Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________________ Number of consumer units (in thousands)...... 24,719 2,550 5,430 4,261 2,351 3,565 2,764 1,667 1,361 769 Income before taxes a/ ...................... $22,566 $2,110 $7,674 $12,192 $17,255 $24,374 $33,842 $43,740 $56,848 $113,771 Income after taxes a/ ....................... 20,541 2,097 7,526 11,878 16,420 22,645 30,742 38,610 49,125 98,003 Age of the reference person.................. 50.4 36.8 58.7 59.8 51.8 46.9 43.2 44.6 44.6 45.4 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 .1 .5 .6 .4 .2 .1 .1 .1 .1 Earners..................................... .6 .7 .3 .4 .6 .8 .9 .9 .9 .9 Vehicles.................................... 1.0 .7 .7 .9 1.1 1.3 1.4 1.4 1.5 1.5 Percent distribution: Male........................................ 42 43 32 31 39 47 51 58 62 69 Female...................................... 58 57 68 69 61 53 49 42 38 31 Homeowner................................... 45 19 38 51 47 44 47 57 70 64 With mortgage.............................. 19 5 6 9 13 21 34 42 57 51 Without mortgage........................... 26 14 32 42 34 23 13 15 13 13 Renter...................................... 55 81 62 49 53 56 53 43 30 36 Black....................................... 11 14 14 9 8 10 11 9 8 4 White and other............................. 89 86 86 91 92 90 89 91 92 96 Elementary (1-8)............................ 9 7 23 11 6 2 b/ 1 1 b/ High school (9-12).......................... 34 34 42 45 41 33 26 16 14 9 College..................................... 57 58 33 44 53 66 74 83 85 90 Never attended and other.................... b/ 1 1 b/ c/ c/ c/ c/ c/ b/ At least one vehicle owned or leased........ 74 49 54 72 82 87 91 91 92 88 Average annual expenditures.................. $22,286 $11,347 $12,235 $16,769 $20,023 $24,016 $30,032 $35,036 $42,933 $65,047 Food........................................ 2,714 1,857 1,929 2,168 2,521 2,830 3,248 3,788 4,479 5,960 Food at home............................. 1,432 949 1,273 1,314 1,493 1,471 1,583 1,722 1,851 2,171 Cereals and bakery products............ 222 142 201 218 235 261 229 233 255 265 Cereals and cereal products.......... 73 58 65 68 79 77 79 78 86 86 Bakery products...................... 149 84 135 150 156 184 150 155 169 179 Meats, poultry, fish, and eggs......... 326 222 299 295 338 305 327 436 430 589 Beef................................. 88 52 82 79 90 89 82 97 138 170 Pork................................. 65 48 67 61 76 61 64 50 64 125 Other meats.......................... 45 26 44 40 59 44 39 62 53 47 Poultry.............................. 64 47 58 54 59 57 73 79 89 121 Fish and seafood..................... 48 32 29 43 33 37 55 132 72 104 Eggs................................. 17 16 18 18 20 16 13 16 14 23 Dairy products......................... 160 115 140 155 184 168 166 176 178 230 Fresh milk and cream................. 62 48 59 68 65 66 58 62 62 68 Other dairy products................. 98 67 82 87 119 103 108 114 116 162 Fruits and vegetables.................. 260 174 236 242 273 268 269 296 365 387 Fresh fruits......................... 88 67 72 79 88 99 87 100 142 121 Fresh vegetables..................... 77 49 74 71 78 70 81 95 99 137 Processed fruits..................... 60 33 53 57 68 60 64 67 84 90 Processed vegetables................. 36 24 36 35 38 39 37 34 40 40 Other food at home..................... 464 295 398 404 464 469 593 580 624 700 Sugar and other sweets............... 60 35 57 55 53 60 69 94 84 71 Fats and oils........................ 38 23 43 38 40 34 46 30 41 49 Miscellaneous foods.................. 210 134 169 168 225 220 286 249 295 307 Nonalcoholic beverages............... 124 84 115 123 115 120 146 153 145 170 Food prepared by consumer unit on out-of-town trips................... 32 20 14 20 31 34 46 55 58 103 Food away from home...................... 1,282 908 657 854 1,028 1,359 1,665 2,066 2,628 3,789 Alcoholic beverages......................... 295 201 126 154 213 325 402 582 540 1,150 Housing..................................... 7,837 4,046 4,810 6,525 7,428 8,505 10,208 11,390 13,567 20,441 Shelter.................................. 4,774 2,518 2,630 3,864 4,581 5,117 6,503 7,476 8,626 12,547 Owned dwellings........................ 2,043 520 822 1,558 1,630 1,838 2,751 3,913 5,800 7,361 Mortgage interest and charges........ 967 178 202 334 481 836 1,617 2,238 3,786 4,497 Property taxes....................... 541 194 306 510 598 505 540 845 1,212 1,681 Maintenance, repairs, insurance,other expenses............................ 535 148 315 714 551 497 594 831 803 1,183 Rented dwellings....................... 2,481 1,749 1,714 2,100 2,742 3,088 3,550 3,169 2,309 3,812 Other lodging.......................... 250 250 94 206 210 191 202 394 517 1,374 Utilities, fuels, and public services.... 1,563 906 1,285 1,479 1,672 1,610 1,841 1,986 2,227 2,510 Natural gas............................ 188 85 158 185 212 179 222 262 274 287 Electricity............................ 560 328 492 570 587 578 624 661 757 799 Fuel oil and other fuels............... 64 27 72 66 85 59 56 66 71 d/ 83 Telephone services..................... 592 394 429 501 605 630 767 806 887 1,078 Water and other public services........ 159 72 134 157 183 165 172 193 238 264 Household operations..................... 273 72 204 310 247 312 264 271 437 871 Personal services...................... 55 d/ 2 98 82 d/ 20 d/ 46 d/ 55 d/ 32 d/ 14 d/ 49 Other household expenses............... 218 69 105 228 227 266 209 239 422 822 Housekeeping supplies.................... 274 123 194 277 267 268 333 284 475 623 Laundry and cleaning supplies.......... 56 19 47 69 60 62 73 58 49 68 Other household products............... 121 59 86 128 109 95 158 111 274 240 Postage and stationery................. 97 46 61 81 98 110 103 115 152 314 Household furnishings and equipment...... 954 426 497 595 660 1,198 1,267 1,373 1,803 3,891 Household textiles..................... 60 26 50 65 42 59 65 35 68 270 Furniture.............................. 224 97 92 112 147 251 284 260 636 1,293 Floor coverings........................ 72 d/ 19 d/ 39 34 d/ 26 226 d/ 70 d/ 36 d/ 64 d/ 177 Major appliances....................... 103 37 51 91 88 91 207 101 173 346 Small appliances, miscellaneous housewares............................ 57 39 32 48 42 72 90 55 82 130 Miscellaneous household equipment...... 438 207 232 245 315 500 551 885 780 1,675 Apparel and services....................... 1,005 703 576 639 851 1,078 1,453 1,705 1,839 2,437 Men and boys............................. 209 131 77 125 152 203 345 427 457 607 Men, 16 and over....................... 194 120 72 115 143 167 329 410 448 576 Boys, 2 to 15.......................... 14 11 5 9 9 36 15 17 d/ 10 d/ 31 Women and girls.......................... 418 324 246 273 426 495 554 654 687 803 Women, 16 and over..................... 403 319 240 267 404 470 518 645 674 776 Girls, 2 to 15......................... 15 d/ 5 6 6 22 25 36 9 d/ 13 d/ 27 Children under 2......................... 11 d/ 7 d/ 6 d/ 7 d/ 4 d/ 7 d/ 39 d/ 20 d/ 8 d/ 18 Footwear................................. 169 127 135 114 122 164 260 267 256 d/ 321 Other apparel products and services...... 198 113 112 120 148 209 255 337 430 688 Transportation............................. 3,452 1,486 1,513 2,388 3,224 3,656 5,575 6,078 7,326 9,088 Vehicle purchases (net outlay)........... 1,393 d/ 385 573 922 1,242 1,225 2,509 2,672 3,281 d/ 4,250 Cars and trucks, new................... 665 d/ 198 d/ 155 463 d/ 503 433 1,512 1,281 1,394 2,847 Cars and trucks, used.................. 689 187 415 444 740 742 952 1,332 1,568 d/ 1,360 Other vehicles......................... 38 c/ d/ 3 d/ 14 c/ d/ 50 d/ 45 d/ 59 d/ 320 d/ 43 Gasoline and motor oil................... 561 376 298 451 577 698 818 798 879 969 Other vehicle expenses................... 1,206 536 490 813 1,181 1,479 1,891 2,109 2,538 2,688 Vehicle finance charges................ 115 37 27 51 83 170 218 246 246 305 Maintenance and repairs................ 418 212 187 321 444 540 564 679 834 777 Vehicle insurance...................... 424 184 188 323 451 515 692 699 780 754 Vehicle rental, leases, licenses, other charges......................... 249 103 88 118 203 253 417 484 678 852 Public transportation.................... 291 188 151 203 223 255 357 499 628 1,181 Health care................................ 1,286 548 1,098 1,560 1,505 1,243 1,329 1,248 1,627 2,363 Health insurance......................... 582 223 555 750 681 529 548 573 805 720 Medical services......................... 380 163 191 349 490 415 493 475 540 1,204 Drugs.................................... 254 133 295 375 267 213 224 131 181 326 Medical supplies......................... 70 29 56 86 68 87 63 69 101 113 Entertainment.............................. 1,026 590 494 716 891 1,140 1,467 1,591 2,075 3,052 Fees and admissions...................... 301 189 103 182 194 320 453 499 622 1,432 Television, radios, sound equipment...... 387 223 241 301 419 447 504 562 590 803 Pets, toys, and playground equipment..... 177 97 91 137 183 216 216 207 463 322 Other entertainment supplies, equipment,and services.................. 162 81 60 96 95 157 294 324 401 495 Personal care products and services........ 279 126 179 250 227 358 350 275 522 626 Reading.................................... 130 73 64 109 114 157 178 206 258 271 Education.................................. 429 890 412 367 332 342 366 351 311 647 Tobacco products and smoking supplies...... 176 135 143 166 219 205 200 162 198 235 Miscellaneous.............................. 722 302 397 605 728 816 979 1,140 1,076 2,101 Cash contributions......................... 991 199 254 630 801 1,394 936 1,396 2,091 6,915 Personal insurance and pensions............ 1,943 190 241 492 968 1,967 3,341 5,123 7,023 9,762 Life and other personal insurance........ 166 41 90 137 131 178 209 194 459 593 Pensions and Social Security............. 1,777 150 151 355 837 1,789 3,133 4,930 6,563 9,169 Sources of income and personal taxes: a/ Money income before taxes................. 22,566 2,110 7,674 12,192 17,255 24,374 33,842 43,740 56,848 113,771 Wages and salaries....................... 15,493 1,537 1,658 4,101 8,917 17,003 27,233 36,095 48,510 90,377 Self-employment income................... 980 -612 79 136 406 851 1,510 2,119 3,253 11,255 Social Security, private and government retirement................... 4,464 571 4,774 6,957 6,275 4,742 3,011 3,343 3,220 4,407 Interest, dividends, rental income, other property income................... 790 54 72 250 643 829 1,179 1,806 1,397 6,884 Unemployment and workers'' compensation, veterans'' benefits..................... 144 58 94 119 174 277 158 d/ 81 d/ 47 d/ 471 Public assistance, supplemental security, income, food stamps..................... 202 200 649 115 d/ 77 d/ 50 d/ 10 c/ d/ 52 c/ Regular contributions for support........ 271 143 161 241 345 352 507 d/ 210 d/ 288 d/ 286 Other income............................. 223 160 187 273 419 270 233 86 81 d/ 90 Personal taxes............................. 2,025 13 148 314 835 1,728 3,100 5,131 7,723 15,768 Federal income taxes..................... 1,543 -6 91 182 574 1,285 2,380 3,862 6,160 12,437 State and local income taxes............. 400 3 14 58 165 356 634 1,098 1,396 3,138 Other taxes.............................. 82 16 43 74 96 87 87 172 167 194 Income after taxes.......................... 20,541 2,097 7,526 11,878 16,420 22,645 30,742 38,610 49,125 98,003 Net change in total assets and liabilities.. -799 -361 25 270 -823 -208 -6,434 -2,291 -1,309 7,718 Net change in total assets............... 2,099 170 407 941 898 3,054 -699 2,716 10,702 19,609 Net change in total liabilities.......... 2,899 531 381 671 1,720 3,262 5,735 5,007 12,011 11,892 Other financial information: Other money receipts..................... 368 367 154 162 315 335 636 713 154 2,004 Mortgage principal paid on owned property................................ -474 -69 -111 -212 -198 -342 -641 -857 -1,449 -4,135 Estimated market value of owned home..... 44,340 16,636 29,281 43,025 41,981 41,235 46,471 64,669 92,221 134,967 Estimated monthly rental value of owned home.............................. 329 115 205 323 332 318 356 489 718 864 Gifts of goods and services................. 884 613 466 581 829 869 1,163 1,176 1,584 3,580 Food..................................... 46 45 15 29 50 24 49 69 60 348 Housing.................................. 223 203 163 158 216 224 207 265 327 816 Housekeeping supplies.................. 31 16 17 25 32 33 41 27 54 d/ 112 Household textiles..................... 9 d/ 5 10 8 d/ 3 11 d/ 6 d/ 2 d/ 12 d/ 46 Appliances and miscellaneous housewares............................ 22 d/ 19 7 19 15 36 29 19 d/ 34 d/ 65 Major appliances..................... 5 d/ 4 d/ 2 d/ 5 b/ d/ 4 d/ 6 d/ 3 d/ 8 d/ 40 Small appliances and miscellaneous housewares.......................... 17 d/ 15 5 14 15 32 23 16 d/ 26 d/ 25 Miscellaneous household equipment...... 55 33 33 30 39 66 65 100 109 171 Other housing.......................... 105 130 95 76 127 77 65 116 118 422 Apparel and services..................... 193 120 101 115 125 263 290 261 472 368 Males, 2 and over...................... 50 52 16 24 40 72 77 69 138 57 Females, 2 and over.................... 55 21 20 29 53 86 90 77 113 109 Children under 2....................... 11 d/ 7 d/ 6 d/ 7 d/ 4 d/ 7 d/ 39 d/ 20 d/ 8 d/ 18 Other apparel products and services.... 76 40 58 54 28 98 84 94 213 183 Jewelry and watches.................. 50 22 43 26 18 57 47 76 148 182 All other apparel products and services............................ 26 d/ 17 d/ 15 d/ 29 d/ 11 d/ 41 d/ 37 d/ 18 d/ 65 d/ 2 Transportation........................... 37 14 9 30 25 21 38 42 152 248 Health care.............................. 57 d/ 9 34 46 d/ 178 d/ 12 99 76 d/ 79 d/ 45 Entertainment............................ 83 33 40 39 82 96 173 112 92 322 Toys, games, hobbies, and tricycles.... 27 20 17 19 22 24 41 39 34 106 Other entertainment.................... 56 13 23 20 60 72 132 73 58 216 Education................................ 102 131 43 d/ 93 d/ 70 82 71 186 d/ 141 d/ 528 All other gifts.......................... 142 57 63 71 84 148 237 165 261 906 _____________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.5. c/ No data reported. d/ Data are likely to have large sampling errors. n.a. Not applicable.