Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 18,109 | 724 | 3,949 | 3,771 | 2,725 | 3,090 | 1,512 | 755 | 889 | 695 Income before taxes(1).............| $23,201 | $3,145 | $7,861 | $12,363 | $17,375 | $24,219 | $34,644 | $44,798 | $57,696 |$115,918 Income after taxes(1)..............| 21,916 | 2,770 | 7,764 | 12,083 | 17,070 | 23,426 | 32,891 | 41,961 | 53,228 | 102,210 Age of reference person............| 74.5 | 74.6 | 76.4 | 75.8 | 74.2 | 73.8 | 72.8 | 72.5 | 71.7 | 70.9 Average number in consumer unit: | | | | | | | | | | Persons...........................| 1.7 | 1.5 | 1.3 | 1.5 | 1.8 | 2.0 | 2.0 | 2.3 | 2.3 | 2.5 Children under 18.................| .1 | (2)| (2)| (2)| (2)| .1 | (3).1 | .2 | (3).1 | .2 Persons 65 and over...............| 1.4 | 1.2 | 1.1 | 1.3 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.4 Earners...........................| .4 | .3 | .1 | .2 | .3 | .5 | .6 | 1.0 | 1.1 | 1.5 Vehicles..........................| 1.5 | 1.0 | .8 | 1.2 | 1.7 | 1.9 | 2.1 | 2.1 | 2.6 | 2.4 Percent distribution: | | | | | | | | | | Male..............................| 53 | 35 | 27 | 39 | 63 | 68 | 70 | 75 | 81 | 82 Female............................| 47 | 65 | 73 | 61 | 37 | 32 | 30 | 25 | 19 | 18 Percent homeowner.................| 79 | 65 | 60 | 76 | 86 | 88 | 89 | 96 | 96 | 96 With mortgage....................| 15 | 11 | 6 | 11 | 14 | 17 | 20 | 28 | 32 | 37 Without mortgage.................| 64 | 54 | 54 | 65 | 72 | 70 | 69 | 68 | 64 | 59 Renter............................| 21 | 35 | 40 | 24 | 14 | 12 | 11 | 4 | 4 | 4 Black.............................| 8 | 15 | 14 | 9 | 5 | 7 | 5 | 2 | 4 | 2 White and other...................| 92 | 85 | 86 | 91 | 95 | 93 | 95 | 98 | 96 | 98 Elementary (1-8)..................| 20 | 28 | 34 | 23 | 18 | 14 | 6 | 6 | 6 | 3 High school (9-12)................| 46 | 38 | 47 | 51 | 51 | 48 | 40 | 41 | 30 | 26 College...........................| 34 | 30 | 17 | 25 | 30 | 37 | 54 | 53 | 64 | 71 Never attended and other..........| 1 | 4 | 2 | 1 | (4)| (5)| (5)| (4)| (5)| (4) At least one vehicle owned........| 81 | 59 | 59 | 79 | 89 | 91 | 95 | 95 | 97 | 96 Average annual expenditures........| $25,275 | $18,394 | $13,507 | $17,523 | $23,732 | $27,921 | $34,083 | $39,619 | $46,337 | $74,255 Food..............................| 3,609 | 2,166 | 2,190 | 2,749 | 3,594 | 3,968 | 5,396 | 5,317 | 6,122 | 7,366 Food at home.....................| 2,448 | 1,602 | 1,677 | 2,027 | 2,491 | 2,761 | 3,301 | 3,399 | 3,541 | 4,097 Cereals and bakery products.....| 381 | 268 | 268 | 307 | 401 | 427 | 509 | 528 | 519 | 619 Cereals and cereal products....| 129 | 96 | 96 | 109 | 130 | 144 | 163 | 162 | 167 | 215 Bakery products................| 252 | 172 | 172 | 198 | 272 | 283 | 346 | 366 | 352 | 404 Meats, poultry, fish, and eggs..| 613 | 472 | 426 | 525 | 607 | 695 | 829 | 783 | 826 | 1,020 Beef...........................| 166 | 140 | 108 | 148 | 171 | 191 | 216 | 216 | 228 | 248 Pork...........................| 145 | 109 | 112 | 115 | 149 | 169 | 185 | 168 | 175 | 238 Other meats....................| 79 | 56 | 53 | 67 | 75 | 88 | 109 | 112 | 127 | 134 Poultry........................| 117 | 105 | 80 | 109 | 107 | 127 | 167 | 151 | 154 | 189 Fish and seafood...............| 73 | 33 | 48 | 53 | 72 | 83 | 108 | 99 | 105 | 165 Eggs...........................| 34 | 29 | 27 | 32 | 33 | 37 | 44 | 37 | 37 | 47 Dairy products..................| 270 | 164 | 184 | 236 | 273 | 313 | 332 | 341 | 386 | 471 Fresh milk and cream...........| 114 | 66 | 83 | 105 | 117 | 132 | 135 | 143 | 146 | 186 Other dairy products...........| 155 | 99 | 102 | 131 | 157 | 181 | 197 | 198 | 241 | 285 Fruits and vegetables...........| 468 | 294 | 316 | 390 | 458 | 544 | 626 | 628 | 701 | 799 Fresh fruits...................| 158 | 108 | 98 | 131 | 144 | 200 | 216 | 203 | 241 | 275 Fresh vegetables...............| 136 | 91 | 99 | 115 | 136 | 151 | 165 | 158 | 223 | 241 Processed fruits...............| 102 | 55 | 73 | 81 | 106 | 110 | 143 | 163 | 145 | 172 Processed vegetables...........| 72 | 40 | 46 | 63 | 72 | 84 | 102 | 104 | 92 | 111 Other food at home..............| 717 | 403 | 482 | 568 | 752 | 781 | 1,005 | 1,119 | 1,109 | 1,188 Sugar and other sweets.........| 105 | 72 | 71 | 75 | 103 | 128 | 168 | 151 | 132 | 179 Fats and oils..................| 82 | 54 | 66 | 64 | 85 | 91 | 120 | 100 | 122 | 93 Miscellaneous foods............| 294 | 157 | 179 | 244 | 334 | 317 | 401 | 439 | 464 | 495 Nonalcoholic beverages.........| 194 | 94 | 151 | 163 | 190 | 197 | 245 | 364 | 292 | 300 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 41 | (3)27 | 15 | 22 | 39 | 49 | 70 | 65 | 99 | 119 Food away from home..............| 1,160 | 564 | 513 | 722 | 1,103 | 1,207 | 2,095 | 1,918 | 2,581 | 3,269 Alcoholic beverages...............| 189 | 77 | 72 | 91 | 182 | 178 | 429 | 292 | 357 | 725 Housing...........................| 8,172 | 5,986 | 5,076 | 6,458 | 7,642 | 8,736 | 10,074 | 11,692 | 13,490 | 22,245 Shelter..........................| 4,053 | 3,050 | 2,562 | 3,265 | 3,754 | 4,244 | 4,910 | 4,844 | 6,731 | 12,015 Owned dwellings.................| 2,647 | 1,524 | 1,167 | 1,982 | 2,520 | 2,886 | 3,404 | 3,807 | 5,423 | 8,824 Mortgage interest and charges..| 571 | 174 | 154 | 343 | 475 | 680 | 740 | 1,018 | 1,436 | 2,516 Property taxes.................| 1,018 | 742 | 484 | 750 | 1,165 | 1,140 | 1,262 | 1,442 | 1,622 | 2,927 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 1,058 | 608 | 529 | 888 | 880 | 1,067 | 1,402 | 1,347 | 2,365 | 3,381 Rented dwellings................| 1,020 | 1,239 | 1,290 | 1,138 | 949 | 919 | 1,035 | (3)508 | 557 | (3)448 Other lodging...................| 386 | 288 | 104 | 145 | 286 | 438 | 471 | 530 | 751 | 2,742 Utilities, fuels, and public | | | | | | | | | | services......................| 2,168 | 1,890 | 1,593 | 1,867 | 2,202 | 2,418 | 2,353 | 2,826 | 3,038 | 3,883 Natural gas.....................| 321 | 302 | 227 | 267 | 350 | 366 | 346 | 445 | 387 | 569 Electricity.....................| 848 | 724 | 624 | 776 | 869 | 940 | 893 | 1,069 | 1,181 | 1,374 Fuel oil and other fuels........| 145 | (3)97 | 138 | 111 | 135 | 169 | 167 | 150 | 201 | 218 Telephone services..............| 555 | 535 | 415 | 472 | 521 | 585 | 624 | 734 | 863 | 1,084 Water and other public services.| 300 | 233 | 188 | 240 | 327 | 357 | 323 | 428 | 408 | 638 Household operations.............| 480 | 273 | 240 | 377 | 334 | 504 | 596 | 667 | 830 | 2,184 Personal services...............| 110 | (3)3 | 76 | 117 | (3)38 | (3)131 | (3)154 | (3)136 | (3)70 | (3)493 Other household expenses........| 370 | 269 | 164 | 260 | 296 | 374 | 442 | 530 | 759 | 1,691 Housekeeping supplies............| 439 | 223 | 269 | 339 | 462 | 537 | 560 | 598 | 712 | 841 Laundry and cleaning supplies...| 101 | 60 | 74 | 90 | 95 | 109 | 137 | 112 | 172 | 165 Other household products........| 202 | 115 | 111 | 164 | 210 | 246 | 249 | 303 | 290 | 437 Postage and stationery..........| 137 | 49 | 84 | 85 | 156 | 182 | 174 | 183 | 249 | 239 Household furnishings and | | | | | | | | | | equipment.....................| 1,032 | 550 | 412 | 610 | 890 | 1,033 | 1,654 | 2,757 | 2,179 | 3,324 Household textiles..............| 59 | 30 | 27 | 34 | 81 | 66 | 61 | 91 | 107 | 196 Furniture.......................| 201 | 179 | 82 | 97 | 207 | 160 | 175 | 406 | 526 | 1,038 Floor coverings.................| 114 | (3)8 | (3)17 | (3)43 | (3)31 | 66 | (3)465 | (3)815 | (3)202 | (3)142 Major appliances................| 143 | 83 | 95 | 98 | 133 | 161 | 266 | 185 | 216 | 268 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 73 | 49 | 31 | 49 | 63 | 119 | 74 | 75 | 188 | 150 Miscellaneous household | | | | | | | | | | equipment....................| 442 | 200 | 161 | 288 | 376 | 461 | 613 | 1,186 | 940 | 1,530 Apparel and services..............| 1,093 | 609 | 591 | 588 | 1,157 | 1,204 | 1,637 | 1,650 | 2,709 | 2,680 Men and boys.....................| 237 | 58 | 101 | 96 | 237 | 296 | 362 | 388 | 572 | 818 Men, 16 and over................| 213 | (3)42 | 92 | 83 | 217 | 269 | 324 | 315 | 516 | 745 Boys, 2 to 15...................| 24 | (3)16 | 9 | 13 | 20 | 27 | 38 | 73 | 57 | 72 Women and girls..................| 515 | 283 | 307 | 278 | 609 | 504 | 737 | 733 | 1,446 | 1,064 Women, 16 and over..............| 487 | 278 | 294 | 269 | 589 | 461 | 690 | 681 | 1,376 | 983 Girls, 2 to 15..................| 28 | (3)4 | 13 | 9 | 20 | 44 | 47 | 52 | 71 | 81 Children under 2.................| 24 | (3)8 | (3)8 | 18 | 25 | 29 | (3)45 | (3)34 | (3)43 | 54 Footwear.........................| 186 | (3)190 | 123 | 100 | 178 | 217 | 243 | 401 | 398 | (3)292 Other apparel products and | | | | | | | | | | services......................| 132 | 70 | 52 | 97 | 109 | 157 | 250 | 94 | 249 | 452 Transportation....................| 4,004 | 3,125 | 1,542 | 2,261 | 3,541 | 4,639 | 6,573 | 6,680 | 9,195 | 12,232 Vehicle purchases (net outlay)...| 1,565 |(3)1,584 | 412 | 711 | 1,132 | 1,802 | 3,319 |(3)2,907 | 4,771 |(3)4,009 Cars and trucks, new............| 833 | (3)860 | (3)227 | 334 | (3)391 | 832 | 2,475 |(3)1,864 | 2,347 |(3)2,054 Cars and trucks, used...........| 725 | (3)724 | 173 | 377 | 741 | 969 | 844 |(3)1,043 | 2,424 |(3)1,822 Other vehicles..................| (3)8 | (4)| (3)12 | (4)| (4)| (4)| (4)| (4)| (4)| (3)133 Gasoline and motor oil...........| 663 | 438 | 346 | 478 | 673 | 833 | 946 | 993 | 1,175 | 1,282 Other vehicle expenses...........| 1,393 | 871 | 571 | 902 | 1,478 | 1,708 | 1,917 | 2,299 | 2,525 | 3,966 Vehicle finance charges.........| 91 | (3)67 | 38 | 55 | 87 | 110 | 176 | 188 | 164 | 164 Maintenance and repairs.........| 493 | 374 | 206 | 365 | 463 | 651 | 678 | 952 | 796 | 1,056 Vehicle insurance...............| 554 | 293 | 236 | 362 | 607 | 676 | 787 | 861 | 994 | 1,524 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 255 | 137 | 91 | 121 | 320 | 271 | 276 | 298 | 571 | 1,222 Public transportation............| 383 | 232 | 213 | 171 | 259 | 297 | 391 | 482 | 724 | 2,975 Health care.......................| 2,909 | 2,015 | 1,864 | 2,481 | 3,142 | 3,458 | 3,474 | 3,796 | 4,202 | 4,904 Health insurance.................| 1,494 | 1,116 | 961 | 1,337 | 1,627 | 1,765 | 1,747 | 1,904 | 2,293 | 2,031 Medical services.................| 635 | 378 | 347 | 384 | 707 | 762 | 783 | 879 | 1,024 | 1,966 Drugs............................| 640 | 437 | 485 | 624 | 678 | 759 | 774 | 815 | 686 | 604 Medical supplies.................| 140 | 85 | 71 | 135 | 130 | 173 | 169 | 197 | 198 | 303 Entertainment.....................| 1,141 | 645 | 461 | 677 | 941 | 1,360 | 1,561 | 2,165 | 2,503 | 4,084 Fees and admissions..............| 342 | 187 | 90 | 136 | 298 | 302 | 473 | 493 | 778 | 2,392 Television, radios, sound | | | | | | | | | | equipment.....................| 409 | 315 | 228 | 320 | 371 | 482 | 564 | 565 | 684 | 967 Pets, toys, and playground | | | | | | | | | | equipment.....................| 195 | 113 | 109 | 168 | 155 | 211 | 322 | 254 | 436 | 387 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 195 | 30 | 34 | 53 | 116 | 365 | 202 | 853 | 605 | 337 Personal care products and | | | | | | | | | | services.......................| 450 | 256 | 241 | 342 | 430 | 508 | 632 | 687 | 918 | 1,036 Reading...........................| 171 | 115 | 82 | 118 | 162 | 206 | 258 | 259 | 334 | 417 Education.........................| 133 | (3)100 | 80 | 121 | 86 | 79 | 91 | 88 | 559 | 561 Tobacco products and smoking | | | | | | | | | | supplies.......................| 157 | 104 | 127 | 152 | 166 | 158 | 168 | 257 | 178 | 218 Miscellaneous.....................| 753 | 804 | 411 | 525 | 833 | 787 | 876 | 1,790 | 761 | 2,025 Cash contributions................| 1,448 | 2,169 | 627 | 670 | 1,453 | 1,794 | 1,620 | 2,635 | 1,278 | 6,586 Personal insurance and pensions...| 1,045 | 223 | 143 | 290 | 402 | 847 | 1,295 | 2,311 | 3,732 | 9,174 Life and other personal insurance| 325 | 157 | 136 | 222 | 276 | 398 | 330 | 520 | 941 | 993 Pensions and Social Security.....| 720 | 66 | 7 | 68 | 126 | 449 | 964 | 1,791 | 2,791 | 8,181 Money income before taxes.........| 23,201 | 3,145 | 7,861 | 12,363 | 17,375 | 24,219 | 34,644 | 44,798 | 57,696 | 115,918 Wages and salaries...............| 5,186 | 224 | 63 | 337 | 910 | 3,025 | 7,289 | 12,610 | 22,761 | 57,024 Self-employment income(1)........| 748 | (3)-92 | (3)-34 | 68 | 75 | 486 | 676 | 2,020 | 2,067 | 10,648 Social Security, private and | | | | | | | | | | government retireme...........| 14,907 | 2,722 | 7,243 | 11,168 | 15,578 | 18,570 | 23,180 | 24,890 | 24,860 | 30,956 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 1,839 | -58 | 104 | 318 | 550 | 1,611 | 2,878 | 4,747 | 7,019 | 15,949 Unemployment and workers.........| 124 | (3)9 | 21 | 76 | (3)57 | 182 | 270 | (3)362 | (3)274 | (3)335 Public assistance, supplemental | | | | | | | | | | security income,..............| 258 | 278 | 396 | 292 | 137 | 202 | 275 | (3)75 | (3)143 | (3)301 Regular contributions for support| 57 | (3)3 | 28 | 45 | (3)22 | 94 | (3)26 | (3)38 | (3)167 | (3)273 Other income.....................| 82 | (3)59 | 41 | 58 | (3)48 | 50 | (3)51 | (3)56 | (3)405 | (3)430 Personal taxes....................| 1,286 | 375 | 97 | 280 | 304 | 793 | 1,753 | 2,837 | 4,468 | 13,708 Federal income taxes.............| 879 | 264 | 39 | 132 | 143 | 516 | 1,212 | 2,175 | 3,528 | 9,337 State and local income taxes(1)..| 248 | 3 | 3 | 48 | 21 | 91 | 268 | 328 | 569 | 4,035 Other taxes......................| 158 | 109 | 55 | 100 | 140 | 186 | 273 | 334 | 370 | 336 Income after taxes................| 21,916 | 2,770 | 7,764 | 12,083 | 17,070 | 23,426 | 32,891 | 41,961 | 53,228 | 102,210 Net change in total assets and | | | | | | | | | | liabilities....................| -1,449 | -889 | -878 | -360 | 118 | -830 | -10,064 | -9,690 | 2,853 | 2,124 Net change in total assets(1)....| -45 | -189 | -454 | -172 | 812 | -167 | -5,342 | -7,665 | 5,396 | 13,141 Net change in total liabilities..| 1,404 | 700 | 424 | 189 | 695 | 663 | 4,722 | 2,024 | 2,544 | 11,017 Other money receipts..............| 535 | (3)56 | 29 | 196 | 297 | 482 | 675 | 1,254 | 1,793 | 4,217 Mortgage principal paid on owned | | | | | | | | | | property.......................| -401 | -112 | -111 | -203 | -278 | -420 | -572 | -888 | -1,081 | -2,061 Estimated market value of owned | | | | | | | | | | home...........................| 85,914 | 57,777 | 45,721 | 62,831 | 83,558 | 98,846 | 106,207 | 113,040 | 141,017 | 276,507 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 581 | 434 | 323 | 471 | 608 | 668 | 704 | 732 | 904 | 1,466 Gifts of goods and services.......| 995 | 639 | 635 | 584 | 1,043 | 1,064 | 1,358 | 876 | 2,459 | 2,575 Food.............................| 42 | (3)58 | 19 | 17 | 67 | 56 | 68 | 44 | 22 | 84 Housing..........................| 220 | 258 | 162 | 147 | 208 | 227 | 259 | 211 | 486 | 502 Housekeeping supplies...........| 39 | (3)20 | 28 | 18 | 46 | 51 | 55 | 52 | 78 | 43 Household textiles..............| 9 | (3)12 | 7 | 5 | 7 | 12 | 9 | 16 | 19 | 17 Appliances and miscellaneous | | | | | | | | | | housewares...................| 29 | (3)11 | 14 | 20 | 32 | 33 | 58 | (3)14 | 56 | 66 Major appliances...............| 8 | (3)1 | (3)2 | (3)3 | 14 | (3)4 | (3)30 | (3)1 | (3)12 | (3)31 Small appliances and | | | | | | | | | | miscellaneous housewares....| 21 | (3)10 | 12 | 17 | 18 | 28 | 28 | (3)13 | 44 | (3)35 Miscellaneous household | | | | | | | | | | equipment....................| 52 | 28 | 36 | 23 | 41 | 56 | 68 | 40 | 198 | 152 Other housing...................| 91 | 187 | 77 | 80 | 82 | 75 | 70 | (3)89 | 134 | 224 Apparel and services.............| 252 | (3)50 | 110 | 103 | 303 | 290 | 496 | 285 | 669 | 589 Males, 2 and over...............| 77 | (3)22 | 30 | 35 | 113 | 100 | 122 | 83 | 119 | 188 Females, 2 and over.............| 97 | (3)16 | 43 | 41 | 109 | 95 | 171 | 115 | 376 | 238 Children under 2................| 21 | (3)8 | (3)7 | 11 | 25 | 26 | 44 | (3)34 | 43 | 42 Other apparel products and | | | | | | | | | | services.....................| 57 | (3)5 | (3)30 | (3)15 | (3)55 | 69 | (3)159 | (3)53 | (3)130 | (3)121 Jewelry and watches............| 27 | (3)5 | (3)8 | (3)5 | (3)20 | (3)22 | (3)110 | (3)20 | (3)67 | (3)107 All other apparel products and | | | | | | | | | | services....................| 30 | (4)| (3)22 | (3)10 | (3)35 | 47 | (3)49 | (3)33 | (3)63 | (3)14 Transportation...................| 94 | 44 | 46 | 51 | 30 | 165 | 45 | 56 | 555 | 155 Health care......................| 82 | (3)10 | 99 | 20 | 135 | 91 | (3)153 | (3)47 | (3)43 | (3)85 Entertainment....................| 91 | (3)46 | 59 | 34 | 105 | 94 | 120 | 68 | 189 | 379 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 30 | (3)18 | (3)21 | (3)5 | (3)17 | 36 | (3)81 | (3)6 | (3)97 | (3)82 Other entertainment.............| 61 | (3)28 | 38 | 30 | 88 | 58 | 39 | 62 | 92 | 298 Education........................| 83 | (3)91 | (3)66 | (3)97 | (3)72 | (3)28 | (3)25 | (3)43 | (3)287 | (3)286 All other gifts..................| 131 | 83 | 75 | 115 | 124 | 112 | 191 | 123 | 207 | 493 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.05. 3 Data are likely to have large sampling errors. 4 No data reported. 5 Value less than 0.5.