Table 4. SEX AND INCOME BEFORE TAXES (Single Females): Average annual expenditures and characteristics of single consumer units, Consumer Expenditure Survey, 1994-95 All Complete reporting of income Single Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item Females reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 16,085 13,519 1,434 4,037 2,543 1,348 1,855 1,132 1,171 Income before taxes 1/.................... $18,074 $18,074 $2,909 $7,504 $12,098 $17,153 $24,443 $33,922 $61,710 Income after taxes 1/..................... 16,492 16,492 2,893 7,394 11,474 16,043 22,157 29,926 53,964 Age of reference person................... 57.3 57.7 51.6 66.8 62.5 56.6 49.5 44.9 49.8 Average number in consumer unit:.......... Persons.................................. 1 1 1 1 1 1 1 1 1 Children under 18........................ 0 0 0 0 0 0 0 0 0 Persons 65 and over...................... 0.5 0.5 0.4 0.7 0.6 0.5 0.2 0.1 0.2 Earners.................................. 0.5 0.5 0.4 0.2 0.4 0.6 0.8 0.9 0.9 Vehicles................................. 0.8 0.8 0.5 0.5 0.8 0.9 1 1.2 1 Percent distribution: Sex of reference person: Female................................. 100 100 100 100 100 100 100 100 100 Percent homeowner........................ 51 52 36 47 58 55 55 48 69 With mortgage........................... 16 16 8 6 9 16 25 31 48 Without mortgage........................ 35 35 28 40 49 39 30 17 20 Renter................................... 49 48 64 53 42 45 45 52 31 Black.................................... 10 10 16 14 6 8 6 5 8 White and other.......................... 90 90 84 86 94 92 94 95 92 Elementary (1-8)......................... 12 13 16 28 10 5 2 1 0 High school (9-12)....................... 41 41 43 48 48 52 34 22 12 College.................................. 46 46 39 24 42 42 64 77 88 Never attended and other................. 0 0 1 1 0 0 0 0 0 At least one vehicle owned............... 67 67 42 47 74 82 87 88 86 Average annual expenditures............... $17,677 $18,396 $10,125 $11,397 $15,395 $18,858 $22,754 $29,237 $41,741 Food..................................... 2,237 2,321 1,593 1,855 2,092 2,262 2,680 2,822 4,422 Food at home............................ 1,459 1,515 1,133 1,453 1,508 1,488 1,547 1,503 2,243 Cereals and bakery products............ 236 245 196 229 254 244 255 249 332 Cereals and cereal products........... 80 83 62 84 91 77 86 76 87 Bakery products....................... 156 163 135 144 163 166 169 173 245 Meats, poultry, fish, and eggs......... 356 360 304 379 344 378 360 290 451 Beef.................................. 98 97 74 99 91 119 90 85 130 Pork.................................. 74 78 62 100 71 72 71 48 73 Other meats........................... 45 46 51 44 51 52 38 32 66 Poultry............................... 77 76 65 73 73 64 97 70 89 Fish and seafood...................... 46 46 41 39 43 58 51 36 80 Eggs.................................. 16 17 11 24 16 12 14 18 14 Dairy products......................... 163 173 120 182 179 159 161 180 223 Fresh milk and cream.................. 65 70 54 88 77 58 54 53 59 Other dairy products.................. 98 104 66 94 102 101 107 127 164 Fruits and vegetables.................. 274 282 193 283 297 250 271 255 456 Fresh fruits.......................... 90 93 49 96 106 80 90 71 147 Fresh vegetables...................... 90 92 60 87 88 78 86 94 198 Processed fruits...................... 54 55 46 58 56 53 52 52 63 Processed vegetables.................. 41 42 38 42 46 39 43 37 47 Other food at home..................... 430 453 321 380 434 457 500 529 781 Sugar and other sweets................ 61 65 51 56 66 60 75 74 95 Fats and oils......................... 47 50 32 61 51 48 45 36 56 Miscellaneous foods................... 183 190 140 147 185 202 215 204 367 Nonalcoholic beverages................ 120 128 89 108 121 129 131 171 216 Food prep. by cu, out-of-town trips... 20 20 8 8 12 18 34 45 48 Food away from home..................... 777 806 459 403 585 774 1,133 1,319 2,179 Alcoholic beverages...................... 119 132 54 67 89 112 159 282 399 Housing.................................. 6,735 6,834 4,136 4,660 6,244 6,794 8,322 10,168 13,441 Shelter................................. 3,954 3,947 2,257 2,545 3,414 3,882 4,928 6,327 8,230 Owned dwellings........................ 1,765 1,798 814 859 1,513 1,525 2,379 2,810 5,274 Mortgage interest and charges......... 638 641 172 166 220 407 923 1,493 2,772 Property taxes........................ 560 556 285 346 531 609 694 823 1,125 Maintenance, rep., ins., oth. exp..... 567 601 357 347 762 509 762 494 1,377 Rented dwellings....................... 2,019 1,983 1,367 1,626 1,781 2,143 2,380 3,328 2,289 Other lodging.......................... 171 166 76 60 119 215 168 189 666 Utilities, fuels, and public services... 1,508 1,515 1,041 1,295 1,538 1,705 1,681 1,816 2,027 Natural gas............................ 201 203 123 189 214 243 218 228 226 Electricity............................ 554 556 420 495 600 598 587 635 665 Fuel oil and other fuels............... 78 75 44 77 85 77 70 60 99 Telephone.............................. 510 512 349 400 456 606 625 669 780 Water and other public services........ 165 169 104 135 183 180 181 223 256 Household operations.................... 304 305 379 199 271 234 334 362 640 Personal services...................... 71 67 259 60 37 1 66 4 59 Other household expenses............... 232 239 120 139 234 233 268 358 580 Housekeeping supplies................... 259 289 153 240 272 265 356 369 497 Laundry and cleaning supplies.......... 56 64 56 47 56 73 68 73 132 Other household products............... 112 123 55 120 109 109 160 137 174 Postage and stationery................. 91 102 42 72 106 83 128 160 192 Household furnishings and equipment..... 709 778 307 381 750 708 1,023 1,294 2,047 Household textiles..................... 74 87 48 97 31 76 94 90 222 Furniture.............................. 169 171 91 85 123 156 245 345 406 Floor coverings........................ 55 65 0 18 97 45 121 96 143 Major appliances....................... 80 81 45 57 74 74 111 103 160 Small appliances, misc. housewares..... 67 73 20 34 44 72 100 156 226 Miscellaneous household equipment...... 263 301 102 90 379 285 352 503 891 Apparel and services..................... 1,008 1,049 446 543 593 921 1,580 1,677 3,388 Men and boys............................ 58 58 13 28 29 75 71 155 134 Men, 16 and over....................... 46 46 10 22 19 61 65 117 106 Boys, 2 to 15.......................... 12 12 3 6 10 13 6 38 27 Women and girls......................... 626 658 277 286 375 534 1,091 954 2,363 Women, 16 and over..................... 608 640 274 278 363 501 1,070 899 2,341 Girls, 2 to 15......................... 17 18 2 8 12 33 20 55 22 Children under 2........................ 19 19 11 13 15 15 19 37 40 Footwear................................ 158 162 67 138 89 158 212 226 390 Other apparel products and services..... 147 152 78 78 84 139 186 305 461 Transportation........................... 2,397 2,469 910 1,179 1,923 3,397 3,497 4,450 5,407 Vehicle purchases (net outlay).......... 824 864 131 419 477 1,472 1,286 1,603 2,057 Cars and trucks, new................... 523 527 116 182 280 870 809 1,300 1,163 Cars and trucks, used.................. 301 337 15 236 197 602 477 303 894 Other vehicles......................... 0 0 0 0 0 0 0 0 0 Gasoline and motor oil.................. 414 417 239 242 400 474 609 682 653 Other vehicle expenses.................. 912 932 405 381 844 1,216 1,327 1,740 1,947 Vehicle finance charges................ 71 75 20 15 39 103 138 183 186 Maintenance and repairs................ 326 339 156 160 362 416 461 582 616 Vehicle insurance...................... 359 361 158 157 346 522 530 605 660 Veh. rent., leas., licen., oth. chges.. 156 158 71 50 96 175 199 370 484 Public transportation................... 247 255 134 137 202 236 275 425 750 Health care.............................. 1,353 1,375 821 1,425 1,582 1,449 1,255 1,393 1,510 Health insurance........................ 667 675 440 745 894 731 571 448 564 Medical services........................ 350 347 167 278 300 371 401 568 576 Drugs................................... 283 297 186 361 336 293 202 289 289 Medical supplies........................ 51 56 28 41 52 54 81 87 81 Entertainment............................ 775 818 586 423 598 801 1,081 1,585 1,859 Fees and admissions..................... 210 215 132 74 127 209 287 454 661 Television, radios, sound equipment..... 315 330 336 242 295 335 377 494 495 Pets, toys, and playground equipment.... 174 194 98 79 148 199 267 370 538 Other supplies, equip., and services.... 76 78 20 27 28 59 149 267 165 Personal care products and services...... 249 273 137 173 264 208 266 421 825 Reading.................................. 124 131 50 74 110 130 186 226 291 Education................................ 226 226 646 161 153 148 175 148 341 Tobacco products and smoking supplies.... 120 119 93 105 102 134 135 199 113 Miscellaneous............................ 552 601 238 264 583 656 685 1,240 1,427 Cash contributions....................... 645 720 277 243 577 931 733 1,133 2,560 Personal insurance and pensions.......... 1,137 1,330 138 225 486 914 2,001 3,493 5,760 Life and other personal insurance....... 142 151 66 119 137 109 211 269 234 Pensions and Social Security............ 995 1,179 73 106 349 805 1,790 3,224 5,526 Money income before taxes 1/.............. 18,074 18,074 2,909 7,504 12,098 17,153 24,443 33,922 61,710 Wages and salaries....................... 10,460 10,460 843 1,068 3,654 8,438 16,878 27,858 44,736 Self-employment income................... 438 438 12 (7) 273 205 491 560 2,922 Soc. Sec., priv. and gov. retirement..... 5,349 5,349 1,470 5,550 7,017 6,752 5,041 3,294 6,639 Int., divid., rent. inc., property inc... 1,111 1,111 39 117 478 1,164 1,197 1,281 6,858 Unemp. and workers' compen., vet. ben.... 126 126 21 48 135 371 262 105 28 Pub. ass., supp. sec. inc., foodstamps... 214 214 318 513 117 0 13 28 10 Regular contributions for support........ 253 253 138 123 248 161 370 633 410 Other income............................. 123 123 67 92 174 63 191 163 105 Personal taxes 1/......................... 1,582 1,582 16 111 624 1,111 2,286 3,996 7,746 Federal income taxes..................... 1,166 1,166 (20) 34 367 715 1,679 2,975 6,214 State and local income taxes............. 310 310 0 12 170 262 463 842 1,316 Other taxes.............................. 106 106 36 65 87 134 144 179 215 Income after taxes 1/..................... 16,492 16,492 2,893 7,394 11,474 16,043 22,157 29,926 53,964 Net change in total assets and liabilities (266) 10 (693) (714) (864) 276 6,089 300 (4,944) Net change in total assets............... 1,510 1,846 31 (533) (220) 943 8,782 3,871 4,847 Net change in total liabilities.......... 1,776 1,835 724 181 645 667 2,694 3,572 9,791 Other money receipts...................... 518 612 231 284 111 36 1,828 245 2,388 Mortgage principal paid, owned property... (308) (297) (74) (87) (134) (382) (254) (605) (1,327) Estimated market value of owned home...... 46,333 46,277 24,748 31,156 51,822 47,076 54,655 56,715 88,441 Est. monthly rental value of owned home... 331 333 209 237 340 349 401 385 623 Gifts of goods and services............... 692 711 535 363 557 661 890 1,244 1,802 Food.................................... 56 60 11 11 26 83 106 107 218 Housing................................. 200 207 163 137 173 156 222 327 523 Housekeeping supplies................. 33 37 25 20 35 21 61 47 92 Household textiles.................... 20 23 17 44 4 13 22 5 22 Appliances and misc. housewares....... 25 25 5 9 15 24 31 55 105 Major appliances.................... 5 5 0 3 5 0 14 7 0 Small appl. and misc. housewares.... 20 21 5 5 10 24 17 48 105 Miscellaneous household equipment..... 48 54 30 10 101 52 47 85 131 Other housing......................... 74 68 87 55 17 46 62 135 174 Apparel and services.................... 187 181 62 94 153 216 206 371 428 Males 2 and over...................... 58 57 13 28 28 71 71 155 134 Females 2 and over.................... 70 69 17 25 76 94 91 136 139 Children under 2...................... 19 19 11 13 15 15 19 37 40 Other apparel products and services... 40 37 21 28 34 36 25 43 115 Jewelry and watches................. 13 13 6 4 9 19 16 19 42 All other apparel products and serv. 27 24 15 24 25 17 9 24 73 Transportation.......................... 33 35 11 16 15 21 39 99 118 Health care............................. 12 12 17 3 15 15 18 16 17 Entertainment........................... 78 83 188 29 83 58 108 104 154 Toys, games, hobbies, and tricycles... 23 23 5 12 27 25 28 41 47 Other entertainment................... 55 60 182 17 56 33 80 63 107 Education............................... 32 38 8 25 22 9 68 37 141 All other gifts......................... 94 95 75 48 70 104 122 182 202 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.