Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 60775 1860 4783 5697 5565 10180 8498 6991 8943 8257 Income before taxes 1/.................... 40863 2142 7734 12527 17483 24698 34664 44617 58483 108131 Income after taxes 1/..................... 37285 1869 7691 12409 16897 23251 32276 41204 52946 95489 Age of reference person................... 46.3 43.3 45.6 49.8 50.3 47.5 44.8 43.6 44.8 46.1 Average number in consumer unit:.......... Persons.................................. 3.1 2.9 3 3 2.9 3.1 3.2 3.3 3.3 3.3 Children under 18........................ 1 1.1 1.2 1 0.9 0.9 1 1.1 1 0.9 Persons 65 and over...................... 0.3 0.2 0.3 0.5 0.6 0.4 0.3 0.2 0.2 0.1 Earners.................................. 1.6 1 0.8 1 1.2 1.5 1.8 2 2.1 2.2 Vehicles................................. 2.3 1.3 1.2 1.6 1.9 2.2 2.5 2.7 2.9 3 Percent distribution: Male..................................... 72 45 43 57 69 73 76 79 83 83 Female................................... 28 55 57 43 31 27 24 21 17 17 Percent homeowner........................ 69 41 40 50 57 64 72 77 84 92 With mortgage........................... 45 20 13 19 21 34 47 59 67 76 Without mortgage........................ 24 21 27 32 36 30 25 19 17 16 Renter................................... 31 59 60 50 43 36 28 23 16 8 Black.................................... 11 25 29 17 12 11 9 6 6 5 White and other.......................... 89 75 71 83 88 89 91 94 94 95 Elementary (1-8)......................... 10 18 23 24 17 11 5 3 3 1 High school (9-12)....................... 44 48 54 50 53 54 51 45 34 19 College.................................. 46 33 22 25 30 35 45 52 63 79 Never attended and other................. 0 0 1 1 0 0 0 0 0 0 At least one vehicle owned............... 92 72 65 83 92 95 98 98 98 98 Average annual expenditures............... 36217 19264 16444 19484 22672 27149 32979 40683 47423 70379 Food..................................... 5286 3662 3447 3485 4075 4395 5010 5962 6516 8063 Food at home............................ 3315 2776 2787 2646 2934 3017 3145 3556 3817 4190 Cereals and bakery products............ 521 441 393 424 434 459 503 576 612 676 Cereals and cereal products........... 189 178 158 169 167 175 181 201 211 225 Bakery products....................... 332 263 235 256 267 284 321 375 401 451 Meats, poultry, fish, and eggs......... 872 891 828 750 848 842 786 884 940 1030 Beef.................................. 272 224 245 234 270 280 257 287 284 301 Pork.................................. 192 202 207 178 212 197 168 193 198 193 Other meats........................... 118 94 104 93 111 110 116 127 138 136 Poultry............................... 154 160 158 133 133 137 129 157 178 200 Fish and seafood...................... 99 171 81 72 85 84 83 87 108 162 Eggs.................................. 35 40 32 39 37 34 33 33 34 38 Dairy products......................... 370 294 303 294 329 338 364 412 425 442 Fresh milk and cream.................. 164 138 157 148 161 160 160 174 173 172 Other dairy products.................. 206 156 146 146 168 178 205 238 252 270 Fruits and vegetables.................. 528 449 447 423 464 482 462 554 601 721 Fresh fruits.......................... 159 132 124 121 134 150 139 166 180 230 Fresh vegetables...................... 157 137 139 131 146 139 132 159 177 219 Processed fruits...................... 119 90 89 94 99 109 104 128 141 162 Processed vegetables.................. 93 90 95 77 85 84 87 101 104 110 Other food at home..................... 1025 700 816 755 859 896 1030 1130 1238 1321 Sugar and other sweets................ 136 93 176 104 123 113 125 151 160 154 Fats and oils......................... 93 81 85 81 96 89 92 95 104 98 Miscellaneous foods................... 469 314 330 344 366 401 486 531 584 606 Nonalcoholic beverages................ 272 199 212 204 234 254 275 298 311 340 Food prep. by cu, out-of-town trips... 56 14 13 23 40 38 52 55 80 123 Food away from home..................... 1970 886 660 839 1141 1378 1865 2406 2699 3873 Alcoholic beverages...................... 319 145 112 135 174 221 276 374 438 674 Housing.................................. 10917 6716 5718 6801 7215 8350 9610 11932 13732 20746 Shelter................................. 6027 3766 2921 3722 3825 4414 5231 6590 7667 11967 Owned dwellings........................ 4006 1755 883 1524 1641 2333 3350 4525 5854 9922 Mortgage interest and charges......... 2421 832 364 716 690 1120 2012 2909 3734 6503 Property taxes........................ 921 532 268 419 530 647 770 943 1278 2088 Maintenance, rep., ins., oth. exp..... 663 391 252 389 421 566 568 672 843 1331 Rented dwellings....................... 1602 1841 1952 2061 1997 1855 1637 1654 1264 737 Other lodging.......................... 419 171 85 137 187 226 243 411 549 1308 Utilities, fuels, and public services... 2319 1880 1706 1894 1920 2122 2221 2438 2653 3218 Natural gas............................ 297 295 239 241 248 255 266 297 346 434 Electricity............................ 930 754 690 783 770 864 901 987 1050 1249 Fuel oil and other fuels............... 108 70 71 85 92 110 110 111 138 129 Telephone.............................. 708 589 537 591 591 657 676 742 782 979 Water and other public services........ 276 173 169 194 219 235 269 302 337 427 Household operations.................... 568 243 173 235 292 358 412 611 718 1504 Personal services...................... 312 122 107 131 147 195 269 369 437 713 Other household expenses............... 256 122 66 104 145 164 144 242 281 791 Housekeeping supplies................... 533 319 311 324 383 415 492 620 687 874 Laundry and cleaning supplies.......... 142 91 106 109 110 124 145 156 178 182 Other household products............... 254 160 150 139 200 184 210 314 318 447 Postage and stationery................. 137 68 55 76 73 107 137 150 191 245 Household furnishings and equipment..... 1469 506 606 627 795 1041 1253 1673 2007 3183 Household textiles..................... 126 54 58 44 69 97 99 157 145 286 Furniture.............................. 374 146 155 212 216 247 304 391 508 839 Floor coverings........................ 93 22 17 25 41 71 101 104 156 173 Major appliances....................... 171 94 104 101 127 155 177 167 218 273 Small appliances, misc. housewares..... 105 28 53 47 57 65 82 121 131 252 Miscellaneous household equipment...... 601 162 221 198 285 407 491 733 850 1360 Apparel and services..................... 2043 1225 1234 1012 1206 1549 1745 2328 2654 3933 Men and boys............................ 516 272 250 234 300 367 426 694 717 948 Men, 16 and over....................... 400 226 207 186 212 266 297 544 558 787 Boys, 2 to 15.......................... 116 46 42 47 88 101 129 150 159 161 Women and girls......................... 817 502 505 371 407 606 713 882 1092 1647 Women, 16 and over..................... 686 444 433 288 340 507 601 707 921 1414 Girls, 2 to 15......................... 131 58 72 83 67 99 112 175 171 233 Children under 2........................ 109 78 100 63 94 112 101 110 121 151 Footwear................................ 302 211 269 203 251 277 264 322 330 460 Other apparel products and services..... 299 161 110 141 155 187 240 320 394 727 Transportation........................... 6496 3459 2522 3414 3928 5104 6498 7352 8629 12012 Vehicle purchases (net outlay).......... 2798 1227 1122 1479 1525 2059 2964 3077 3788 5324 Cars and trucks, new................... 1452 510 318 489 390 764 1359 1706 2127 3699 Cars and trucks, used.................. 1316 716 804 985 1127 1285 1573 1321 1625 1537 Other vehicles......................... 30 0 0 5 8 10 32 50 37 87 Gasoline and motor oil.................. 1173 789 606 736 890 1103 1185 1372 1461 1676 Other vehicle expenses.................. 2191 1310 700 1046 1336 1728 2136 2556 2933 4130 Vehicle finance charges................ 312 75 58 116 174 225 356 433 482 513 Maintenance and repairs................ 750 581 295 408 489 629 737 905 942 1283 Vehicle insurance...................... 782 419 264 403 512 654 787 893 1055 1370 Veh. rent., leas., licen., oth. chges.. 348 235 83 119 161 221 256 325 454 964 Public transportation................... 333 134 93 153 178 214 212 347 447 883 Health care.............................. 1955 1028 1019 1484 1973 1954 2000 2108 2133 2642 Health insurance........................ 876 505 425 742 936 943 956 919 873 1073 Medical services........................ 637 233 328 335 479 563 650 763 794 1023 Drugs................................... 325 236 212 348 385 358 289 305 325 366 Medical supplies........................ 117 54 53 58 172 91 105 122 143 180 Entertainment............................ 1853 1043 575 865 999 1227 1611 2264 2660 3816 Fees and admissions..................... 462 204 78 118 186 238 339 542 669 1280 Television, radios, sound equipment..... 593 412 277 353 373 470 573 681 781 1024 Pets, toys, and playground equipment.... 358 139 164 179 207 277 357 448 487 616 Other supplies, equip., and services.... 440 287 56 215 233 242 343 593 723 896 Personal care products and services...... 483 267 294 278 376 373 461 548 598 818 Reading.................................. 187 90 60 88 116 141 176 215 257 367 Education................................ 483 405 113 173 264 237 339 436 683 1351 Tobacco products and smoking supplies.... 318 297 295 295 314 338 350 339 347 252 Miscellaneous............................ 872 345 447 417 576 687 827 1054 1182 1533 Cash contributions....................... 1125 223 198 374 358 620 837 1327 1426 3325 Personal insurance and pensions.......... 3878 360 409 663 1097 1953 3239 4443 6169 10847 Life and other personal insurance....... 471 198 163 173 196 313 420 478 613 1192 Pensions and Social Security............ 3407 162 246 490 901 1640 2819 3965 5555 9655 Money income before taxes 1/.............. 40863 2142 7734 12527 17483 24698 34664 44617 58483 108131 Wages and salaries....................... 31418 1433 2081 4939 9292 16123 26744 37135 50513 86499 Self-employment income................... 2896 -1212 262 467 478 1073 1668 2088 2982 12755 Soc. Sec., priv. and gov. retirement..... 4011 596 2255 4548 5958 5566 4093 3289 2740 4102 Int., divid., rent. inc., property inc... 1156 66 117 175 368 636 953 1144 1349 3858 Unemp. and workers' compen., vet. ben.... 382 123 239 293 317 497 501 456 331 357 Pub. ass., supp. sec. inc., foodstamps... 588 973 2521 1781 638 420 216 111 89 60 Regular contributions for support........ 283 76 175 229 299 282 328 321 286 337 Other income............................. 129 87 84 97 132 102 161 73 192 164 Personal taxes 1/......................... 3578 273 43 118 586 1447 2388 3413 5537 12642 Federal income taxes..................... 2661 144 -45 17 371 1023 1704 2440 4103 9792 State and local income taxes............. 730 29 14 35 130 304 509 780 1175 2414 Other taxes.............................. 187 100 73 66 84 120 175 194 259 436 Income after taxes 1/..................... 37285 1869 7691 12409 16897 23251 32276 41204 52946 95489 Net change in total assets and liabilities -2733 -2119 54 -436 -3359 -889 -2710 -6738 -4023 -3159 Net change in total assets............... 4436 -769 721 699 -1164 2095 2724 3038 7657 16455 Net change in total liabilities.......... 7169 1350 667 1135 2194 2984 5435 9776 11679 19614 Other money receipts...................... 540 290 560 219 236 337 322 491 563 1503 Mortgage principal paid, owned property... -1094 -276 -168 -323 -315 -437 -702 -1048 -1655 -3513 Estimated market value of owned home...... 76767 38476 26533 39970 45644 51017 65411 77081 99074 179864 Est. monthly rental value of owned home... 490 250 188 262 330 354 431 533 653 1000 Gifts of goods and services............... 1095 447 369 444 543 794 821 1091 1503 2667 Food.................................... 91 38 16 31 36 41 68 88 140 253 Housing................................. 307 165 123 139 135 227 224 309 432 711 Housekeeping supplies................. 45 16 16 26 26 35 40 50 66 82 Household textiles.................... 16 11 4 3 2 16 10 25 16 40 Appliances and misc. housewares....... 31 11 6 10 13 24 23 41 42 70 Major appliances.................... 7 5 2 2 2 10 4 6 12 10 Small appl. and misc. housewares.... 24 6 5 8 11 14 19 35 30 60 Miscellaneous household equipment..... 86 51 17 40 34 63 67 99 130 184 Other housing......................... 129 77 80 60 59 89 84 93 178 335 Apparel and services.................... 280 123 125 141 147 268 237 317 356 523 Males 2 and over...................... 89 42 35 42 39 87 76 120 115 154 Females 2 and over.................... 102 31 45 48 54 97 70 111 127 219 Children under 2...................... 46 17 23 23 33 42 48 50 55 76 Other apparel products and services... 43 33 21 28 22 42 43 35 59 73 Jewelry and watches................. 18 12 1 8 9 15 16 17 29 34 All other apparel products and serv. 25 22 20 20 12 27 27 18 29 39 Transportation.......................... 57 14 7 20 16 49 57 55 71 148 Health care............................. 27 25 4 6 12 20 21 24 56 51 Entertainment........................... 83 29 19 37 49 65 71 89 124 171 Toys, games, hobbies, and tricycles... 33 13 7 20 21 30 36 41 47 47 Other entertainment................... 50 17 11 17 28 35 36 48 78 124 Education............................... 136 3 14 11 58 58 53 72 160 584 All other gifts......................... 114 49 62 60 90 65 90 137 164 226 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.