Table 1. Consumer units with reference person age less than 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 ____________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_______________________________________________________________________________________________________________________ Item | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | Number of consumer units (in thousands).....................| 5,806| 1,345| 1,289| 918| 573| 825| 488| 368 Income before taxes 1/......................................| $16,074| $2,526| $7,290| $12,387| $17,197| $24,452| $34,206| $60,941 Income after taxes 1/.......................................| 15,095| 2,500| 7,119| 12,001| 16,426| 22,712| 31,810| 55,436 Age of reference person.....................................| 21.5| 20.3| 21.1| 21.9| 22.0| 22.4| 22.4| 22.7 Average number in consumer unit: | | | | | | | | Persons....................................................| 1.8| 1.3| 1.5| 1.9| 2.2| 2.2| 2.2| 2.6 Children under 18..........................................| 0.4| 0.2| 0.4| 0.6| 0.6| 0.5| 0.4| 0.5 Persons 65 and over........................................| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0 Earners....................................................| 1.2| 1.0| 1.0| 1.1| 1.4| 1.6| 1.7| 2.0 Vehicles...................................................| 1.1| 0.6| 0.8| 1.0| 1.4| 1.6| 1.9| 2.1 Percent distribution: | | | | | | | | Male.......................................................| 52| 53| 40| 43| 60| 60| 63| 64 Female.....................................................| 48| 47| 60| 57| 40| 40| 37| 36 Percent homeowner..........................................| 10| 1| 3| 7| 11| 22| 20| 30 With mortgage.............................................| 7| 0| 1| 2| 9| 16| 16| 27 Without mortgage..........................................| 3| 1| 2| 5| 2| 6| 4| 3 Renter.....................................................| 90| 99| 97| 93| 89| 78| 80| 70 Black......................................................| 11| 11| 16| 12| 9| 6| 8| 8 White and other............................................| 89| 89| 84| 88| 91| 94| 92| 92 Elementary (1-8)...........................................| 2| 1| 2| 3| 3| 2| 2| 3 High school (9-12).........................................| 38| 28| 33| 41| 49| 49| 46| 38 College....................................................| 59| 71| 65| 54| 48| 49| 51| 60 Never attended and other...................................| 1| 0| 0| 2| 0| 0| 1| 0 At least one vehicle owned.................................| 70| 51| 59| 69| 87| 87| 91| 94 Average annual expenditures.................................| $19,132| $9,865| $14,199| $17,169| $20,606| $25,290| $28,529| $42,818 Food.......................................................| 2,946| 1,637| 2,518| 2,909| 2,966| 3,355| 4,164| 4,517 Food at home..............................................| 1,609| 827| 1,467| 1,641| 1,606| 1,855| 2,167| 2,495 Cereals and bakery products..............................| 248| 141| 212| 267| 212| 295| 327| 382 Cereals and cereal products.............................| 109| 64| 89| 126| 102| 115| 136| 186 Bakery products.........................................| 139| 77| 123| 141| 109| 181| 192| 197 Meats, poultry, fish, and eggs...........................| 385| 190| 389| 427| 373| 431| 439| 623 Beef....................................................| 125| 64| 106| 124| 123| 138| 154| 245 Pork....................................................| 71| 38| 87| 82| 59| 80| 51| 122 Other meats.............................................| 55| 30| 49| 68| 53| 69| 63| 61 Poultry.................................................| 80| 35| 83| 98| 81| 81| 104| 114 Fish and seafood........................................| 37| 13| 50| 34| 34| 42| 43| 56 Eggs....................................................| 18| 10| 15| 20| 23| 20| 24| 25 Dairy products...........................................| 181| 93| 158| 177| 201| 205| 238| 304 Fresh milk and cream....................................| 80| 45| 75| 87| 79| 78| 102| 135 Other dairy products....................................| 102| 48| 83| 90| 122| 128| 136| 169 Fruits and vegetables....................................| 247| 109| 216| 279| 239| 303| 343| 349 Fresh fruits............................................| 70| 30| 64| 88| 42| 96| 84| 105 Fresh vegetables........................................| 69| 22| 52| 76| 74| 93| 129| 71 Processed fruits........................................| 63| 34| 61| 69| 78| 60| 88| 81 Processed vegetables....................................| 45| 23| 38| 46| 46| 54| 42| 93 Other food at home.......................................| 547| 295| 492| 491| 580| 620| 819| 837 Sugar and other sweets..................................| 58| 34| 69| 51| 41| 64| 83| 84 Fats and oils...........................................| 38| 17| 40| 47| 39| 43| 52| 40 Miscellaneous foods.....................................| 267| 141| 236| 245| 291| 271| 444| 418 Nonalcoholic beverages..................................| 162| 83| 124| 126| 188| 222| 224| 249 Food prepared by consumer unit on out-of-town trips.....| 23| 21| 24| 23| 21| 19| 15| 46 Food away from home.......................................| 1,338| 810| 1,050| 1,268| 1,361| 1,500| 1,997| 2,022 Alcoholic beverages........................................| 299| 202| 277| 463| 346| 205| 367| 334 Housing....................................................| 5,769| 3,029| 4,472| 5,095| 6,605| 7,651| 8,756| 12,117 Shelter...................................................| 3,518| 1,866| 2,824| 3,239| 4,018| 4,687| 5,100| 7,180 Owned dwellings..........................................| 440| 62| 84| 160| 415| 895| 882| 2,201 Mortgage interest and charges...........................| 249| 46| 28| 62| 255| 416| 559| 1,439 Property taxes..........................................| 103| 13| 18| 37| 121| 231| 104| 568 Maintenance, repairs, insurance, other expenses.........| 89| 3| 38| 60| 40| 248| 219| 193 Rented dwellings.........................................| 2,880| 1,520| 2,461| 2,991| 3,479| 3,655| 4,079| 4,780 Other lodging............................................| 198| 284| 279| 89| 123| 137| 139| 199 Utilities, fuels, and public services.....................| 1,124| 613| 932| 1,023| 1,388| 1,449| 1,723| 1,982 Natural gas..............................................| 94| 45| 92| 93| 103| 107| 109| 221 Electricity..............................................| 398| 194| 295| 384| 525| 559| 626| 682 Fuel oil and other fuels.................................| 24| 12| 21| 14| 37| 39| 28| 40 Telephone services.......................................| 549| 335| 483| 471| 630| 665| 893| 916 Water and other public services..........................| 59| 27| 42| 62| 92| 79| 66| 124 Household operations......................................| 193| 48| 114| 159| 207| 281| 289| 728 Personal services........................................| 141| 15| 66| 119| 175| 238| 223| 533 Other household expenses.................................| 53| 34| 48| 40| 32| 44| 66| 195 Housekeeping supplies.....................................| 175| 105| 145| 156| 153| 192| 183| 413 Laundry and cleaning supplies............................| 52| 18| 46| 41| 50| 75| 50| 120 Other household products.................................| 63| 41| 35| 69| 69| 62| 74| 136 Postage and stationery...................................| 60| 46| 64| 47| 34| 55| 59| 158 Household furnishings and equipment.......................| 760| 398| 457| 517| 840| 1,041| 1,461| 1,814 Household textiles.......................................| 41| 21| 29| 25| 44| 67| 83| 75 Furniture................................................| 214| 71| 120| 154| 263| 365| 444| 491 Floor coverings..........................................| 27| 0| 7| 1| 32| 3| 0| 283 Major appliances.........................................| 74| 10| 21| 30| 122| 134| 251| 163 Small appliances, miscellaneous housewares...............| 46| 21| 45| 68| 44| 46| 64| 66 Miscellaneous household equipment........................| 357| 274| 234| 239| 334| 426| 620| 737 Apparel and services.......................................| 1,131| 504| 902| 1,228| 1,199| 1,176| 1,726| 2,139 Men and boys..............................................| 249| 110| 226| 303| 387| 184| 394| 392 Men, 16 and over.........................................| 222| 90| 197| 284| 372| 156| 370| 312 Boys, 2 to 15............................................| 27| 20| 29| 19| 15| 28| 24| 79 Women and girls...........................................| 417| 210| 320| 355| 274| 599| 514| 914 Women, 16 and over.......................................| 385| 207| 288| 340| 237| 554| 457| 838 Girls, 2 to 15...........................................| 31| 3| 33| 15| 37| 45| 57| 76 Children under 2..........................................| 90| 49| 112| 54| 145| 107| 93| 116 Footwear..................................................| 239| 72| 195| 358| 323| 156| 338| 469 Other apparel products and services.......................| 136| 62| 49| 158| 69| 129| 385| 249 Transportation.............................................| 4,255| 1,660| 2,499| 3,609| 4,692| 7,173| 6,091| 11,794 Vehicle purchases (net outlay)............................| 2,149| 761| 1,224| 1,841| 2,103| 3,940| 2,247| 7,143 Cars and trucks, new.....................................| 560| 147| 299| 104| 306| 718| 534| 4,193 Cars and trucks, used....................................| 1,566| 614| 872| 1,727| 1,798| 3,206| 1,636| 2,949 Other vehicles...........................................| 22| 0| 53| 11| 0| 16| 76| 1 Gasoline and motor oil....................................| 711| 410| 509| 642| 832| 989| 1,128| 1,330 Other vehicle expenses....................................| 1,212| 360| 621| 983| 1,554| 2,070| 2,432| 2,842 Vehicle finance charges..................................| 174| 31| 51| 93| 178| 317| 483| 592 Maintenance and repairs..................................| 384| 171| 275| 366| 514| 595| 539| 689 Vehicle insurance........................................| 425| 94| 183| 363| 602| 738| 961| 952 Vehicle rental, leases, licenses, other charges..........| 229| 64| 112| 162| 259| 420| 450| 609 Public transportation.....................................| 183| 128| 145| 143| 203| 173| 283| 479 Health care................................................| 438| 165| 217| 312| 433| 669| 988| 1,205 Health insurance..........................................| 180| 48| 51| 128| 201| 301| 501| 513 Medical services..........................................| 153| 70| 84| 99| 130| 213| 326| 507 Drugs.....................................................| 69| 30| 59| 46| 75| 107| 100| 129 Medical supplies..........................................| 36| 18| 24| 39| 28| 48| 60| 56 Entertainment..............................................| 1,062| 627| 1,011| 1,138| 1,144| 1,137| 1,438| 1,882 Fees and admissions.......................................| 245| 213| 233| 220| 170| 235| 352| 466 Television, radios, sound equipment.......................| 456| 270| 371| 498| 499| 553| 552| 909 Pets, toys, and playground equipment......................| 152| 90| 57| 182| 269| 123| 281| 234 Other entertainment supplies, equipment and services......| 209| 53| 349| 237| 206| 226| 253| 273 Personal care products and services........................| 290| 169| 244| 290| 229| 348| 393| 599 Reading....................................................| 74| 49| 62| 62| 73| 108| 94| 135 Education..................................................| 874| 1,431| 1,132| 648| 584| 510| 304| 475 Tobacco products and smoking supplies......................| 217| 90| 164| 245| 311| 273| 382| 305 Miscellaneous..............................................| 345| 109| 252| 270| 506| 431| 579| 980 Cash contributions.........................................| 133| 28| 42| 49| 200| 217| 160| 717 Personal insurance and pensions............................| 1,299| 167| 408| 850| 1,318| 2,037| 3,087| 5,619 Life and other personal insurance.........................| 73| 20| 24| 105| 78| 93| 146| 201 Pensions and Social Security..............................| 1,226| 147| 383| 745| 1,239| 1,944| 2,940| 5,418 Money income before taxes 1/...............................| 16,074| 2,526| 7,290| 12,387| 17,197| 24,452| 34,206| 60,941 Wages and salaries........................................| 13,741| 1,809| 4,730| 9,174| 14,913| 22,246| 31,555| 55,760 Self-employment income....................................| 497| 17| 91| 225| 366| 530| 938| 3,896 Social Security, private and government retirement........| 109| 2| 124| 134| 263| 126| 112| 97 Interest, dividends, rental income, other property income.| 73| 17| 34| 72| 168| 81| 160| 141 Unemployment and workers' compensation, veterans' benefits| 106| 32| 54| 311| 64| 67| 190| 96 Public assistance, supplemental security income, food | | | | | | | | stamps.................................................| 554| 212| 1,072| 1,070| 381| 299| 166| 55 Regular contributions for support.........................| 609| 293| 808| 773| 644| 503| 771| 628 Other income..............................................| 384| 145| 377| 628| 399| 600| 313| 268 Personal taxes 1/..........................................| 979| 26| 171| 385| 771| 1,740| 2,397| 5,505 Federal income taxes......................................| 736| 20| 113| 285| 585| 1,278| 1,727| 4,365 State and local income taxes..............................| 229| 6| 44| 99| 164| 439| 640| 1,100 Other taxes...............................................| 14| 0| 14| 1| 22| 23| 30| 41 Income after taxes 1/......................................| 15,095| 2,500| 7,119| 12,001| 16,426| 22,712| 31,810| 55,436 Net change in total assets and liabilities.................| -1,585| -589| -2,314| -1,828| -1,055| -3,901| -1,328| 1,946 Net change in total assets................................| 1,101| -44| -1,101| -625| 3,642| -366| 5,527| 10,756 Net change in total liabilities...........................| 2,686| 545| 1,213| 1,203| 4,697| 3,535| 6,855| 8,810 Other money receipts.......................................| 120| 177| 145| 76| 244| 42| 19| 47 Mortgage principal paid on owned property..................| -86| -30| -13| -38| -117| -155| -107| -434 Estimated market value of owned home.......................| 7,974| 1,232| 1,045| 2,687| 9,482| 8,364| 10,049| 64,033 Estimated monthly rental value of owned home...............| 50| 8| 14| 25| 64| 102| 88| 204 Gifts of goods and services................................| 497| 446| 584| 545| 403| 392| 495| 670 Food......................................................| 24| 18| 24| 18| 35| 31| 32| 17 Housing...................................................| 180| 183| 217| 142| 165| 164| 142| 237 Housekeeping supplies....................................| 26| 17| 24| 20| 15| 21| 23| 94 Household textiles.......................................| 2| 2| 1| 1| 3| 3| 4| 5 Appliances and miscellaneous housewares..................| 11| 3| 26| 8| 6| 9| 21| 2 Major appliances........................................| 1| 1| 0| 2| 1| 0| 0| 0 Small appliances and miscellaneous housewares...........| 10| 2| 26| 6| 4| 9| 21| 2 Miscellaneous household equipment........................| 37| 20| 52| 39| 12| 19| 50| 105 Other housing............................................| 104| 141| 114| 74| 130| 111| 44| 32 Apparel and services......................................| 114| 66| 177| 95| 101| 74| 144| 221 Males, 2 and over........................................| 36| 29| 57| 24| 81| 12| 53| 18 Females, 2 and over......................................| 36| 28| 78| 20| 6| 36| 1| 85 Children under 2.........................................| 15| 6| 20| 12| 12| 17| 28| 19 Other apparel products and services......................| 27| 3| 23| 40| 2| 8| 62| 98 Jewelry and watches.....................................| 10| 3| 16| 18| 2| 1| 0| 38 All other apparel products and services.................| 18| 0| 6| 22| 0| 7| 62| 61 Transportation............................................| 15| 9| 11| 19| 16| 15| 38| 15 Health care...............................................| 1| 0| 0| 1| 0| 4| 2| 4 Entertainment.............................................| 54| 19| 43| 111| 29| 38| 52| 127 Toys, games, hobbies, and tricycles......................| 14| 4| 4| 7| 4| 7| 15| 92 Other entertainment......................................| 40| 15| 39| 104| 25| 31| 37| 34 Education.................................................| 50| 107| 41| 30| 13| 43| 36| 5 All other gifts...........................................| 58| 44| 70| 129| 44| 22| 50| 45 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.