Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 65-74 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 11,837 | 2,424 | 3,223 | 4,057 | 2,133 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $25,687 | $27,600 | $25,978 | $21,734 | $30,891 Income after taxes 1/.........................| 24,141 | 25,086 | 24,468 | 20,997 | 28,768 Age of reference person.......................| 69.4 | 69.3 | 69.6 | 69.4 | 69.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.9 | 2.0 | 1.8 | 1.9 | 1.9 Children under 18...........................| .1 | .1 | .1 | .1 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.4 | 1.3 | 1.4 Earners.....................................| .6 | .6 | .6 | .6 | .6 Vehicles....................................| 1.8 | 1.4 | 1.9 | 1.8 | 2.0 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 59 | 59 | 57 | 61 | 60 Female....................................| 41 | 41 | 43 | 39 | 40 | | | | | Housing tenure: | | | | | Homeowner.................................| 82 | 77 | 82 | 85 | 82 With mortgage...........................| 20 | 15 | 16 | 24 | 25 Without mortgage........................| 62 | 62 | 66 | 61 | 58 Renter....................................| 18 | 23 | 18 | 15 | 18 | | | | | Race of reference person: | | | | | Black.....................................| 10 | 8 | 10 | 16 | 1 White and other...........................| 90 | 92 | 90 | 84 | 99 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 18 | 13 | 17 | 23 | 12 High school (9-12)........................| 47 | 56 | 51 | 42 | 39 College...................................| 35 | 31 | 32 | 33 | 48 Never attended and other..................| 1 | (2) | (3) | 2 | 1 | | | | | At least one vehicle owned..................| 85 | 77 | 88 | 88 | 86 | | | | | Average annual expenditures.....................| $26,535 | $27,357 | $25,872 | $24,155 | $31,102 | | | | | Food..........................................| 3,921 | 4,316 | 3,733 | 3,571 | 4,407 Food at home................................| 2,694 | 2,916 | 2,482 | 2,569 | 2,987 Cereals and bakery products...............| 423 | 480 | 389 | 404 | 443 Cereals and cereal products.............| 143 | 163 | 127 | 140 | 151 Bakery products.........................| 279 | 318 | 262 | 264 | 292 Meats, poultry, fish, and eggs............| 715 | 828 | 653 | 681 | 744 Beef....................................| 202 | 227 | 179 | 183 | 241 Pork....................................| 156 | 158 | 164 | 159 | 137 Other meats.............................| 89 | 108 | 93 | 77 | 86 Poultry.................................| 135 | 166 | 109 | 127 | 155 Fish and seafood........................| 99 | 138 | 76 | 100 | 85 Eggs....................................| 34 | 31 | 32 | 34 | 40 | | | | | Dairy products............................| 283 | 297 | 270 | 266 | 319 Fresh milk and cream....................| 116 | 119 | 113 | 115 | 121 Other dairy products....................| 167 | 177 | 156 | 152 | 198 Fruits and vegetables.....................| 493 | 570 | 435 | 447 | 573 Fresh fruits............................| 170 | 206 | 159 | 140 | 199 Fresh vegetables........................| 146 | 180 | 120 | 135 | 169 Processed fruits........................| 100 | 115 | 90 | 92 | 110 Processed vegetables....................| 77 | 69 | 65 | 81 | 95 | | | | | Other food at home........................| 781 | 741 | 735 | 771 | 907 Sugar and other sweets..................| 111 | 134 | 109 | 100 | 111 Fats and oils...........................| 90 | 88 | 86 | 90 | 99 Miscellaneous foods.....................| 319 | 266 | 303 | 325 | 384 Nonalcoholic beverages..................| 211 | 219 | 184 | 215 | 233 Food prepared by consumer unit | | | | | on out-of-town trips...................| 50 | 33 | 52 | 41 | 80 Food away from home.........................| 1,227 | 1,400 | 1,251 | 1,002 | 1,420 | | | | | Alcoholic beverages...........................| 188 | 251 | 176 | 127 | 248 | | | | | Housing.......................................| 8,411 | 9,702 | 7,665 | 7,359 | 10,076 Shelter.....................................| 4,229 | 5,405 | 3,601 | 3,206 | 5,791 Owned dwellings...........................| 2,923 | 3,587 | 2,358 | 2,337 | 4,138 Mortgage interest and charges...........| 775 | 835 | 437 | 696 | 1,365 Property taxes..........................| 1,081 | 1,773 | 1,185 | 659 | 941 Maintenance, repairs, insurance, | | | | | other expenses.........................| 1,067 | 978 | 736 | 981 | 1,832 Rented dwellings..........................| 835 | 1,192 | 766 | 557 | 1,060 Other lodging.............................| 472 | 625 | 477 | 312 | 593 Utilities, fuels, and public services.......| 2,254 | 2,445 | 2,179 | 2,251 | 2,158 Natural gas...............................| 313 | 446 | 416 | 179 | 261 Electricity...............................| 913 | 826 | 814 | 1,080 | 841 Fuel oil and other fuels..................| 143 | 329 | 141 | 80 | 55 Telephone services........................| 597 | 613 | 574 | 601 | 609 Water and other public services...........| 288 | 230 | 235 | 311 | 393 Household operations........................| 383 | 377 | 322 | 392 | 467 Personal services.........................| 34 | 4/16 | 4/34 | 4/41 | 4/45 Other household expenses..................| 349 | 361 | 288 | 351 | 422 | | | | | Housekeeping supplies.......................| 474 | 535 | 450 | 458 | 474 Laundry and cleaning supplies.............| 112 | 112 | 108 | 117 | 111 Other household products..................| 222 | 258 | 186 | 224 | 233 Postage and stationery....................| 140 | 165 | 156 | 118 | 130 Household furnishings and equipment.........| 1,070 | 942 | 1,113 | 1,052 | 1,185 Household textiles........................| 69 | 54 | 67 | 80 | 68 Furniture.................................| 237 | 172 | 246 | 255 | 263 Floor coverings...........................| 94 | 83 | 61 | 93 | 155 Major appliances..........................| 153 | 135 | 161 | 158 | 151 Small appliances, miscellaneous housewares| 95 | 72 | 119 | 63 | 143 Miscellaneous household equipment.........| 422 | 425 | 459 | 402 | 405 | | | | | Apparel and services..........................| 1,207 | 1,341 | 1,151 | 1,064 | 1,406 Men and boys................................| 277 | 310 | 288 | 280 | 223 Men, 16 and over..........................| 243 | 285 | 259 | 244 | 174 Boys, 2 to 15.............................| 34 | 26 | 29 | 36 | 49 Women and girls.............................| 543 | 621 | 498 | 438 | 715 Women, 16 and over........................| 498 | 557 | 475 | 392 | 661 Girls, 2 to 15............................| 45 | 64 | 23 | 47 | 54 Children under 2............................| 28 | 31 | 15 | 29 | 38 Footwear....................................| 194 | 221 | 195 | 201 | 151 Other apparel products and services.........| 166 | 158 | 155 | 116 | 279 | | | | | Transportation................................| 4,800 | 4,018 | 4,960 | 4,678 | 5,680 Vehicle purchases (net outlay)..............| 1,998 | 1,400 | 2,177 | 2,029 | 2,346 Cars and trucks, new......................| 1,108 | 754 | 1,169 | 1,088 | 1,458 Cars and trucks, used.....................| 881 | 647 | 1,007 | 941 | 842 Other vehicles............................| 4/8 | (3) | (3) | (3) | 4/47 Gasoline and motor oil......................| 791 | 663 | 771 | 849 | 857 Other vehicle expenses......................| 1,549 | 1,401 | 1,440 | 1,557 | 1,868 Vehicle finance charges...................| 119 | 97 | 104 | 141 | 124 Maintenance and repairs...................| 531 | 419 | 481 | 581 | 638 Vehicle insurance.........................| 617 | 612 | 544 | 619 | 727 Vehicle rental, leases, licenses, | | | | | other charges............................| 282 | 273 | 311 | 215 | 379 Public transportation.......................| 462 | 554 | 573 | 244 | 608 | | | | | Health care...................................| 2,631 | 2,351 | 2,748 | 2,690 | 2,657 Health insurance............................| 1,452 | 1,335 | 1,548 | 1,500 | 1,349 Medical services............................| 518 | 536 | 506 | 401 | 735 Drugs.......................................| 547 | 388 | 588 | 678 | 414 Medical supplies............................| 115 | 92 | 107 | 111 | 159 | | | | | Entertainment.................................| 1,290 | 1,113 | 1,247 | 1,066 | 1,982 Fees and admissions.........................| 398 | 403 | 387 | 290 | 617 Television, radios, sound equipment.........| 415 | 420 | 384 | 408 | 469 Pets, toys, and playground equipment........| 219 | 225 | 233 | 198 | 236 Other entertainment supplies, equipment, | | | | | and services...............................| 257 | 64 | 244 | 170 | 660 | | | | | Personal care products and services...........| 442 | 497 | 427 | 404 | 472 | | | | | Reading.......................................| 176 | 200 | 182 | 145 | 200 | | | | | Education.....................................| 185 | 198 | 84 | 274 | 152 | | | | | Tobacco products and smoking supplies.........| 190 | 212 | 156 | 198 | 200 | | | | | Miscellaneous.................................| 803 | 881 | 678 | 687 | 1,128 | | | | | Cash contributions............................| 1,091 | 1,057 | 1,485 | 814 | 1,061 | | | | | Personal insurance and pensions...............| 1,199 | 1,219 | 1,181 | 1,078 | 1,435 Life and other personal insurance...........| 324 | 286 | 351 | 360 | 260 Pensions and Social Security................| 875 | 933 | 830 | 718 | 1,175 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 25,687 | 27,600 | 25,978 | 21,734 | 30,891 Wages and salaries..........................| 7,017 | 9,291 | 6,754 | 5,312 | 8,241 Self-employment income......................| 865 | 832 | 1,076 | 493 | 1,326 Social Security, private and government | | | | | retirement.................................| 15,358 | 15,243 | 15,716 | 14,163 | 17,300 Interest, dividends, rental income, other | | | | | property income............................| 1,742 | 1,648 | 1,905 | 1,035 | 2,986 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 215 | 256 | 4/107 | 259 | 235 Public assistance, supplemental security | | | | | income, food stamps........................| 300 | 245 | 207 | 356 | 381 Regular contributions for support...........| 59 | 4/23 | 4/41 | 4/30 | 180 Other income................................| 133 | 4/63 | 172 | 4/86 | 242 | | | | | Personal taxes................................| 1,547 | 2,514 | 1,510 | 738 | 2,123 Federal income taxes........................| 970 | 1,040 | 1,076 | 527 | 1,606 State and local income taxes................| 377 | 1,238 | 202 | 51 | 322 Other taxes.................................| 200 | 237 | 232 | 159 | 195 | | | | | Income after taxes............................| 24,141 | 25,086 | 24,468 | 20,997 | 28,768 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 303 | 1,119 | -288 | 1,321 | -1,669 Net change in total assets..................| 1,383 | 2,842 | 1,470 | 1,069 | 189 Net change in total liabilities.............| 1,080 | 1,723 | 1,758 | -252 | 1,858 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 478 | 173 | 613 | 134 | 1,275 Mortgage principal paid on owned property...| -639 | -718 | -382 | -523 | -1,159 Estimated market value of owned home........| 88,982 | 103,547 | 74,653 | 65,800 | 138,183 Estimated monthly rental value of owned home| 588 | 643 | 527 | 506 | 775 | | | | | Gifts of goods and services...................| 982 | 1,105 | 953 | 933 | 982 Food........................................| 47 | 77 | 38 | 42 | 36 Housing.....................................| 206 | 204 | 204 | 198 | 224 Housekeeping supplies.....................| 38 | 40 | 46 | 30 | 41 Household textiles........................| 10 | 6 | 13 | 10 | 9 Appliances and miscellaneous housewares...| 33 | 39 | 38 | 20 | 45 Major appliances........................| 9 | 9 | 4/6 | 7 | 4/15 Small appliances and miscellaneous | | | | | housewares.............................| 24 | 30 | 31 | 12 | 30 Miscellaneous household equipment.........| 61 | 61 | 54 | 66 | 62 Other housing.............................| 64 | 58 | 53 | 73 | 68 Apparel and services........................| 266 | 270 | 242 | 287 | 259 Males, 2 and over.........................| 84 | 79 | 76 | 104 | 63 Females, 2 and over.......................| 101 | 121 | 68 | 101 | 129 Children under 2..........................| 24 | 31 | 12 | 23 | 35 Other apparel products and services.......| 57 | 4/39 | 87 | 4/59 | 4/31 Jewelry and watches.....................| 23 | 4/16 | 4/37 | 4/19 | 4/17 All other apparel products and services.| 34 | 4/23 | 50 | 4/40 | 4/14 Transportation..............................| 71 | 107 | 50 | 46 | 110 Health care.................................| 25 | 4/30 | 30 | 4/12 | 4/36 Entertainment...............................| 126 | 131 | 188 | 86 | 102 Toys, games, hobbies, and tricycles.......| 40 | 4/71 | 4/54 | 4/24 | 4/17 Other entertainment.......................| 86 | 60 | 134 | 63 | 85 Education...................................| 72 | 4/83 | 4/44 | 100 | 4/49 All other gifts.............................| 169 | 203 | 157 | 161 | 166 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ No data reported. 4/ Data are likely to have large sampling errors.