Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,381 | 2,295 | 3,059 | 4,538 | 2,490 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $41,168 | $42,590 | $41,470 | $39,440 | $42,595 Income after taxes 1/.........................| 37,636 | 39,534 | 37,708 | 36,306 | 38,294 Age of reference person.......................| 59.3 | 59.3 | 59.2 | 59.3 | 59.3 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.3 | 2.3 | 2.2 | 2.3 | 2.4 Children under 18...........................| .2 | .2 | .2 | .2 | .3 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.4 | 1.4 | 1.5 | 1.3 | 1.5 Vehicles....................................| 2.3 | 1.8 | 2.5 | 2.2 | 2.4 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 63 | 59 | 68 | 62 | 61 Female....................................| 37 | 41 | 32 | 38 | 39 | | | | | Housing tenure: | | | | | Homeowner.................................| 79 | 71 | 84 | 82 | 75 With mortgage...........................| 40 | 32 | 39 | 40 | 47 Without mortgage........................| 40 | 38 | 45 | 43 | 28 Renter....................................| 21 | 29 | 16 | 18 | 25 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 12 | 8 | 17 | 5 White and other...........................| 89 | 88 | 92 | 83 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 10 | 12 | 7 | 13 | 5 High school (9-12)........................| 44 | 49 | 45 | 44 | 35 College...................................| 46 | 38 | 47 | 42 | 59 Never attended and other..................| 1 | 1 | (2) | 1 | 1 | | | | | At least one vehicle owned..................| 88 | 76 | 90 | 91 | 91 | | | | | Average annual expenditures.....................| $36,042 | $36,546 | $36,319 | $33,652 | $39,121 | | | | | Food..........................................| 5,079 | 6,023 | 4,850 | 4,304 | 5,625 Food at home................................| 3,135 | 3,513 | 3,090 | 2,771 | 3,385 Cereals and bakery products...............| 472 | 559 | 461 | 415 | 489 Cereals and cereal products.............| 158 | 175 | 155 | 137 | 176 Bakery products.........................| 315 | 384 | 306 | 278 | 313 Meats, poultry, fish, and eggs............| 826 | 981 | 841 | 736 | 800 Beef....................................| 233 | 249 | 251 | 203 | 246 Pork....................................| 182 | 192 | 221 | 167 | 151 Other meats.............................| 114 | 160 | 126 | 89 | 94 Poultry.................................| 158 | 213 | 135 | 144 | 150 Fish and seafood........................| 102 | 124 | 75 | 96 | 118 Eggs....................................| 38 | 42 | 33 | 36 | 42 | | | | | Dairy products............................| 324 | 366 | 330 | 280 | 344 Fresh milk and cream....................| 123 | 124 | 127 | 117 | 128 Other dairy products....................| 201 | 242 | 203 | 163 | 216 Fruits and vegetables.....................| 546 | 618 | 495 | 482 | 633 Fresh fruits............................| 172 | 193 | 165 | 151 | 193 Fresh vegetables........................| 182 | 207 | 149 | 149 | 246 Processed fruits........................| 110 | 133 | 103 | 99 | 112 Processed vegetables....................| 83 | 86 | 79 | 83 | 83 | | | | | Other food at home........................| 967 | 989 | 963 | 859 | 1,118 Sugar and other sweets..................| 130 | 139 | 118 | 121 | 149 Fats and oils...........................| 99 | 111 | 97 | 96 | 96 Miscellaneous foods.....................| 399 | 384 | 391 | 340 | 517 Nonalcoholic beverages..................| 274 | 291 | 281 | 245 | 293 Food prepared by consumer unit | | | | | on out-of-town trips...................| 64 | 65 | 76 | 57 | 63 Food away from home.........................| 1,944 | 2,511 | 1,761 | 1,533 | 2,240 | | | | | Alcoholic beverages...........................| 331 | 379 | 243 | 262 | 487 | | | | | Housing.......................................| 10,936 | 11,912 | 10,583 | 9,932 | 12,275 Shelter.....................................| 5,772 | 6,877 | 5,466 | 4,824 | 6,856 Owned dwellings...........................| 4,022 | 4,454 | 3,972 | 3,420 | 4,783 Mortgage interest and charges...........| 1,875 | 1,672 | 1,602 | 1,667 | 2,774 Property taxes..........................| 1,185 | 1,801 | 1,471 | 794 | 981 Maintenance, repairs, insurance, | | | | | other expenses.........................| 962 | 981 | 899 | 959 | 1,028 Rented dwellings..........................| 1,152 | 1,641 | 777 | 928 | 1,570 Other lodging.............................| 597 | 782 | 716 | 476 | 502 Utilities, fuels, and public services.......| 2,646 | 2,650 | 2,716 | 2,693 | 2,470 Natural gas...............................| 342 | 423 | 499 | 231 | 277 Electricity...............................| 1,021 | 907 | 950 | 1,225 | 842 Fuel oil and other fuels..................| 128 | 292 | 140 | 76 | 59 Telephone services........................| 828 | 785 | 820 | 830 | 873 Water and other public services...........| 327 | 242 | 308 | 331 | 419 Household operations........................| 386 | 347 | 305 | 350 | 585 Personal services.........................| 73 | 3/32 | 3/50 | 41 | 3/198 Other household expenses..................| 313 | 315 | 256 | 309 | 387 | | | | | Housekeeping supplies.......................| 560 | 516 | 579 | 498 | 684 Laundry and cleaning supplies.............| 129 | 135 | 133 | 107 | 151 Other household products..................| 262 | 258 | 285 | 246 | 266 Postage and stationery....................| 170 | 123 | 161 | 144 | 267 Household furnishings and equipment.........| 1,572 | 1,522 | 1,517 | 1,567 | 1,680 Household textiles........................| 91 | 75 | 92 | 78 | 127 Furniture.................................| 367 | 229 | 342 | 463 | 348 Floor coverings...........................| 87 | 91 | 120 | 42 | 126 Major appliances..........................| 225 | 216 | 208 | 242 | 227 Small appliances, miscellaneous housewares| 120 | 122 | 90 | 138 | 119 Miscellaneous household equipment.........| 682 | 789 | 666 | 604 | 733 | | | | | Apparel and services..........................| 1,628 | 2,006 | 1,397 | 1,477 | 1,735 Men and boys................................| 366 | 351 | 320 | 366 | 432 Men, 16 and over..........................| 317 | 298 | 264 | 326 | 378 Boys, 2 to 15.............................| 49 | 52 | 56 | 40 | 54 Women and girls.............................| 688 | 872 | 614 | 642 | 651 Women, 16 and over........................| 619 | 829 | 550 | 557 | 576 Girls, 2 to 15............................| 69 | 43 | 64 | 84 | 75 Children under 2............................| 52 | 41 | 35 | 29 | 119 Footwear....................................| 300 | 432 | 282 | 219 | 316 Other apparel products and services.........| 222 | 310 | 147 | 221 | 217 | | | | | Transportation................................| 6,811 | 6,088 | 6,639 | 6,959 | 7,410 Vehicle purchases (net outlay)..............| 2,780 | 1,960 | 2,628 | 3,246 | 2,873 Cars and trucks, new......................| 1,339 | 1,058 | 1,113 | 1,716 | 1,189 Cars and trucks, used.....................| 1,435 | 887 | 1,515 | 1,525 | 1,677 Other vehicles............................| 3/6 | 3/16 | (2) | 3/4 | 3/6 Gasoline and motor oil......................| 1,192 | 1,051 | 1,232 | 1,224 | 1,213 Other vehicle expenses......................| 2,295 | 2,450 | 2,199 | 2,085 | 2,646 Vehicle finance charges...................| 269 | 216 | 260 | 298 | 278 Maintenance and repairs...................| 737 | 671 | 719 | 724 | 843 Vehicle insurance.........................| 820 | 914 | 761 | 759 | 919 Vehicle rental, leases, licenses, | | | | | other charges............................| 469 | 649 | 460 | 304 | 605 Public transportation.......................| 544 | 626 | 580 | 404 | 678 | | | | | Health care...................................| 2,176 | 1,861 | 2,226 | 2,358 | 2,071 Health insurance............................| 961 | 879 | 955 | 1,038 | 904 Medical services............................| 695 | 623 | 719 | 738 | 651 Drugs.......................................| 396 | 266 | 424 | 451 | 383 Medical supplies............................| 124 | 93 | 127 | 132 | 133 | | | | | Entertainment.................................| 1,955 | 1,715 | 2,552 | 1,608 | 2,046 Fees and admissions.........................| 450 | 404 | 473 | 389 | 573 Television, radios, sound equipment.........| 548 | 540 | 486 | 532 | 664 Pets, toys, and playground equipment........| 358 | 377 | 315 | 365 | 372 Other entertainment supplies, equipment, | | | | | and services...............................| 600 | 394 | 1,277 | 322 | 437 | | | | | Personal care products and services...........| 536 | 535 | 537 | 528 | 551 | | | | | Reading.......................................| 198 | 216 | 200 | 170 | 232 | | | | | Education.....................................| 358 | 503 | 348 | 280 | 378 | | | | | Tobacco products and smoking supplies.........| 290 | 293 | 319 | 297 | 238 | | | | | Miscellaneous.................................| 1,011 | 893 | 1,211 | 940 | 1,003 | | | | | Cash contributions............................| 1,281 | 949 | 1,654 | 1,170 | 1,330 | | | | | Personal insurance and pensions...............| 3,453 | 3,174 | 3,559 | 3,366 | 3,740 Life and other personal insurance...........| 533 | 483 | 493 | 639 | 436 Pensions and Social Security................| 2,920 | 2,691 | 3,066 | 2,727 | 3,304 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 41,168 | 42,590 | 41,470 | 39,440 | 42,595 Wages and salaries..........................| 30,380 | 33,721 | 30,361 | 28,697 | 30,618 Self-employment income......................| 2,064 | 1,390 | 2,610 | 1,628 | 2,700 Social Security, private and government | | | | | retirement.................................| 6,554 | 4,906 | 6,824 | 7,487 | 5,986 Interest, dividends, rental income, other | | | | | property income............................| 1,180 | 1,423 | 1,145 | 737 | 1,760 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 299 | 278 | 137 | 273 | 535 Public assistance, supplemental security | | | | | income, food stamps........................| 451 | 635 | 203 | 395 | 673 Regular contributions for support...........| 110 | 3/108 | 122 | 112 | 3/95 Other income................................| 130 | 130 | 68 | 111 | 229 | | | | | Personal taxes................................| 3,533 | 3,056 | 3,762 | 3,134 | 4,301 Federal income taxes........................| 2,693 | 2,105 | 2,764 | 2,517 | 3,354 State and local income taxes................| 666 | 742 | 819 | 457 | 783 Other taxes.................................| 174 | 209 | 179 | 160 | 165 | | | | | Income after taxes............................| 37,636 | 39,534 | 37,708 | 36,306 | 38,294 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 429 | 4,191 | 911 | -117 | -2,635 Net change in total assets..................| 3,565 | 6,506 | 2,312 | 2,732 | 3,913 Net change in total liabilities.............| 3,136 | 2,315 | 1,400 | 2,849 | 6,548 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 479 | 188 | 442 | 489 | 775 Mortgage principal paid on owned property...| -1,328 | -1,333 | -1,475 | -1,161 | -1,447 Estimated market value of owned home........| 97,129 | 98,978 | 93,802 | 76,216 | 137,616 Estimated monthly rental value of owned home| 659 | 687 | 671 | 571 | 781 | | | | | Gifts of goods and services...................| 1,444 | 1,482 | 1,575 | 1,296 | 1,521 Food........................................| 77 | 110 | 60 | 61 | 93 Housing.....................................| 347 | 368 | 390 | 319 | 326 Housekeeping supplies.....................| 50 | 53 | 55 | 38 | 61 Household textiles........................| 14 | 18 | 13 | 11 | 16 Appliances and miscellaneous housewares...| 52 | 52 | 53 | 67 | 29 Major appliances........................| 13 | 12 | 13 | 18 | 3/5 Small appliances and miscellaneous | | | | | housewares.............................| 39 | 40 | 40 | 49 | 23 Miscellaneous household equipment.........| 105 | 117 | 92 | 100 | 120 Other housing.............................| 125 | 128 | 177 | 103 | 100 Apparel and services........................| 371 | 340 | 327 | 391 | 419 Males, 2 and over.........................| 92 | 81 | 89 | 103 | 88 Females, 2 and over.......................| 133 | 89 | 146 | 155 | 131 Children under 2..........................| 49 | 37 | 31 | 28 | 115 Other apparel products and services.......| 97 | 3/133 | 61 | 105 | 85 Jewelry and watches.....................| 48 | 3/69 | 3/15 | 3/63 | 3/37 All other apparel products and services.| 49 | 3/64 | 46 | 42 | 48 Transportation..............................| 73 | 64 | 111 | 51 | 72 Health care.................................| 62 | 3/38 | 82 | 36 | 104 Entertainment...............................| 149 | 137 | 156 | 164 | 130 Toys, games, hobbies, and tricycles.......| 71 | 73 | 84 | 73 | 52 Other entertainment.......................| 78 | 63 | 72 | 91 | 77 Education...................................| 148 | 3/137 | 226 | 94 | 162 All other gifts.............................| 218 | 289 | 224 | 180 | 215 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Data are likely to have large sampling errors.