Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 29,799 | 1,737 | 3,472 | 3,570 | 2,898 | 4,641 | 3,598 | 2,488 | 3,911 | 3,485 Income before taxes(1).............| $35,631 | $1,919 | $7,637 | $12,446 | $17,338 | $24,604 | $34,499 | $44,670 | $58,141 |$103,423 Income after taxes(1)..............| 33,082 | 1,696 | 7,650 | 12,464 | 17,064 | 23,661 | 32,346 | 41,152 | 53,210 | 93,463 Age of reference person............| 47.9 | 41.6 | 56.2 | 53.5 | 50.2 | 47.5 | 44.9 | 44.3 | 44.6 | 45.3 Average number in consumer unit: | | | | | | | | | | Persons...........................| 2.5 | 1.8 | 1.8 | 2.2 | 2.5 | 2.5 | 2.7 | 2.9 | 3.0 | 3.1 Children under 18.................| .7 | .4 | .4 | .6 | .7 | .7 | .7 | .9 | .9 | .9 Persons 65 and over...............| .3 | .2 | .5 | .5 | .5 | .3 | .2 | .2 | .1 | .1 Earners...........................| 1.3 | .8 | .5 | .8 | 1.0 | 1.3 | 1.5 | 1.8 | 1.9 | 2.1 Vehicles..........................| 1.9 | 1.1 | 1.0 | 1.4 | 1.7 | 1.9 | 2.2 | 2.4 | 2.6 | 2.8 Percent distribution: | | | | | | | | | | Male..............................| 58 | 46 | 35 | 41 | 52 | 59 | 63 | 70 | 74 | 79 Female............................| 42 | 54 | 65 | 59 | 48 | 41 | 37 | 30 | 26 | 21 Percent homeowner.................| 66 | 38 | 51 | 59 | 62 | 63 | 68 | 78 | 80 | 88 With mortgage....................| 39 | 13 | 13 | 18 | 25 | 31 | 45 | 55 | 62 | 74 Without mortgage.................| 28 | 25 | 38 | 40 | 36 | 32 | 23 | 23 | 18 | 14 Renter............................| 34 | 62 | 49 | 41 | 38 | 37 | 32 | 22 | 20 | 12 Black.............................| 18 | 26 | 26 | 22 | 20 | 18 | 15 | 12 | 13 | 10 White and other...................| 82 | 74 | 74 | 78 | 80 | 82 | 85 | 88 | 87 | 90 Elementary (1-8)..................| 9 | 12 | 27 | 16 | 10 | 8 | 6 | 4 | 2 | 1 High school (9-12)................| 41 | 42 | 45 | 52 | 51 | 45 | 42 | 43 | 30 | 19 College...........................| 49 | 45 | 26 | 31 | 39 | 47 | 52 | 53 | 68 | 80 Never attended and other..........| 1 | 1 | 2 | 1 | (2)| (2)| (2)| (2)| (2)| (2) At least one vehicle owned........| 88 | 66 | 66 | 83 | 92 | 93 | 95 | 97 | 97 | 97 Average annual expenditures........| $33,992 | $17,393 | $15,310 | $18,733 | $24,004 | $28,248 | $33,406 | $40,562 | $49,686 | $70,003 Food..............................| 4,620 | 2,670 | 2,659 | 3,232 | 3,577 | 3,956 | 4,888 | 5,086 | 6,150 | 8,008 Food at home.....................| 2,896 | 1,760 | 2,038 | 2,401 | 2,491 | 2,585 | 3,065 | 3,118 | 3,423 | 4,427 Cereals and bakery products.....| 436 | 283 | 294 | 345 | 381 | 389 | 464 | 449 | 519 | 692 Cereals and cereal products....| 159 | 100 | 110 | 143 | 150 | 145 | 171 | 151 | 189 | 227 Bakery products................| 277 | 182 | 184 | 202 | 231 | 244 | 293 | 298 | 330 | 466 Meats, poultry, fish, and eggs..| 779 | 520 | 568 | 687 | 705 | 731 | 835 | 835 | 864 | 1,091 Beef...........................| 236 | 140 | 169 | 203 | 203 | 233 | 258 | 264 | 277 | 312 Pork...........................| 181 | 94 | 147 | 175 | 170 | 177 | 178 | 192 | 195 | 248 Other meats....................| 93 | 53 | 69 | 79 | 69 | 87 | 99 | 103 | 112 | 139 Poultry........................| 149 | 112 | 103 | 127 | 133 | 130 | 167 | 159 | 162 | 219 Fish and seafood...............| 86 | 90 | 48 | 68 | 97 | 71 | 100 | 84 | 82 | 137 Eggs...........................| 33 | 30 | 31 | 35 | 34 | 33 | 33 | 32 | 36 | 36 Dairy products..................| 302 | 170 | 216 | 255 | 261 | 272 | 324 | 323 | 364 | 442 Fresh milk and cream...........| 129 | 73 | 100 | 114 | 118 | 131 | 139 | 133 | 147 | 164 Other dairy products...........| 173 | 97 | 116 | 141 | 144 | 141 | 185 | 190 | 217 | 278 Fruits and vegetables...........| 461 | 264 | 316 | 401 | 417 | 406 | 464 | 460 | 568 | 724 Fresh fruits...................| 137 | 72 | 85 | 111 | 120 | 124 | 143 | 127 | 200 | 198 Fresh vegetables...............| 134 | 78 | 90 | 122 | 129 | 118 | 128 | 120 | 154 | 227 Processed fruits...............| 100 | 59 | 70 | 84 | 90 | 86 | 100 | 113 | 109 | 167 Processed vegetables...........| 90 | 55 | 70 | 84 | 77 | 78 | 93 | 99 | 105 | 132 Other food at home..............| 917 | 523 | 646 | 714 | 726 | 787 | 977 | 1,051 | 1,108 | 1,478 Sugar and other sweets.........| 118 | 66 | 87 | 88 | 100 | 98 | 122 | 134 | 141 | 195 Fats and oils..................| 87 | 63 | 75 | 82 | 83 | 82 | 87 | 81 | 96 | 114 Miscellaneous foods............| 408 | 216 | 253 | 310 | 322 | 342 | 442 | 477 | 505 | 684 Nonalcoholic beverages.........| 260 | 154 | 210 | 212 | 188 | 232 | 294 | 306 | 301 | 374 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 44 | 25 | 20 | 21 | 33 | 33 | 33 | 52 | 66 | 111 Food away from home..............| 1,724 | 910 | 621 | 831 | 1,087 | 1,371 | 1,824 | 1,968 | 2,727 | 3,581 Alcoholic beverages...............| 260 | 210 | 126 | 112 | 190 | 180 | 293 | 252 | 314 | 624 Housing...........................| 9,939 | 5,502 | 5,222 | 6,232 | 7,519 | 8,371 | 9,579 | 11,402 | 13,837 | 19,589 Shelter..........................| 5,051 | 2,878 | 2,464 | 2,999 | 3,761 | 4,195 | 4,927 | 5,611 | 7,068 | 10,487 Owned dwellings.................| 3,122 | 945 | 981 | 1,334 | 1,871 | 2,139 | 2,896 | 3,785 | 5,057 | 8,113 Mortgage interest and charges..| 1,797 | 397 | 306 | 519 | 788 | 1,064 | 1,584 | 2,307 | 3,261 | 5,313 Property taxes.................| 633 | 320 | 313 | 332 | 544 | 466 | 495 | 646 | 881 | 1,564 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 693 | 228 | 362 | 483 | 538 | 609 | 817 | 832 | 915 | 1,236 Rented dwellings................| 1,591 | 1,709 | 1,412 | 1,559 | 1,734 | 1,889 | 1,835 | 1,518 | 1,519 | 1,109 Other lodging...................| 337 | 224 | 71 | 107 | 156 | 167 | 196 | 307 | 493 | 1,265 Utilities, fuels, and public | | | | | | | | | | services......................| 2,466 | 1,585 | 1,745 | 1,950 | 2,239 | 2,306 | 2,491 | 2,818 | 3,069 | 3,600 Natural gas.....................| 186 | 132 | 144 | 158 | 163 | 173 | 163 | 184 | 223 | 299 Electricity.....................| 1,100 | 722 | 784 | 898 | 1,018 | 1,032 | 1,128 | 1,262 | 1,365 | 1,528 Fuel oil and other fuels........| 62 | 40 | 79 | 60 | 61 | 46 | 64 | 83 | 60 | 68 Telephone services..............| 825 | 529 | 527 | 617 | 717 | 777 | 848 | 957 | 1,051 | 1,264 Water and other public services.| 293 | 161 | 210 | 217 | 280 | 279 | 288 | 334 | 370 | 440 Household operations.............| 543 | 184 | 246 | 303 | 351 | 333 | 439 | 687 | 801 | 1,419 Personal services...............| 255 | (3)46 | 84 | 120 | 138 | 154 | 240 | 402 | 427 | 612 Other household expenses........| 289 | 138 | 162 | 182 | 213 | 178 | 199 | 285 | 373 | 807 Housekeeping supplies............| 448 | 290 | 228 | 282 | 362 | 386 | 458 | 496 | 588 | 828 Laundry and cleaning supplies...| 127 | 70 | 90 | 97 | 108 | 120 | 138 | 167 | 148 | 171 Other household products........| 207 | 157 | 87 | 133 | 170 | 183 | 209 | 224 | 281 | 380 Postage and stationery..........| 114 | 63 | 51 | 53 | 85 | 83 | 111 | 106 | 158 | 277 Household furnishings and | | | | | | | | | | equipment.....................| 1,431 | 566 | 540 | 697 | 805 | 1,151 | 1,264 | 1,790 | 2,310 | 3,254 Household textiles..............| 71 | 36 | 28 | 32 | 68 | 52 | 58 | 64 | 119 | 166 Furniture.......................| 350 | 161 | 126 | 175 | 254 | 222 | 315 | 391 | 563 | 866 Floor coverings.................| 83 | (3)5 | (3)6 | (3)11 | (3)31 | 145 | 47 | 245 | 66 | 145 Major appliances................| 175 | 59 | 109 | 116 | 140 | 161 | 213 | 148 | 262 | 283 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 94 | 26 | 40 | 40 | 54 | 64 | 76 | 80 | 144 | 272 Miscellaneous household | | | | | | | | | | equipment....................| 659 | 279 | 231 | 323 | 257 | 507 | 554 | 862 | 1,157 | 1,522 Apparel and services..............| 1,715 | 792 | 674 | 909 | 1,361 | 1,442 | 1,596 | 1,486 | 2,812 | 3,636 Men and boys.....................| 406 | 157 | 124 | 241 | 229 | 294 | 416 | 427 | 743 | 850 Men, 16 and over................| 315 | 102 | 83 | 178 | 177 | 218 | 332 | 309 | 594 | 689 Boys, 2 to 15...................| 91 | 54 | 40 | 63 | 52 | 76 | 84 | 118 | 148 | 161 Women and girls..................| 669 | 274 | 308 | 329 | 593 | 580 | 613 | 540 | 1,034 | 1,441 Women, 16 and over..............| 567 | 231 | 276 | 268 | 521 | 505 | 523 | 436 | 869 | 1,202 Girls, 2 to 15..................| 102 | 43 | 32 | 62 | 72 | 75 | 91 | 103 | 165 | 240 Children under 2.................| 76 | (3)10 | 49 | 43 | 76 | 86 | 50 | 84 | 129 | 114 Footwear.........................| 322 | 231 | 140 | 198 | 319 | 308 | 294 | 302 | 484 | 543 Other apparel products and | | | | | | | | | | services......................| 242 | 120 | 54 | 98 | 144 | 176 | 222 | 133 | 422 | 688 Transportation....................| 6,887 | 3,944 | 2,551 | 3,359 | 4,956 | 6,227 | 7,053 | 9,080 | 10,807 | 12,637 Vehicle purchases (net outlay)...| 3,372 | 2,358 | 1,149 | 1,389 | 2,327 | 3,119 | 3,373 | 4,566 | 5,618 | 5,952 Cars and trucks, new............| 1,677 | (3)835 | (3)356 | 468 | 764 | 1,461 | 1,605 | 2,528 | 3,024 | 3,653 Cars and trucks, used...........| 1,647 | 1,521 | 779 | 922 | 1,563 | 1,614 | 1,768 | 2,038 | 2,542 | 2,024 Other vehicles..................| 47 | (3)3 | (3)14 | (3)0 | (4)| (3)43 | (4)| (4)| (3)51 | (3)274 Gasoline and motor oil...........| 1,142 | 647 | 525 | 727 | 921 | 1,068 | 1,237 | 1,512 | 1,624 | 1,811 Other vehicle expenses...........| 2,099 | 794 | 775 | 1,073 | 1,527 | 1,861 | 2,269 | 2,770 | 3,131 | 4,102 Vehicle finance charges.........| 346 | 109 | 75 | 124 | 186 | 307 | 433 | 506 | 578 | 681 Maintenance and repairs.........| 678 | 317 | 256 | 468 | 480 | 642 | 719 | 807 | 966 | 1,252 Vehicle insurance...............| 733 | 239 | 280 | 389 | 637 | 670 | 823 | 931 | 1,092 | 1,312 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 342 | 129 | 164 | 92 | 225 | 242 | 293 | 526 | 494 | 856 Public transportation............| 274 | 144 | 103 | 169 | 181 | 180 | 174 | 232 | 435 | 772 Health care.......................| 1,952 | 983 | 1,344 | 1,526 | 1,853 | 1,844 | 2,037 | 2,280 | 2,411 | 2,854 Health insurance.................| 934 | 432 | 587 | 748 | 888 | 898 | 959 | 1,167 | 1,199 | 1,315 Medical services.................| 530 | 299 | 281 | 295 | 431 | 459 | 618 | 622 | 716 | 949 Drugs............................| 385 | 212 | 418 | 416 | 446 | 403 | 355 | 380 | 358 | 387 Medical supplies.................| 103 | 41 | 59 | 67 | 87 | 84 | 105 | 112 | 138 | 202 Entertainment.....................| 1,798 | 668 | 646 | 786 | 982 | 1,161 | 1,688 | 2,588 | 2,677 | 4,578 Fees and admissions..............| 396 | 171 | 101 | 145 | 194 | 254 | 323 | 428 | 654 | 1,176 Television, radios, sound | | | | | | | | | | equipment.....................| 586 | 289 | 327 | 405 | 475 | 465 | 625 | 686 | 818 | 1,056 Pets, toys, and playground | | | | | | | | | | equipment.....................| 348 | 104 | 142 | 175 | 162 | 244 | 361 | 362 | 537 | 871 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 468 | 105 | 77 | 62 | 150 | 197 | 380 | 1,112 | 668 | 1,474 Personal care products and | | | | | | | | | | services.......................| 555 | 253 | 245 | 370 | 395 | 494 | 670 | 638 | 725 | 1,003 Reading...........................| 137 | 69 | 60 | 74 | 99 | 108 | 131 | 150 | 217 | 293 Education.........................| 443 | 608 | 217 | 179 | 176 | 319 | 314 | 410 | 748 | 1,058 Tobacco products and smoking | | | | | | | | | | supplies.......................| 279 | 230 | 221 | 249 | 279 | 275 | 317 | 318 | 352 | 245 Miscellaneous.....................| 835 | 527 | 586 | 500 | 681 | 671 | 871 | 1,107 | 1,170 | 1,311 Cash contributions................| 1,159 | 661 | 378 | 499 | 746 | 1,227 | 904 | 1,475 | 1,348 | 2,936 Personal insurance and pensions...| 3,413 | 276 | 380 | 708 | 1,189 | 1,973 | 3,064 | 4,290 | 6,118 | 11,231 Life and other personal insurance| 414 | 104 | 189 | 217 | 265 | 316 | 371 | 419 | 650 | 1,022 Pensions and Social Security.....| 2,999 | 173 | 191 | 491 | 924 | 1,658 | 2,694 | 3,871 | 5,467 | 10,208 Money income before taxes.........| 35,631 | 1,919 | 7,637 | 12,446 | 17,338 | 24,604 | 34,499 | 44,670 | 58,141 | 103,423 Wages and salaries...............| 27,750 | 1,471 | 1,773 | 5,045 | 9,828 | 16,940 | 26,984 | 36,607 | 50,081 | 88,696 Self-employment income(1)........| 1,646 | -990 | 25 | 134 | 373 | 894 | 1,113 | 1,994 | 2,130 | 7,944 Social Security, private and | | | | | | | | | | government retireme...........| 4,601 | 651 | 4,276 | 5,739 | 5,870 | 5,437 | 4,837 | 4,154 | 4,149 | 4,146 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 609 | -5 | 82 | 146 | 186 | 435 | 614 | 978 | 1,025 | 1,766 Unemployment and workers.........| 181 | 51 | 113 | 214 | 160 | 218 | 198 | 250 | 165 | 196 Public assistance, supplemental | | | | | | | | | | security income,..............| 399 | 452 | 994 | 781 | 534 | 296 | 252 | 158 | 98 | (3)78 Regular contributions for support| 294 | 142 | 214 | 268 | 256 | 199 | 378 | 337 | 320 | 487 Other income.....................| 149 | 148 | 159 | 119 | 132 | 182 | 122 | 193 | 173 | 110 Personal taxes....................| 2,548 | 223 | -14 | -18 | 274 | 943 | 2,153 | 3,518 | 4,930 | 9,960 Federal income taxes.............| 2,044 | 155 | -55 | -87 | 129 | 691 | 1,699 | 2,875 | 4,046 | 8,175 State and local income taxes(1)..| 409 | 34 | -3 | 32 | 75 | 167 | 365 | 519 | 758 | 1,569 Other taxes......................| 95 | 34 | 45 | 37 | 71 | 85 | 89 | 124 | 127 | 217 Income after taxes................| 33,082 | 1,696 | 7,650 | 12,464 | 17,064 | 23,661 | 32,346 | 41,152 | 53,210 | 93,463 Net change in total assets and | | | | | | | | | | liabilities....................| -1,596 | -93 | -2,120 | -137 | -2,204 | -1,416 | -1,934 | -2,255 | -3,893 | 345 Net change in total assets(1)....| 3,591 | 673 | -52 | 1,127 | 350 | 2,600 | 3,220 | 5,635 | 5,569 | 11,922 Net change in total liabilities..| 5,187 | 766 | 2,067 | 1,264 | 2,554 | 4,016 | 5,155 | 7,890 | 9,462 | 11,577 Other money receipts..............| 362 | 132 | 156 | 108 | 149 | 190 | 77 | 350 | 1,189 | 722 Mortgage principal paid on owned | | | | | | | | | | property.......................| -845 | -197 | -263 | -308 | -394 | -512 | -713 | -1,045 | -1,419 | -2,462 Estimated market value of owned | | | | | | | | | | home...........................| 57,601 | 24,798 | 29,426 | 33,082 | 41,975 | 44,162 | 50,470 | 64,995 | 82,342 | 132,352 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 447 | 195 | 237 | 293 | 337 | 365 | 421 | 506 | 620 | 933 Gifts of goods and services.......| 1,037 | 664 | 527 | 563 | 799 | 709 | 993 | 937 | 1,626 | 2,256 Food.............................| 57 | (3)34 | 15 | 24 | 46 | 36 | 39 | 58 | 76 | 175 Housing..........................| 270 | 244 | 165 | 160 | 179 | 168 | 237 | 285 | 349 | 642 Housekeeping supplies...........| 34 | 29 | 14 | 12 | 25 | 25 | 26 | 33 | 40 | 103 Household textiles..............| 7 | (3)7 | 4 | 4 | 5 | 7 | 7 | 7 | 9 | 13 Appliances and miscellaneous | | | | | | | | | | housewares...................| 29 | (3)6 | 15 | 8 | 20 | 20 | 31 | 24 | 41 | 80 Major appliances...............| 5 | (3)0 | (3)2 | (3)3 | (3)7 | (3)4 | (3)3 | (3)5 | 12 | 4 Small appliances and | | | | | | | | | | miscellaneous housewares....| 24 | (3)6 | (3)13 | 6 | (3)13 | 16 | 27 | 19 | 28 | 76 Miscellaneous household | | | | | | | | | | equipment....................| 72 | 43 | 37 | 26 | 24 | 44 | 58 | 99 | 138 | 170 Other housing...................| 127 | 160 | 95 | 110 | 105 | 72 | 115 | 122 | 122 | 277 Apparel and services.............| 289 | 127 | 89 | 130 | 275 | 240 | 218 | 244 | 545 | 611 Males, 2 and over...............| 66 | 72 | 16 | 32 | 81 | 67 | 60 | 57 | 89 | 120 Females, 2 and over.............| 87 | 33 | 46 | 45 | 90 | 70 | 93 | 56 | 133 | 174 Children under 2................| 31 | (3)8 | 14 | 15 | 38 | 32 | 20 | 56 | 39 | 45 Other apparel products and | | | | | | | | | | services.....................| 105 | (3)14 | (3)12 | (3)38 | (3)66 | 71 | (3)44 | (3)75 | 284 | 272 Jewelry and watches............| 67 | (3)7 | (3)3 | (3)7 | (3)30 | (3)18 | (3)23 | (3)32 | (3)241 | (3)201 All other apparel products and | | | | | | | | | | services....................| 37 | (3)7 | (3)9 | (3)31 | (3)36 | 53 | (3)21 | (3)43 | 43 | 71 Transportation...................| 59 | 31 | 12 | 71 | 23 | 25 | 19 | 65 | 186 | 82 Health care......................| 25 | (3)8 | (3)12 | (3)5 | (3)21 | 18 | 64 | 32 | 24 | 36 Entertainment....................| 105 | 62 | 73 | 36 | 105 | 69 | 120 | 77 | 160 | 212 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 37 | (3)30 | (3)18 | (3)14 | (3)28 | 40 | 40 | (3)21 | 53 | 78 Other entertainment.............| 67 | 32 | 55 | 22 | 77 | 29 | 80 | 56 | 108 | 135 Education........................| 99 | (3)84 | (3)87 | (3)16 | (3)62 | 41 | 76 | 93 | 158 | 274 All other gifts..................| 131 | 73 | 74 | 120 | 88 | 112 | 220 | 83 | 129 | 222 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 Data are likely to have large sampling errors. 4 No data reported.