Table 3600. Consumer units of one person by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Total Under 65 and 75 and Item one 25 25-34 35-44 45-54 55-64 over 65-74 over person Number of consumer units (in thousands)...... 31,117 4,537 4,673 4,216 4,261 3,535 9,895 4,153 5,742 Income before taxes a/ ...................... $24,091 $10,986 $32,159 $34,447 $34,325 $24,697 $17,086 $17,208 $16,992 Income after taxes a/ ....................... 21,963 10,358 28,894 31,083 30,564 22,404 16,116 16,155 16,086 Age of the reference person.................. 50.7 21.0 29.3 39.7 49.5 59.3 76.6 69.9 81.5 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 n.a. n.a. n.a. n.a. n.a. 1.0 1.0 1.0 Earners..................................... .6 .9 .9 .9 .8 .6 .1 .2 .1 Vehicles.................................... 1.0 .7 1.1 1.2 1.2 1.2 .9 1.0 .8 Percent distribution: Male........................................ 43 51 61 58 47 36 24 28 21 Female...................................... 57 49 39 42 53 64 76 72 79 Homeowner................................... 47 5 25 45 55 61 70 71 69 With mortgage.............................. 19 2 21 34 35 27 9 13 6 Without mortgage........................... 28 3 4 12 20 34 61 57 63 Renter...................................... 53 95 75 55 45 39 30 29 31 Black....................................... 11 8 11 14 17 12 9 11 7 White and other............................. 89 92 89 86 83 88 91 89 93 Elementary (1-8)............................ 8 b/ 1 3 3 8 18 13 22 High school (9-12).......................... 35 19 20 33 32 44 48 48 48 College..................................... 57 80 79 64 65 48 34 39 30 Never attended and other.................... b/ c/ b/ b/ b/ 1 b/ b/ b/ At least one vehicle owned or leased........ 73 58 80 81 80 80 69 75 64 Average annual expenditures.................. $21,923 $14,337 $26,515 $26,934 $27,500 $23,266 $18,174 $19,766 $17,018 Food........................................ 2,662 2,220 3,198 3,048 3,143 2,753 2,182 2,459 1,979 Food at home............................. 1,429 866 1,353 1,427 1,717 1,594 1,499 1,584 1,436 Cereals and bakery products............ 218 131 204 204 241 237 247 256 241 Cereals and cereal products.......... 72 44 78 73 77 73 78 80 76 Bakery products...................... 146 87 126 131 164 164 170 176 165 Meats, poultry, fish, and eggs......... 336 172 304 340 433 399 348 374 330 Beef................................. 90 43 81 89 125 109 91 96 87 Pork................................. 65 31 51 67 79 85 71 78 66 Other meats.......................... 46 30 43 45 52 48 51 52 50 Poultry.............................. 63 33 65 68 80 74 60 64 56 Fish and seafood..................... 55 26 49 54 79 63 57 65 50 Eggs................................. 17 9 16 17 18 21 19 18 20 Dairy products......................... 154 102 141 148 169 172 168 168 168 Fresh milk and cream................. 58 36 51 53 61 61 69 68 69 Other dairy products................. 96 66 91 95 108 111 99 99 99 Fruits and vegetables.................. 261 148 217 229 325 289 302 312 294 Fresh fruits......................... 86 42 69 69 107 97 104 108 101 Fresh vegetables..................... 77 44 63 72 102 81 86 98 78 Processed fruits..................... 60 43 54 51 66 65 67 60 72 Processed vegetables................. 39 19 32 36 50 45 44 46 43 Other food at home..................... 460 313 486 506 549 497 433 474 404 Sugar and other sweets............... 60 42 57 59 61 71 63 69 58 Fats and oils........................ 40 24 32 37 51 46 45 51 41 Miscellaneous foods.................. 212 139 225 228 266 217 202 209 197 Nonalcoholic beverages............... 123 84 140 149 145 130 108 124 96 Food prepared by consumer unit on out-of-town trips................... 25 24 32 33 28 33 16 22 12 Food away from home.................... 1,234 1,354 1,845 1,621 1,426 1,159 683 875 543 Alcoholic beverages......................... 292 393 512 414 304 248 112 144 90 Housing..................................... 7,999 4,294 9,487 9,496 10,174 8,266 7,306 7,579 7,106 Shelter.................................. 4,981 2,963 6,467 6,462 6,593 5,025 3,864 4,066 3,718 Owned dwellings........................ 2,192 176 1,829 3,098 3,529 2,849 2,090 2,443 1,834 Mortgage interest and charges........ 1,002 78 1,245 1,978 1,990 1,309 361 529 240 Property taxes....................... 647 78 346 695 875 834 865 892 845 Maintenance, repairs, insurance,other expenses............................ 542 20 237 425 664 705 864 1,022 750 Rented dwellings....................... 2,494 2,488 4,396 3,087 2,555 1,862 1,547 1,329 1,705 Other lodging.......................... 295 299 243 277 508 314 227 294 179 Utilities, fuels, and public services.... 1,544 702 1,575 1,659 1,771 1,740 1,698 1,808 1,618 Natural gas............................ 182 49 156 168 203 213 242 222 256 Electricity............................ 568 214 513 601 631 685 674 727 636 Fuel oil and other fuels............... 49 8 24 45 43 55 83 96 74 Telephone services..................... 587 399 783 698 712 594 476 548 424 Water and other public services........ 157 34 99 147 183 192 222 215 227 Household operations..................... 372 44 163 222 281 263 761 391 1,028 Personal services...................... 126 d/ 4 d/ 20 d/ 34 d/ 43 d/ 5 350 d/ 38 577 Other household expenses............... 245 40 143 188 238 258 411 354 452 Housekeeping supplies.................... 252 112 192 229 322 311 293 322 272 Laundry and cleaning supplies.......... 55 20 56 61 59 65 60 68 55 Other household products............... 113 53 76 86 158 142 136 139 134 Postage and stationery................. 84 39 61 82 105 105 97 115 84 Household furnishings and equipment...... 850 473 1,090 923 1,207 926 690 992 470 Household textiles..................... 68 22 82 56 63 93 77 127 41 Furniture.............................. 201 104 279 238 273 206 159 241 99 Floor coverings........................ 29 4 31 31 33 52 30 39 23 Major appliances....................... 108 38 142 133 160 95 95 118 79 Small appliances, miscellaneous housewares............................ 57 26 55 54 64 56 69 127 27 Miscellaneous household equipment...... 387 278 500 411 614 425 260 339 203 Apparel and services........................ 947 806 1,431 1,090 1,003 890 725 801 669 Men and boys............................. 189 153 420 257 200 156 77 101 60 Men, 16 and over....................... 176 151 394 242 187 142 69 89 54 Boys, 2 to 15.......................... 12 d/ 2 26 14 13 14 8 12 6 Women and girls.......................... 366 351 403 404 442 384 301 392 236 Women, 16 and over..................... 354 351 389 392 419 369 292 374 232 Girls, 2 to 15......................... 12 d/ 1 14 12 23 15 10 18 4 Children under 2......................... 11 d/ 7 d/ 21 d/ 4 d/ 16 20 5 d/ 4 d/ 7 Footwear................................. 147 155 215 187 138 144 101 139 73 Other apparel products and services...... 235 140 372 238 206 185 241 166 295 Transportation.............................. 3,435 2,673 4,512 4,798 4,368 3,706 2,196 2,840 1,730 Vehicle purchases (net outlay)........... 1,435 1,250 1,786 2,172 1,777 1,556 851 1,208 592 Cars and trucks, new................... 673 404 779 993 766 887 493 587 425 Cars and trucks, used.................. 724 808 936 1,172 1,010 647 301 512 148 Other vehicles......................... 38 d/ 38 d/ 72 d/ 7 d/ 1 d/ 23 d/ 57 d/ 109 d/ 20 Gasoline and motor oil................... 547 474 708 750 673 589 348 438 284 Other vehicle expenses................... 1,180 721 1,621 1,578 1,623 1,260 792 915 703 Vehicle finance charges................ 118 86 219 177 159 115 42 62 28 Maintenance and repairs................ 387 277 441 518 494 441 291 324 266 Vehicle insurance...................... 411 216 523 529 515 464 335 384 299 Vehicle rental, leases, licenses, other charges.............................. 263 143 438 354 455 240 124 144 109 Public transportation.................... 273 228 397 298 295 301 205 279 152 Health care................................. 1,279 263 662 859 1,255 1,325 2,203 2,022 2,334 Health insurance......................... 588 98 325 384 459 539 1,097 1,010 1,160 Medical services......................... 348 85 200 270 462 410 502 459 533 Drugs.................................... 274 54 94 157 257 299 505 463 534 Medical supplies......................... 68 27 44 48 76 76 100 90 106 Entertainment............................... 1,037 816 1,405 1,485 1,180 1,209 647 797 538 Fees and admissions...................... 272 282 439 325 320 275 144 203 101 Television, radios, sound equipment...... 398 337 500 520 443 394 308 334 290 Pets, toys, and playground equipment..... 171 70 170 250 238 239 127 174 93 Other entertainment supplies, equipment,and services.................. 195 126 296 389 179 301 67 87 54 Personal care products and services......... 252 153 259 264 313 263 252 257 248 Reading..................................... 121 64 129 126 159 132 122 134 113 Education................................... 410 1,559 542 187 290 209 41 59 29 Tobacco products and smoking supplies....... 182 116 172 289 300 258 94 149 55 Miscellaneous............................... 669 216 668 744 806 937 689 708 675 Cash contributions.......................... 969 122 774 1,023 1,075 1,194 1,300 1,368 1,250 Personal insurance and pensions............. 1,669 641 2,764 3,111 3,130 1,875 305 449 201 Life and other personal insurance........ 143 32 114 162 184 218 155 165 147 Pensions and Social Security............. 1,526 609 2,651 2,950 2,946 1,657 151 284 55 Sources of income and personal taxes: a/ Money income before taxes.................. 24,091 10,986 32,159 34,447 34,325 24,697 17,086 17,208 16,992 Wages and salaries....................... 16,267 9,167 29,346 30,237 29,146 16,986 1,472 2,722 501 Self-employment income................... 1,060 92 1,203 2,885 1,989 1,221 208 254 172 Social Security, private and government retirement................... 4,682 d/ 63 352 576 1,515 4,431 11,999 11,985 12,009 Interest, dividends, rental income, other property income................... 1,298 265 434 186 856 882 2,977 1,650 4,007 Unemployment and workers'' compensation, veterans'' benefits..................... 129 d/ 16 175 138 270 226 58 79 d/ 42 Public assistance, supplemental security, income, food stamps..................... 180 42 87 191 290 457 138 185 101 Regular contributions for support........ 236 728 336 109 80 211 98 62 126 Other income............................. 239 613 225 125 178 283 137 269 35 Personal taxes............................. 2,128 629 3,265 3,364 3,761 2,293 970 1,053 906 Federal income taxes..................... 1,614 495 2,546 2,578 2,950 1,729 644 734 574 State and local income taxes............. 409 132 694 715 687 420 142 164 126 Other taxes.............................. 105 2 25 71 124 144 184 155 206 Income after taxes......................... 21,963 10,358 28,894 31,083 30,564 22,404 16,116 16,155 16,086 Net change in total assets and liabilities... 775 335 1,388 1,182 -1,358 1,757 1,082 3,329 -543 Net change in total assets............... 3,865 1,903 6,602 7,686 4,422 4,062 1,534 3,483 124 Net change in total liabilities.......... 3,090 1,567 5,214 6,504 5,779 2,306 452 154 667 Other financial information: Other money receipts..................... 680 230 1,452 223 1,172 1,586 181 218 155 Mortgage principal paid on owned property................................ -515 -27 -668 -900 -853 -852 -236 -389 -126 Estimated market value of owned home..... 49,653 4,755 25,100 47,755 57,584 62,059 74,795 77,332 72,960 Estimated monthly rental value of owned home.................................... 366 39 201 376 441 514 504 530 484 Gifts of goods and services................. 804 469 804 812 1,046 997 776 863 712 Food..................................... 43 24 30 38 97 52 34 56 18 Housing.................................. 214 170 182 187 263 230 232 281 197 Housekeeping supplies.................. 26 15 19 36 34 35 22 22 21 Household textiles..................... 15 b/ d/ 9 d/ 7 19 34 19 30 12 Appliances and miscellaneous housewares........................... 19 8 16 21 11 33 21 21 21 Major appliances..................... 7 d/ 4 d/ 3 d/ 8 d/ 1 d/ 17 10 5 d/ 14 Small appliances and miscellaneous housewares......................... 11 3 13 13 10 16 11 16 7 Miscellaneous household equipment...... 53 46 55 52 82 47 47 65 33 Other housing.......................... 101 100 83 71 117 81 124 142 110 Apparel and services..................... 170 96 273 147 232 193 130 181 93 Males, 2 and over...................... 38 17 50 28 64 39 33 46 24 Females, 2 and over.................... 53 19 54 37 97 68 48 50 47 Children under 2....................... 11 d/ 7 d/ 21 d/ 4 16 20 5 d/ 4 d/ 7 Other apparel products and services.... 69 53 147 78 55 65 43 81 15 Jewelry and watches.................. 50 34 135 57 37 26 28 62 4 All other apparel products and services............................ 19 d/ 19 d/ 12 21 d/ 18 40 14 20 d/ 11 Transportation........................... 38 24 42 30 25 103 29 50 14 Health care.............................. 66 d/ 2 13 31 35 17 165 58 243 Entertainment............................ 71 28 83 99 65 104 62 75 52 Toys, games, hobbies, and tricycles.... 23 7 24 25 23 40 21 35 12 Other entertainment.................... 48 21 59 74 42 63 41 40 41 Education................................ 76 79 32 58 194 150 26 d/ 37 d/ 17 All other gifts.......................... 126 46 148 222 134 150 98 127 78 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.