Table 4. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18470 867 1985 1896 1812 3202 2378 1846 2222 2262 Income before taxes 1/.................... 37190 419 7804 12515 17414 24729 34585 44674 58590 106833 Income after taxes 1/..................... 33143 -1286 7648 12354 16504 22117 31469 40230 51884 92634 Age of reference person................... 46.3 38.9 51.8 49.4 48.1 46.8 45.2 43.7 43.9 45.6 Average number in consumer unit:.......... Persons.................................. 2.7 2 1.9 2.3 2.5 2.7 2.8 3.2 3.2 3.2 Children under 18........................ 0.8 0.6 0.5 0.7 0.8 0.8 0.9 1 1 0.9 Persons 65 and over...................... 0.3 0.1 0.4 0.4 0.5 0.4 0.3 0.2 0.1 0.1 Earners.................................. 1.4 1 0.6 0.9 1 1.3 1.5 1.8 2 2.1 Vehicles................................. 2.2 1.1 1.1 1.5 1.7 2.2 2.5 2.7 3.2 3.3 Percent distribution: Male..................................... 67 52 43 57 55 67 75 77 79 80 Female................................... 33 48 57 43 45 33 25 23 21 20 Percent homeowner........................ 59 30 38 42 47 51 62 69 80 88 With mortgage........................... 42 17 13 16 22 34 46 57 72 77 Without mortgage........................ 17 12 26 26 26 17 16 12 8 11 Renter................................... 41 70 62 58 53 49 38 31 20 12 Black.................................... 5 8 8 6 8 5 5 1 3 2 White and other.......................... 95 92 92 94 92 95 95 99 97 98 Elementary (1-8)......................... 8 10 20 14 10 10 5 4 2 2 High school (9-12)....................... 36 36 43 44 48 39 39 35 25 16 College.................................. 55 52 36 41 42 51 55 61 73 82 Never attended and other................. 0 2 1 1 0 0 0 0 0 0 At least one vehicle owned............... 89 66 64 84 87 94 96 99 99 98 Average annual expenditures............... 33857 17329 13534 19644 21951 26001 33449 42658 49752 68764 Food..................................... 4766 2756 2622 3174 3591 4133 4992 5721 6357 8219 Food at home............................ 2994 1849 2023 2213 2450 2783 3237 3316 3884 4377 Cereals and bakery products............ 444 285 297 303 338 422 462 495 603 667 Cereals and cereal products........... 158 87 108 108 127 155 156 175 229 225 Bakery products....................... 285 197 188 195 211 266 306 320 374 442 Meats, poultry, fish, and eggs......... 717 495 525 565 613 649 760 753 872 1083 Beef.................................. 231 149 171 176 216 205 248 244 274 350 Pork.................................. 144 122 122 109 145 139 158 142 153 187 Other meats........................... 98 75 79 75 67 101 106 109 116 134 Poultry............................... 122 71 70 112 101 100 124 129 171 192 Fish and seafood...................... 87 55 55 54 53 71 80 95 118 181 Eggs.................................. 35 24 29 39 29 33 44 33 40 39 Dairy products......................... 345 193 231 263 299 307 361 405 460 491 Fresh milk and cream.................. 149 89 110 129 141 140 154 179 180 180 Other dairy products.................. 196 103 121 134 158 167 207 226 280 311 Fruits and vegetables.................. 502 301 371 358 425 490 524 555 614 736 Fresh fruits.......................... 160 95 107 116 136 150 172 177 193 254 Fresh vegetables...................... 155 91 137 107 118 148 161 172 176 241 Processed fruits...................... 110 64 72 81 102 117 108 122 140 147 Processed vegetables.................. 77 52 54 54 69 75 82 85 106 94 Other food at home..................... 986 576 600 724 776 914 1130 1108 1335 1399 Sugar and other sweets................ 122 70 88 100 106 121 135 135 155 153 Fats and oils......................... 83 44 55 65 68 82 102 92 104 109 Miscellaneous foods................... 477 281 292 348 392 429 556 558 638 662 Nonalcoholic beverages................ 244 163 149 186 174 227 270 259 336 369 Food prep. by cu, out-of-town trips... 59 18 16 25 37 56 69 64 102 107 Food away from home..................... 1773 907 599 961 1141 1351 1755 2405 2473 3842 Alcoholic beverages...................... 324 154 82 136 201 312 461 289 417 702 Housing.................................. 10986 6305 5474 7343 7514 8608 10318 13164 15530 21355 Shelter................................. 6721 4115 3480 4329 4491 5093 6301 8082 9662 13099 Owned dwellings........................ 4064 1798 1039 1571 1654 2214 3542 5013 7527 10597 Mortgage interest and charges......... 2752 1158 395 683 770 1284 2425 3557 5559 7759 Property taxes........................ 750 369 321 371 504 425 639 852 1269 1767 Maintenance, rep., ins., oth. exp..... 563 272 322 518 381 505 479 605 698 1070 Rented dwellings....................... 2295 2222 2400 2710 2653 2686 2468 2630 1616 1254 Other lodging.......................... 362 95 42 48 184 192 291 439 519 1249 Utilities, fuels, and public services... 1802 1000 1167 1454 1554 1674 1828 2092 2253 2632 Natural gas............................ 215 101 153 150 186 192 208 256 257 355 Electricity............................ 672 375 417 585 568 606 713 793 821 971 Fuel oil and other fuels............... 40 23 40 35 33 42 35 43 47 47 Telephone.............................. 618 395 413 545 570 620 606 686 761 801 Water and other public services........ 257 106 143 141 197 214 267 315 366 459 Household operations.................... 615 225 199 596 279 360 356 786 840 1688 Personal services...................... 315 80 46 429 103 195 194 438 460 770 Other household expenses............... 300 145 153 167 175 164 162 349 380 918 Housekeeping supplies................... 491 317 232 283 368 387 528 593 698 910 Laundry and cleaning supplies.......... 124 145 66 91 89 96 128 155 171 187 Other household products............... 209 61 107 109 154 159 215 256 308 430 Postage and stationery................. 158 110 60 82 125 132 186 182 219 292 Household furnishings and equipment..... 1357 648 397 681 822 1095 1304 1611 2076 3026 Household textiles..................... 119 46 43 52 95 66 131 177 151 285 Furniture.............................. 334 144 113 147 220 208 311 432 476 835 Floor coverings........................ 73 121 8 24 43 54 97 40 169 106 Major appliances....................... 165 76 64 185 89 140 183 150 230 296 Small appliances, misc. housewares..... 100 31 33 39 105 76 83 134 142 221 Miscellaneous household equipment...... 566 230 136 234 270 550 499 679 908 1283 Apparel and services..................... 1845 1084 769 935 1109 1268 1716 2242 2575 4510 Men and boys............................ 461 227 187 168 240 334 408 681 695 1070 Men, 16 and over....................... 378 212 126 123 193 282 306 578 570 902 Boys, 2 to 15.......................... 84 15 61 45 47 52 102 103 125 168 Women and girls......................... 735 406 351 361 365 436 647 844 988 2101 Women, 16 and over..................... 636 376 318 324 312 352 559 708 831 1874 Girls, 2 to 15......................... 99 30 34 37 52 84 88 135 157 227 Children under 2........................ 96 57 34 71 101 90 134 92 128 122 Footwear................................ 241 147 103 133 206 195 247 325 252 522 Other apparel products and services..... 312 246 93 201 198 213 281 301 513 695 Transportation........................... 5739 2662 1512 3219 3462 4665 6172 7551 8695 11251 Vehicle purchases (net outlay).......... 2240 1116 286 1317 994 1588 2477 3317 3600 4615 Cars and trucks, new................... 1059 523 21 358 219 489 1226 2001 1329 3029 Cars and trucks, used.................. 1138 589 266 944 770 1092 1241 1294 2222 1337 Other vehicles......................... 43 4 0 16 5 7 9 23 49 249 Gasoline and motor oil.................. 1048 658 457 662 848 1031 1127 1271 1462 1553 Other vehicle expenses.................. 2085 774 657 1055 1405 1763 2275 2554 3106 4120 Vehicle finance charges................ 272 38 47 86 140 195 366 327 496 564 Maintenance and repairs................ 756 342 288 407 557 685 810 966 1063 1353 Vehicle insurance...................... 694 287 237 439 466 609 670 862 1015 1338 Veh. rent., leas., licen., oth. chges.. 363 107 85 123 242 274 429 399 532 865 Public transportation................... 366 114 112 184 216 283 294 408 527 962 Health care.............................. 1564 684 1046 1170 1466 1437 1498 1938 1878 2399 Health insurance........................ 633 295 420 497 596 658 628 770 757 830 Medical services........................ 585 209 371 329 495 425 558 821 732 1118 Drugs................................... 240 123 212 205 256 261 241 230 261 284 Medical supplies........................ 107 58 43 139 120 94 71 117 127 167 Entertainment............................ 1941 1731 547 680 1194 1243 2109 3078 3254 3506 Fees and admissions..................... 436 249 121 157 267 248 395 556 690 1117 Television, radios, sound equipment..... 534 242 219 301 367 476 572 603 779 1002 Pets, toys, and playground equipment.... 321 126 152 109 257 217 281 479 519 653 Other supplies, equip., and services.... 649 1113 55 113 304 303 860 1441 1265 734 Personal care products and services...... 447 264 188 260 296 365 435 562 661 869 Reading.................................. 178 87 79 108 125 146 167 240 248 337 Education................................ 406 444 254 134 197 209 237 464 569 1167 Tobacco products and smoking supplies.... 223 158 178 210 214 221 286 276 250 170 Miscellaneous............................ 1024 482 372 336 713 872 1100 1210 1564 2112 Cash contributions....................... 1061 114 142 1334 812 581 774 1586 1540 2283 Personal insurance and pensions.......... 3352 406 269 606 1057 1940 3184 4338 6215 9886 Life and other personal insurance....... 285 76 78 62 106 171 264 402 531 727 Pensions and Social Security............ 3067 330 191 543 951 1769 2920 3936 5684 9159 Money income before taxes 1/.............. 37190 419 7804 12515 17414 24729 34585 44674 58590 106833 Wages and salaries....................... 26803 1730 1930 5512 9682 16788 26282 35437 46757 77870 Self-employment income................... 3598 -3040 249 594 486 1322 1677 2668 5701 18026 Soc. Sec., priv. and gov. retirement..... 3929 609 3566 4014 5046 4370 4269 3863 3128 4411 Int., divid., rent. inc., property inc... 1527 158 193 410 714 898 1408 1599 1777 5519 Unemp. and workers' compen., vet. ben.... 316 151 154 267 282 480 354 467 253 259 Pub. ass., supp. sec. inc., foodstamps... 484 435 1316 1149 641 409 242 175 147 30 Regular contributions for support........ 341 214 237 315 403 254 190 346 640 437 Other income............................. 192 161 159 254 161 208 162 118 187 281 Personal taxes 1/......................... 4047 1705 156 161 911 2613 3115 4443 6706 14199 Federal income taxes..................... 3108 1257 102 71 697 2029 2380 3469 5098 10977 State and local income taxes............. 810 280 29 38 156 510 627 886 1386 2862 Other taxes.............................. 128 168 25 52 57 74 108 87 223 360 Income after taxes 1/..................... 33143 -1286 7648 12354 16504 22117 31469 40230 51884 92634 Net change in total assets and liabilities -2706 -9190 -159 -4327 -1635 72 -2865 -7011 -4901 -57 Net change in total assets............... 4169 -7151 673 -737 825 1242 2622 936 13862 17253 Net change in total liabilities.......... 6876 2039 833 3590 2460 1170 5487 7947 18763 17310 Other money receipts...................... 683 287 166 150 272 521 215 705 812 2638 Mortgage principal paid, owned property... -1138 -387 -155 -204 -247 -414 -608 -918 -1704 -4989 Estimated market value of owned home...... 91535 43340 35240 53788 46071 60046 82905 102984 142329 221868 Est. monthly rental value of owned home... 517 236 269 293 317 357 480 616 797 1099 Gifts of goods and services............... 1003 393 403 487 601 728 905 976 1358 2732 Food.................................... 76 32 23 27 31 38 101 68 91 238 Housing................................. 274 52 75 129 197 206 197 297 372 798 Housekeeping supplies................. 45 14 14 27 41 39 40 56 63 94 Household textiles.................... 12 2 2 4 2 16 18 20 11 22 Appliances and misc. housewares....... 36 3 7 12 59 22 31 65 40 80 Major appliances.................... 6 2 3 2 4 3 7 12 9 9 Small appl. and misc. housewares.... 30 1 3 10 55 18 24 53 30 71 Miscellaneous household equipment..... 81 15 16 20 53 73 74 103 140 194 Other housing......................... 99 19 37 66 42 57 34 54 118 407 Apparel and services.................... 279 180 148 169 176 213 300 308 343 615 Males 2 and over...................... 78 20 30 35 42 71 61 74 106 224 Females 2 and over.................... 97 50 87 53 62 58 127 112 130 179 Children under 2...................... 43 39 18 21 38 34 60 47 53 69 Other apparel products and services... 61 72 14 60 34 51 52 75 54 144 Jewelry and watches................. 38 68 7 44 17 21 31 41 25 105 All other apparel products and serv. 24 4 7 17 17 29 21 34 30 39 Transportation.......................... 57 11 11 30 11 54 34 52 89 178 Health care............................. 18 6 2 23 4 11 27 37 32 16 Entertainment........................... 74 34 32 20 41 63 81 100 113 151 Toys, games, hobbies, and tricycles... 27 12 19 9 12 27 43 32 36 39 Other entertainment................... 47 22 13 11 29 35 37 68 77 113 Education............................... 97 11 12 18 9 22 72 47 98 511 All other gifts......................... 127 66 100 71 131 121 94 67 220 224 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary