Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Item Total Northeast Midwest South West 25-34 Number of consumer units (in thousands)...... 19,650 3,467 4,607 7,136 4,440 Income before taxes a/ ...................... $42,111 $47,861 $42,773 $37,946 $43,381 Income after taxes a/ ....................... 38,896 44,113 39,566 35,531 39,389 Age of the reference person.................. 29.7 29.8 29.8 29.6 29.7 Average number in consumer unit: Persons..................................... 2.8 2.6 2.8 2.9 2.8 Children under 18........................... 1.1 .9 1.1 1.2 1.1 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.5 1.5 1.5 1.5 1.5 Vehicles.................................... 1.8 1.5 2.0 1.7 1.8 Percent distribution: Male........................................ 57 55 58 55 60 Female...................................... 43 45 42 45 40 Homeowner................................... 44 40 49 46 37 With mortgage.............................. 37 35 43 37 33 Without mortgage........................... 7 5 7 10 4 Renter...................................... 56 60 51 54 63 Black....................................... 15 14 12 23 5 White and other............................. 85 86 88 77 95 Elementary (1-8)............................ 3 2 1 3 5 High school (9-12).......................... 36 35 35 41 30 College..................................... 61 63 63 55 65 Never attended and other.................... c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 88 77 91 89 90 Average annual expenditures.................. $35,479 $38,017 $34,403 $32,615 $39,131 Food........................................ 4,856 5,136 4,581 4,475 5,497 Food at home............................. 2,716 2,701 2,568 2,472 3,246 Cereals and bakery products............ 409 409 388 370 488 Cereals and cereal products.......... 160 166 154 141 187 Bakery products...................... 249 243 234 229 301 Meats, poultry, fish, and eggs......... 696 727 639 659 786 Beef................................. 208 197 227 196 217 Pork................................. 134 120 129 132 151 Other meats.......................... 91 95 92 80 101 Poultry.............................. 142 170 105 147 148 Fish and seafood..................... 92 114 61 77 131 Eggs................................. 30 31 25 27 38 Dairy products......................... 303 311 293 263 365 Fresh milk and cream................. 120 116 125 106 140 Other dairy products................. 182 195 168 157 225 Fruits and vegetables.................. 443 454 385 392 569 Fresh fruits......................... 130 137 104 109 183 Fresh vegetables..................... 138 145 111 117 191 Processed fruits..................... 97 100 86 91 117 Processed vegetables................. 77 73 84 75 78 Other food at home..................... 865 800 863 786 1,038 Sugar and other sweets............... 97 88 98 85 119 Fats and oils........................ 73 78 63 66 88 Miscellaneous foods.................. 430 389 432 403 502 Nonalcoholic beverages............... 226 193 235 205 273 Food prepared by consumer unit on out-of-town trips................... 40 52 35 27 57 Food away from home.................... 2,139 2,435 2,013 2,003 2,251 Alcoholic beverages......................... 369 468 344 269 469 Housing..................................... 12,255 14,077 11,891 10,723 13,662 Shelter.................................. 7,419 9,245 6,941 5,939 8,867 Owned dwellings........................ 3,723 4,542 4,016 2,884 4,128 Mortgage interest and charges........ 2,589 2,861 2,728 2,044 3,109 Property taxes....................... 681 1,203 757 460 550 Maintenance, repairs, insurance,other expenses............................ 453 477 532 381 469 Rented dwellings....................... 3,441 4,309 2,713 2,894 4,396 Other lodging.......................... 255 395 211 161 343 Utilities, fuels, and public services.... 2,235 2,257 2,330 2,350 1,934 Natural gas............................ 248 336 379 150 201 Electricity............................ 807 730 760 1,012 586 Fuel oil and other fuels............... 50 142 40 22 35 Telephone services..................... 906 901 915 922 872 Water and other public services........ 224 148 236 243 240 Household operations..................... 725 693 792 695 728 Personal services...................... 532 498 629 515 486 Other household expenses............... 193 194 163 180 242 Housekeeping supplies.................... 403 409 440 349 442 Laundry and cleaning supplies.......... 113 96 135 100 124 Other household products............... 183 214 197 156 184 Postage and stationery................. 107 99 108 92 134 Household furnishings and equipment...... 1,473 1,473 1,388 1,390 1,690 Household textiles..................... 95 85 82 78 141 Furniture.............................. 438 509 376 429 459 Floor coverings........................ 34 49 30 36 22 Major appliances....................... 155 143 153 186 117 Small appliances, miscellaneous housewares............................ 74 55 76 61 105 Miscellaneous household equipment...... 679 632 671 600 848 Apparel and services........................ 1,913 2,028 1,879 1,769 2,076 Men and boys............................. 470 483 528 375 543 Men, 16 and over....................... 350 376 400 244 440 Boys, 2 to 15.......................... 119 107 128 131 103 Women and girls.......................... 646 597 649 613 731 Women, 16 and over..................... 519 485 520 472 613 Girls, 2 to 15......................... 128 112 129 140 118 Children under 2......................... 141 147 110 155 148 Footwear................................. 331 303 344 324 350 Other apparel products and services...... 325 497 249 302 304 Transportation.............................. 6,936 6,866 6,421 7,119 7,228 Vehicle purchases (net outlay)........... 3,292 3,130 2,846 3,795 3,071 Cars and trucks, new................... 1,284 1,256 703 1,555 1,476 Cars and trucks, used.................. 1,943 1,855 2,079 2,161 1,519 Other vehicles......................... 64 d/ 19 64 d/ 80 76 Gasoline and motor oil................... 1,041 856 1,064 1,060 1,128 Other vehicle expenses................... 2,251 2,278 2,275 2,008 2,594 Vehicle finance charges................ 412 321 430 465 376 Maintenance and repairs................ 561 529 517 546 658 Vehicle insurance...................... 694 777 678 633 743 Vehicle rental, leases, licenses, other charges.............................. 584 652 650 364 817 Public transportation.................... 352 601 236 255 434 Health care................................. 1,178 1,158 1,230 1,196 1,111 Health insurance......................... 601 619 614 632 523 Medical services......................... 362 338 394 342 380 Drugs.................................... 152 136 153 165 144 Medical supplies......................... 63 65 69 57 64 Entertainment............................... 1,793 1,848 1,874 1,610 1,954 Fees and admissions...................... 408 453 406 322 515 Television, radios, sound equipment...... 622 665 628 586 642 Pets, toys, and playground equipment..... 363 364 436 316 360 Other entertainment supplies, equipment,and services.................. 399 365 405 386 438 Personal care products and services......... 376 337 365 342 469 Reading..................................... 126 158 138 97 133 Education................................... 476 705 419 359 547 Tobacco products and smoking supplies....... 273 273 331 286 191 Miscellaneous............................... 750 743 756 665 883 Cash contributions.......................... 629 419 711 527 875 Personal insurance and pensions............. 3,550 3,804 3,462 3,179 4,038 Life and other personal insurance........ 247 246 271 255 208 Pensions and Social Security............. 3,303 3,558 3,191 2,923 3,829 Sources of income and personal taxes: a/ Money income before taxes.................. 42,111 47,861 42,773 37,946 43,381 Wages and salaries....................... 38,942 45,231 39,523 35,212 39,280 Self-employment income................... 1,565 1,007 1,590 1,489 2,049 Social Security, private and government retirement................... 276 246 342 260 259 Interest, dividends, rental income, other property income................... 285 238 328 150 470 Unemployment and workers'' compensation, veterans'' benefits..................... 171 120 219 143 205 Public assistance, supplemental security, income, food stamps..................... 371 545 387 282 361 Regular contributions for support........ 291 250 259 244 417 Other income............................. 209 225 124 168 340 Personal taxes............................. 3,215 3,749 3,208 2,415 3,992 Federal income taxes..................... 2,458 2,824 2,258 1,997 3,050 State and local income taxes............. 683 848 856 371 849 Other taxes.............................. 74 77 94 47 93 Income after taxes......................... 38,896 44,113 39,566 35,531 39,389 Net change in total assets and liabilities... -2,083 -6,446 -3,914 1,746 -2,932 Net change in total assets............... 8,707 6,797 5,391 7,885 14,960 Net change in total liabilities.......... 10,790 13,244 9,305 6,138 17,891 Other financial information: Other money receipts..................... 815 176 289 669 2,094 Mortgage principal paid on owned property................................ -784 -768 -1,162 -587 -724 Estimated market value of owned home..... 49,738 55,248 49,870 41,738 58,154 Estimated monthly rental value of owned home.................................... 383 420 403 341 398 Gifts of goods and services................. 703 689 633 664 847 Food..................................... 33 38 22 21 60 Housing.................................. 246 192 221 268 278 Housekeeping supplies.................. 36 25 34 39 41 Household textiles..................... 12 d/ 15 7 8 19 Appliances and miscellaneous housewares........................... 20 8 29 22 16 Major appliances..................... 3 d/ 1 d/ 6 d/ 3 d/ 3 Small appliances and miscellaneous housewares......................... 17 7 22 20 13 Miscellaneous household equipment...... 59 47 45 63 76 Other housing.......................... 120 97 107 135 126 Apparel and services..................... 197 224 170 199 202 Males, 2 and over...................... 48 42 42 33 80 Females, 2 and over.................... 47 42 41 51 49 Children under 2....................... 42 33 36 52 41 Other apparel products and services.... 61 107 52 62 32 Jewelry and watches.................. 41 92 20 40 25 All other apparel products and services............................ 20 d/ 15 31 22 d/ 7 Transportation........................... 27 44 13 16 45 Health care.............................. 7 d/ 2 8 d/ 6 10 Entertainment............................ 70 77 62 68 79 Toys, games, hobbies, and tricycles.... 23 30 23 21 21 Other entertainment.................... 47 47 38 47 58 Education................................ 32 d/ 32 40 18 45 All other gifts.......................... 90 80 96 68 128 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.