Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 15,632 | 906 | 1,734 | 1,432 | 1,241 | 2,209 | 1,774 | 1,426 | 2,181 | 2,729 Income before taxes(1).............| $42,025 | $2,390 | $7,625 | $12,230 | $17,254 | $24,548 | $34,552 | $44,058 | $58,642 |$108,619 Income after taxes(1)..............| 38,887 | 2,343 | 7,556 | 12,044 | 16,766 | 23,486 | 32,065 | 40,923 | 54,160 | 98,718 Age of reference person............| 48.2 | 39.0 | 56.1 | 55.3 | 54.7 | 50.5 | 45.0 | 45.4 | 42.6 | 46.0 Average number in consumer unit: | | | | | | | | | | Persons...........................| 2.5 | 1.7 | 1.6 | 2.1 | 2.0 | 2.4 | 2.6 | 2.7 | 3.0 | 3.1 Children under 18.................| .6 | .4 | .3 | .5 | .4 | .5 | .7 | .7 | .9 | .8 Persons 65 and over...............| .3 | .2 | .5 | .6 | .7 | .5 | .3 | .3 | .1 | .2 Earners...........................| 1.3 | .7 | .4 | .6 | .8 | 1.1 | 1.4 | 1.6 | 1.9 | 2.1 Vehicles..........................| 1.6 | .5 | .6 | .8 | 1.3 | 1.4 | 1.8 | 2.1 | 2.3 | 2.2 Percent distribution: | | | | | | | | | | Male..............................| 59 | 45 | 27 | 35 | 58 | 56 | 67 | 72 | 71 | 76 Female............................| 41 | 55 | 73 | 65 | 42 | 44 | 33 | 28 | 29 | 24 Percent homeowner.................| 60 | 17 | 31 | 41 | 54 | 57 | 56 | 70 | 81 | 86 With mortgage....................| 35 | 8 | 6 | 11 | 13 | 23 | 32 | 47 | 63 | 68 Without mortgage.................| 25 | 9 | 25 | 30 | 42 | 34 | 24 | 23 | 18 | 18 Renter............................| 40 | 83 | 69 | 59 | 46 | 43 | 44 | 30 | 19 | 14 Black.............................| 11 | 18 | 18 | 17 | 7 | 12 | 12 | 8 | 6 | 6 White and other...................| 89 | 82 | 82 | 83 | 93 | 88 | 88 | 92 | 94 | 94 Elementary (1-8)..................| 8 | 11 | 22 | 16 | 9 | 9 | 5 | 4 | 2 | 1 High school (9-12)................| 42 | 46 | 51 | 53 | 55 | 49 | 40 | 40 | 38 | 23 College...........................| 50 | 42 | 28 | 32 | 35 | 42 | 55 | 56 | 60 | 76 Never attended and other..........| (2)| 2 | (2)| (3)| (3)| (2)| (3)| (2)| (2)| (3) At least one vehicle owned........| 77 | 37 | 44 | 58 | 74 | 82 | 87 | 91 | 94 | 93 Average annual expenditures........| $36,814 | $14,527 | $14,383 | $19,145 | $23,372 | $26,752 | $35,100 | $39,305 | $47,479 | $72,810 Food..............................| 5,326 | 2,589 | 2,735 | 3,039 | 3,857 | 4,360 | 5,076 | 5,570 | 6,811 | 9,133 Food at home.....................| 3,153 | 1,815 | 2,100 | 2,177 | 2,769 | 2,683 | 3,190 | 3,491 | 3,999 | 4,300 Cereals and bakery products.....| 523 | 324 | 320 | 320 | 459 | 449 | 550 | 591 | 676 | 704 Cereals and cereal products....| 187 | 113 | 129 | 130 | 155 | 161 | 204 | 211 | 233 | 241 Bakery products................| 336 | 211 | 191 | 189 | 304 | 288 | 346 | 379 | 443 | 463 Meats, poultry, fish, and eggs..| 830 | 520 | 570 | 677 | 735 | 709 | 826 | 876 | 1,051 | 1,087 Beef...........................| 220 | 138 | 138 | 187 | 194 | 184 | 203 | 248 | 308 | 274 Pork...........................| 147 | 88 | 111 | 124 | 146 | 119 | 178 | 172 | 177 | 159 Other meats....................| 123 | 91 | 74 | 95 | 112 | 119 | 123 | 138 | 157 | 147 Poultry........................| 186 | 102 | 135 | 145 | 164 | 155 | 181 | 192 | 224 | 267 Fish and seafood...............| 117 | 82 | 86 | 94 | 79 | 94 | 99 | 90 | 144 | 202 Eggs...........................| 36 | 19 | 27 | 31 | 40 | 38 | 42 | 35 | 40 | 38 Dairy products..................| 358 | 211 | 197 | 224 | 305 | 314 | 362 | 419 | 482 | 479 Fresh milk and cream...........| 139 | 98 | 87 | 93 | 121 | 138 | 138 | 173 | 180 | 158 Other dairy products...........| 219 | 113 | 110 | 131 | 184 | 176 | 223 | 247 | 302 | 321 Fruits and vegetables...........| 550 | 294 | 404 | 393 | 516 | 462 | 539 | 574 | 650 | 791 Fresh fruits...................| 173 | 83 | 114 | 128 | 169 | 142 | 179 | 181 | 213 | 245 Fresh vegetables...............| 169 | 76 | 135 | 116 | 155 | 145 | 168 | 162 | 189 | 257 Processed fruits...............| 127 | 79 | 97 | 83 | 123 | 105 | 117 | 134 | 149 | 187 Processed vegetables...........| 81 | 56 | 57 | 65 | 70 | 70 | 76 | 97 | 99 | 103 Other food at home..............| 893 | 467 | 610 | 563 | 753 | 749 | 913 | 1,032 | 1,140 | 1,238 Sugar and other sweets.........| 117 | 45 | 101 | 75 | 103 | 107 | 123 | 130 | 155 | 144 Fats and oils..................| 91 | 45 | 73 | 79 | 79 | 76 | 100 | 102 | 119 | 101 Miscellaneous foods............| 380 | 180 | 263 | 199 | 332 | 305 | 375 | 472 | 517 | 519 Nonalcoholic beverages.........| 253 | 170 | 161 | 194 | 210 | 235 | 271 | 271 | 278 | 349 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 52 | 27 | 12 | 16 | 28 | 25 | 44 | 58 | 72 | 125 Food away from home..............| 2,173 | 774 | 634 | 862 | 1,088 | 1,677 | 1,886 | 2,079 | 2,812 | 4,833 Alcoholic beverages...............| 404 | 207 | 141 | 245 | 149 | 259 | 512 | 371 | 399 | 881 Housing...........................| 12,278 | 5,493 | 5,940 | 7,604 | 9,088 | 9,350 | 11,243 | 12,861 | 15,379 | 22,665 Shelter..........................| 7,339 | 3,407 | 3,482 | 4,660 | 5,419 | 5,730 | 6,441 | 7,793 | 8,894 | 13,783 Owned dwellings.................| 4,589 | 917 | 1,070 | 1,829 | 2,579 | 2,835 | 3,170 | 5,185 | 6,775 | 10,690 Mortgage interest and charges..| 2,278 | 380 | 249 | 469 | 624 | 1,018 | 1,479 | 2,703 | 3,679 | 6,097 Property taxes.................| 1,520 | 410 | 493 | 792 | 1,231 | 1,139 | 1,183 | 1,672 | 2,161 | 2,990 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 791 | 128 | 328 | 567 | 724 | 678 | 508 | 810 | 935 | 1,603 Rented dwellings................| 2,232 | 2,325 | 2,311 | 2,713 | 2,514 | 2,679 | 2,917 | 2,213 | 1,564 | 1,507 Other lodging...................| 519 | (4)164 | 101 | 118 | 326 | 216 | 355 | 396 | 555 | 1,586 Utilities, fuels, and public | | | | | | | | | | services......................| 2,475 | 1,137 | 1,482 | 1,841 | 2,151 | 2,266 | 2,484 | 2,719 | 2,919 | 3,711 Natural gas.....................| 395 | 157 | 244 | 295 | 419 | 399 | 424 | 466 | 399 | 551 Electricity.....................| 828 | 359 | 495 | 626 | 699 | 766 | 805 | 927 | 982 | 1,249 Fuel oil and other fuels........| 271 | (4)91 | 164 | 190 | 236 | 246 | 259 | 274 | 352 | 419 Telephone services..............| 770 | 478 | 479 | 603 | 637 | 668 | 803 | 836 | 901 | 1,123 Water and other public services.| 211 | 52 | 100 | 128 | 159 | 187 | 193 | 215 | 286 | 370 Household operations.............| 504 | 107 | 107 | 327 | 212 | 261 | 467 | 431 | 683 | 1,231 Personal services...............| 249 | (4)33 | (4)28 | (4)188 | (4)96 | 114 | 243 | 245 | 445 | 521 Other household expenses........| 255 | 74 | 78 | 139 | 116 | 146 | 224 | 187 | 238 | 710 Housekeeping supplies............| 469 | 214 | 242 | 274 | 332 | 353 | 420 | 554 | 666 | 762 Laundry and cleaning supplies...| 119 | 59 | 99 | 96 | 82 | 94 | 121 | 134 | 156 | 157 Other household products........| 210 | 86 | 76 | 124 | 128 | 134 | 191 | 277 | 310 | 361 Postage and stationery..........| 141 | 69 | 67 | 54 | 122 | 125 | 108 | 143 | 200 | 243 Household furnishings and | | | | | | | | | | equipment.....................| 1,491 | 629 | 628 | 502 | 974 | 741 | 1,431 | 1,363 | 2,216 | 3,178 Household textiles..............| 83 | 31 | 34 | 39 | 56 | 58 | 66 | 70 | 118 | 180 Furniture.......................| 342 | 66 | 140 | 106 | 212 | 118 | 305 | 219 | 646 | 774 Floor coverings.................| 115 | (4)0 | (4)25 | (4)24 | (4)16 | (4)27 | (4)254 | (4)18 | 126 | 317 Major appliances................| 161 | 81 | 59 | 85 | 147 | 131 | 193 | 128 | 213 | 275 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 85 | 36 | 35 | 23 | 62 | 61 | 82 | 75 | 98 | 191 Miscellaneous household | | | | | | | | | | equipment....................| 704 | 415 | 335 | 226 | 481 | 346 | 531 | 852 | 1,015 | 1,442 Apparel and services..............| 2,039 | 1,441 | 816 | 787 | 1,366 | 1,301 | 1,969 | 2,071 | 2,546 | 4,094 Men and boys.....................| 454 | 216 | 190 | 215 | 300 | 311 | 429 | 498 | 546 | 912 Men, 16 and over................| 363 | 188 | 157 | 162 | 243 | 222 | 348 | 397 | 440 | 734 Boys, 2 to 15...................| 92 | 28 | 33 | 53 | 58 | 90 | 81 | 101 | 106 | 178 Women and girls..................| 816 | 736 | 304 | 287 | 590 | 590 | 751 | 725 | 1,107 | 1,553 Women, 16 and over..............| 707 | 665 | 267 | 250 | 511 | 502 | 607 | 629 | 931 | 1,394 Girls, 2 to 15..................| 109 | 71 | 37 | 37 | 79 | 88 | 144 | 97 | 177 | 159 Children under 2.................| 82 | (4)30 | (4)33 | (4)10 | 39 | 55 | 80 | 147 | 143 | 116 Footwear.........................| 329 | (4)181 | 169 | 154 | 271 | 201 | 420 | 372 | 441 | 496 Other apparel products and | | | | | | | | | | services......................| 358 | 279 | 119 | 120 | 166 | 144 | 289 | 328 | 309 | 1,017 Transportation....................| 5,860 | 1,458 | 1,587 | 2,453 | 3,037 | 4,401 | 6,902 | 6,992 | 7,903 | 11,390 Vehicle purchases (net outlay)...| 2,077 | (4)243 | (4)555 | (4)753 | (4)693 | 1,662 | 3,161 | 2,805 | 2,769 | 3,676 Cars and trucks, new............| 998 | (3)| (4)175 | (4)184 | (4)178 | (4)611 | 1,570 | (4)642 | 1,187 | 2,627 Cars and trucks, used...........| 1,069 | (4)243 | 380 | 569 | 514 | 1,052 | 1,591 | 2,162 | 1,526 | 1,035 Other vehicles..................| (4)10 | (3)| (3)| (3)| (3)| (3)| (3)| (3)| (4)55 | (4)14 Gasoline and motor oil...........| 969 | 349 | 321 | 483 | 609 | 783 | 1,033 | 1,165 | 1,459 | 1,621 Other vehicle expenses...........| 2,228 | 565 | 512 | 944 | 1,387 | 1,550 | 2,208 | 2,489 | 3,044 | 4,701 Vehicle finance charges.........| 213 | (4)24 | 43 | 88 | 103 | 157 | 257 | 311 | 369 | 339 Maintenance and repairs.........| 612 | 149 | 159 | 307 | 412 | 510 | 575 | 686 | 792 | 1,225 Vehicle insurance...............| 807 | 197 | 201 | 349 | 507 | 634 | 905 | 925 | 1,159 | 1,507 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 596 | 195 | 109 | 200 | 364 | 248 | 471 | 567 | 724 | 1,631 Public transportation............| 586 | 301 | 200 | 272 | 349 | 406 | 501 | 534 | 631 | 1,392 Health care.......................| 1,710 | 594 | 1,008 | 1,312 | 1,824 | 1,858 | 1,597 | 1,865 | 1,972 | 2,332 Health insurance.................| 844 | 320 | 548 | 718 | 912 | 910 | 763 | 892 | 1,048 | 1,051 Medical services.................| 492 | 125 | 221 | 240 | 525 | 521 | 416 | 588 | 560 | 824 Drugs............................| 260 | 117 | 183 | 240 | 323 | 318 | 279 | 241 | 254 | 287 Medical supplies.................| 114 | (4)31 | 56 | 115 | 64 | 108 | 140 | 145 | 110 | 170 Entertainment.....................| 1,818 | 916 | 577 | 1,065 | 954 | 1,100 | 1,500 | 1,772 | 2,415 | 4,028 Fees and admissions..............| 550 | 190 | 116 | 195 | 318 | 268 | 466 | 498 | 760 | 1,377 Television, radios, sound | | | | | | | | | | equipment.....................| 591 | 305 | 287 | 424 | 404 | 468 | 586 | 666 | 777 | 964 Pets, toys, and playground | | | | | | | | | | equipment.....................| 341 | 232 | 87 | 148 | 183 | 234 | 315 | 352 | 543 | 621 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 337 | 188 | 87 | 298 | 49 | 130 | 133 | 256 | 335 | 1,066 Personal care products and | | | | | | | | | | services.......................| 524 | 205 | 241 | 346 | 367 | 428 | 464 | 573 | 613 | 987 Reading...........................| 201 | 73 | 84 | 119 | 141 | 166 | 186 | 198 | 229 | 404 Education.........................| 661 | 734 | 390 | 535 | 245 | 409 | 599 | 466 | 616 | 1,443 Tobacco products and smoking | | | | | | | | | | supplies.......................| 262 | 184 | 168 | 277 | 243 | 263 | 293 | 252 | 325 | 283 Miscellaneous.....................| 919 | 289 | 274 | 380 | 803 | 736 | 875 | 1,018 | 1,107 | 1,832 Cash contributions................| 847 | 160 | 175 | 352 | 369 | 387 | 943 | 795 | 916 | 2,264 Personal insurance and pensions...| 3,964 | 184 | 248 | 633 | 929 | 1,735 | 2,940 | 4,501 | 6,248 | 11,074 Life and other personal insurance| 382 | 69 | 72 | 171 | 241 | 243 | 291 | 372 | 571 | 883 Pensions and Social Security.....| 3,582 | 115 | 176 | 461 | 688 | 1,491 | 2,649 | 4,129 | 5,677 | 10,190 Money income before taxes.........| 42,025 | 2,390 | 7,625 | 12,230 | 17,254 | 24,548 | 34,552 | 44,058 | 58,642 | 108,619 Wages and salaries...............| 33,588 | 1,119 | 1,539 | 3,534 | 7,492 | 15,502 | 27,440 | 35,665 | 53,856 | 93,734 Self-employment income(1)........| 2,051 | (4)-178 | 197 | 326 | (4)76 | 379 | 870 | 1,804 | 877 | 8,965 Social Security, private and | | | | | | | | | | government retireme...........| 4,540 | 495 | 4,092 | 5,822 | 8,202 | 6,756 | 4,701 | 5,053 | 2,357 | 3,412 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 738 | 94 | 41 | 263 | 299 | 424 | 572 | 858 | 1,012 | 1,921 Unemployment and workers.........| 237 | (4)26 | 154 | (4)115 | 199 | 495 | 277 | 291 | 243 | 173 Public assistance, supplemental | | | | | | | | | | security income,..............| 428 | 549 | 1,338 | 1,594 | 394 | 294 | 156 | (4)20 | (4)35 | (4)25 Regular contributions for support| 257 | 57 | 141 | 391 | (4)281 | 469 | 252 | 248 | (4)166 | 225 Other income.....................| 186 | 229 | 122 | 185 | 312 | 229 | 283 | 119 | 95 | 164 Personal taxes....................| 3,138 | 47 | 68 | 186 | 487 | 1,062 | 2,488 | 3,135 | 4,482 | 9,900 Federal income taxes.............| 2,181 | -36 | 11 | 76 | 246 | 681 | 1,739 | 2,144 | 3,183 | 7,001 State and local income taxes(1)..| 805 | 15 | 27 | 55 | 138 | 263 | 567 | 790 | 1,124 | 2,604 Other taxes......................| 152 | (4)67 | 31 | 56 | 104 | 118 | 183 | 200 | 176 | 295 Income after taxes................| 38,887 | 2,343 | 7,556 | 12,044 | 16,766 | 23,486 | 32,065 | 40,923 | 54,160 | 98,718 Net change in total assets and | | | | | | | | | | liabilities....................| 1,710 | 2,792 | 175 | 647 | 2,177 | 785 | -4,089 | -2,571 | -468 | 11,166 Net change in total assets(1)....| 5,996 | 2,640 | -198 | 725 | 2,340 | 3,338 | 1,406 | 3,139 | 6,717 | 21,527 Net change in total liabilities..| 4,286 | -152 | -373 | 78 | 163 | 2,553 | 5,494 | 5,710 | 7,185 | 10,361 Other money receipts..............| 324 | (4)173 | 147 | 317 | 347 | 100 | 297 | 221 | 297 | 753 Mortgage principal paid on owned | | | | | | | | | | property.......................| -1,088 | -159 | -149 | -184 | -274 | -529 | -680 | -1,279 | -1,595 | -3,054 Estimated market value of owned | | | | | | | | | | home...........................| 82,662 | 22,598 | 27,838 | 43,323 | 52,194 | 59,877 | 67,273 | 84,355 | 106,060 | 180,823 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 565 | 161 | 195 | 319 | 407 | 445 | 444 | 621 | 749 | 1,133 Gifts of goods and services.......| 1,201 | 801 | 530 | 662 | 1,017 | 680 | 1,039 | 1,171 | 1,492 | 2,394 Food.............................| 73 | 29 | 33 | (4)14 | 54 | 43 | 80 | 87 | 97 | 142 Housing..........................| 302 | 198 | 146 | 158 | 323 | 167 | 270 | 307 | 351 | 584 Housekeeping supplies...........| 47 | (4)24 | (4)24 | (4)11 | 57 | 34 | 50 | 51 | 50 | 82 Household textiles..............| 10 | (4)2 | 7 | 4 | 9 | 9 | 7 | 8 | 13 | 21 Appliances and miscellaneous | | | | | | | | | | housewares...................| 36 | (4)27 | (4)8 | (4)2 | (4)25 | 18 | 37 | (4)23 | 44 | 92 Major appliances...............| 13 | (4)6 | (4)0 | (4)1 | (4)19 | (4)2 | (4)26 | (4)7 | (4)20 | 24 Small appliances and | | | | | | | | | | miscellaneous housewares....| 23 | (4)21 | (4)8 | (4)1 | (4)6 | 17 | (4)12 | (4)16 | 24 | 68 Miscellaneous household | | | | | | | | | | equipment....................| 78 | 43 | 41 | 22 | 76 | 38 | 55 | 78 | 91 | 179 Other housing...................| 131 | 102 | 67 | 119 | 155 | 67 | 120 | 147 | 154 | 209 Apparel and services.............| 293 | 330 | 121 | 74 | 282 | 193 | 314 | 307 | 400 | 461 Males, 2 and over...............| 74 | (4)71 | 50 | 25 | 79 | 55 | 49 | 86 | 73 | 140 Females, 2 and over.............| 99 | (4)156 | 46 | 43 | 119 | 74 | 93 | 89 | 121 | 140 Children under 2................| 41 | (4)5 | (4)7 | (4)5 | 25 | 30 | 23 | 76 | 72 | 73 Other apparel products and | | | | | | | | | | services.....................| 79 | (4)98 | (4)18 | (4)2 | (4)59 | (4)34 | (4)148 | (4)57 | (4)134 | (4)109 Jewelry and watches............| 43 | (4)45 | (4)11 | (3)| (4)30 | (4)25 | (4)116 | (4)38 | (4)50 | (4)44 All other apparel products and | | | | | | | | | | services....................| 36 | (4)53 | (4)7 | (4)2 | (4)29 | (4)9 | (4)32 | (4)19 | (4)84 | (4)65 Transportation...................| 49 | 21 | 80 | 22 | 16 | 19 | 29 | 28 | 97 | 76 Health care......................| 53 | (4)6 | (4)3 | (4)14 | (4)123 | (4)90 | (4)48 | (4)37 | 37 | 83 Entertainment....................| 117 | (4)98 | 34 | 24 | 96 | 73 | 108 | 149 | 144 | 230 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 42 | (4)25 | (4)11 | (4)2 | (4)50 | (4)22 | (4)48 | (4)58 | 62 | (4)66 Other entertainment.............| 75 | (4)73 | 23 | 22 | 46 | 50 | 61 | 91 | 82 | 163 Education........................| 172 | (4)80 | (4)25 | (4)279 | (4)23 | (4)36 | (4)77 | (4)139 | 166 | 500 All other gifts..................| 142 | 40 | 88 | 76 | 99 | 59 | 113 | 117 | 199 | 318 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.