Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 23,548 | 4,863 | 5,812 | 7,696 | 5,177 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $46,748 | $48,592 | $44,967 | $45,637 | $48,595 Income after taxes 1/.........................| 42,758 | 44,977 | 41,266 | 41,969 | 43,516 Age of reference person.......................| 39.4 | 39.4 | 39.5 | 39.4 | 39.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.2 | 3.2 | 3.2 | 3.2 | 3.4 Children under 18...........................| 1.3 | 1.3 | 1.3 | 1.3 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.6 | 1.8 | 1.7 | 1.7 Vehicles....................................| 2.1 | 1.8 | 2.4 | 2.2 | 2.2 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 65 | 62 | 69 | 63 | 68 Female....................................| 35 | 38 | 31 | 37 | 32 | | | | | Housing tenure: | | | | | Homeowner.................................| 64 | 62 | 70 | 64 | 59 With mortgage...........................| 52 | 52 | 58 | 49 | 51 Without mortgage........................| 11 | 10 | 11 | 14 | 8 Renter....................................| 36 | 38 | 30 | 36 | 41 | | | | | Race of reference person: | | | | | Black.....................................| 13 | 13 | 11 | 20 | 5 White and other...........................| 87 | 87 | 89 | 80 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 5 High school (9-12)........................| 42 | 44 | 46 | 44 | 33 College...................................| 54 | 53 | 52 | 51 | 61 Never attended and other..................| (3) | (4) | (4) | (3) | (3) | | | | | At least one vehicle owned..................| 89 | 81 | 91 | 90 | 93 | | | | | Average annual expenditures.....................| $39,244 | $39,330 | $38,696 | $38,338 | $41,190 | | | | | Food..........................................| 5,545 | 5,967 | 5,609 | 5,268 | 5,531 Food at home................................| 3,409 | 3,711 | 3,414 | 3,224 | 3,428 Cereals and bakery products...............| 547 | 621 | 557 | 503 | 539 Cereals and cereal products.............| 210 | 235 | 211 | 193 | 213 Bakery products.........................| 337 | 387 | 346 | 310 | 326 Meats, poultry, fish, and eggs............| 893 | 981 | 821 | 913 | 865 Beef....................................| 269 | 253 | 255 | 298 | 254 Pork....................................| 187 | 179 | 182 | 211 | 162 Other meats.............................| 127 | 152 | 124 | 117 | 122 Poultry.................................| 166 | 222 | 140 | 157 | 157 Fish and seafood........................| 107 | 131 | 87 | 95 | 126 Eggs....................................| 38 | 44 | 32 | 35 | 44 | | | | | Dairy products............................| 373 | 425 | 382 | 327 | 387 Fresh milk and cream....................| 160 | 171 | 168 | 141 | 172 Other dairy products....................| 212 | 253 | 214 | 186 | 215 Fruits and vegetables.....................| 539 | 638 | 517 | 483 | 565 Fresh fruits............................| 166 | 201 | 166 | 143 | 173 Fresh vegetables........................| 161 | 202 | 145 | 138 | 181 Processed fruits........................| 119 | 145 | 112 | 105 | 125 Processed vegetables....................| 93 | 91 | 92 | 97 | 87 | | | | | Other food at home........................| 1,057 | 1,045 | 1,138 | 998 | 1,071 Sugar and other sweets..................| 133 | 130 | 144 | 128 | 129 Fats and oils...........................| 96 | 106 | 94 | 93 | 94 Miscellaneous foods.....................| 479 | 474 | 517 | 447 | 493 Nonalcoholic beverages..................| 296 | 291 | 336 | 279 | 280 Food prepared by consumer unit | | | | | on out-of-town trips...................| 54 | 44 | 47 | 51 | 74 Food away from home.........................| 2,136 | 2,257 | 2,195 | 2,045 | 2,103 | | | | | Alcoholic beverages...........................| 332 | 369 | 361 | 308 | 302 | | | | | Housing.......................................| 12,761 | 14,199 | 11,756 | 11,352 | 14,634 Shelter.....................................| 7,543 | 8,948 | 6,443 | 6,168 | 9,500 Owned dwellings...........................| 5,068 | 5,946 | 4,684 | 3,986 | 6,281 Mortgage interest and charges...........| 3,358 | 3,727 | 2,938 | 2,665 | 4,513 Property taxes..........................| 1,007 | 1,536 | 1,092 | 644 | 953 Maintenance, repairs, insurance, | | | | | other expenses.........................| 703 | 683 | 654 | 677 | 815 Rented dwellings..........................| 2,081 | 2,519 | 1,446 | 1,795 | 2,810 Other lodging.............................| 394 | 483 | 313 | 388 | 409 Utilities, fuels, and public services.......| 2,477 | 2,551 | 2,548 | 2,569 | 2,193 Natural gas...............................| 295 | 326 | 453 | 180 | 259 Electricity...............................| 978 | 964 | 906 | 1,192 | 751 Fuel oil and other fuels..................| 98 | 245 | 101 | 49 | 32 Telephone services........................| 817 | 808 | 811 | 834 | 807 Water and other public services...........| 289 | 207 | 278 | 314 | 344 Household operations........................| 656 | 710 | 587 | 622 | 732 Personal services.........................| 416 | 480 | 408 | 361 | 446 Other household expenses..................| 240 | 230 | 179 | 261 | 287 | | | | | Housekeeping supplies.......................| 501 | 559 | 532 | 449 | 498 Laundry and cleaning supplies.............| 136 | 130 | 159 | 123 | 135 Other household products..................| 227 | 269 | 237 | 214 | 199 Postage and stationery....................| 138 | 160 | 136 | 111 | 164 Household furnishings and equipment.........| 1,584 | 1,430 | 1,646 | 1,543 | 1,711 Household textiles........................| 78 | 88 | 70 | 78 | 79 Furniture.................................| 381 | 371 | 342 | 367 | 454 Floor coverings...........................| 165 | 29 | 257 | 127 | 245 Major appliances..........................| 171 | 180 | 165 | 171 | 171 Small appliances, miscellaneous housewares| 103 | 66 | 101 | 136 | 85 Miscellaneous household equipment.........| 686 | 696 | 711 | 665 | 678 | | | | | Apparel and services..........................| 2,036 | 2,080 | 2,196 | 1,922 | 1,992 Men and boys................................| 521 | 559 | 500 | 524 | 504 Men, 16 and over..........................| 363 | 399 | 330 | 365 | 362 Boys, 2 to 15.............................| 158 | 160 | 170 | 159 | 142 Women and girls.............................| 815 | 800 | 977 | 706 | 818 Women, 16 and over........................| 608 | 626 | 732 | 506 | 613 Girls, 2 to 15............................| 207 | 174 | 244 | 200 | 205 Children under 2............................| 98 | 109 | 85 | 107 | 86 Footwear....................................| 395 | 403 | 426 | 399 | 348 Other apparel products and services.........| 207 | 209 | 208 | 186 | 235 | | | | | Transportation................................| 7,398 | 6,151 | 7,656 | 8,190 | 7,107 Vehicle purchases (net outlay)..............| 3,451 | 2,235 | 3,682 | 4,307 | 3,062 Cars and trucks, new......................| 1,593 | 1,186 | 1,355 | 2,065 | 1,539 Cars and trucks, used.....................| 1,776 | 975 | 2,269 | 2,101 | 1,492 Other vehicles............................| 83 | 5/73 | 5/59 | 141 | 31 Gasoline and motor oil......................| 1,228 | 1,061 | 1,279 | 1,284 | 1,243 Other vehicle expenses......................| 2,313 | 2,330 | 2,391 | 2,227 | 2,340 Vehicle finance charges...................| 332 | 209 | 372 | 417 | 274 Maintenance and repairs...................| 733 | 714 | 711 | 722 | 792 Vehicle insurance.........................| 766 | 826 | 750 | 755 | 746 Vehicle rental, leases, licenses, | | | | | other charges............................| 482 | 581 | 558 | 333 | 526 Public transportation.......................| 407 | 526 | 303 | 372 | 462 | | | | | Health care...................................| 1,606 | 1,481 | 1,679 | 1,658 | 1,565 Health insurance............................| 715 | 698 | 721 | 806 | 591 Medical services............................| 596 | 518 | 652 | 558 | 663 Drugs.......................................| 206 | 172 | 204 | 209 | 234 Medical supplies............................| 89 | 93 | 103 | 85 | 77 | | | | | Entertainment.................................| 2,249 | 2,072 | 2,139 | 2,391 | 2,331 Fees and admissions.........................| 570 | 616 | 533 | 515 | 648 Television, radios, sound equipment.........| 662 | 667 | 683 | 671 | 624 Pets, toys, and playground equipment........| 463 | 431 | 436 | 445 | 551 Other entertainment supplies, equipment, | | | | | and services...............................| 555 | 359 | 488 | 761 | 508 | | | | | Personal care products and services...........| 562 | 594 | 546 | 553 | 566 | | | | | Reading.......................................| 171 | 192 | 176 | 152 | 172 | | | | | Education.....................................| 474 | 470 | 521 | 483 | 412 | | | | | Tobacco products and smoking supplies.........| 309 | 291 | 386 | 310 | 237 | | | | | Miscellaneous.................................| 840 | 801 | 808 | 824 | 941 | | | | | Cash contributions............................| 923 | 753 | 898 | 1,050 | 920 | | | | | Personal insurance and pensions...............| 4,038 | 3,909 | 3,965 | 3,877 | 4,480 Life and other personal insurance...........| 423 | 399 | 499 | 435 | 343 Pensions and Social Security................| 3,615 | 3,511 | 3,466 | 3,443 | 4,137 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 46,748 | 48,592 | 44,967 | 45,637 | 48,595 Wages and salaries..........................| 40,962 | 43,701 | 40,406 | 39,553 | 41,170 Self-employment income......................| 3,402 | 2,350 | 2,454 | 3,819 | 4,719 Social Security, private and government | | | | | retirement.................................| 610 | 612 | 528 | 725 | 530 Interest, dividends, rental income, other | | | | | property income............................| 418 | 539 | 445 | 334 | 405 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 305 | 303 | 255 | 317 | 343 Public assistance, supplemental security | | | | | income, food stamps........................| 493 | 518 | 411 | 420 | 662 Regular contributions for support...........| 379 | 396 | 335 | 288 | 540 Other income................................| 178 | 174 | 133 | 180 | 226 | | | | | Personal taxes................................| 3,990 | 3,615 | 3,701 | 3,667 | 5,079 Federal income taxes........................| 2,979 | 2,496 | 2,549 | 2,967 | 3,866 State and local income taxes................| 853 | 926 | 967 | 592 | 1,042 Other taxes.................................| 158 | 193 | 185 | 108 | 171 | | | | | Income after taxes............................| 42,758 | 44,977 | 41,266 | 41,969 | 43,516 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,415 | 1,179 | -265 | 259 | -7,630 Net change in total assets..................| 6,039 | 5,729 | 4,912 | 8,017 | 4,655 Net change in total liabilities.............| 7,454 | 4,549 | 5,177 | 7,757 | 12,286 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 231 | 247 | 260 | 185 | 254 Mortgage principal paid on owned property...| -1,463 | -1,871 | -1,393 | -1,277 | -1,434 Estimated market value of owned home........| 77,630 | 88,217 | 68,532 | 59,304 | 105,144 Estimated monthly rental value of owned home| 543 | 594 | 528 | 460 | 635 | | | | | Gifts of goods and services...................| 919 | 862 | 958 | 891 | 968 Food........................................| 58 | 67 | 59 | 61 | 42 Housing.....................................| 230 | 263 | 248 | 203 | 225 Housekeeping supplies.....................| 40 | 43 | 52 | 22 | 49 Household textiles........................| 5 | 4 | 5 | 5 | 7 Appliances and miscellaneous housewares...| 23 | 24 | 32 | 16 | 22 Major appliances........................| 3 | 5 | 5/2 | 3 | 4 Small appliances and miscellaneous | | | | | housewares.............................| 20 | 19 | 30 | 13 | 19 Miscellaneous household equipment.........| 72 | 95 | 85 | 52 | 66 Other housing.............................| 91 | 96 | 74 | 108 | 79 Apparel and services........................| 273 | 218 | 275 | 269 | 325 Males, 2 and over.........................| 71 | 74 | 55 | 75 | 79 Females, 2 and over.......................| 97 | 64 | 113 | 89 | 120 Children under 2..........................| 47 | 57 | 40 | 50 | 38 Other apparel products and services.......| 59 | 5/24 | 67 | 54 | 88 Jewelry and watches.....................| 30 | 5/9 | 39 | 5/27 | 5/43 All other apparel products and services.| 29 | 5/15 | 28 | 27 | 45 Transportation..............................| 44 | 19 | 38 | 60 | 50 Health care.................................| 15 | 12 | 14 | 14 | 19 Entertainment...............................| 120 | 110 | 105 | 127 | 135 Toys, games, hobbies, and tricycles.......| 52 | 44 | 55 | 48 | 63 Other entertainment.......................| 68 | 66 | 50 | 79 | 72 Education...................................| 71 | 65 | 101 | 59 | 60 All other gifts.............................| 108 | 108 | 118 | 98 | 112 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.