Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 11,938 | 2,464 | 2,858 | 4,166 | 2,449 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $39,365 | $44,714 | $36,697 | $36,215 | $42,132 Income after taxes 1/.........................| 36,006 | 41,812 | 33,601 | 33,541 | 37,076 Age of reference person.......................| 59.5 | 59.5 | 59.9 | 59.3 | 59.3 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.2 | 2.3 | 2.0 | 2.3 | 2.3 Children under 18...........................| .2 | .2 | .1 | .2 | .2 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.3 | 1.4 | 1.3 | 1.3 | 1.4 Vehicles....................................| 2.2 | 2.0 | 2.4 | 2.1 | 2.5 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 68 | 62 | 68 | 71 | 68 Female....................................| 32 | 38 | 32 | 29 | 32 | | | | | Housing tenure: | | | | | Homeowner.................................| 80 | 75 | 81 | 85 | 77 With mortgage...........................| 37 | 32 | 33 | 40 | 44 Without mortgage........................| 43 | 43 | 48 | 45 | 33 Renter....................................| 20 | 25 | 19 | 15 | 23 | | | | | Race of reference person: | | | | | Black.....................................| 10 | 11 | 10 | 14 | 4 White and other...........................| 90 | 89 | 90 | 86 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 13 | 11 | 12 | 16 | 9 High school (9-12)........................| 47 | 52 | 54 | 46 | 35 College...................................| 40 | 37 | 35 | 38 | 55 Never attended and other..................| (2) | (2) | (3) | (2) | 1 | | | | | At least one vehicle owned..................| 89 | 83 | 91 | 90 | 94 | | | | | Average annual expenditures.....................| $33,328 | $34,678 | $30,681 | $32,235 | $36,778 | | | | | Food..........................................| 4,596 | 5,106 | 4,539 | 4,389 | 4,455 Food at home................................| 2,819 | 3,221 | 2,777 | 2,670 | 2,671 Cereals and bakery products...............| 425 | 508 | 418 | 389 | 398 Cereals and cereal products.............| 140 | 142 | 145 | 138 | 135 Bakery products.........................| 284 | 366 | 273 | 251 | 264 Meats, poultry, fish, and eggs............| 810 | 1,034 | 778 | 764 | 677 Beef....................................| 256 | 292 | 244 | 244 | 249 Pork....................................| 178 | 199 | 197 | 186 | 116 Other meats.............................| 105 | 132 | 117 | 86 | 93 Poultry.................................| 138 | 211 | 121 | 125 | 100 Fish and seafood........................| 103 | 168 | 72 | 90 | 91 Eggs....................................| 31 | 33 | 28 | 32 | 28 | | | | | Dairy products............................| 289 | 328 | 277 | 271 | 291 Fresh milk and cream....................| 120 | 128 | 119 | 121 | 111 Other dairy products....................| 169 | 200 | 158 | 150 | 181 Fruits and vegetables.....................| 460 | 541 | 457 | 415 | 445 Fresh fruits............................| 143 | 167 | 140 | 126 | 146 Fresh vegetables........................| 144 | 174 | 134 | 133 | 141 Processed fruits........................| 90 | 107 | 96 | 76 | 87 Processed vegetables....................| 82 | 93 | 87 | 79 | 70 | | | | | Other food at home........................| 836 | 810 | 847 | 830 | 860 Sugar and other sweets..................| 116 | 112 | 131 | 117 | 99 Fats and oils...........................| 84 | 85 | 85 | 89 | 75 Miscellaneous foods.....................| 334 | 312 | 320 | 316 | 406 Nonalcoholic beverages..................| 243 | 231 | 248 | 252 | 232 Food prepared by consumer unit | | | | | on out-of-town trips...................| 59 | 68 | 63 | 56 | 49 Food away from home.........................| 1,777 | 1,885 | 1,762 | 1,719 | 1,784 | | | | | Alcoholic beverages...........................| 292 | 403 | 204 | 211 | 417 | | | | | Housing.......................................| 9,949 | 11,363 | 8,894 | 8,692 | 11,858 Shelter.....................................| 5,137 | 6,313 | 4,539 | 4,041 | 6,515 Owned dwellings...........................| 3,638 | 4,271 | 3,281 | 3,027 | 4,459 Mortgage interest and charges...........| 1,657 | 1,484 | 1,310 | 1,416 | 2,644 Property taxes..........................| 1,146 | 1,925 | 1,167 | 830 | 876 Maintenance, repairs, insurance, | | | | | other expenses.........................| 836 | 862 | 804 | 782 | 939 Rented dwellings..........................| 968 | 1,390 | 725 | 585 | 1,479 Other lodging.............................| 530 | 652 | 533 | 429 | 577 Utilities, fuels, and public services.......| 2,421 | 2,545 | 2,201 | 2,547 | 2,339 Natural gas...............................| 328 | 408 | 461 | 224 | 270 Electricity...............................| 973 | 858 | 804 | 1,204 | 894 Fuel oil and other fuels..................| 118 | 294 | 117 | 67 | 28 Telephone services........................| 702 | 731 | 596 | 715 | 774 Water and other public services...........| 299 | 253 | 223 | 337 | 372 Household operations........................| 391 | 371 | 229 | 400 | 585 Personal services.........................| 69 | 4/91 | 4/32 | 4/50 | 122 Other household expenses..................| 322 | 280 | 196 | 350 | 463 | | | | | Housekeeping supplies.......................| 438 | 436 | 457 | 423 | 439 Laundry and cleaning supplies.............| 122 | 104 | 147 | 136 | 86 Other household products..................| 189 | 190 | 194 | 177 | 202 Postage and stationery....................| 127 | 142 | 116 | 110 | 152 Household furnishings and equipment.........| 1,562 | 1,697 | 1,469 | 1,280 | 1,980 Household textiles........................| 117 | 110 | 130 | 111 | 119 Furniture.................................| 316 | 282 | 275 | 315 | 399 Floor coverings...........................| 212 | 448 | 194 | 31 | 272 Major appliances..........................| 178 | 174 | 176 | 167 | 205 Small appliances, miscellaneous housewares| 100 | 96 | 93 | 106 | 105 Miscellaneous household equipment.........| 639 | 587 | 601 | 551 | 881 | | | | | Apparel and services..........................| 1,643 | 1,819 | 1,703 | 1,377 | 1,811 Men and boys................................| 385 | 390 | 469 | 298 | 419 Men, 16 and over..........................| 316 | 324 | 322 | 273 | 369 Boys, 2 to 15.............................| 70 | 66 | 146 | 25 | 50 Women and girls.............................| 740 | 813 | 710 | 647 | 849 Women, 16 and over........................| 685 | 755 | 648 | 589 | 815 Girls, 2 to 15............................| 54 | 58 | 62 | 58 | 35 Children under 2............................| 50 | 80 | 46 | 39 | 43 Footwear....................................| 223 | 264 | 261 | 182 | 197 Other apparel products and services.........| 245 | 273 | 219 | 212 | 303 | | | | | Transportation................................| 6,421 | 6,003 | 5,934 | 6,782 | 6,785 Vehicle purchases (net outlay)..............| 2,871 | 2,382 | 2,613 | 3,403 | 2,760 Cars and trucks, new......................| 1,711 | 1,415 | 1,525 | 2,031 | 1,685 Cars and trucks, used.....................| 1,144 | 965 | 1,060 | 1,350 | 1,074 Other vehicles............................| 15 | 4/2 | 4/28 | 4/23 | 4/1 Gasoline and motor oil......................| 1,037 | 934 | 1,016 | 1,059 | 1,125 Other vehicle expenses......................| 2,071 | 2,081 | 1,938 | 1,984 | 2,354 Vehicle finance charges...................| 223 | 183 | 282 | 230 | 185 Maintenance and repairs...................| 696 | 699 | 700 | 629 | 791 Vehicle insurance.........................| 766 | 874 | 631 | 735 | 868 Vehicle rental, leases, licenses, | | | | | other charges............................| 386 | 326 | 324 | 390 | 510 Public transportation.......................| 442 | 605 | 367 | 336 | 546 | | | | | Health care...................................| 2,161 | 2,009 | 2,001 | 2,349 | 2,177 Health insurance............................| 950 | 835 | 938 | 1,047 | 916 Medical services............................| 724 | 682 | 576 | 779 | 843 Drugs.......................................| 349 | 261 | 381 | 428 | 270 Medical supplies............................| 138 | 231 | 106 | 94 | 148 | | | | | Entertainment.................................| 1,547 | 1,513 | 1,435 | 1,481 | 1,827 Fees and admissions.........................| 465 | 515 | 370 | 436 | 576 Television, radios, sound equipment.........| 491 | 469 | 475 | 453 | 601 Pets, toys, and playground equipment........| 274 | 281 | 243 | 278 | 302 Other entertainment supplies, equipment, | | | | | and services...............................| 316 | 249 | 348 | 313 | 348 | | | | | Personal care products and services...........| 388 | 375 | 400 | 373 | 414 | | | | | Reading.......................................| 200 | 228 | 194 | 166 | 234 | | | | | Education.....................................| 281 | 283 | 232 | 287 | 325 | | | | | Tobacco products and smoking supplies.........| 309 | 254 | 328 | 349 | 275 | | | | | Miscellaneous.................................| 869 | 776 | 850 | 864 | 986 | | | | | Cash contributions............................| 1,296 | 1,195 | 1,051 | 1,630 | 1,117 | | | | | Personal insurance and pensions...............| 3,377 | 3,351 | 2,917 | 3,285 | 4,097 Life and other personal insurance...........| 566 | 526 | 428 | 675 | 584 Pensions and Social Security................| 2,811 | 2,825 | 2,489 | 2,610 | 3,513 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 39,365 | 44,714 | 36,697 | 36,215 | 42,132 Wages and salaries..........................| 28,353 | 33,271 | 26,143 | 26,090 | 29,700 Self-employment income......................| 1,913 | 2,234 | 1,868 | 1,853 | 1,765 Social Security, private and government | | | | | retirement.................................| 6,465 | 6,126 | 6,520 | 6,114 | 7,230 Interest, dividends, rental income, other | | | | | property income............................| 1,680 | 2,021 | 1,367 | 1,439 | 2,068 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 398 | 524 | 431 | 206 | 539 Public assistance, supplemental security | | | | | income, food stamps........................| 334 | 412 | 214 | 356 | 358 Regular contributions for support...........| 128 | 4/32 | 4/61 | 100 | 323 Other income................................| 94 | 93 | 93 | 57 | 150 | | | | | Personal taxes................................| 3,359 | 2,902 | 3,096 | 2,674 | 5,057 Federal income taxes........................| 2,471 | 1,953 | 2,105 | 2,090 | 3,880 State and local income taxes................| 647 | 672 | 655 | 390 | 1,002 Other taxes.................................| 240 | 278 | 337 | 194 | 174 | | | | | Income after taxes............................| 36,006 | 41,812 | 33,601 | 33,541 | 37,076 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -138 | -1,113 | -1,621 | 1,530 | -265 Net change in total assets..................| 4,439 | 4,693 | 2,482 | 4,247 | 6,795 Net change in total liabilities.............| 4,578 | 5,805 | 4,104 | 2,717 | 7,060 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 570 | 781 | 573 | 295 | 821 Mortgage principal paid on owned property...| -1,224 | -963 | -1,157 | -1,100 | -1,775 Estimated market value of owned home........| 91,630 | 113,255 | 70,372 | 74,632 | 123,590 Estimated monthly rental value of owned home| 593 | 694 | 485 | 523 | 736 | | | | | Gifts of goods and services...................| 1,383 | 1,489 | 1,428 | 1,248 | 1,439 Food........................................| 130 | 126 | 194 | 107 | 96 Housing.....................................| 335 | 362 | 339 | 317 | 332 Housekeeping supplies.....................| 46 | 55 | 42 | 38 | 55 Household textiles........................| 19 | 4/14 | 22 | 14 | 30 Appliances and miscellaneous housewares...| 41 | 50 | 31 | 45 | 39 Major appliances........................| 11 | 15 | 9 | 8 | 12 Small appliances and miscellaneous | | | | | housewares.............................| 31 | 35 | 22 | 37 | 27 Miscellaneous household equipment.........| 94 | 101 | 83 | 97 | 95 Other housing.............................| 134 | 142 | 161 | 123 | 113 Apparel and services........................| 366 | 430 | 381 | 313 | 366 Males, 2 and over.........................| 123 | 116 | 169 | 94 | 121 Females, 2 and over.......................| 141 | 176 | 125 | 120 | 159 Children under 2..........................| 42 | 67 | 41 | 32 | 36 Other apparel products and services.......| 60 | 72 | 47 | 67 | 51 Jewelry and watches.....................| 23 | 27 | 13 | 21 | 34 All other apparel products and services.| 37 | 44 | 34 | 45 | 17 Transportation..............................| 97 | 66 | 89 | 59 | 203 Health care.................................| 29 | 33 | 23 | 14 | 56 Entertainment...............................| 103 | 104 | 117 | 87 | 111 Toys, games, hobbies, and tricycles.......| 48 | 62 | 58 | 38 | 39 Other entertainment.......................| 55 | 42 | 60 | 49 | 72 Education...................................| 143 | 117 | 149 | 175 | 112 All other gifts.............................| 180 | 251 | 136 | 176 | 163 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ No data reported. 4/ Data are likely to have large sampling errors.