Table 44. Consumer units of single females by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Complete reporting of income All Item single females Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over _______________________________________________________________________________________ Number of consumer units (in thousands)...... 17,584 14,220 1,441 3,698 2,944 1,440 1,873 1,365 1,459 Income before taxes a/ ...................... $18,997 $18,997 $2,658 $7,677 $12,213 $17,252 $24,337 $33,993 $58,361 Income after taxes a/ ....................... 17,469 17,469 2,611 7,525 11,933 16,464 22,503 31,093 50,307 Age of the reference person.................. 55.6 55.8 41.2 63.6 64.9 57.1 51.1 45.7 46.4 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .4 .4 .2 .6 .7 .5 .3 .2 .1 Earners..................................... .5 .5 .6 .2 .3 .6 .8 .9 .9 Vehicles.................................... .8 .9 .6 .6 .8 1.0 1.1 1.2 1.2 Percent distribution: Sex of reference person: Female..................................... 100 100 100 100 100 100 100 100 100 Homeowner................................... 50 50 24 44 57 56 49 51 67 With mortgage.............................. 18 18 6 7 10 15 22 38 53 Without mortgage........................... 32 32 17 38 47 41 27 13 14 Renter...................................... 50 50 76 56 43 44 51 49 33 Black....................................... 13 12 16 16 10 7 9 10 10 White and other............................. 87 88 84 84 90 93 91 90 90 Elementary (1-8)............................ 10 10 10 24 12 3 1 b/ 1 High school (9-12).......................... 37 36 35 46 49 44 29 21 7 College..................................... 52 53 54 29 39 53 70 79 92 Never attended and other.................... b/ b/ 1 1 c/ c/ c/ c/ b/ At least one vehicle owned or leased........ 70 71 47 52 70 82 88 91 92 Average annual expenditures.................. $19,546 $20,613 $11,012 $12,292 $16,765 $20,904 $25,409 $29,699 $43,621 Food........................................ 2,288 2,412 1,737 1,921 2,082 2,430 2,511 2,999 4,171 Food at home............................. 1,407 1,467 1,117 1,329 1,398 1,548 1,399 1,649 2,103 Cereals and bakery products............ 219 227 173 212 236 239 213 241 286 Cereals and cereal products.......... 69 71 67 66 69 80 68 79 86 Bakery products...................... 149 155 105 147 167 159 145 162 199 Meats, poultry, fish, and eggs......... 311 319 262 311 305 326 278 287 488 Beef................................. 81 83 54 88 76 103 74 67 116 Pork................................. 62 62 56 71 59 72 56 58 52 Other meats.......................... 38 40 29 44 40 47 36 30 42 Poultry.............................. 64 65 65 61 60 53 60 75 92 Fish and seafood..................... 50 52 40 29 51 31 36 47 169 Eggs................................. 17 17 19 18 19 19 15 11 17 Dairy products......................... 158 166 130 145 162 184 170 193 209 Fresh milk and cream................. 59 62 49 58 72 62 61 63 62 Other dairy products................. 99 104 80 87 91 121 109 130 148 Fruits and vegetables.................. 278 288 218 253 269 328 282 325 409 Fresh fruits......................... 95 98 87 79 88 107 103 108 151 Fresh vegetables..................... 85 88 64 79 81 97 79 105 130 Processed fruits..................... 61 63 36 56 61 84 60 75 83 Processed vegetables................. 37 39 30 40 39 40 40 38 44 Other food at home..................... 442 468 334 407 426 471 456 604 712 Sugar and other sweets............... 63 69 44 63 61 57 66 86 118 Fats and oils........................ 42 43 28 47 42 50 38 46 49 Miscellaneous foods.................. 191 203 153 163 175 221 200 291 315 Nonalcoholic beverages............... 119 123 93 122 128 108 118 135 152 Food prepared by consumer unit on out-of-town trips................... 27 30 15 13 21 35 36 46 79 Food away from home...................... 881 945 620 592 685 882 1,113 1,350 2,068 Alcoholic beverages......................... 162 168 151 97 96 101 198 287 420 Housing..................................... 7,626 7,789 4,015 4,923 6,824 7,979 9,371 11,069 15,310 Shelter.................................. 4,521 4,531 2,331 2,499 3,918 4,835 5,400 6,760 9,592 Owned dwellings........................ 2,048 2,036 555 890 1,751 2,053 2,084 2,961 6,035 Mortgage interest and charges........ 877 859 163 180 383 619 871 1,687 3,680 Property taxes....................... 580 562 186 364 558 742 586 572 1,223 Maintenance, repairs, insurance,other expenses............................ 591 615 206 346 809 693 628 701 1,132 Rented dwellings....................... 2,273 2,285 1,559 1,528 1,992 2,530 3,125 3,617 2,948 Other lodging.......................... 201 210 217 82 175 252 190 182 610 Utilities, fuels, and public services.... 1,604 1,610 986 1,389 1,608 1,742 1,732 1,885 2,245 Natural gas............................ 203 200 96 181 207 225 180 229 310 Electricity............................ 581 576 348 518 616 634 623 626 704 Fuel oil and other fuels............... 65 70 34 79 74 79 70 d/ 56 76 Telephone services..................... 585 590 434 456 534 588 673 794 905 Water and other public services........ 169 174 74 154 177 215 188 181 249 Household operations..................... 321 327 86 273 332 338 393 305 604 Personal services...................... 71 66 c/ d/ 141 70 d/ 31 d/ 21 d/ 56 d/ 34 Other household expenses............... 249 261 86 133 261 307 372 249 570 Housekeeping supplies.................... 282 318 155 227 311 360 327 392 581 Laundry and cleaning supplies.......... 58 64 24 57 80 76 69 68 62 Other household products............... 121 133 58 100 126 143 117 192 252 Postage and stationery................. 103 121 74 70 105 142 142 131 266 Household furnishings and equipment...... 898 1,003 456 535 655 704 1,518 1,727 2,288 Household textiles..................... 79 80 36 63 81 73 69 62 193 Furniture.............................. 228 251 133 110 128 155 326 370 856 Floor coverings........................ 72 90 d/ 26 d/ 55 d/ 28 d/ 28 d/ 392 d/ 38 d/ 34 Major appliances....................... 100 110 d/ 43 60 113 76 107 353 121 Small appliances, miscellaneous housewares............................ 61 70 50 36 51 47 105 159 109 Miscellaneous household equipment...... 358 401 169 210 253 324 519 745 976 Apparel and services....................... 1,025 1,103 850 629 631 1,217 1,231 1,786 2,555 Men and boys............................. 57 67 71 21 29 71 101 100 172 Men, 16 and over....................... 40 48 d/ 65 d/ 15 d/ 17 d/ 59 d/ 45 d/ 87 d/ 140 Boys, 2 to 15.......................... 17 19 d/ 6 6 12 12 56 13 32 Women and girls.......................... 629 691 557 338 391 807 800 1,118 1,649 Women, 16 and over..................... 611 672 548 334 384 784 768 1,048 1,625 Girls, 2 to 15......................... 18 19 d/ 9 4 7 22 33 70 25 Children under 2......................... 13 13 d/ 12 d/ 9 d/ 10 d/ 2 d/ 8 d/ 42 d/ 23 Footwear................................. 168 167 d/ 97 150 90 190 155 295 302 Other apparel products and services...... 158 165 113 111 112 148 167 231 409 Transportation............................. 2,780 2,908 1,153 1,442 2,213 3,065 3,670 4,777 6,856 Vehicle purchases (net outlay)........... 1,048 1,113 d/ 247 568 842 d/ 1,154 1,348 d/ 1,731 2,971 Cars and trucks, new................... 576 595 d/ 210 d/ 172 d/ 446 d/ 656 d/ 558 d/ 1,147 1,826 Cars and trucks, used.................. 466 510 d/ 37 397 397 498 790 d/ 584 1,076 Other vehicles......................... d/ 6 d/ 7 c/ c/ c/ c/ c/ c/ d/ 68 Gasoline and motor oil................... 441 450 306 258 376 497 607 700 747 Other vehicle expenses................... 1,018 1,058 437 470 781 1,137 1,423 1,985 2,294 Vehicle finance charges................ 84 89 d/ 21 26 46 71 152 184 253 Maintenance and repairs................ 343 365 165 187 296 399 522 573 706 Vehicle insurance...................... 381 391 165 177 323 472 521 701 759 Vehicle rental, leases, licenses, other charges......................... 210 213 86 80 116 196 228 527 575 Public transportation.................... 274 287 163 146 213 277 291 360 845 Health care................................ 1,434 1,495 717 1,274 1,810 1,940 1,491 1,687 1,577 Health insurance......................... 658 666 275 652 891 808 630 587 609 Medical services......................... 385 417 221 210 377 668 470 669 664 Drugs.................................... 315 328 184 351 439 371 277 338 203 Medical supplies......................... 76 85 36 62 103 92 114 94 100 Entertainment.............................. 788 866 541 457 695 867 1,205 1,239 1,763 Fees and admissions...................... 229 251 167 82 173 200 327 436 695 Television, radios, sound equipment...... 309 343 197 233 284 423 438 436 588 Pets, toys, and playground equipment..... 165 178 89 91 143 176 263 261 359 Other entertainment supplies, equipment,and services.................. 85 94 88 51 96 68 177 106 121 Personal care products and services........ 343 381 158 226 316 368 436 547 867 Reading.................................... 128 136 74 67 117 134 189 210 279 Education.................................. 339 354 764 249 366 173 276 418 405 Tobacco products and smoking supplies...... 113 116 104 93 127 158 121 131 104 Miscellaneous.............................. 569 601 309 438 553 588 902 576 1,046 Cash contributions......................... 716 820 271 262 522 981 1,935 710 1,892 Personal insurance and pensions............ 1,234 1,463 169 213 411 902 1,873 3,260 6,375 Life and other personal insurance........ 148 151 52 100 138 141 230 185 276 Pensions and Social Security............. 1,086 1,312 117 112 273 761 1,643 3,076 6,099 Sources of income and personal taxes: a/ Money income before taxes................. 18,997 18,997 2,658 7,677 12,213 17,252 24,337 33,993 58,361 Wages and salaries....................... 11,615 11,615 1,287 1,242 3,194 7,735 16,237 26,557 49,018 Self-employment income................... 384 384 -115 d/ 22 d/ 77 267 305 988 2,063 Social Security, private and government retirement................... 5,390 5,390 823 5,361 7,947 7,521 5,854 3,801 3,607 Interest, dividends, rental income, other property income................... 819 819 42 81 315 869 1,169 1,528 3,317 Unemployment and workers'' compensation, veterans'' benefits..................... 83 83 d/ 36 78 83 d/ 169 142 d/ 64 d/ 2 Public assistance, supplemental security, income, food stamps..................... 231 231 227 610 136 d/ 95 d/ 77 d/ 18 c/ Regular contributions for support........ 288 288 194 150 220 256 341 883 273 Other income............................. 187 187 165 132 241 341 214 154 d/ 81 Personal taxes............................. 1,528 1,528 46 152 280 788 1,834 2,901 8,054 Federal income taxes..................... 1,139 1,139 26 94 148 517 1,385 2,198 6,192 State and local income taxes............. 302 302 -1 9 46 168 360 577 1,655 Other taxes.............................. 88 88 21 48 86 103 89 125 208 Income after taxes.......................... 17,469 17,469 2,611 7,525 11,933 16,464 22,503 31,093 50,307 Net change in total assets and liabilities.. -960 -1,890 -638 39 216 -1,991 -629 -8,761 -7,352 Net change in total assets............... 1,703 1,165 352 562 1,192 139 3,748 -1,117 3,269 Net change in total liabilities.......... 2,663 3,054 990 523 976 2,130 4,377 7,645 10,622 Other financial information: Other money receipts..................... 304 334 165 94 133 382 393 485 1,254 Mortgage principal paid on owned property................................ -414 -422 -77 -109 -267 -247 -320 -698 -1,910 Estimated market value of owned home..... 49,597 49,104 21,213 36,714 49,703 54,935 51,192 52,945 94,817 Estimated monthly rental value of owned home.............................. 361 354 135 243 372 425 376 387 691 Gifts of goods and services................. 767 817 492 475 594 940 906 1,160 1,857 Food..................................... 39 36 d/ 28 19 28 28 23 57 105 Housing.................................. 220 232 170 168 183 250 248 233 503 Housekeeping supplies.................. 33 37 d/ 24 14 32 58 42 60 72 Household textiles..................... 13 14 d/ 8 14 11 d/ 6 11 d/ 12 d/ 36 Appliances and miscellaneous housewares............................ 28 30 d/ 23 9 24 d/ 11 53 55 65 Major appliances..................... 6 6 c/ d/ 2 d/ 6 d/ 0 d/ 3 d/ 10 d/ 23 Small appliances and miscellaneous housewares.......................... 21 24 d/ 23 6 18 d/ 11 50 45 41 Miscellaneous household equipment...... 51 56 13 30 30 50 73 87 163 Other housing.......................... 96 95 103 101 86 124 70 19 168 Apparel and services..................... 177 189 139 116 98 170 236 343 411 Males, 2 and over...................... 56 66 71 20 29 67 101 100 172 Females, 2 and over.................... 63 62 d/ 20 23 32 76 90 130 137 Children under 2....................... 13 13 d/ 12 d/ 9 d/ 10 d/ 2 d/ 8 d/ 42 d/ 23 Other apparel products and services.... 44 49 37 64 27 25 37 71 79 Jewelry and watches.................. 25 29 20 43 24 16 16 18 48 All other apparel products and services............................ 19 20 d/ 16 d/ 21 d/ 3 d/ 9 d/ 21 d/ 53 d/ 31 Transportation........................... 39 39 10 6 34 20 23 35 200 Health care.............................. 48 50 d/ 10 42 d/ 9 d/ 273 d/ 9 d/ 54 d/ 23 Entertainment............................ 70 77 39 45 38 65 141 118 160 Toys, games, hobbies, and tricycles.... 29 31 27 22 22 31 31 46 66 Other entertainment.................... 42 46 12 23 15 34 110 71 94 Education................................ 86 99 d/ 60 d/ 22 d/ 129 d/ 62 d/ 117 d/ 142 d/ 244 All other gifts.......................... 87 96 37 59 76 71 109 179 211 _____________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.5. c/ No data reported. d/ Data are likely to have large sampling errors. n.a Not applicable.