Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 16,293 | 3,122 | 4,045 | 5,648 | 3,479 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $47,683 | $55,568 | $47,290 | $43,070 | $48,313 Income after taxes 1/.........................| 42,843 | 49,961 | 42,391 | 39,196 | 42,792 Age of reference person.......................| 49.1 | 49.1 | 48.9 | 49.1 | 49.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.8 | 2.8 | 2.8 | 2.6 | 2.8 Children under 18...........................| .6 | .6 | .6 | .5 | .7 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.9 | 1.9 | 2.0 | 1.7 | 1.8 Vehicles....................................| 2.5 | 2.2 | 2.8 | 2.3 | 2.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 68 | 63 | 75 | 68 | 65 Female....................................| 32 | 37 | 25 | 32 | 35 | | | | | Housing tenure: | | | | | Homeowner.................................| 75 | 74 | 81 | 73 | 72 With mortgage...........................| 56 | 55 | 59 | 50 | 60 Without mortgage........................| 19 | 19 | 22 | 22 | 11 Renter....................................| 25 | 26 | 19 | 27 | 28 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 10 | 8 | 18 | 6 White and other...........................| 89 | 90 | 92 | 82 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 7 | 5 | 6 | 10 | 5 High school (9-12)........................| 43 | 48 | 46 | 45 | 31 College...................................| 50 | 48 | 49 | 45 | 63 Never attended and other..................| (3) | (3) | (4) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 86 | 94 | 93 | 93 | | | | | Average annual expenditures.....................| $39,281 | $42,835 | $38,273 | $35,788 | $42,789 | | | | | Food..........................................| 5,363 | 5,697 | 5,400 | 5,066 | 5,487 Food at home................................| 3,157 | 3,380 | 3,014 | 2,985 | 3,385 Cereals and bakery products...............| 503 | 548 | 485 | 468 | 536 Cereals and cereal products.............| 180 | 187 | 165 | 181 | 187 Bakery products.........................| 323 | 360 | 320 | 287 | 349 Meats, poultry, fish, and eggs............| 849 | 999 | 783 | 804 | 843 Beef....................................| 264 | 283 | 258 | 259 | 259 Pork....................................| 183 | 192 | 190 | 180 | 172 Other meats.............................| 115 | 136 | 120 | 98 | 115 Poultry.................................| 153 | 215 | 128 | 129 | 154 Fish and seafood........................| 101 | 142 | 61 | 99 | 107 Eggs....................................| 34 | 32 | 27 | 40 | 35 | | | | | Dairy products............................| 341 | 375 | 331 | 313 | 366 Fresh milk and cream....................| 143 | 139 | 144 | 143 | 148 Other dairy products....................| 198 | 236 | 187 | 170 | 218 Fruits and vegetables.....................| 502 | 546 | 455 | 471 | 565 Fresh fruits............................| 152 | 169 | 136 | 138 | 178 Fresh vegetables........................| 154 | 173 | 129 | 147 | 176 Processed fruits........................| 106 | 115 | 109 | 93 | 115 Processed vegetables....................| 90 | 90 | 81 | 92 | 96 | | | | | Other food at home........................| 962 | 912 | 960 | 928 | 1,077 Sugar and other sweets..................| 117 | 109 | 114 | 125 | 115 Fats and oils...........................| 89 | 91 | 78 | 93 | 92 Miscellaneous foods.....................| 433 | 400 | 443 | 405 | 504 Nonalcoholic beverages..................| 267 | 254 | 278 | 258 | 285 Food prepared by consumer unit | | | | | on out-of-town trips...................| 57 | 58 | 48 | 47 | 81 Food away from home.........................| 2,206 | 2,316 | 2,386 | 2,081 | 2,102 | | | | | Alcoholic beverages...........................| 296 | 340 | 290 | 243 | 349 | | | | | Housing.......................................| 11,546 | 13,854 | 10,685 | 9,902 | 13,097 Shelter.....................................| 6,531 | 8,021 | 5,716 | 5,249 | 8,221 Owned dwellings...........................| 4,611 | 5,737 | 4,168 | 3,570 | 5,806 Mortgage interest and charges...........| 2,783 | 3,184 | 2,251 | 2,203 | 3,983 Property taxes..........................| 1,118 | 1,804 | 1,249 | 719 | 999 Maintenance, repairs, insurance, | | | | | other expenses.........................| 710 | 749 | 668 | 648 | 823 Rented dwellings..........................| 1,305 | 1,585 | 892 | 1,134 | 1,812 Other lodging.............................| 615 | 699 | 656 | 546 | 603 Utilities, fuels, and public services.......| 2,481 | 2,761 | 2,478 | 2,538 | 2,139 Natural gas...............................| 313 | 381 | 474 | 196 | 253 Electricity...............................| 1,004 | 1,022 | 901 | 1,208 | 779 Fuel oil and other fuels..................| 103 | 267 | 110 | 41 | 47 Telephone services........................| 768 | 848 | 715 | 783 | 733 Water and other public services...........| 293 | 243 | 277 | 310 | 329 Household operations........................| 401 | 441 | 318 | 380 | 495 Personal services.........................| 88 | 133 | 83 | 77 | 74 Other household expenses..................| 313 | 308 | 235 | 304 | 421 | | | | | Housekeeping supplies.......................| 549 | 555 | 575 | 500 | 596 Laundry and cleaning supplies.............| 144 | 133 | 167 | 145 | 126 Other household products..................| 254 | 288 | 253 | 241 | 242 Postage and stationery....................| 151 | 134 | 155 | 114 | 228 Household furnishings and equipment.........| 1,585 | 2,075 | 1,598 | 1,235 | 1,646 Household textiles........................| 138 | 153 | 100 | 124 | 194 Furniture.................................| 404 | 518 | 432 | 314 | 416 Floor coverings...........................| 98 | 127 | 143 | 64 | 68 Major appliances..........................| 167 | 162 | 222 | 126 | 179 Small appliances, miscellaneous housewares| 111 | 144 | 101 | 87 | 130 Miscellaneous household equipment.........| 666 | 971 | 600 | 520 | 660 | | | | | Apparel and services..........................| 2,223 | 2,841 | 2,261 | 1,923 | 2,043 Men and boys................................| 612 | 811 | 698 | 487 | 515 Men, 16 and over..........................| 521 | 664 | 636 | 403 | 437 Boys, 2 to 15.............................| 91 | 147 | 62 | 83 | 78 Women and girls.............................| 892 | 1,082 | 977 | 749 | 836 Women, 16 and over........................| 789 | 952 | 865 | 664 | 738 Girls, 2 to 15............................| 104 | 130 | 112 | 85 | 98 Children under 2............................| 57 | 54 | 53 | 56 | 68 Footwear....................................| 305 | 486 | 246 | 270 | 240 Other apparel products and services.........| 357 | 408 | 287 | 362 | 383 | | | | | Transportation................................| 7,133 | 6,762 | 7,681 | 6,656 | 7,602 Vehicle purchases (net outlay)..............| 2,944 | 2,207 | 3,563 | 2,945 | 2,884 Cars and trucks, new......................| 1,485 | 1,132 | 1,745 | 1,460 | 1,541 Cars and trucks, used.....................| 1,400 | 981 | 1,789 | 1,470 | 1,213 Other vehicles............................| 59 | 5/94 | 5/30 | 5/16 | 5/130 Gasoline and motor oil......................| 1,286 | 1,223 | 1,293 | 1,279 | 1,345 Other vehicle expenses......................| 2,497 | 2,741 | 2,457 | 2,166 | 2,861 Vehicle finance charges...................| 352 | 251 | 431 | 347 | 357 Maintenance and repairs...................| 787 | 807 | 714 | 690 | 1,012 Vehicle insurance.........................| 920 | 1,109 | 815 | 841 | 1,001 Vehicle rental, leases, licenses, | | | | | other charges............................| 438 | 574 | 496 | 288 | 491 Public transportation.......................| 406 | 591 | 368 | 266 | 512 | | | | | Health care...................................| 1,734 | 1,699 | 1,530 | 1,835 | 1,836 Health insurance............................| 698 | 692 | 668 | 714 | 714 Medical services............................| 609 | 626 | 481 | 595 | 763 Drugs.......................................| 305 | 257 | 253 | 399 | 255 Medical supplies............................| 122 | 124 | 128 | 127 | 104 | | | | | Entertainment.................................| 2,196 | 2,199 | 1,923 | 2,236 | 2,445 Fees and admissions.........................| 544 | 618 | 546 | 445 | 636 Television, radios, sound equipment.........| 817 | 701 | 584 | 1,111 | 711 Pets, toys, and playground equipment........| 358 | 372 | 361 | 353 | 348 Other entertainment supplies, equipment, | | | | | and services...............................| 477 | 508 | 432 | 326 | 750 | | | | | Personal care products and services...........| 479 | 551 | 454 | 456 | 474 | | | | | Reading.......................................| 208 | 230 | 227 | 172 | 227 | | | | | Education.....................................| 967 | 1,363 | 971 | 744 | 968 | | | | | Tobacco products and smoking supplies.........| 360 | 373 | 402 | 366 | 292 | | | | | Miscellaneous.................................| 936 | 865 | 778 | 927 | 1,197 | | | | | Cash contributions............................| 1,345 | 1,298 | 1,372 | 1,327 | 1,386 | | | | | Personal insurance and pensions...............| 4,494 | 4,764 | 4,299 | 3,934 | 5,386 Life and other personal insurance...........| 627 | 561 | 559 | 621 | 775 Pensions and Social Security................| 3,867 | 4,203 | 3,741 | 3,313 | 4,611 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 47,683 | 55,568 | 47,290 | 43,070 | 48,313 Wages and salaries..........................| 39,884 | 47,306 | 40,546 | 36,159 | 38,545 Self-employment income......................| 4,335 | 4,761 | 4,037 | 3,138 | 5,975 Social Security, private and government | | | | | retirement.................................| 1,262 | 899 | 1,012 | 1,639 | 1,281 Interest, dividends, rental income, other | | | | | property income............................| 891 | 1,037 | 652 | 931 | 968 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 401 | 721 | 351 | 350 | 274 Public assistance, supplemental security | | | | | income, food stamps........................| 479 | 401 | 351 | 439 | 727 Regular contributions for support...........| 302 | 329 | 255 | 343 | 273 Other income................................| 130 | 114 | 86 | 71 | 271 | | | | | Personal taxes................................| 4,840 | 5,606 | 4,899 | 3,874 | 5,521 Federal income taxes........................| 3,675 | 4,121 | 3,560 | 3,173 | 4,143 State and local income taxes................| 968 | 1,219 | 1,114 | 578 | 1,162 Other taxes.................................| 197 | 266 | 225 | 123 | 216 | | | | | Income after taxes............................| 42,843 | 49,961 | 42,391 | 39,196 | 42,792 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -2,156 | -381 | -946 | 65 | -8,763 Net change in total assets..................| 4,119 | 3,740 | 4,744 | 5,362 | 1,716 Net change in total liabilities.............| 6,276 | 4,121 | 5,690 | 5,297 | 10,479 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 494 | 342 | 660 | 299 | 756 Mortgage principal paid on owned property...| -1,353 | -1,583 | -1,602 | -969 | -1,480 Estimated market value of owned home........| 89,733 | 112,885 | 76,123 | 66,366 | 122,717 Estimated monthly rental value of owned home| 554 | 655 | 522 | 441 | 684 | | | | | Gifts of goods and services...................| 1,836 | 2,138 | 2,060 | 1,517 | 1,816 Food........................................| 199 | 243 | 204 | 202 | 149 Housing.....................................| 467 | 434 | 677 | 368 | 421 Housekeeping supplies.....................| 56 | 44 | 76 | 42 | 70 Household textiles........................| 19 | 5/9 | 14 | 30 | 17 Appliances and miscellaneous housewares...| 47 | 40 | 60 | 32 | 63 Major appliances........................| 15 | 3 | 30 | 10 | 15 Small appliances and miscellaneous | | | | | housewares.............................| 32 | 37 | 30 | 22 | 48 Miscellaneous household equipment.........| 81 | 88 | 100 | 70 | 70 Other housing.............................| 264 | 253 | 427 | 193 | 200 Apparel and services........................| 340 | 453 | 372 | 280 | 289 Males, 2 and over.........................| 110 | 137 | 114 | 100 | 94 Females, 2 and over.......................| 118 | 148 | 154 | 91 | 87 Children under 2..........................| 45 | 46 | 45 | 37 | 56 Other apparel products and services.......| 68 | 122 | 60 | 52 | 53 Jewelry and watches.....................| 34 | 74 | 31 | 23 | 18 All other apparel products and services.| 34 | 48 | 29 | 29 | 35 Transportation..............................| 86 | 127 | 80 | 48 | 116 Health care.................................| 55 | 70 | 38 | 35 | 93 Entertainment...............................| 114 | 139 | 125 | 93 | 112 Toys, games, hobbies, and tricycles.......| 35 | 42 | 39 | 32 | 30 Other entertainment.......................| 79 | 97 | 85 | 61 | 82 Education...................................| 421 | 515 | 446 | 328 | 462 All other gifts.............................| 154 | 157 | 119 | 163 | 175 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.