Table 1. Northeast region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 16,629 778 1,904 1,697 1,515 2,539 2,011 1,483 2,331 2,371 Income before taxes 1/.................... $39,301 $2,060 $7,602 $12,393 $17,467 $24,843 $34,546 $44,312 $58,266 $107,938 Income after taxes 1/..................... 36,275 1,908 7,449 12,073 16,931 23,399 31,976 40,807 52,910 98,643 Age of reference person................... 49.4 40 57.8 55.9 55.9 49.9 46.4 46.6 44.2 45.8 Average number in consumer unit:.......... Persons.................................. 2.5 1.8 1.7 2 2.2 2.3 2.6 2.8 3.1 3.1 Children under 18........................ 0.7 0.5 0.4 0.5 0.4 0.6 0.7 0.7 0.9 0.9 Persons 65 and over...................... 0.4 0.2 0.5 0.6 0.7 0.5 0.3 0.3 0.1 0.1 Earners.................................. 1.3 0.7 0.4 0.6 0.8 1.1 1.4 1.6 1.9 2.1 Vehicles................................. 1.6 0.7 0.5 0.9 1.2 1.6 1.8 2 2.3 2.4 Percent distribution: Male..................................... 58 41 25 42 59 59 61 68 72 74 Female................................... 42 59 75 58 41 41 39 32 28 26 Percent homeowner........................ 61 24 33 44 56 56 62 70 82 87 With mortgage........................... 34 8 7 8 16 22 32 45 64 70 Without mortgage........................ 27 15 26 35 40 35 30 25 19 16 Renter................................... 39 76 67 56 44 44 38 30 18 13 Black.................................... 9 12 14 13 11 8 10 8 4 4 White and other.......................... 91 88 86 87 89 92 90 92 96 96 Elementary (1-8)......................... 8 11 20 14 11 7 7 4 2 2 High school (9-12)....................... 47 44 56 57 64 58 45 48 37 22 College.................................. 45 45 23 29 25 35 48 48 61 77 Never attended and other................. 0 0 0 0 0 0 0 0 0 0 At least one vehicle owned............... 79 46 39 65 76 85 88 93 94 94 Average annual expenditures............... $34,447 $15,319 $12,751 $18,336 $21,120 $26,736 $33,088 $39,186 $47,614 $70,384 Food..................................... 5,020 2,418 2,240 3,151 3,844 4,163 4,940 5,672 6,329 8,832 Food at home............................ 3,150 1,598 1,844 2,465 2,766 2,881 3,221 3,386 3,812 4,543 Cereals and bakery products............ 525 286 293 413 442 453 545 583 653 761 Cereals and cereal products........... 189 91 132 172 167 164 194 208 220 254 Bakery products....................... 336 196 161 241 275 289 351 375 434 507 Meats, poultry, fish, and eggs......... 856 439 542 776 798 817 887 906 954 1,148 Beef.................................. 234 132 153 201 227 245 239 255 280 268 Pork.................................. 162 41 125 149 170 156 169 176 166 209 Other meats........................... 125 95 68 121 105 116 115 136 148 172 Poultry............................... 178 83 118 156 171 155 183 196 190 255 Fish and seafood...................... 124 77 47 117 92 116 148 111 134 194 Eggs.................................. 34 12 31 32 33 29 33 32 36 49 Dairy products......................... 346 182 188 265 315 337 375 374 409 472 Fresh milk and cream.................. 140 88 83 127 134 145 148 148 156 167 Other dairy products.................. 207 95 105 138 181 192 227 225 253 304 Fruits and vegetables.................. 557 299 358 399 519 496 554 567 694 813 Fresh fruits.......................... 176 90 119 129 167 157 160 190 208 264 Fresh vegetables...................... 182 94 114 106 181 163 190 179 236 262 Processed fruits...................... 117 76 78 90 100 96 122 121 143 172 Processed vegetables.................. 82 38 47 74 71 79 82 78 107 115 Other food at home..................... 866 392 463 612 693 778 860 957 1,102 1,349 Sugar and other sweets................ 119 38 63 93 98 99 131 134 152 176 Fats and oils......................... 89 45 56 80 79 76 95 107 96 125 Miscellaneous foods................... 362 147 186 238 258 330 347 392 489 586 Nonalcoholic beverages................ 250 143 147 187 228 225 247 281 294 367 Food prep. by cu, out-of-town trips... 46 19 11 14 30 48 41 44 70 94 Food away from home..................... 1,869 820 397 685 1,078 1,282 1,719 2,287 2,517 4,289 Alcoholic beverages...................... 359 281 88 147 163 258 370 363 556 726 Housing.................................. 11,577 6,080 5,716 7,461 7,658 9,295 10,717 12,280 15,126 22,577 Shelter................................. 6,875 3,811 3,669 4,576 4,517 5,399 6,437 6,947 8,744 13,682 Owned dwellings........................ 4,193 1,250 1,155 1,665 1,832 2,519 3,641 4,321 6,767 10,568 Mortgage interest and charges......... 2,110 562 291 429 470 792 1,678 2,157 3,980 6,241 Property taxes........................ 1,408 499 535 798 910 1,076 1,348 1,603 1,940 2,922 Maintenance, rep., ins., oth. exp..... 675 189 329 437 452 651 615 561 847 1,405 Rented dwellings....................... 2,159 2,352 2,408 2,694 2,441 2,569 2,463 2,225 1,407 1,335 Other lodging.......................... 523 209 105 218 244 311 333 400 569 1,779 Utilities, fuels, and public services... 2,315 1,290 1,377 1,821 2,011 2,153 2,421 2,550 2,768 3,444 Natural gas............................ 346 195 243 337 350 333 312 353 337 526 Electricity............................ 805 408 439 579 642 774 844 889 1,015 1,235 Fuel oil and other fuels............... 236 122 139 167 216 223 259 299 285 322 Telephone.............................. 706 480 452 563 621 637 767 750 838 1,006 Water and other public services........ 222 85 105 175 182 185 238 259 292 355 Household operations.................... 489 145 143 233 177 372 382 397 579 1,448 Personal services...................... 250 87 64 104 58 186 223 220 338 708 Other household expenses............... 239 58 79 129 119 186 159 177 241 741 Housekeeping supplies................... 496 232 184 268 339 413 448 594 664 914 Laundry and cleaning supplies.......... 124 47 67 71 94 90 132 150 156 215 Other household products............... 228 138 62 115 138 203 209 255 287 455 Postage and stationery................. 144 47 55 82 107 120 108 189 220 244 Household furnishings and equipment..... 1,402 603 344 564 613 957 1,029 1,792 2,372 3,090 Household textiles..................... 128 4 38 41 100 67 98 132 198 330 Furniture.............................. 313 234 135 116 122 189 200 306 461 834 Floor coverings........................ 127 3 9 122 34 55 35 99 265 344 Major appliances....................... 137 120 47 90 70 133 105 176 245 189 Small appliances, misc. housewares..... 85 23 34 46 53 68 108 71 128 155 Miscellaneous household equipment...... 612 218 81 148 235 446 482 1,009 1,075 1,239 Apparel and services..................... 1,950 660 676 890 1,229 1,783 1,657 2,235 2,420 4,125 Men and boys............................ 457 121 58 167 266 332 319 592 689 1,072 Men, 16 and over....................... 354 112 45 111 227 241 229 427 581 836 Boys, 2 to 15.......................... 104 9 12 56 40 91 90 165 108 236 Women and girls......................... 789 294 276 315 504 836 669 828 930 1,640 Women, 16 and over..................... 685 242 249 243 434 775 540 697 785 1,458 Girls, 2 to 15......................... 104 53 27 72 70 61 129 131 144 182 Children under 2........................ 94 35 80 45 54 74 91 88 101 199 Footwear................................ 320 93 139 210 248 362 269 422 344 521 Other apparel products and services..... 290 117 123 154 156 179 308 305 356 694 Transportation........................... 5,533 2,113 1,237 2,427 2,911 4,337 5,866 7,580 8,305 10,974 Vehicle purchases (net outlay).......... 2,152 853 370 713 665 1,704 2,517 3,853 3,161 4,103 Cars and trucks, new................... 1,093 26 128 358 353 808 1,315 2,378 1,413 2,220 Cars and trucks, used.................. 1,022 827 242 355 312 890 1,196 1,356 1,654 1,804 Other vehicles......................... 37 0 0 0 0 6 7 119 93 80 Gasoline and motor oil.................. 870 364 248 450 608 782 957 1,040 1,343 1,451 Other vehicle expenses.................. 1,971 668 436 916 1,258 1,526 1,885 2,231 3,150 4,041 Vehicle finance charges................ 171 13 16 64 57 132 199 271 314 313 Maintenance and repairs................ 645 286 159 318 432 509 649 714 1,041 1,220 Vehicle insurance...................... 752 274 200 440 536 621 778 935 1,112 1,364 Veh. rent., leas., licen., oth. chges.. 402 95 61 93 233 264 259 311 683 1,145 Public transportation................... 541 227 183 350 382 325 508 456 651 1,378 Health care.............................. 1,741 787 1,057 1,351 1,699 1,695 1,792 1,800 2,058 2,554 Health insurance........................ 846 336 665 795 949 875 930 879 900 951 Medical services........................ 557 305 195 256 343 486 530 567 796 1,142 Drugs................................... 256 120 176 246 357 259 253 268 259 285 Medical supplies........................ 82 26 21 54 50 75 79 85 103 176 Entertainment............................ 1,635 731 527 786 911 1,068 1,434 1,641 2,435 3,858 Fees and admissions..................... 488 266 96 190 197 284 388 459 752 1,336 Television, radios, sound equipment..... 548 299 274 359 406 421 531 580 815 940 Pets, toys, and playground equipment.... 332 106 118 161 204 254 271 392 558 646 Other supplies, equip., and services.... 267 60 40 76 103 109 243 211 310 936 Personal care products and services...... 437 140 158 302 260 351 458 471 600 806 Reading.................................. 198 81 81 116 142 149 196 209 285 388 Education................................ 518 623 140 117 146 295 332 336 755 1,586 Tobacco products and smoking supplies.... 268 184 158 199 294 281 345 344 295 261 Miscellaneous............................ 745 541 220 423 474 686 1,006 742 1,047 1,172 Cash contributions....................... 991 346 246 453 514 621 917 1,195 1,342 2,476 Personal insurance and pensions.......... 3,476 335 208 513 875 1,755 3,058 4,318 6,060 10,048 Life and other personal insurance....... 407 76 71 146 194 258 413 448 589 1,059 Pensions and Social Security............ 3,069 259 137 367 681 1,497 2,645 3,870 5,471 8,989 Money income before taxes 1/.............. 39,301 2,060 7,602 12,393 17,467 24,843 34,546 44,312 58,266 107,938 Wages and salaries....................... 30,103 1,744 1,435 3,757 7,022 15,366 24,830 35,304 50,724 92,773 Self-employment income................... 2,019 (1,355) 82 355 477 759 1,809 2,408 2,235 7,928 Soc. Sec., priv. and gov. retirement..... 4,894 592 4,016 5,870 7,902 6,713 5,518 4,699 3,320 3,584 Int., divid., rent. inc., property inc... 951 85 63 271 351 656 1,061 1,128 1,189 2,697 Unemp. and workers' compen., vet. ben.... 372 40 150 366 725 536 474 349 288 273 Pub. ass., supp. sec. inc., foodstamps... 526 683 1,599 1,384 630 425 229 68 33 62 Regular contributions for support........ 263 225 168 237 247 244 449 250 75 438 Other income............................. 174 45 88 153 114 145 176 107 400 183 Personal taxes 1/......................... 3,026 152 153 320 536 1,444 2,570 3,506 5,356 9,295 Federal income taxes..................... 2,072 72 (23) 143 301 875 1,665 2,446 3,645 6,769 State and local income taxes............. 729 19 17 89 129 330 632 866 1,378 2,162 Other taxes.............................. 225 61 158 88 105 239 274 194 333 364 Income after taxes 1/..................... 36,275 1,908 7,449 12,073 16,931 23,399 31,976 40,807 52,910 98,643 Net change in total assets and liabilities 140 266 (1,286) (532) 1,470 632 1,317 (525) 240 (330) Net change in total assets............... 3,386 (376) 72 (8) 988 1,394 4,131 3,146 9,153 7,227 Net change in total liabilities.......... 3,246 (641) 1,358 524 (483) 762 2,814 3,672 8,913 7,556 Other money receipts...................... 424 615 498 73 77 505 253 359 461 837 Mortgage principal paid, owned property... (1,265) (724) (201) (227) (392) (441) (769) (1,257) (2,433) (3,757) Estimated market value of owned home...... 85,138 32,681 33,272 53,364 54,273 64,081 77,711 80,953 116,473 187,145 Est. monthly rental value of owned home... 544 208 211 316 380 439 509 557 758 1,116 Gifts of goods and services............... 1,169 398 372 480 641 775 1,105 1,410 1,453 2,853 Food.................................... 125 14 25 51 36 74 87 297 112 333 Housing................................. 313 123 92 77 141 218 345 386 405 733 Housekeeping supplies................. 55 18 12 15 26 54 45 65 81 113 Household textiles.................... 16 0 7 5 29 6 11 27 10 33 Appliances and misc. housewares....... 27 16 19 20 22 19 39 16 29 47 Major appliances.................... 4 0 0 4 6 10 5 3 3 5 Small appl. and misc. housewares.... 22 16 19 16 16 9 34 13 26 42 Miscellaneous household equipment..... 80 17 3 10 14 49 90 179 158 124 Other housing......................... 135 72 51 27 51 89 160 99 127 416 Apparel and services.................... 305 58 137 117 249 240 308 334 415 598 Males 2 and over...................... 88 30 25 13 108 77 86 83 121 172 Females 2 and over.................... 109 9 32 40 53 106 83 97 188 231 Children under 2...................... 47 16 30 28 29 35 56 41 52 100 Other apparel products and services... 60 3 50 36 60 22 83 113 54 96 Jewelry and watches................. 37 3 10 22 11 15 62 66 37 78 All other apparel products and serv. 23 0 40 14 49 7 20 47 17 17 Transportation.......................... 39 22 2 19 14 20 80 16 73 68 Health care............................. 28 40 5 5 39 10 31 8 11 96 Entertainment........................... 90 48 28 66 72 55 95 94 110 192 Toys, games, hobbies, and tricycles... 36 7 10 19 40 25 36 40 54 71 Other entertainment................... 53 41 18 47 31 30 59 54 57 121 Education............................... 134 11 8 29 11 67 28 101 151 596 All other gifts......................... 137 81 74 114 78 93 131 174 176 236 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.