Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to to of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 19123 922 4812 3944 2769 3262 1344 772 716 582 Income before taxes 1/.................... 21040 3223 7574 12468 17386 24459 34153 44547 58039 109951 Income after taxes 1/..................... 19843 2922 7470 12166 16938 23246 32748 42321 53176 95109 Age of reference person................... 74.5 76.2 76.2 75.1 74.5 73.4 72.1 72.5 71.9 71.8 Average number in consumer unit:.......... Persons.................................. 1.7 1.4 1.3 1.5 1.8 1.9 2.2 2.3 2.4 2.4 Children under 18........................ 0.1 0.1 0 0 0 0 0.1 0.1 0.1 0.1 Persons 65 and over...................... 1.4 1.1 1.1 1.3 1.5 1.5 1.6 1.6 1.6 1.6 Earners.................................. 0.4 0.2 0.2 0.2 0.4 0.5 0.8 0.9 1.2 1.3 Vehicles................................. 1.5 0.7 0.8 1.2 1.7 2 2.4 2.2 2.4 2.8 Percent distribution: Male..................................... 56 25 31 48 66 76 84 77 82 86 Female................................... 44 75 69 52 34 24 16 23 18 14 Percent homeowner........................ 78 55 62 78 83 88 93 86 91 94 With mortgage........................... 14 8 6 11 15 19 22 23 23 35 Without mortgage........................ 64 47 56 67 69 69 71 63 68 60 Renter................................... 22 45 38 22 17 12 7 14 9 6 Black.................................... 9 25 16 7 5 5 7 4 3 1 White and other.......................... 91 75 84 93 95 95 93 96 97 99 Elementary (1-8)......................... 25 51 38 29 22 18 12 6 7 4 High school (9-12)....................... 46 30 47 48 50 49 43 45 31 22 College.................................. 28 17 14 22 29 33 45 49 62 74 Never attended and other................. 1 2 2 1 0 0 0 0 0 0 At least one vehicle owned............... 79 48 56 79 89 95 97 95 97 99 Average annual expenditures............... 21214 12408 11936 17022 20101 25219 28403 37432 39682 63394 Food..................................... 3302 2529 2116 2750 3197 4030 4171 5536 5506 7505 Food at home............................ 2337 1982 1730 2146 2340 2787 2685 3396 3439 3448 Cereals and bakery products............ 374 302 272 341 366 452 456 566 563 537 Cereals and cereal products........... 123 118 93 121 124 143 138 170 160 152 Bakery products....................... 251 185 180 220 242 310 318 396 404 385 Meats, poultry, fish, and eggs......... 605 586 441 581 638 692 673 834 804 925 Beef.................................. 170 115 121 167 172 210 198 236 208 280 Pork.................................. 144 95 113 146 167 180 126 173 164 178 Other meats........................... 79 72 56 66 88 91 94 130 110 114 Poultry............................... 109 88 83 106 117 100 136 153 161 216 Fish and seafood...................... 75 190 45 62 66 83 89 115 127 114 Eggs.................................. 28 26 23 35 28 28 31 27 33 24 Dairy products......................... 256 215 198 231 255 299 309 358 385 355 Fresh milk and cream.................. 114 93 98 104 111 136 134 132 158 145 Other dairy products.................. 142 121 100 127 144 163 175 225 227 210 Fruits and vegetables.................. 450 386 350 402 442 549 455 669 649 720 Fresh fruits.......................... 143 116 108 118 127 194 141 226 240 263 Fresh vegetables...................... 130 117 101 119 129 143 132 212 194 220 Processed fruits...................... 104 83 73 96 111 142 105 148 128 151 Processed vegetables.................. 72 70 68 69 75 71 78 83 88 86 Other food at home..................... 651 494 470 592 639 794 791 970 1038 911 Sugar and other sweets................ 99 70 74 91 107 114 107 160 136 157 Fats and oils......................... 72 50 54 69 78 87 84 88 107 65 Miscellaneous foods................... 275 239 194 257 260 334 324 418 461 361 Nonalcoholic beverages................ 172 129 136 151 163 220 228 244 220 178 Food prep. by cu, out-of-town trips... 34 5 12 23 32 39 49 60 114 150 Food away from home..................... 965 546 386 604 857 1243 1486 2140 2067 4057 Alcoholic beverages...................... 166 142 64 106 178 193 230 388 480 460 Housing.................................. 6787 4499 4457 6042 6596 7538 7998 11608 11991 15981 Shelter................................. 3306 2040 2150 2861 3159 3672 3724 5903 6404 8316 Owned dwellings........................ 2046 988 872 1704 1945 2590 3010 3318 4560 6159 Mortgage interest and charges......... 442 298 98 267 391 521 796 849 1365 1999 Property taxes........................ 828 379 391 673 813 1077 1250 1340 1693 2151 Maintenance, rep., ins., oth. exp..... 776 312 383 764 741 992 964 1130 1502 2010 Rented dwellings....................... 1003 990 1237 1005 986 780 413 1906 1115 448 Other lodging.......................... 257 61 42 152 228 301 301 678 729 1708 Utilities, fuels, and public services... 1850 1440 1444 1769 1846 2005 2263 2342 2442 3231 Natural gas............................ 270 242 217 266 278 286 298 283 366 467 Electricity............................ 727 531 547 695 724 817 963 929 916 1207 Fuel oil and other fuels............... 135 88 136 133 115 145 135 179 159 158 Telephone.............................. 473 408 377 445 461 497 545 652 630 900 Water and other public services........ 245 170 168 230 268 259 322 299 371 500 Household operations.................... 431 187 306 435 377 365 449 748 679 1674 Personal services...................... 124 61 144 176 74 54 112 142 27 441 Other household expenses............... 307 126 162 259 303 312 337 606 652 1233 Housekeeping supplies................... 433 321 239 353 475 546 549 722 1026 607 Laundry and cleaning supplies.......... 95 52 63 87 91 112 121 165 169 164 Other household products............... 208 160 106 148 266 235 269 331 689 231 Postage and stationery................. 130 109 70 118 118 199 159 227 168 212 Household furnishings and equipment..... 767 511 317 624 739 950 1012 1893 1440 2153 Household textiles..................... 93 62 46 61 109 117 119 266 95 234 Furniture.............................. 135 42 47 120 137 167 212 325 201 422 Floor coverings........................ 55 136 21 30 53 49 61 90 247 115 Major appliances....................... 135 81 63 169 100 148 160 308 166 353 Small appliances, misc. housewares..... 65 32 28 46 64 63 95 171 152 248 Miscellaneous household equipment...... 285 158 112 197 276 406 366 733 578 780 Apparel and services..................... 971 536 595 717 700 1232 1606 1662 1763 3063 Men and boys............................ 206 106 108 149 177 195 350 469 448 795 Men, 16 and over....................... 181 97 95 132 166 158 301 448 440 585 Boys, 2 to 15.......................... 25 9 13 17 12 38 49 21 8 210 Women and girls......................... 476 277 315 339 280 690 892 731 837 1092 Women, 16 and over..................... 453 274 303 325 263 653 837 684 791 1056 Girls, 2 to 15......................... 23 4 12 14 17 37 56 47 46 36 Children under 2........................ 20 7 7 15 22 34 23 30 33 75 Footwear................................ 151 68 111 150 129 176 175 223 119 530 Other apparel products and services..... 117 78 53 65 92 137 166 208 326 570 Transportation........................... 3091 1526 1309 2222 3080 3950 4659 6104 5809 10502 Vehicle purchases (net outlay).......... 1091 571 453 732 939 1359 1659 2430 2143 4467 Cars and trucks, new................... 574 0 168 194 260 822 1150 1795 1201 3807 Cars and trucks, used.................. 514 571 285 538 679 532 509 634 891 660 Other vehicles......................... 3 0 0 0 0 5 0 0 51 0 Gasoline and motor oil.................. 604 278 309 489 638 761 840 1128 1152 1373 Other vehicle expenses.................. 1157 606 457 861 1254 1528 1849 2033 2161 3313 Vehicle finance charges................ 76 9 20 49 112 107 153 135 148 142 Maintenance and repairs................ 437 348 167 318 484 579 677 808 921 978 Vehicle insurance...................... 486 204 221 404 531 622 796 795 794 1201 Veh. rent., leas., licen., oth. chges.. 157 46 49 89 127 220 222 296 298 992 Public transportation................... 239 70 90 140 249 301 312 513 353 1349 Health care.............................. 2644 1576 1832 2565 2975 3100 3319 3621 3263 3845 Health insurance........................ 1352 734 898 1344 1498 1648 1733 1710 1750 1923 Medical services........................ 614 400 458 460 724 659 898 1105 712 1054 Drugs................................... 555 381 421 596 627 656 538 613 619 647 Medical supplies........................ 123 61 54 165 126 137 150 194 182 220 Entertainment............................ 841 323 302 653 941 1000 1230 1673 1867 2752 Fees and admissions..................... 228 88 46 132 216 285 359 609 619 1071 Television, radios, sound equipment..... 296 165 170 216 291 345 442 612 531 788 Pets, toys, and playground equipment.... 170 56 70 113 137 214 288 312 571 523 Other supplies, equip., and services.... 146 14 17 193 297 156 141 139 147 370 Personal care products and services...... 331 158 169 294 356 366 547 537 570 836 Reading.................................. 151 82 66 116 152 188 206 301 303 453 Education................................ 90 15 31 49 104 119 101 95 184 618 Tobacco products and smoking supplies.... 150 89 126 134 134 170 222 244 209 155 Miscellaneous............................ 512 466 268 355 466 638 797 875 850 1640 Cash contributions....................... 1356 298 439 770 836 1829 1898 2711 3293 8953 Personal insurance and pensions.......... 824 171 162 249 386 866 1419 2076 3593 6631 Life and other personal insurance....... 264 130 137 173 167 327 322 501 751 1200 Pensions and Social Security............ 560 41 24 75 219 539 1097 1575 2842 5431 Money income before taxes 1/.............. 21040 3223 7574 12468 17386 24459 34153 44547 58039 109951 Wages and salaries....................... 4129 288 146 473 1687 3503 7445 12528 25652 37788 Self-employment income................... 1014 -382 12 131 61 820 1376 1367 2319 20195 Soc. Sec., priv. and gov. retirement..... 12973 2947 6838 10938 14159 17174 19619 22890 20662 26223 Int., divid., rent. inc., property inc... 2361 23 137 587 1161 2322 4899 6972 8818 22485 Unemp. and workers' compen., vet. ben.... 169 24 27 52 68 355 512 224 110 1002 Pub. ass., supp. sec. inc., foodstamps... 190 281 347 164 133 87 165 169 44 36 Regular contributions for support........ 127 7 15 93 59 126 49 255 14 1939 Other income............................. 78 36 52 29 58 73 87 141 420 281 Personal taxes 1/......................... 1197 302 104 302 448 1213 1405 2226 4864 14842 Federal income taxes..................... 822 176 49 128 265 752 908 1462 3727 11348 State and local income taxes............. 174 29 9 10 45 222 175 494 639 2218 Other taxes.............................. 202 97 46 164 138 239 321 271 498 1275 Income after taxes 1/..................... 19843 2922 7470 12166 16938 23246 32748 42321 53176 95109 Net change in total assets and liabilities 21 -867 -71 1020 -5021 662 702 -3141 8209 8366 Net change in total assets............... 588 96 151 1125 -3631 1309 629 -2080 8724 10833 Net change in total liabilities.......... 568 964 222 105 1390 647 -73 1061 514 2468 Other money receipts...................... 350 201 26 170 333 849 171 936 405 1314 Mortgage principal paid, owned property... -289 -144 -62 -178 -216 -296 -495 -640 -924 -1734 Estimated market value of owned home...... 74959 34519 40653 63343 71090 87637 109189 113819 150301 225520 Est. monthly rental value of owned home... 469 262 284 416 511 532 620 677 818 1071 Gifts of goods and services............... 844 543 483 531 688 930 1351 1892 1438 3488 Food.................................... 53 7 16 54 41 47 72 154 123 276 Housing................................. 215 201 132 173 198 206 305 485 357 632 Housekeeping supplies................. 36 13 18 37 37 57 47 64 46 29 Household textiles.................... 13 16 6 9 12 17 8 91 9 1 Appliances and misc. housewares....... 27 12 5 17 22 31 43 78 67 152 Major appliances.................... 7 0 1 2 5 16 16 16 15 20 Small appl. and misc. housewares.... 20 12 4 15 17 16 27 62 52 132 Miscellaneous household equipment..... 61 63 23 45 69 53 111 173 112 151 Other housing......................... 78 97 79 65 58 48 95 78 123 299 Apparel and services.................... 208 44 113 127 173 263 340 440 404 847 Males 2 and over...................... 70 22 38 48 53 72 156 126 114 303 Females 2 and over.................... 87 6 49 48 72 118 128 234 187 299 Children under 2...................... 18 7 7 12 19 33 19 29 32 71 Other apparel products and services... 32 10 19 20 27 41 36 51 70 174 Jewelry and watches................. 13 10 6 12 14 11 14 13 42 63 All other apparel products and serv. 19 0 13 8 13 29 22 39 29 111 Transportation.......................... 64 2 35 14 23 77 181 91 47 565 Health care............................. 70 125 85 69 8 59 102 201 24 45 Entertainment........................... 58 32 19 34 52 81 86 122 133 265 Toys, games, hobbies, and tricycles... 24 9 7 19 18 43 41 41 52 47 Other entertainment................... 35 23 12 15 34 38 45 81 81 219 Education............................... 59 1 23 17 91 88 49 16 106 452 All other gifts......................... 116 131 60 43 102 109 216 384 244 404 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.