Table 3650. Consumer units of five or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | | | | | | Item | five or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | more | 25 | | | | | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 10,566 | 256 | 2,424 | 4,628 | 2,106 | 684 | 468 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $45,639 | $23,142 | $33,575 | $49,079 | $55,402 | $45,651 | $38,483 Income after taxes 1/.........................| 42,442 | 22,563 | 31,553 | 45,372 | 50,716 | 44,584 | 36,810 Age of reference person.......................| 41.5 | 22.2 | 30.6 | 39.5 | 48.5 | 59.2 | 71.3 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 5.6 | 5.5 | 5.6 | 5.5 | 5.8 | 6.1 | 5.8 Children under 18...........................| 2.8 | 2.8 | 3.3 | 3.0 | 2.3 | 2.1 | 2.0 Persons 65 and over.........................| .1 | (2) | (2) | .1 | .1 | .2 | 1.4 Earners.....................................| 2.3 | 1.9 | 1.7 | 2.2 | 3.0 | 2.8 | 2.1 Vehicles....................................| 2.5 | 1.6 | 1.9 | 2.5 | 3.1 | 3.0 | 2.7 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 70 | 46 | 59 | 74 | 79 | 71 | 62 Female....................................| 30 | 54 | 41 | 26 | 21 | 29 | 38 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 29 | 47 | 70 | 81 | 77 | 82 With mortgage...........................| 54 | 28 | 40 | 60 | 65 | 42 | 35 Without mortgage........................| 13 | 1 | 6 | 9 | 16 | 35 | 46 Renter....................................| 33 | 71 | 53 | 30 | 19 | 23 | 18 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 17 | 29 | 23 | 12 | 17 | 15 | 28 White and other...........................| 83 | 71 | 77 | 88 | 83 | 85 | 72 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 10 | 11 | 9 | 8 | 12 | 17 | 27 High school (9-12)........................| 47 | 65 | 56 | 46 | 38 | 55 | 44 College...................................| 42 | 23 | 35 | 47 | 50 | 23 | 26 Never attended and other..................| 1 | 2 | (3) | (3) | 1 | 6 | 3 | | | | | | | At least one vehicle owned..................| 89 | 70 | 82 | 92 | 96 | 89 | 87 | | | | | | | Average annual expenditures.....................| $42,480 | $29,148 | $33,125 | $44,505 | $50,302 | $45,149 | $41,918 | | | | | | | Food..........................................| 6,914 | 4,665 | 5,784 | 7,175 | 7,632 | 8,180 | 7,831 Food at home................................| 4,844 | 3,220 | 4,131 | 5,043 | 5,091 | 5,843 | 6,053 Cereals and bakery products...............| 772 | 472 | 624 | 816 | 842 | 975 | 883 Cereals and cereal products.............| 324 | 213 | 273 | 346 | 336 | 406 | 339 Bakery products.........................| 448 | 259 | 351 | 471 | 505 | 569 | 544 Meats, poultry, fish, and eggs............| 1,323 | 781 | 1,139 | 1,340 | 1,431 | 1,617 | 1,830 Beef....................................| 400 | 281 | 361 | 399 | 427 | 489 | 502 Pork....................................| 281 | 174 | 256 | 285 | 271 | 320 | 478 Other meats.............................| 183 | 110 | 151 | 191 | 189 | 298 | 181 Poultry.................................| 252 | 127 | 204 | 251 | 310 | 301 | 317 Fish and seafood........................| 145 | 4/58 | 114 | 146 | 175 | 144 | 249 Eggs....................................| 62 | 32 | 53 | 67 | 60 | 63 | 102 | | | | | | | Dairy products............................| 550 | 391 | 471 | 594 | 519 | 704 | 659 Fresh milk and cream....................| 256 | 190 | 245 | 265 | 241 | 307 | 281 Other dairy products....................| 294 | 201 | 226 | 329 | 278 | 398 | 378 Fruits and vegetables.....................| 750 | 453 | 677 | 770 | 780 | 875 | 928 Fresh fruits............................| 240 | 144 | 218 | 240 | 262 | 311 | 259 Fresh vegetables........................| 216 | 118 | 191 | 219 | 232 | 270 | 268 Processed fruits........................| 160 | 93 | 144 | 171 | 160 | 158 | 205 Processed vegetables....................| 134 | 97 | 124 | 140 | 126 | 137 | 195 | | | | | | | Other food at home........................| 1,449 | 1,123 | 1,219 | 1,523 | 1,518 | 1,672 | 1,753 Sugar and other sweets..................| 181 | 119 | 166 | 187 | 184 | 210 | 206 Fats and oils...........................| 146 | 79 | 131 | 147 | 139 | 198 | 250 Miscellaneous foods.....................| 668 | 532 | 567 | 709 | 715 | 678 | 755 Nonalcoholic beverages..................| 399 | 380 | 319 | 412 | 423 | 541 | 487 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 55 | 4/14 | 36 | 68 | 57 | 45 | 56 Food away from home.........................| 2,070 | 1,445 | 1,653 | 2,131 | 2,541 | 2,336 | 1,778 | | | | | | | Alcoholic beverages...........................| 265 | 163 | 211 | 248 | 385 | 277 | 246 | | | | | | | Housing.......................................| 13,143 | 8,927 | 11,557 | 14,112 | 14,061 | 12,489 | 11,189 Shelter.....................................| 7,292 | 5,553 | 6,311 | 8,117 | 7,557 | 6,308 | 5,399 Owned dwellings...........................| 5,042 | 1,939 | 3,319 | 5,927 | 6,034 | 4,499 | 3,230 Mortgage interest and charges...........| 3,353 | 1,362 | 2,311 | 4,054 | 3,875 | 2,793 | 1,376 Property taxes..........................| 1,024 | 386 | 592 | 1,132 | 1,353 | 1,035 | 1,043 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 665 | 4/191 | 417 | 742 | 806 | 671 | 810 Rented dwellings..........................| 1,915 | 3,591 | 2,875 | 1,856 | 1,035 | 1,350 | 1,385 Other lodging.............................| 335 | 4/23 | 117 | 334 | 488 | 459 | 784 | | | | | | | Utilities, fuels, and public services.......| 2,950 | 2,109 | 2,576 | 2,952 | 3,359 | 3,242 | 3,045 Natural gas...............................| 363 | 200 | 356 | 338 | 399 | 462 | 414 Electricity...............................| 1,163 | 820 | 986 | 1,189 | 1,316 | 1,198 | 1,270 Fuel oil and other fuels..................| 117 | 4/95 | 77 | 130 | 121 | 132 | 154 Telephone services........................| 934 | 802 | 875 | 904 | 1,067 | 1,021 | 886 Water and other public services...........| 373 | 192 | 281 | 391 | 456 | 429 | 322 Household operations........................| 567 | 213 | 616 | 666 | 410 | 273 | 656 Personal services.........................| 371 | 4/169 | 483 | 466 | 171 | 4/95 | 275 Other household expenses..................| 195 | 44 | 134 | 201 | 239 | 177 | 381 | | | | | | | Housekeeping supplies.......................| 578 | 340 | 465 | 613 | 585 | 945 | 611 Laundry and cleaning supplies.............| 203 | 144 | 195 | 206 | 183 | 288 | 264 Other household products..................| 247 | 148 | 193 | 262 | 279 | 346 | 235 Postage and stationery....................| 128 | 4/47 | 78 | 145 | 123 | 310 | 113 Household furnishings and equipment.........| 1,757 | 713 | 1,589 | 1,762 | 2,151 | 1,722 | 1,478 Household textiles........................| 91 | 20 | 88 | 98 | 102 | 66 | 60 Furniture.................................| 392 | 270 | 384 | 366 | 453 | 478 | 355 Floor coverings...........................| 155 | 4/7 | 213 | 185 | 68 | 4/92 | 4/70 Major appliances..........................| 250 | 4/110 | 231 | 224 | 326 | 312 | 272 Small appliances, miscellaneous housewares| 135 | 4/84 | 76 | 199 | 87 | 160 | 88 Miscellaneous household equipment.........| 734 | 223 | 599 | 689 | 1,115 | 614 | 633 | | | | | | | Apparel and services..........................| 2,637 | 1,625 | 2,260 | 2,443 | 3,530 | 3,456 | 2,423 Men and boys................................| 684 | 550 | 595 | 655 | 886 | 849 | 430 Men, 16 and over..........................| 391 | 4/218 | 266 | 354 | 633 | 630 | 196 Boys, 2 to 15.............................| 293 | 332 | 329 | 301 | 253 | 219 | 234 Women and girls.............................| 999 | 445 | 757 | 936 | 1,357 | 1,559 | 1,193 Women, 16 and over........................| 715 | 4/272 | 463 | 609 | 1,130 | 1,308 | 995 Girls, 2 to 15............................| 284 | 172 | 294 | 327 | 227 | 251 | 198 Children under 2............................| 195 | 298 | 233 | 164 | 224 | 150 | 4/109 Footwear....................................| 481 | 4/148 | 419 | 499 | 542 | 591 | 4/499 Other apparel products and services.........| 278 | 4/185 | 256 | 188 | 521 | 308 | 192 | | | | | | | Transportation................................| 8,405 | 8,736 | 5,906 | 8,550 | 10,477 | 8,673 | 10,016 Vehicle purchases (net outlay)..............| 3,982 | 5,510 | 2,757 | 4,062 | 4,797 | 3,677 | 5,483 Cars and trucks, new......................| 1,374 | 4/1,289 | 639 | 1,666 | 1,659 | 4/1,232 | 4/1,269 Cars and trucks, used.....................| 2,569 | 4,221 | 2,110 | 2,350 | 3,114 | 2,392 | 4,016 Other vehicles............................| 39 | (5) | 4/9 | 4/46 | 4/24 | 4/53 | 4/197 Gasoline and motor oil......................| 1,438 | 991 | 1,120 | 1,479 | 1,795 | 1,433 | 1,323 Other vehicle expenses......................| 2,596 | 1,967 | 1,797 | 2,623 | 3,437 | 2,740 | 2,803 Vehicle finance charges...................| 410 | 346 | 322 | 435 | 483 | 299 | 498 Maintenance and repairs...................| 795 | 444 | 528 | 820 | 1,042 | 859 | 936 Vehicle insurance.........................| 889 | 592 | 572 | 855 | 1,279 | 1,024 | 1,082 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 501 | 586 | 375 | 513 | 634 | 557 | 288 Public transportation.......................| 390 | 269 | 231 | 387 | 447 | 824 | 407 | | | | | | | Health care...................................| 1,837 | 664 | 1,291 | 1,910 | 2,259 | 2,006 | 2,474 Health insurance............................| 821 | 295 | 580 | 844 | 950 | 951 | 1,357 Medical services............................| 680 | 156 | 491 | 751 | 875 | 606 | 468 Drugs.......................................| 226 | 164 | 154 | 201 | 280 | 317 | 516 Medical supplies............................| 111 | 4/49 | 66 | 114 | 154 | 133 | 133 | | | | | | | Entertainment.................................| 2,114 | 1,017 | 1,584 | 2,477 | 2,330 | 1,848 | 1,457 Fees and admissions.........................| 519 | 108 | 306 | 633 | 619 | 396 | 438 Television, radios, sound equipment.........| 708 | 473 | 597 | 765 | 798 | 589 | 619 Pets, toys, and playground equipment........| 459 | 190 | 420 | 501 | 504 | 459 | 256 Other entertainment supplies, equipment, | | | | | | | and services...............................| 428 | 246 | 260 | 578 | 409 | 403 | 144 | | | | | | | Personal care products and services...........| 633 | 455 | 489 | 637 | 767 | 893 | 584 | | | | | | | Reading.......................................| 143 | 40 | 92 | 160 | 174 | 144 | 153 | | | | | | | Education.....................................| 690 | 4/333 | 320 | 731 | 1,096 | 734 | 538 | | | | | | | Tobacco products and smoking supplies.........| 348 | 273 | 306 | 332 | 363 | 494 | 479 | | | | | | | Miscellaneous.................................| 842 | 488 | 519 | 771 | 1,257 | 1,143 | 1,156 | | | | | | | Cash contributions............................| 797 | 4/321 | 355 | 842 | 1,114 | 1,164 | 942 | | | | | | | Personal insurance and pensions...............| 3,714 | 1,439 | 2,451 | 4,120 | 4,858 | 3,650 | 2,429 Life and other personal insurance...........| 496 | 4/169 | 308 | 497 | 608 | 747 | 753 Pensions and Social Security................| 3,218 | 1,271 | 2,142 | 3,622 | 4,250 | 2,902 | 1,676 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 45,639 | 23,142 | 33,575 | 49,079 | 55,402 | 45,651 | 38,483 Wages and salaries..........................| 38,407 | 18,606 | 28,829 | 42,270 | 47,937 | 36,015 | 17,877 Self-employment income......................| 3,090 | 4/1,329 | 1,632 | 3,848 | 3,839 | 2,321 | 1,370 Social Security, private and government | | | | | | | retirement.................................| 1,647 | 4/29 | 504 | 789 | 1,335 | 3,955 | 14,774 Interest, dividends, rental income, other | | | | | | | property income............................| 293 | 4/46 | 91 | 409 | 149 | 236 | 1,004 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 332 | 4/165 | 234 | 334 | 503 | 326 | 4/116 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1,327 | 2,683 | 1,870 | 887 | 966 | 2,532 | 2,209 Regular contributions for support...........| 346 | 4/232 | 312 | 323 | 483 | 4/106 | 543 Other income................................| 197 | 4/52 | 103 | 220 | 190 | 4/161 | 4/590 | | | | | | | Personal taxes................................| 3,197 | 579 | 2,022 | 3,708 | 4,686 | 1,067 | 1,673 Federal income taxes........................| 2,329 | 577 | 1,484 | 2,652 | 3,572 | 623 | 1,093 State and local income taxes................| 718 | 2 | 452 | 853 | 996 | 384 | 284 Other taxes.................................| 150 | 4/0 | 86 | 203 | 118 | 4/61 | 297 | | | | | | | Income after taxes............................| 42,442 | 22,563 | 31,553 | 45,372 | 50,716 | 44,584 | 36,810 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -2,243 | -3,803 | -2,765 | -2,106 | -2,273 | -1,581 | -858 Net change in total assets..................| 5,166 | 3,264 | 5,337 | 6,411 | 5,100 | -211 | 1,151 Net change in total liabilities.............| 7,408 | 7,067 | 8,102 | 8,518 | 7,373 | 1,370 | 2,010 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 188 | 4/20 | 105 | 228 | 272 | 4/64 | 4/121 Mortgage principal paid on owned property...| -1,538 | -533 | -913 | -2,013 | -1,584 | -1,235 | -851 Estimated market value of owned home........| 78,976 | 23,773 | 46,201 | 88,158 | 100,557 | 83,840 | 83,877 Estimated monthly rental value of owned home| 560 | 191 | 352 | 634 | 668 | 605 | 548 | | | | | | | Gifts of goods and services...................| 823 | 374 | 646 | 749 | 1,141 | 1,414 | 580 Food........................................| 52 | 4/4 | 37 | 35 | 88 | 145 | 4/37 Housing.....................................| 184 | 76 | 118 | 232 | 166 | 265 | 138 Housekeeping supplies.....................| 32 | 4/19 | 16 | 41 | 24 | 95 | 4/10 Household textiles........................| 5 | 4/1 | 3 | 5 | 5 | 4/9 | 4/4 Appliances and miscellaneous housewares...| 26 | 4/1 | 4/6 | 46 | 18 | 4/20 | 4/6 Major appliances........................| 2 | (5) | 4/2 | 4/2 | 4/4 | 4/4 | (5) Small appliances and miscellaneous | | | | | | | housewares.............................| 24 | 4/1 | 4/4 | 44 | 14 | 4/16 | 4/6 Miscellaneous household equipment.........| 42 | 4/7 | 30 | 49 | 44 | 48 | 55 Other housing.............................| 80 | 4/48 | 64 | 92 | 75 | 93 | 4/64 Apparel and services........................| 291 | 4/226 | 231 | 219 | 559 | 333 | 112 Males, 2 and over.........................| 61 | 4/63 | 40 | 39 | 147 | 4/23 | 4/36 Females, 2 and over.......................| 93 | 4/85 | 70 | 83 | 131 | 180 | 4/53 Children under 2..........................| 91 | 4/67 | 71 | 77 | 170 | 4/82 | 4/11 Other apparel products and services.......| 46 | 4/11 | 4/49 | 20 | 4/111 | 4/48 | 4/13 Jewelry and watches.....................| 21 | 4/10 | 4/11 | 4/10 | 4/58 | 4/25 | 4/13 All other apparel products and services.| 26 | 4/0 | 4/38 | 4/10 | 4/54 | 4/23 | (5) Transportation..............................| 57 | 4/7 | 71 | 22 | 67 | 234 | 61 Health care.................................| 10 | 4/4 | 4/5 | 4/11 | 4/19 | 4/4 | 4/4 Entertainment...............................| 112 | 4/27 | 100 | 138 | 79 | 4/178 | 4/33 Toys, games, hobbies, and tricycles.......| 44 | 4/10 | 4/61 | 45 | 4/32 | 4/46 | 4/10 Other entertainment.......................| 68 | 4/16 | 39 | 93 | 47 | 132 | 4/23 Education...................................| 50 | (5) | 4/10 | 47 | 64 | 4/153 | 4/112 All other gifts.............................| 67 | 4/31 | 75 | 44 | 98 | 103 | 82 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.