Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 31,948 | 1,728 | 4,812 | 4,115 | 5,799 | 5,884 | 9,610 | 5,655 | 3,955 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$39,313 |$23,732 |$42,458 |$45,718 |$50,707 |$45,907 |$27,385 |$29,131 |$24,929 Income after taxes 1/.........................| 35,984 | 21,926 | 38,495 | 41,665 | 45,428 | 41,963 | 25,889 | 27,461 | 23,679 Age of reference person.......................| 52.9 | 22.0 | 29.4 | 39.6 | 49.6 | 59.6 | 73.7 | 69.4 | 79.9 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Children under 18...........................| .1 | .2 | .2 | .2 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .5 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.2 | 1.6 | 1.6 | 1.5 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.7 | 2.0 | 2.1 | 2.6 | 2.3 | 1.9 | 2.1 | 1.5 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 70 | 55 | 63 | 60 | 68 | 76 | 79 | 81 | 77 Female....................................| 30 | 45 | 37 | 40 | 32 | 24 | 21 | 19 | 23 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 74 | 21 | 45 | 62 | 81 | 88 | 90 | 92 | 87 With mortgage...........................| 35 | 14 | 37 | 51 | 57 | 38 | 16 | 21 | 8 Without mortgage........................| 39 | 8 | 7 | 11 | 23 | 50 | 74 | 71 | 79 Renter....................................| 26 | 79 | 55 | 38 | 19 | 12 | 10 | 8 | 13 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 9 | 12 | 11 | 13 | 11 | 7 | 5 | 5 | 6 White and other...........................| 91 | 88 | 89 | 87 | 89 | 93 | 95 | 95 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9 | 2 | 2 | 2 | 4 | 9 | 19 | 15 | 25 High school (9-12)........................| 44 | 48 | 36 | 42 | 46 | 45 | 47 | 48 | 47 College...................................| 47 | 50 | 62 | 56 | 50 | 46 | 33 | 37 | 27 Never attended and other..................| (3) | (3) | (2) | (4) | (3) | (3) | (3) | (3) | 1 | | | | | | | | | At least one vehicle owned..................| 93 | 86 | 90 | 93 | 94 | 94 | 93 | 95 | 91 | | | | | | | | | Average annual expenditures.....................|$33,081 |$23,653 |$34,182 |$34,551 |$40,558 |$35,836 |$27,466 |$29,263 |$24,868 | | | | | | | | | Food..........................................| 4,345 | 3,180 | 4,374 | 4,322 | 4,870 | 4,735 | 4,025 | 4,275 | 3,622 Food at home................................| 2,568 | 1,688 | 2,256 | 2,417 | 2,846 | 2,727 | 2,691 | 2,748 | 2,598 Cereals and bakery products...............| 398 | 255 | 348 | 366 | 406 | 407 | 451 | 459 | 439 Cereals and cereal products.............| 142 | 104 | 142 | 134 | 148 | 137 | 151 | 149 | 155 Bakery products.........................| 257 | 150 | 206 | 232 | 258 | 270 | 300 | 309 | 284 Meats, poultry, fish, and eggs............| 676 | 423 | 587 | 632 | 813 | 748 | 665 | 695 | 614 Beef....................................| 204 | 154 | 181 | 197 | 258 | 223 | 187 | 195 | 173 Pork....................................| 147 | 77 | 124 | 120 | 175 | 165 | 155 | 159 | 149 Other meats.............................| 88 | 61 | 69 | 89 | 98 | 95 | 93 | 91 | 96 Poultry.................................| 118 | 69 | 108 | 118 | 154 | 120 | 111 | 121 | 94 Fish and seafood........................| 91 | 39 | 83 | 85 | 101 | 116 | 87 | 95 | 73 Eggs....................................| 28 | 23 | 22 | 24 | 26 | 30 | 32 | 34 | 29 | | | | | | | | | Dairy products............................| 269 | 190 | 249 | 259 | 284 | 273 | 286 | 293 | 273 Fresh milk and cream....................| 106 | 83 | 102 | 100 | 105 | 106 | 114 | 114 | 114 Other dairy products....................| 163 | 107 | 147 | 159 | 179 | 167 | 172 | 179 | 159 Fruits and vegetables.....................| 438 | 246 | 381 | 374 | 477 | 465 | 488 | 486 | 491 Fresh fruits............................| 137 | 64 | 117 | 107 | 139 | 145 | 167 | 168 | 165 Fresh vegetables........................| 136 | 81 | 115 | 120 | 162 | 143 | 144 | 146 | 141 Processed fruits........................| 88 | 52 | 82 | 79 | 85 | 92 | 100 | 93 | 112 Processed vegetables....................| 77 | 49 | 67 | 68 | 91 | 85 | 77 | 80 | 73 | | | | | | | | | Other food at home........................| 787 | 574 | 691 | 785 | 866 | 834 | 801 | 815 | 782 Sugar and other sweets..................| 105 | 51 | 77 | 91 | 119 | 109 | 122 | 119 | 128 Fats and oils...........................| 77 | 44 | 64 | 72 | 85 | 78 | 87 | 88 | 86 Miscellaneous foods.....................| 330 | 285 | 302 | 349 | 360 | 326 | 330 | 329 | 331 Nonalcoholic beverages..................| 219 | 175 | 203 | 226 | 231 | 247 | 209 | 212 | 204 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 56 | 19 | 45 | 47 | 71 | 74 | 53 | 67 | 33 Food away from home.........................| 1,777 | 1,492 | 2,118 | 1,906 | 2,023 | 2,008 | 1,334 | 1,527 | 1,023 | | | | | | | | | Alcoholic beverages...........................| 319 | 242 | 440 | 382 | 328 | 340 | 230 | 267 | 169 | | | | | | | | | Housing.......................................| 10,457 | 7,148 | 10,693 | 11,487 | 12,899 | 10,853 | 8,777 | 8,798 | 8,806 Shelter.....................................| 5,744 | 4,378 | 6,535 | 7,107 | 7,627 | 5,466 | 4,043 | 4,182 | 3,844 Owned dwellings...........................| 3,768 | 858 | 3,017 | 4,693 | 5,757 | 4,042 | 2,903 | 3,183 | 2,503 Mortgage interest and charges...........| 1,764 | 556 | 2,043 | 3,137 | 3,115 | 1,685 | 485 | 679 | 209 Property taxes..........................| 1,166 | 157 | 592 | 930 | 1,633 | 1,341 | 1,348 | 1,481 | 1,159 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 838 | 145 | 382 | 625 | 1,009 | 1,017 | 1,070 | 1,023 | 1,136 Rented dwellings..........................| 1,446 | 3,388 | 3,229 | 2,069 | 1,149 | 682 | 585 | 391 | 862 Other lodging.............................| 530 | 132 | 289 | 345 | 722 | 742 | 555 | 608 | 479 Utilities, fuels, and public services.......| 2,274 | 1,530 | 1,926 | 2,220 | 2,519 | 2,565 | 2,280 | 2,394 | 2,118 Natural gas...............................| 292 | 126 | 227 | 255 | 324 | 326 | 329 | 329 | 329 Electricity...............................| 902 | 575 | 707 | 884 | 966 | 1,068 | 926 | 996 | 827 Fuel oil and other fuels..................| 103 | 5/34 | 42 | 76 | 90 | 117 | 156 | 146 | 171 Telephone services........................| 706 | 703 | 758 | 768 | 829 | 727 | 567 | 605 | 512 Water and other public services...........| 272 | 92 | 191 | 237 | 309 | 328 | 302 | 317 | 280 Household operations........................| 420 | 154 | 321 | 448 | 358 | 410 | 547 | 412 | 741 Personal services.........................| 104 | 115 | 179 | 167 | 38 | 5/19 | 130 | 5/38 | 261 Other household expenses..................| 316 | 39 | 142 | 281 | 321 | 391 | 418 | 373 | 481 | | | | | | | | | Housekeeping supplies.......................| 454 | 175 | 360 | 382 | 468 | 556 | 511 | 535 | 470 Laundry and cleaning supplies.............| 104 | 54 | 72 | 98 | 115 | 122 | 114 | 118 | 105 Other household products..................| 207 | 63 | 166 | 180 | 229 | 259 | 220 | 230 | 203 Postage and stationery....................| 144 | 58 | 122 | 104 | 125 | 175 | 177 | 187 | 162 Household furnishings and equipment.........| 1,565 | 911 | 1,551 | 1,330 | 1,927 | 1,856 | 1,395 | 1,275 | 1,633 Household textiles........................| 120 | 43 | 114 | 85 | 205 | 156 | 84 | 102 | 55 Furniture.................................| 330 | 340 | 491 | 352 | 398 | 325 | 199 | 256 | 118 Floor coverings...........................| 221 | 5/51 | 56 | 64 | 202 | 219 | 407 | 104 | 924 Major appliances..........................| 163 | 127 | 143 | 131 | 197 | 179 | 162 | 189 | 123 Small appliances, miscellaneous housewares| 94 | 66 | 98 | 74 | 96 | 121 | 88 | 96 | 76 Miscellaneous household equipment.........| 637 | 284 | 649 | 624 | 828 | 856 | 456 | 529 | 337 | | | | | | | | | Apparel and services..........................| 1,522 | 1,278 | 1,762 | 1,456 | 1,904 | 1,789 | 1,106 | 1,248 | 879 Men and boys................................| 361 | 270 | 449 | 344 | 424 | 406 | 279 | 323 | 209 Men, 16 and over..........................| 331 | 267 | 426 | 293 | 393 | 363 | 258 | 294 | 202 Boys, 2 to 15.............................| 30 | 5/2 | 23 | 51 | 31 | 43 | 21 | 30 | 7 Women and girls.............................| 621 | 432 | 655 | 535 | 778 | 820 | 471 | 531 | 370 Women, 16 and over........................| 579 | 415 | 599 | 468 | 741 | 766 | 446 | 497 | 360 Girls, 2 to 15............................| 42 | 17 | 56 | 67 | 37 | 54 | 25 | 34 | 10 Children under 2............................| 42 | 59 | 52 | 36 | 63 | 54 | 19 | 23 | 14 Footwear....................................| 205 | 199 | 249 | 223 | 287 | 183 | 147 | 150 | 142 Other apparel products and services.........| 293 | 319 | 357 | 319 | 351 | 326 | 190 | 221 | 145 | | | | | | | | | Transportation................................| 6,258 | 6,405 | 7,885 | 6,756 | 7,417 | 6,428 | 4,406 | 5,157 | 3,335 Vehicle purchases (net outlay)..............| 2,653 | 3,426 | 3,968 | 2,935 | 3,106 | 2,550 | 1,525 | 1,830 | 1,087 Cars and trucks, new......................| 1,384 | 1,343 | 1,947 | 1,685 | 1,581 | 1,388 | 859 | 969 | 701 Cars and trucks, used.....................| 1,231 | 2,008 | 1,959 | 1,178 | 1,484 | 1,122 | 665 | 860 | 386 Other vehicles............................| 38 | 5/75 | 5/63 | 5/73 | 5/41 | 5/40 | 5/1 | 5/2 | (4) Gasoline and motor oil......................| 1,023 | 890 | 1,080 | 1,140 | 1,251 | 1,083 | 794 | 930 | 600 Other vehicle expenses......................| 2,116 | 1,845 | 2,441 | 2,286 | 2,596 | 2,226 | 1,577 | 1,823 | 1,227 Vehicle finance charges...................| 261 | 328 | 410 | 329 | 425 | 210 | 77 | 108 | 32 Maintenance and repairs...................| 703 | 567 | 734 | 775 | 877 | 731 | 563 | 626 | 476 Vehicle insurance.........................| 754 | 638 | 822 | 827 | 809 | 785 | 656 | 724 | 560 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 398 | 312 | 476 | 355 | 485 | 500 | 280 | 365 | 158 Public transportation.......................| 466 | 244 | 395 | 394 | 464 | 571 | 511 | 573 | 421 | | | | | | | | | Health care...................................| 2,149 | 712 | 1,095 | 1,323 | 1,886 | 2,339 | 3,328 | 3,259 | 3,425 Health insurance............................| 1,094 | 339 | 491 | 600 | 845 | 1,019 | 1,940 | 1,899 | 1,999 Medical services............................| 574 | 255 | 376 | 443 | 668 | 800 | 590 | 590 | 590 Drugs.......................................| 388 | 82 | 143 | 211 | 272 | 410 | 696 | 665 | 740 Medical supplies............................| 93 | 36 | 85 | 69 | 102 | 111 | 101 | 105 | 96 | | | | | | | | | Entertainment.................................| 1,646 | 1,248 | 1,870 | 1,816 | 2,065 | 1,835 | 1,170 | 1,355 | 899 Fees and admissions.........................| 464 | 248 | 506 | 436 | 466 | 542 | 444 | 490 | 380 Television, radios, sound equipment.........| 519 | 557 | 585 | 612 | 599 | 513 | 396 | 448 | 316 Pets, toys, and playground equipment........| 304 | 188 | 355 | 425 | 398 | 347 | 169 | 198 | 127 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 359 | 256 | 423 | 343 | 601 | 432 | 161 | 219 | 76 | | | | | | | | | Personal care products and services...........| 421 | 276 | 447 | 420 | 475 | 423 | 402 | 415 | 382 | | | | | | | | | Reading.......................................| 189 | 88 | 172 | 168 | 207 | 212 | 199 | 214 | 177 | | | | | | | | | Education.....................................| 373 | 615 | 458 | 361 | 696 | 299 | 142 | 203 | 46 | | | | | | | | | Tobacco products and smoking supplies.........| 267 | 306 | 281 | 377 | 367 | 269 | 145 | 173 | 106 | | | | | | | | | Miscellaneous.................................| 804 | 404 | 796 | 872 | 967 | 901 | 693 | 686 | 707 | | | | | | | | | Cash contributions............................| 1,235 | 163 | 368 | 824 | 1,638 | 1,489 | 1,638 | 1,692 | 1,560 | | | | | | | | | Personal insurance and pensions...............| 3,097 | 1,588 | 3,541 | 3,989 | 4,839 | 3,925 | 1,205 | 1,521 | 755 Life and other personal insurance...........| 454 | 96 | 240 | 385 | 621 | 698 | 404 | 504 | 260 Pensions and Social Security................| 2,643 | 1,492 | 3,301 | 3,603 | 4,218 | 3,227 | 802 | 1,016 | 495 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 39,313 | 23,732 | 42,458 | 45,718 | 50,707 | 45,907 | 27,385 | 29,131 | 24,929 Wages and salaries..........................| 27,365 | 21,535 | 39,906 | 40,361 | 43,139 | 32,174 | 4,802 | 6,204 | 2,831 Self-employment income......................| 1,974 | 610 | 1,207 | 2,172 | 3,313 | 2,989 | 1,160 | 1,306 | 955 Social Security, private and government | | | | | | | | | retirement.................................| 7,522 | 5/120 | 112 | 991 | 2,129 | 7,837 | 18,160 | 18,412 | 17,805 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,568 | 73 | 170 | 704 | 1,146 | 2,136 | 2,806 | 2,681 | 2,981 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 278 | 72 | 294 | 451 | 409 | 283 | 153 | 193 | 96 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 286 | 737 | 344 | 390 | 265 | 204 | 193 | 216 | 161 Regular contributions for support...........| 177 | 386 | 241 | 508 | 198 | 5/43 | 5/34 | 5/9 | 5/69 Other income................................| 143 | 199 | 185 | 141 | 108 | 241 | 77 | 110 | 5/31 | | | | | | | | | Personal taxes................................| 3,329 | 1,806 | 3,963 | 4,053 | 5,279 | 3,944 | 1,496 | 1,670 | 1,250 Federal income taxes........................| 2,467 | 1,320 | 3,030 | 3,061 | 3,967 | 2,893 | 1,027 | 1,157 | 845 State and local income taxes................| 638 | 461 | 859 | 808 | 1,074 | 717 | 189 | 225 | 139 Other taxes.................................| 224 | 26 | 73 | 184 | 237 | 334 | 279 | 288 | 266 | | | | | | | | | Income after taxes............................| 35,984 | 21,926 | 38,495 | 41,665 | 45,428 | 41,963 | 25,889 | 27,461 | 23,679 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -348 | -828 | -2,899 | -1,920 | -1,458 | 3,555 | -31 | 1,565 | -2,314 Net change in total assets..................| 3,971 | 3,497 | 7,576 | 7,263 | 3,154 | 5,703 | 275 | 1,967 | -2,145 Net change in total liabilities.............| 4,319 | 4,325 | 10,475 | 9,183 | 4,612 | 2,148 | 306 | 402 | 169 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 640 | 241 | 190 | 303 | 1,238 | 649 | 715 | 511 | 1,006 Mortgage principal paid on owned property...| -870 | -164 | -574 | -999 | -1,687 | -1,067 | -478 | -684 | -183 Estimated market value of owned home........| 82,830 | 11,494 | 40,065 | 67,613 | 95,954 |105,331 |101,888 |109,044 | 91,657 Estimated monthly rental value of owned home| 567 | 91 | 336 | 509 | 677 | 709 | 641 | 665 | 607 | | | | | | | | | Gifts of goods and services...................| 1,239 | 417 | 708 | 1,170 | 2,074 | 1,618 | 952 | 1,114 | 710 Food........................................| 107 | 25 | 64 | 90 | 215 | 149 | 59 | 42 | 86 Housing.....................................| 308 | 120 | 241 | 264 | 510 | 371 | 235 | 252 | 207 Housekeeping supplies.....................| 47 | 29 | 52 | 39 | 52 | 58 | 42 | 47 | 34 Household textiles........................| 15 | 5/1 | 5/10 | 5/7 | 26 | 25 | 11 | 10 | 5/13 Appliances and miscellaneous housewares...| 35 | 5/9 | 37 | 13 | 44 | 48 | 35 | 43 | 23 Major appliances........................| 7 | 5/1 | 5/4 | 5 | 14 | 8 | 7 | 11 | 5/2 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 28 | 5/7 | 33 | 9 | 30 | 40 | 28 | 32 | 21 Miscellaneous household equipment.........| 84 | 5/28 | 59 | 79 | 112 | 119 | 71 | 83 | 50 Other housing.............................| 127 | 53 | 83 | 126 | 275 | 122 | 76 | 69 | 86 Apparel and services........................| 295 | 172 | 232 | 296 | 341 | 448 | 229 | 300 | 114 Males, 2 and over.........................| 85 | 5/69 | 75 | 112 | 72 | 117 | 68 | 92 | 29 Females, 2 and over.......................| 110 | 15 | 77 | 85 | 111 | 221 | 86 | 113 | 42 Children under 2..........................| 38 | 29 | 33 | 34 | 63 | 54 | 19 | 23 | 14 Other apparel products and services.......| 63 | 5/59 | 47 | 65 | 95 | 57 | 56 | 72 | 31 Jewelry and watches.....................| 36 | 5/46 | 25 | 25 | 58 | 28 | 34 | 41 | 24 All other apparel products and services.| 27 | 5/12 | 21 | 40 | 37 | 29 | 22 | 31 | 5/7 Transportation..............................| 58 | 19 | 16 | 54 | 83 | 75 | 62 | 64 | 62 Health care.................................| 28 | 5/2 | 5/4 | 29 | 70 | 28 | 19 | 27 | 5/9 Entertainment...............................| 106 | 48 | 71 | 109 | 152 | 127 | 92 | 116 | 56 Toys, games, hobbies, and tricycles.......| 42 | 11 | 24 | 45 | 54 | 69 | 33 | 43 | 18 Other entertainment.......................| 63 | 37 | 47 | 63 | 97 | 58 | 60 | 74 | 38 Education...................................| 171 | 5/1 | 5/8 | 160 | 493 | 223 | 60 | 95 | 5/10 All other gifts.............................| 167 | 30 | 72 | 167 | 211 | 197 | 196 | 219 | 165 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.