Table 1. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 24558 3362 6618 3837 2496 3949 2063 966 798 469 Income before taxes 1/.................... 18307 2462 7398 12385 17145 24255 33770 43817 57157 103628 Income after taxes 1/..................... 16586 2224 7177 11906 16097 21967 29805 38386 49328 89104 Age of reference person................... 50.4 41 60.6 55.5 49 45.2 43 42.5 42.4 45.1 Average number in consumer unit:.......... Persons.................................. 1 1 1 1 1 1 1 1 1 1 Children under 18........................ 0 0 0 0 0 0 0 0 0 0 Persons 65 and over...................... 0.3 0.2 0.6 0.5 0.3 0.2 0.1 0.1 0 0.1 Earners.................................. 0.6 0.6 0.3 0.5 0.7 0.8 0.9 0.9 1 1 Vehicles................................. 1 0.6 0.7 1 1.2 1.3 1.5 1.4 1.9 1.7 Percent distribution: Male..................................... 45 46 35 40 47 48 55 65 60 62 Female................................... 55 54 65 60 53 52 45 35 40 38 Percent homeowner........................ 42 21 42 47 42 41 47 54 68 66 With mortgage........................... 16 4 5 9 18 21 34 46 61 50 Without mortgage........................ 26 16 37 38 24 20 13 8 7 16 Renter................................... 58 79 58 53 58 59 53 46 32 34 Black.................................... 11 17 12 9 9 10 10 5 4 1 White and other.......................... 89 83 88 91 91 90 90 95 96 99 Elementary (1-8)......................... 12 19 24 10 8 3 2 3 1 0 High school (9-12)....................... 37 34 45 46 44 34 27 16 14 7 College.................................. 50 46 30 44 49 63 71 81 86 93 Never attended and other................. 1 1 2 0 0 0 0 0 0 0 At least one vehicle owned............... 71 50 56 75 82 88 90 90 88 75 Average annual expenditures............... 18045 9830 10829 14986 17316 22059 28263 32323 42336 57903 Food..................................... 2337 1457 1784 2123 2492 2726 3091 3618 3990 5299 Food at home............................ 1303 842 1289 1310 1418 1405 1415 1488 1457 1909 Cereals and bakery products............ 201 132 208 200 222 210 221 217 209 225 Cereals and cereal products........... 65 44 72 68 69 62 69 71 61 74 Bakery products....................... 135 88 136 132 153 147 152 146 147 151 Meats, poultry, fish, and eggs......... 315 232 318 341 327 326 316 308 319 500 Beef.................................. 96 62 100 97 114 97 96 100 113 127 Pork.................................. 64 50 66 73 70 71 46 55 28 101 Other meats........................... 43 32 40 44 47 48 47 59 31 65 Poultry............................... 62 47 63 73 54 57 68 50 97 93 Fish and seafood...................... 34 30 31 33 28 36 43 34 40 105 Eggs.................................. 16 11 17 20 13 17 15 11 10 8 Dairy products......................... 151 98 151 158 176 159 146 177 154 203 Fresh milk and cream.................. 67 49 72 71 76 71 54 61 68 52 Other dairy products.................. 84 48 79 87 100 88 92 116 86 150 Fruits and vegetables.................. 230 132 238 225 241 243 256 257 313 346 Fresh fruits.......................... 70 36 72 71 76 71 77 78 112 122 Fresh vegetables...................... 66 43 69 61 67 74 63 70 99 111 Processed fruits...................... 56 30 57 53 64 62 74 66 59 54 Processed vegetables.................. 38 23 41 40 34 36 42 44 44 60 Other food at home..................... 406 249 375 387 454 467 476 529 462 635 Sugar and other sweets................ 52 28 58 55 63 56 43 50 42 64 Fats and oils......................... 35 19 40 36 38 34 31 38 35 50 Miscellaneous foods................... 184 105 157 172 207 225 224 275 225 329 Nonalcoholic beverages................ 114 84 110 109 128 124 134 133 120 123 Food prep. by cu, out-of-town trips... 21 12 10 15 19 28 44 33 41 69 Food away from home..................... 1035 615 495 813 1074 1322 1676 2130 2533 3389 Alcoholic beverages...................... 253 144 72 197 195 425 466 477 580 1131 Housing.................................. 6308 3364 4238 5391 6292 7194 9138 11121 15495 18497 Shelter................................. 3910 2060 2449 3105 3882 4509 6079 7544 9962 12161 Owned dwellings........................ 1575 608 703 1080 1217 1579 2679 4245 6700 7640 Mortgage interest and charges......... 777 341 104 256 505 731 1609 2937 4851 4456 Property taxes........................ 434 177 312 418 367 432 611 691 1126 1988 Maintenance, rep., ins., oth. exp..... 364 89 287 405 345 416 458 617 723 1195 Rented dwellings....................... 2174 1342 1683 1960 2517 2771 3090 2930 2586 3698 Other lodging.......................... 161 111 63 65 148 159 310 370 676 823 Utilities, fuels, and public services... 1239 767 1119 1254 1252 1352 1491 1589 1949 2148 Natural gas............................ 156 86 160 162 139 178 151 206 218 278 Electricity............................ 454 270 419 459 481 487 550 560 659 830 Fuel oil and other fuels............... 66 29 89 82 62 49 71 53 64 57 Telephone.............................. 439 320 333 423 451 505 582 605 795 710 Water and other public services........ 124 62 119 128 119 132 137 165 213 272 Household operations.................... 224 81 187 288 205 208 191 390 330 1084 Personal services...................... 61 27 64 100 61 52 52 115 10 7 Other household expenses............... 163 54 123 188 145 155 139 275 320 1077 Housekeeping supplies................... 253 139 184 230 366 311 270 394 450 306 Laundry and cleaning supplies.......... 59 26 53 66 59 63 62 131 71 75 Other household products............... 101 45 72 80 187 116 101 135 241 121 Postage and stationery................. 92 68 58 84 120 132 107 128 137 110 Household furnishings and equipment..... 682 317 299 513 587 815 1107 1204 2803 2798 Household textiles..................... 48 17 35 43 61 25 85 155 71 171 Furniture.............................. 155 52 57 99 138 199 340 261 463 913 Floor coverings........................ 73 33 8 26 26 24 43 35 1368 0 Major appliances....................... 77 35 42 113 54 72 132 129 185 184 Small appliances, misc. housewares..... 44 16 21 38 68 62 69 68 99 101 Miscellaneous household equipment...... 285 165 137 194 239 434 437 555 616 1429 Apparel and services..................... 1005 605 525 742 963 1354 1753 1817 2138 3235 Men and boys............................ 241 86 84 160 231 267 538 662 815 808 Men, 16 and over....................... 229 78 79 152 216 255 488 659 793 791 Boys, 2 to 15.......................... 12 8 5 7 14 12 50 3 22 17 Women and girls......................... 419 312 295 286 409 601 694 578 613 812 Women, 16 and over..................... 410 311 290 280 390 591 672 559 600 808 Girls, 2 to 15......................... 9 1 5 6 19 11 22 20 12 5 Children under 2........................ 15 11 12 7 11 24 27 21 18 31 Footwear................................ 138 80 66 151 142 207 187 280 122 416 Other apparel products and services..... 192 117 69 138 170 253 307 276 569 1166 Transportation........................... 2582 1311 1258 1993 2617 3718 4304 4780 6281 7030 Vehicle purchases (net outlay).......... 876 480 342 599 723 1384 1501 1720 2588 2623 Cars and trucks, new................... 394 173 130 180 362 591 798 1012 1044 1831 Cars and trucks, used.................. 455 287 209 407 362 728 636 656 1543 641 Other vehicles......................... 27 19 3 12 0 66 67 52 0 150 Gasoline and motor oil.................. 499 327 309 452 575 663 784 759 794 705 Other vehicle expenses.................. 983 363 490 809 1148 1394 1689 1887 2210 2381 Vehicle finance charges................ 110 19 30 79 158 178 260 197 266 227 Maintenance and repairs................ 364 161 220 288 442 504 554 647 843 637 Vehicle insurance...................... 348 124 192 344 387 490 569 657 669 627 Veh. rent., leas., licen., oth. chges.. 160 59 49 98 161 222 306 386 431 891 Public transportation................... 225 142 117 133 171 277 329 414 689 1322 Health care.............................. 1039 707 1103 1195 1037 954 933 984 1074 2402 Health insurance........................ 466 216 576 571 504 443 366 398 379 578 Medical services........................ 318 333 213 298 298 299 379 343 452 1572 Drugs................................... 193 120 269 237 179 149 117 164 155 162 Medical supplies........................ 62 38 45 90 57 63 70 80 89 89 Entertainment............................ 852 437 369 559 791 1036 1854 1525 2415 3184 Fees and admissions..................... 222 143 80 122 192 264 392 431 756 1319 Television, radios, sound equipment..... 323 169 178 253 311 436 464 516 998 885 Pets, toys, and playground equipment.... 144 58 76 103 173 206 204 270 345 474 Other supplies, equip., and services.... 163 68 35 81 114 130 794 307 316 507 Personal care products and services...... 236 160 168 191 234 313 330 360 417 516 Reading.................................. 120 55 68 121 116 150 174 213 285 387 Education................................ 320 771 302 259 150 195 286 114 398 209 Tobacco products and smoking supplies.... 163 130 131 170 171 204 185 195 196 179 Miscellaneous............................ 583 326 271 450 489 683 1278 1086 1026 2754 Cash contributions....................... 819 191 335 1027 683 1033 960 1536 1817 5586 Personal insurance and pensions.......... 1429 170 206 568 1088 2074 3512 4496 6226 7494 Life and other personal insurance....... 120 46 69 74 107 176 174 230 363 449 Pensions and Social Security............ 1309 124 137 494 981 1898 3338 4266 5863 7045 Money income before taxes 1/.............. 18307 2462 7398 12385 17145 24255 33770 43817 57157 103628 Wages and salaries....................... 12089 1284 1496 5052 10217 18004 28879 36738 49793 67946 Self-employment income................... 812 -471 90 344 474 741 1153 1969 2331 19924 Soc. Sec., priv. and gov. retirement..... 3546 914 4695 5476 4700 3383 1634 1868 973 1906 Int., divid., rent. inc., property inc... 978 52 168 621 1015 1404 1459 2402 2854 9920 Unemp. and workers' compen., vet. ben.... 150 83 114 199 232 219 139 97 16 107 Pub. ass., supp. sec. inc., foodstamps... 179 276 456 65 30 9 29 15 12 8 Regular contributions for support........ 387 235 230 418 313 300 310 596 1084 3311 Other income............................. 166 90 149 210 164 196 168 132 93 506 Personal taxes 1/......................... 1720 238 221 479 1048 2287 3966 5432 7829 14524 Federal income taxes..................... 1314 182 144 298 819 1734 3023 4215 6209 11510 State and local income taxes............. 322 33 28 80 175 446 774 1070 1510 2730 Other taxes.............................. 84 24 50 101 54 107 169 148 110 283 Income after taxes 1/..................... 16586 2224 7177 11906 16097 21967 29805 38386 49328 89104 Net change in total assets and liabilities -157 -274 370 87 307 -321 -196 977 -3514 -6303 Net change in total assets............... 1625 -102 387 331 765 887 6833 4262 10309 9723 Net change in total liabilities.......... 1782 172 17 245 457 1208 7029 3285 13823 16027 Other money receipts...................... 317 277 68 213 453 474 580 776 731 130 Mortgage principal paid, owned property... -237 -143 -54 -123 -203 -245 -465 -639 -1224 -1034 Estimated market value of owned home...... 35396 13130 26144 36189 30688 36111 50377 59698 94538 121494 Est. monthly rental value of owned home... 234 88 188 240 216 236 300 391 611 708 Gifts of goods and services............... 724 515 358 501 693 871 1338 870 2136 2815 Food.................................... 41 11 15 27 58 39 87 69 239 73 Housing................................. 179 144 107 120 226 201 263 228 436 685 Housekeeping supplies................. 31 34 10 22 45 40 41 63 59 64 Household textiles.................... 6 3 4 8 16 5 8 1 9 12 Appliances and misc. housewares....... 20 5 5 16 40 24 42 24 18 112 Major appliances.................... 6 3 1 4 4 6 18 9 1 95 Small appl. and misc. housewares.... 13 3 3 12 36 18 24 15 17 17 Miscellaneous household equipment..... 50 16 20 36 59 65 70 62 171 425 Other housing......................... 72 86 69 38 66 68 101 76 180 73 Apparel and services.................... 215 108 107 168 241 258 532 196 337 816 Males 2 and over...................... 60 23 33 38 66 61 226 57 111 87 Females 2 and over.................... 71 37 51 40 121 86 161 58 86 86 Children under 2...................... 15 11 12 7 11 24 27 21 18 31 Other apparel products and services... 68 37 11 83 43 87 118 60 122 612 Jewelry and watches................. 44 34 7 30 29 54 43 50 116 606 All other apparel products and serv. 24 4 4 53 14 32 74 10 6 7 Transportation.......................... 45 12 14 16 14 65 59 52 400 272 Health care............................. 42 118 32 28 13 18 49 35 64 58 Entertainment........................... 61 22 25 58 49 78 95 107 181 302 Toys, games, hobbies, and tricycles... 21 7 12 11 21 35 33 22 76 53 Other entertainment................... 40 15 14 48 28 43 61 85 104 248 Education............................... 43 23 13 10 15 67 103 47 296 104 All other gifts......................... 98 77 43 74 77 146 150 137 183 505 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary