Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 22,242 | 4,569 | 5,328 | 7,402 | 4,943 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $45,298 | $48,284 | $42,814 | $44,038 | $46,849 Income after taxes 1/.........................| 41,190 | 44,219 | 39,289 | 39,989 | 42,069 Age of reference person.......................| 39.3 | 39.4 | 39.2 | 39.3 | 39.3 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.3 | 3.3 | 3.3 | 3.2 | 3.3 Children under 18...........................| 1.4 | 1.4 | 1.4 | 1.3 | 1.3 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.7 | 1.8 | 1.7 | 1.7 Vehicles....................................| 2.2 | 1.8 | 2.4 | 2.2 | 2.4 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 68 | 62 | 71 | 66 | 71 Female....................................| 32 | 38 | 29 | 34 | 29 | | | | | Housing tenure: | | | | | Homeowner.................................| 66 | 62 | 73 | 67 | 60 With mortgage...........................| 56 | 54 | 60 | 55 | 53 Without mortgage........................| 10 | 8 | 12 | 11 | 6 Renter....................................| 34 | 38 | 27 | 33 | 40 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 11 | 9 | 19 | 5 White and other...........................| 88 | 89 | 91 | 81 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 3 | 2 | 2 | 4 | 5 High school (9-12)........................| 39 | 43 | 44 | 41 | 29 College...................................| 57 | 55 | 53 | 56 | 66 Never attended and other..................| (3) | (4) | (3) | (3) | (2) | | | | | At least one vehicle owned..................| 91 | 85 | 93 | 92 | 93 | | | | | Average annual expenditures.....................| $37,498 | $38,210 | $35,748 | $36,272 | $40,550 | | | | | Food..........................................| 5,364 | 5,661 | 5,101 | 5,174 | 5,661 Food at home................................| 3,336 | 3,519 | 3,178 | 3,116 | 3,669 Cereals and bakery products...............| 540 | 597 | 524 | 488 | 581 Cereals and cereal products.............| 208 | 224 | 194 | 189 | 236 Bakery products.........................| 332 | 372 | 330 | 298 | 345 Meats, poultry, fish, and eggs............| 906 | 973 | 821 | 920 | 916 Beef....................................| 289 | 298 | 265 | 300 | 290 Pork....................................| 188 | 186 | 175 | 197 | 190 Other meats.............................| 117 | 128 | 122 | 109 | 114 Poultry.................................| 171 | 210 | 154 | 172 | 152 Fish and seafood........................| 106 | 118 | 78 | 106 | 130 Eggs....................................| 34 | 33 | 28 | 36 | 40 | | | | | Dairy products............................| 364 | 392 | 362 | 311 | 420 Fresh milk and cream....................| 161 | 158 | 165 | 140 | 189 Other dairy products....................| 204 | 234 | 197 | 171 | 231 Fruits and vegetables.....................| 508 | 572 | 451 | 458 | 588 Fresh fruits............................| 154 | 164 | 140 | 131 | 193 Fresh vegetables........................| 155 | 182 | 120 | 142 | 188 Processed fruits........................| 108 | 130 | 99 | 91 | 122 Processed vegetables....................| 92 | 96 | 91 | 94 | 85 | | | | | Other food at home........................| 1,018 | 985 | 1,020 | 939 | 1,165 Sugar and other sweets..................| 130 | 129 | 136 | 115 | 148 Fats and oils...........................| 96 | 97 | 88 | 95 | 106 Miscellaneous foods.....................| 455 | 428 | 460 | 410 | 541 Nonalcoholic beverages..................| 284 | 281 | 287 | 273 | 300 Food prepared by consumer unit | | | | | on out-of-town trips...................| 53 | 51 | 49 | 45 | 69 Food away from home.........................| 2,027 | 2,142 | 1,923 | 2,059 | 1,992 | | | | | Alcoholic beverages...........................| 310 | 320 | 292 | 281 | 363 | | | | | Housing.......................................| 12,142 | 13,306 | 10,916 | 11,286 | 13,667 Shelter.....................................| 7,088 | 8,162 | 5,906 | 6,136 | 8,795 Owned dwellings...........................| 4,885 | 5,472 | 4,457 | 4,269 | 5,724 Mortgage interest and charges...........| 3,294 | 3,479 | 2,798 | 2,943 | 4,186 Property taxes..........................| 968 | 1,435 | 995 | 697 | 911 Maintenance, repairs, insurance, | | | | | other expenses.........................| 622 | 558 | 664 | 629 | 627 Rented dwellings..........................| 1,829 | 2,246 | 1,144 | 1,513 | 2,656 Other lodging.............................| 374 | 444 | 305 | 354 | 415 Utilities, fuels, and public services.......| 2,390 | 2,545 | 2,364 | 2,522 | 2,077 Natural gas...............................| 292 | 358 | 465 | 169 | 228 Electricity...............................| 969 | 940 | 839 | 1,217 | 765 Fuel oil and other fuels..................| 98 | 239 | 95 | 50 | 41 Telephone services........................| 751 | 775 | 722 | 771 | 728 Water and other public services...........| 281 | 233 | 243 | 315 | 314 Household operations........................| 672 | 735 | 582 | 662 | 727 Personal services.........................| 410 | 488 | 361 | 387 | 427 Other household expenses..................| 262 | 247 | 221 | 275 | 300 | | | | | Housekeeping supplies.......................| 446 | 436 | 450 | 437 | 466 Laundry and cleaning supplies.............| 132 | 112 | 135 | 135 | 143 Other household products..................| 208 | 208 | 194 | 214 | 214 Postage and stationery....................| 107 | 117 | 120 | 88 | 109 Household furnishings and equipment.........| 1,545 | 1,427 | 1,615 | 1,529 | 1,601 Household textiles........................| 113 | 104 | 103 | 131 | 108 Furniture.................................| 401 | 415 | 395 | 408 | 383 Floor coverings...........................| 96 | 42 | 153 | 98 | 78 Major appliances..........................| 165 | 144 | 157 | 186 | 163 Small appliances, miscellaneous housewares| 102 | 71 | 92 | 102 | 140 Miscellaneous household equipment.........| 669 | 651 | 716 | 603 | 729 | | | | | Apparel and services..........................| 2,062 | 2,338 | 2,162 | 1,906 | 1,920 Men and boys................................| 545 | 623 | 592 | 448 | 563 Men, 16 and over..........................| 362 | 390 | 375 | 327 | 372 Boys, 2 to 15.............................| 183 | 233 | 218 | 121 | 191 Women and girls.............................| 819 | 923 | 888 | 777 | 706 Women, 16 and over........................| 609 | 683 | 652 | 585 | 525 Girls, 2 to 15............................| 210 | 240 | 235 | 192 | 181 Children under 2............................| 87 | 88 | 97 | 68 | 106 Footwear....................................| 305 | 386 | 313 | 288 | 243 Other apparel products and services.........| 306 | 319 | 272 | 325 | 302 | | | | | Transportation................................| 6,726 | 5,887 | 6,912 | 6,796 | 7,196 Vehicle purchases (net outlay)..............| 2,917 | 2,134 | 3,192 | 3,019 | 3,192 Cars and trucks, new......................| 1,466 | 1,056 | 1,431 | 1,666 | 1,586 Cars and trucks, used.....................| 1,401 | 1,057 | 1,677 | 1,299 | 1,572 Other vehicles............................| 50 | 5/21 | 5/84 | 55 | 34 Gasoline and motor oil......................| 1,196 | 1,041 | 1,235 | 1,261 | 1,199 Other vehicle expenses......................| 2,260 | 2,190 | 2,171 | 2,268 | 2,409 Vehicle finance charges...................| 314 | 213 | 345 | 347 | 326 Maintenance and repairs...................| 781 | 743 | 724 | 822 | 816 Vehicle insurance.........................| 769 | 815 | 714 | 766 | 792 Vehicle rental, leases, licenses, | | | | | other charges............................| 395 | 420 | 388 | 333 | 475 Public transportation.......................| 353 | 522 | 315 | 247 | 396 | | | | | Health care...................................| 1,644 | 1,562 | 1,568 | 1,804 | 1,563 Health insurance............................| 680 | 651 | 632 | 769 | 627 Medical services............................| 661 | 680 | 613 | 722 | 605 Drugs.......................................| 212 | 149 | 231 | 223 | 235 Medical supplies............................| 90 | 81 | 92 | 90 | 97 | | | | | Entertainment.................................| 2,059 | 2,115 | 1,895 | 1,957 | 2,334 Fees and admissions.........................| 565 | 704 | 503 | 500 | 599 Television, radios, sound equipment.........| 684 | 718 | 637 | 673 | 718 Pets, toys, and playground equipment........| 395 | 393 | 379 | 409 | 396 Other entertainment supplies, equipment, | | | | | and services...............................| 414 | 300 | 375 | 375 | 622 | | | | | Personal care products and services...........| 456 | 487 | 471 | 427 | 452 | | | | | Reading.......................................| 188 | 217 | 182 | 157 | 213 | | | | | Education.....................................| 461 | 457 | 436 | 481 | 463 | | | | | Tobacco products and smoking supplies.........| 321 | 347 | 382 | 323 | 231 | | | | | Miscellaneous.................................| 903 | 910 | 863 | 808 | 1,080 | | | | | Cash contributions............................| 799 | 652 | 735 | 900 | 854 | | | | | Personal insurance and pensions...............| 4,063 | 3,952 | 3,833 | 3,972 | 4,552 Life and other personal insurance...........| 435 | 412 | 413 | 512 | 366 Pensions and Social Security................| 3,628 | 3,540 | 3,420 | 3,460 | 4,186 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 45,298 | 48,284 | 42,814 | 44,038 | 46,849 Wages and salaries..........................| 39,932 | 42,084 | 38,359 | 39,378 | 40,365 Self-employment income......................| 2,797 | 3,479 | 2,127 | 2,398 | 3,397 Social Security, private and government | | | | | retirement.................................| 492 | 403 | 626 | 474 | 463 Interest, dividends, rental income, other | | | | | property income............................| 599 | 544 | 371 | 523 | 963 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 440 | 640 | 432 | 334 | 421 Public assistance, supplemental security | | | | | income, food stamps........................| 493 | 693 | 456 | 330 | 578 Regular contributions for support...........| 417 | 312 | 292 | 512 | 497 Other income................................| 130 | 130 | 150 | 89 | 166 | | | | | Personal taxes................................| 4,108 | 4,065 | 3,525 | 4,049 | 4,780 Federal income taxes........................| 3,090 | 2,818 | 2,440 | 3,260 | 3,711 State and local income taxes................| 859 | 1,037 | 909 | 622 | 979 Other taxes.................................| 159 | 210 | 176 | 167 | 91 | | | | | Income after taxes............................| 41,190 | 44,219 | 39,289 | 39,989 | 42,069 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -2,772 | 1,984 | -2,850 | -1,949 | -8,317 Net change in total assets..................| 7,593 | 11,107 | 6,154 | 4,729 | 10,183 Net change in total liabilities.............| 10,365 | 9,123 | 9,004 | 6,679 | 18,500 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 426 | 337 | 394 | 553 | 353 Mortgage principal paid on owned property...| -1,730 | -3,562 | -1,148 | -1,343 | -1,242 Estimated market value of owned home........| 73,000 | 89,619 | 63,048 | 60,517 | 87,058 Estimated monthly rental value of owned home| 508 | 560 | 471 | 458 | 575 | | | | | Gifts of goods and services...................| 844 | 1,043 | 855 | 678 | 891 Food........................................| 59 | 72 | 55 | 52 | 61 Housing.....................................| 251 | 317 | 318 | 197 | 193 Housekeeping supplies.....................| 37 | 36 | 47 | 31 | 37 Household textiles........................| 13 | 5/13 | 22 | 9 | 5/11 Appliances and miscellaneous housewares...| 22 | 20 | 23 | 22 | 23 Major appliances........................| 5 | 7 | 3 | 8 | 4 Small appliances and miscellaneous | | | | | housewares.............................| 17 | 14 | 20 | 15 | 19 Miscellaneous household equipment.........| 93 | 89 | 160 | 63 | 65 Other housing.............................| 85 | 158 | 67 | 73 | 57 Apparel and services........................| 231 | 334 | 239 | 157 | 235 Males, 2 and over.........................| 68 | 118 | 75 | 32 | 65 Females, 2 and over.......................| 88 | 103 | 96 | 72 | 88 Children under 2..........................| 36 | 44 | 36 | 29 | 38 Other apparel products and services.......| 40 | 69 | 31 | 25 | 44 Jewelry and watches.....................| 23 | 44 | 17 | 15 | 20 All other apparel products and services.| 17 | 25 | 14 | 10 | 25 Transportation..............................| 39 | 21 | 43 | 31 | 63 Health care.................................| 28 | 50 | 14 | 22 | 32 Entertainment...............................| 87 | 96 | 77 | 80 | 98 Toys, games, hobbies, and tricycles.......| 33 | 41 | 33 | 30 | 30 Other entertainment.......................| 54 | 56 | 43 | 51 | 68 Education...................................| 55 | 62 | 34 | 43 | 92 All other gifts.............................| 94 | 90 | 75 | 94 | 117 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.