Income before taxes a/ ...................... $25,903 $2,924 $7,867 $12,306 $17,462 $24,325 $34,602 $44,512 $58,529 $133,355 Income after taxes a/ ....................... 24,611 2,793 7,738 12,051 16,996 23,556 33,206 41,677 54,760 122,089 Age of the reference person.................. 74.8 75.2 76.9 76.3 74.6 74.0 73.2 72.3 71.7 71.7 Average number in consumer unit: Persons..................................... 1.7 1.4 1.3 1.4 1.7 1.9 2.0 1.9 2.1 2.4 Children under 18........................... .1 b/ .0 b/ .1 .1 .1 b/ .1 .2 Persons 65 and over......................... 1.3 1.2 1.1 1.2 1.4 1.5 1.5 1.5 1.5 1.5 Earners..................................... .4 .3 .2 .2 .3 .4 .7 .7 1.1 1.3 Vehicles.................................... 1.5 .9 .8 1.2 1.5 1.8 2.0 2.4 2.5 2.8 Percent distribution: Male........................................ 48 35 24 37 51 59 65 66 77 72 Female...................................... 52 65 76 63 49 41 35 34 23 28 Homeowner................................... 79 63 63 76 83 87 86 91 92 93 With mortgage.............................. 16 14 7 13 18 18 19 20 27 38 Without mortgage........................... 63 49 56 62 66 69 68 72 66 55 Renter...................................... 21 37 37 24 17 13 14 9 8 7 Black....................................... 9 19 16 8 8 7 5 5 6 4 White and other............................. 91 81 84 92 92 93 95 95 94 96 Elementary (1-8)............................ 15 25 30 17 14 11 7 4 4 1 High school (9-12).......................... 47 48 51 52 52 45 46 33 29 27 College..................................... 38 26 18 31 33 43 47 63 67 71 Never attended and other.................... 1 1 1 1 c/ 1 d/ d/ d/ d/ At least one vehicle owned or leased........ 82 58 59 79 85 93 96 95 97 97 Average annual expenditures.................. $27,925 $17,244 $13,277 $19,407 $25,283 $29,721 $34,193 $41,539 $51,569 $79,921 Food........................................ 3,715 2,574 1,995 2,522 3,554 4,117 5,244 5,755 6,391 7,722 Food at home............................. 2,427 1,780 1,550 1,857 2,453 2,696 3,304 3,442 3,703 3,834 Cereals and bakery products............ 376 274 261 289 387 423 530 490 558 521 Cereals and cereal products.......... 120 72 89 92 127 138 171 159 168 146 Bakery products...................... 256 202 172 197 260 284 359 332 390 375 Meats, poultry, fish, and eggs......... 605 490 394 475 622 642 826 760 929 990 Beef................................. 171 144 105 136 170 161 216 229 317 336 Pork................................. 136 107 87 101 138 168 201 176 184 179 Other meats.......................... 81 68 57 62 86 90 105 104 107 119 Poultry.............................. 103 94 77 89 90 111 138 116 151 161 Fish and seafood..................... 84 e/ 44 46 62 106 81 128 103 136 156 Eggs................................. 30 32 22 26 32 32 38 33 34 38 Dairy products......................... 273 192 160 218 281 304 367 393 426 431 Fresh milk and cream................. 108 91 79 91 114 118 133 125 149 153 Other dairy products................. 165 101 81 127 167 187 234 268 277 278 Fruits and vegetables.................. 488 320 309 371 481 563 656 737 706 784 Fresh fruits......................... 162 113 94 124 157 201 210 259 234 248 Fresh vegetables..................... 144 87 95 114 140 157 190 203 192 264 Processed fruits..................... 108 69 71 81 100 122 149 157 175 175 Processed vegetables................. 74 51 49 52 83 83 107 118 105 96 Other food at home..................... 684 505 425 504 682 763 926 1,061 1,085 1,110 Sugar and other sweets............... 99 58 60 76 97 117 139 133 154 150 Fats and oils........................ 75 62 49 56 82 84 109 100 106 107 Miscellaneous foods.................. 302 216 184 225 300 328 410 485 490 499 Nonalcoholic beverages............... 175 127 123 134 182 199 214 243 263 258 Food prepared by consumer unit on out-of-town trips................... 33 e/ 41 9 13 21 36 53 100 72 96 Food away from home.................... 1,288 794 445 665 1,102 1,422 1,939 2,312 2,688 3,888 Alcoholic beverages......................... 216 105 39 162 141 217 306 388 578 661 Housing..................................... 9,067 6,538 5,219 7,200 8,499 9,347 9,854 12,194 13,948 24,472 Shelter.................................. 4,614 3,668 2,811 3,805 4,336 4,799 5,114 6,160 6,652 11,257 Owned dwellings........................ 3,034 1,789 1,393 2,356 2,839 3,346 3,389 4,106 5,205 8,592 Mortgage interest and charges........ 766 486 224 446 671 823 794 955 1,560 3,440 Property taxes....................... 1,113 595 597 910 1,149 1,183 1,251 1,478 1,713 2,731 Maintenance, repairs, insurance,other expenses............................ 1,155 708 572 1,000 1,019 1,340 1,343 1,673 1,932 2,421 Rented dwellings....................... 1,151 1,527 1,326 1,285 1,208 955 1,035 1,257 597 864 Other lodging.......................... 429 352 92 164 289 497 691 797 850 1,801 Utilities, fuels, and public services.... 2,192 1,698 1,598 1,921 2,131 2,398 2,482 2,717 2,960 3,544 Natural gas............................ 290 210 189 252 314 333 305 386 320 513 Electricity............................ 843 615 623 734 834 922 953 1,063 1,148 1,323 Fuel oil and other fuels............... 123 141 105 113 119 117 188 135 125 127 Telephone services..................... 630 518 486 573 573 671 677 735 923 1,033 Water and other public services........ 305 214 195 249 291 355 360 397 444 548 Household operations..................... 756 497 229 400 630 574 413 994 1,389 5,197 Personal services...................... 274 e/ 298 e/ 68 92 321 144 e/ 2 e/ 450 e/ 633 e/ 2,147 Other household expenses............... 482 199 162 308 309 431 411 545 755 3,050 Housekeeping supplies.................... 454 271 205 322 416 530 541 681 859 1,070 Laundry and cleaning supplies.......... 106 70 62 81 113 136 113 142 143 178 Other household products............... 215 115 94 127 198 227 253 361 501 592 Postage and stationery................. 133 86 49 115 104 167 175 178 216 301 Household furnishings and equipment...... 1,052 403 375 752 986 1,046 1,305 1,642 2,088 3,403 Household textiles..................... 95 e/ 11 30 57 116 101 163 104 209 238 Furniture.............................. 216 84 76 191 187 216 286 221 352 755 Floor coverings........................ 37 e/ 5 7 46 30 26 41 e/ 102 28 134 Major appliances....................... 174 133 88 132 191 214 146 271 221 412 Small appliances, miscellaneous housewares............................ 83 20 25 42 63 68 73 163 461 177 Miscellaneous household equipment...... 447 151 149 284 399 421 596 781 817 1,688 Apparel and services........................ 1,105 615 453 622 1,182 915 1,298 1,655 1,910 4,681 Men and boys............................. 229 105 62 102 227 196 354 262 527 1,004 Men, 16 and over....................... 209 e/ 96 53 91 208 171 332 238 470 959 Boys, 2 to 15.......................... 20 e/ 9 10 11 19 25 22 24 56 45 Women and girls.......................... 443 230 204 260 667 375 501 872 727 1,021 Women, 16 and over..................... 418 177 193 249 649 339 475 816 657 992 Girls, 2 to 15......................... 25 e/ 53 11 12 18 35 26 56 70 29 Children under 2......................... 23 e/ 22 8 27 17 21 14 47 41 55 Footwear................................. 177 e/ 136 121 128 167 138 275 264 275 423 Other apparel products and services...... 234 122 57 104 104 186 153 210 340 2,178 Transportation.............................. 4,559 2,105 1,855 3,452 4,270 4,816 5,653 8,253 8,667 11,449 Vehicle purchases (net outlay)........... 1,977 e/ 511 849 1,655 1,933 1,841 2,061 4,251 3,341 5,545 Cars and trucks, new................... 1,256 d/ e/ 467 921 1,260 1,335 874 3,027 2,327 4,188 Cars and trucks, used.................. 717 e/ 511 382 734 656 507 1,176 1,224 1,014 1,357 Other vehicles......................... e/ 3 d/ d/ d/ e/ 17 d/ e/ 11 d/ d/ d/ Gasoline and motor oil................... 696 481 317 501 637 820 969 1,124 1,255 1,362 Other vehicle expenses................... 1,475 829 546 1,096 1,324 1,701 2,142 2,255 3,105 3,080 Vehicle finance charges................ 116 72 38 64 93 142 178 198 326 241 Maintenance and repairs................ 512 257 200 425 473 562 866 766 880 912 Vehicle insurance...................... 582 295 247 437 541 687 799 897 1,103 1,182 Vehicle rental, leases, licenses, other charges.............................. 265 205 61 170 217 310 299 394 796 746 Public transportation.................... 410 284 143 200 377 454 481 623 966 1,461 Health care................................. 3,259 2,190 2,004 2,691 3,532 3,710 3,981 3,982 4,592 5,336 Health insurance......................... 1,629 980 1,105 1,387 1,619 1,863 2,060 2,025 2,091 2,624 Medical services......................... 664 643 264 466 752 699 915 763 1,360 1,390 Drugs.................................... 809 457 544 711 992 979 809 877 923 1,111 Medical supplies......................... 158 110 91 128 170 168 197 317 217 211 Entertainment............................... 1,184 800 431 732 964 1,316 1,559 1,861 2,294 3,907 Fees and admissions...................... 354 228 87 170 269 381 427 676 938 1,386 Television, radios, sound equipment...... 421 272 248 334 423 443 592 553 647 797 Pets, toys, and playground equipment..... 202 170 64 133 196 233 266 254 377 595 Other entertainment supplies, equipment,and services.................. 206 131 32 96 77 260 275 378 331 1,129 Personal care products and services......... 453 316 250 357 421 504 570 652 754 914 Reading..................................... 167 91 78 124 149 196 217 256 288 391 Education................................... 121 e/ 136 27 51 41 92 181 94 450 705 Tobacco products and smoking supplies....... 166 109 143 146 157 180 148 224 230 264 Miscellaneous............................... 753 625 286 447 652 761 766 1,018 1,117 3,573 Cash contributions.......................... 2,014 547 328 655 1,304 2,754 2,910 3,178 5,920 7,984 Personal insurance and pensions............. 1,145 494 169 244 414 797 1,506 2,031 4,429 7,863 Life and other personal insurance........ 388 261 149 204 277 477 634 573 760 1,184 Pensions and Social Security............. 757 233 20 41 137 320 873 1,459 3,670 6,678 Sources of income and personal taxes: a/ Money income before taxes.................. 25,903 2,924 7,867 12,306 17,462 24,325 34,602 44,512 58,529 133,355 Wages and salaries....................... 5,638 189 115 318 1,091 2,742 7,209 10,263 20,429 55,570 Self-employment income................... 1,059 e/ -170 e/ -10 47 169 359 930 1,779 2,583 13,639 Social Security, private and government retirement................... 16,202 2,554 7,281 11,400 15,268 19,531 23,496 27,592 28,566 33,653 Interest, dividends, rental income, other property income................... 2,496 40 65 218 509 1,374 2,506 4,349 6,133 27,992 Unemployment and workers'' compensation, veterans'' benefits..................... 97 e/ 5 e/ 33 e/ 29 153 107 163 e/ 275 e/ 129 e/ 154 Public assistance, supplemental security, income, food stamps..................... 217 218 285 257 177 129 154 e/ 67 e/ 195 510 Regular contributions for support........ 94 e/ 30 e/ 20 e/ 19 e/ 62 e/ 47 e/ 81 e/ 130 e/ 397 e/ 691 Other income............................. 101 e/ 58 77 e/ 18 e/ 32 36 61 e/ 57 e/ 97 e/ 1,147 Personal taxes............................. 1,293 132 129 255 466 769 1,396 2,835 3,769 11,266 Federal income taxes..................... 903 55 51 107 271 436 886 2,042 2,865 8,760 State and local income taxes............. 157 13 9 22 44 67 139 305 455 1,670 Other taxes.............................. 233 64 69 126 151 265 371 488 449 836 Income after taxes......................... 24,611 2,793 7,738 12,051 16,996 23,556 33,206 41,677 54,760 122,089 Net change in total assets and liabilities... 1,975 4,042 1,628 1,486 -484 1,607 3,094 5,199 -6,688 16,216 Net change in total assets............... 3,045 3,672 1,790 1,966 107 3,127 4,118 5,017 -3,317 23,062 Net change in total liabilities.......... 1,071 -370 161 481 591 1,520 1,024 -181 3,371 6,847 Other financial information: Other money receipts..................... 605 e/ 501 490 171 311 127 678 966 2,328 3,445 Mortgage principal paid on owned property................................ -543 -243 -136 -309 -542 -533 -520 -849 -1,134 -2,492 Estimated market value of owned home..... 98,732 59,888 52,689 72,669 97,155 109,186 111,706 135,490 156,436 261,330 Estimated monthly rental value of owned home.................................... 659 429 383 560 664 735 766 864 943 1,313 Gifts of goods and services................. 955 958 349 657 854 914 1,198 1,253 1,621 3,469 Food..................................... 38 e/ 6 16 22 20 21 103 68 54 151 Alcoholic beverages...................... 8 e/ 11 e/ 3 e/ 4 14 12 e/ 6 e/ 17 11 7 Housing.................................. 274 131 130 221 232 280 286 264 291 1,159 Housekeeping supplies.................. 32 e/ 17 9 24 24 47 50 41 61 58 Household textiles..................... 15 d/ e/ 6 9 29 10 e/ 30 e/ 8 e/ 12 e/ 49 Appliances and miscellaneous housewares........................... 32 e/ 21 e/ 9 13 49 31 33 e/ 63 e/ 51 110 Major appliances..................... 12 e/ 17 e/ 7 e/ 5 32 e/ 11 e/ 9 e/ 4 e/ 9 e/ 25 Small appliances and miscellaneous housewares......................... 20 e/ 4 e/ 2 8 17 20 24 e/ 59 e/ 42 85 Miscellaneous household equipment...... 71 e/ 7 26 51 83 83 111 62 96 201 Other housing.......................... 124 86 80 124 46 108 61 90 71 741 Apparel and services..................... 175 176 60 103 197 203 189 242 295 547 Males, 2 and over...................... 47 e/ 12 15 31 49 58 46 82 98 122 Females, 2 and over.................... 69 e/ 59 28 30 108 81 74 55 101 207 Children under 2....................... 20 e/ 22 6 23 16 18 12 34 37 52 Other apparel products and services.... 39 e/ 82 e/ 11 18 24 47 57 70 59 166 Jewelry and watches.................. 22 e/ 32 e/ 2 14 16 24 e/ 10 21 e/ 22 159 All other apparel products and services............................ 17 e/ 50 e/ 9 e/ 4 e/ 8 e/ 23 e/ 47 e/ 50 e/ 37 e/ 7 Transportation........................... 52 145 32 38 40 34 55 87 81 156 Health care.............................. 107 e/ 196 e/ 22 137 139 87 e/ 124 e/ 1 e/ 182 205 Entertainment............................ 116 51 22 49 72 130 138 237 199 604 Toys, games, hobbies, and tricycles.... 33 e/ 15 9 23 24 37 36 50 89 107 Other entertainment.................... 84 36 13 26 48 93 102 187 110 497 Personal care products and services...... 9 e/ 3 e/ 2 9 8 17 e/ 11 e/ 2 e/ 20 e/ 4 Reading.................................. 5 e/ 1 2 3 4 7 5 7 6 10 Education................................ 59 e/ 81 e/ 13 e/ 23 16 30 107 e/ 32 294 321 All other gifts.......................... 111 159 46 48 110 93 172 297 188 305 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.