Table 3. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 28199 1791 4129 3428 2938 4867 3534 2419 2816 2277 Income before taxes 1/.................... 31359 2575 7465 12393 17306 24661 34275 44280 58458 106553 Income after taxes 1/..................... 28673 2285 7338 12107 16577 22958 31611 40824 52413 94050 Age of reference person................... 47.7 47.4 56.3 52.2 48.8 44.4 43.8 43.7 44.1 46.1 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 1.9 2.3 2.4 2.5 2.7 2.8 3.1 3.1 Children under 18........................ 0.7 0.4 0.5 0.6 0.6 0.7 0.7 0.8 0.9 0.8 Persons 65 and over...................... 0.3 0.3 0.5 0.5 0.4 0.3 0.2 0.2 0.1 0.1 Earners.................................. 1.3 0.6 0.6 0.9 1.2 1.4 1.6 1.8 2 2.1 Vehicles................................. 1.9 0.7 1 1.5 1.7 1.9 2.3 2.3 2.7 2.9 Percent distribution: Male..................................... 64 42 42 53 66 68 73 76 82 81 Female................................... 36 58 58 47 34 32 27 24 18 19 Percent homeowner........................ 62 34 48 57 54 57 68 77 82 91 With mortgage........................... 36 9 10 18 24 33 43 58 67 80 Without mortgage........................ 26 26 38 39 30 24 25 19 16 11 Renter................................... 38 66 52 43 46 43 32 23 18 9 Black.................................... 17 32 28 23 17 14 14 8 7 4 White and other.......................... 83 68 72 77 83 86 86 92 93 96 Elementary (1-8)......................... 14 31 29 20 19 9 5 4 3 1 High school (9-12)....................... 42 42 45 52 46 51 45 40 26 15 College.................................. 44 26 23 27 35 40 50 56 71 83 Never attended and other................. 1 1 3 1 0 0 0 0 0 0 At least one vehicle owned............... 87 50 65 85 92 95 97 97 98 98 Average annual expenditures............... 28668 12113 12599 17061 20364 26088 31115 37674 46694 68372 Food..................................... 4146 2242 2395 3118 3542 3896 4545 5403 5907 7299 Food at home............................ 2589 1528 1893 2232 2485 2483 2713 3078 3227 3976 Cereals and bakery products............ 384 228 278 318 373 364 418 435 478 608 Cereals and cereal products........... 140 86 106 137 138 133 143 158 162 207 Bakery products....................... 244 142 172 181 235 232 275 277 316 401 Meats, poultry, fish, and eggs......... 720 475 559 701 696 687 750 842 783 1065 Beef.................................. 235 134 179 213 217 234 267 284 267 334 Pork.................................. 164 118 143 162 172 162 165 195 158 206 Other meats........................... 94 68 69 89 101 96 100 111 96 125 Poultry............................... 119 87 92 108 111 107 114 136 157 184 Fish and seafood...................... 76 45 48 90 68 60 74 84 78 167 Eggs.................................. 32 23 28 41 28 28 31 33 28 48 Dairy products......................... 281 180 203 231 282 282 288 329 355 403 Fresh milk and cream.................. 128 80 97 113 143 136 125 149 148 156 Other dairy products.................. 153 100 106 118 139 146 164 180 207 247 Fruits and vegetables.................. 411 246 310 364 387 384 410 466 502 694 Fresh fruits.......................... 116 68 90 93 117 108 109 126 131 235 Fresh vegetables...................... 122 72 87 118 119 113 122 141 150 194 Processed fruits...................... 92 57 69 79 84 86 97 99 123 153 Processed vegetables.................. 80 49 63 74 68 77 82 101 98 112 Other food at home..................... 794 399 543 617 746 766 846 1006 1109 1207 Sugar and other sweets................ 99 61 71 89 105 92 94 129 135 131 Fats and oils......................... 72 36 61 65 75 74 78 84 80 95 Miscellaneous foods................... 363 159 247 262 325 351 369 487 536 582 Nonalcoholic beverages................ 223 133 155 178 217 224 265 257 288 295 Food prep. by cu, out-of-town trips... 37 10 9 23 25 26 40 50 71 105 Food away from home..................... 1557 714 502 885 1057 1413 1832 2325 2680 3323 Alcoholic beverages...................... 226 115 72 116 177 256 246 286 348 494 Housing.................................. 8449 4068 4624 5407 6422 7534 9048 10541 12870 19289 Shelter................................. 4476 2160 2190 2723 3317 3975 4638 5646 6976 11058 Owned dwellings........................ 2744 923 798 1188 1292 1883 2812 4081 5265 9117 Mortgage interest and charges......... 1665 511 216 464 585 1079 1755 2732 3689 5876 Property taxes........................ 516 257 274 344 282 376 499 643 808 1552 Maintenance, rep., ins., oth. exp..... 563 156 308 379 425 428 557 707 768 1690 Rented dwellings....................... 1467 1153 1322 1437 1899 1934 1646 1253 1199 749 Other lodging.......................... 264 83 69 98 126 158 180 311 512 1192 Utilities, fuels, and public services... 1985 1227 1488 1692 1697 1894 2140 2280 2589 3193 Natural gas............................ 149 110 144 148 109 133 136 159 176 257 Electricity............................ 947 552 667 772 814 896 1026 1119 1309 1557 Fuel oil and other fuels............... 55 40 82 59 63 54 59 40 26 51 Telephone.............................. 592 405 417 507 513 590 664 671 741 909 Water and other public services........ 242 119 178 206 198 220 255 291 337 419 Household operations.................... 456 164 236 220 258 323 472 571 752 1465 Personal services...................... 229 102 123 72 135 175 303 340 422 525 Other household expenses............... 227 62 113 148 123 147 169 232 331 941 Housekeeping supplies................... 441 177 240 298 421 390 449 586 681 852 Laundry and cleaning supplies.......... 120 64 88 107 105 117 129 166 155 156 Other household products............... 211 75 89 121 244 153 208 290 333 498 Postage and stationery................. 109 38 63 70 72 121 113 129 193 198 Household furnishings and equipment..... 1091 341 470 473 729 953 1350 1459 1872 2720 Household textiles..................... 84 16 32 40 57 66 99 108 125 268 Furniture.............................. 270 95 114 106 189 208 315 353 505 729 Floor coverings........................ 88 8 125 29 36 42 194 130 140 79 Major appliances....................... 126 52 83 95 119 113 175 118 182 210 Small appliances, misc. housewares..... 79 35 24 34 47 53 102 100 132 249 Miscellaneous household equipment...... 444 134 93 170 280 472 465 650 788 1185 Apparel and services..................... 1660 768 744 1043 1182 1497 1767 2160 2546 4033 Men and boys............................ 425 147 159 308 260 377 471 660 711 916 Men, 16 and over....................... 335 99 124 222 200 254 366 542 594 806 Boys, 2 to 15.......................... 90 47 35 86 60 123 105 118 117 110 Women and girls......................... 644 359 340 344 409 538 688 754 1015 1721 Women, 16 and over..................... 557 335 309 292 352 469 597 606 870 1503 Girls, 2 to 15......................... 87 23 31 52 57 69 91 147 145 218 Children under 2........................ 75 50 57 38 48 80 80 95 116 129 Footwear................................ 241 124 104 217 278 251 233 336 271 400 Other apparel products and services..... 274 88 83 135 188 251 294 314 432 867 Transportation........................... 5238 1844 1766 3154 3612 5250 6092 7218 9107 11176 Vehicle purchases (net outlay).......... 2296 709 554 1393 1202 2391 2514 3253 4379 5346 Cars and trucks, new................... 1129 228 161 278 449 1068 1310 1713 2169 3693 Cars and trucks, used.................. 1145 481 387 1103 731 1264 1190 1493 2206 1638 Other vehicles......................... 22 0 6 12 22 59 14 47 3 15 Gasoline and motor oil.................. 1026 480 516 711 936 1065 1245 1358 1522 1579 Other vehicle expenses.................. 1718 559 618 964 1328 1631 2152 2414 2913 3535 Vehicle finance charges................ 297 47 61 144 204 270 396 474 624 591 Maintenance and repairs................ 626 279 269 367 525 618 792 840 983 1140 Vehicle insurance...................... 603 183 237 362 486 563 757 839 1003 1208 Veh. rent., leas., licen., oth. chges.. 192 50 52 91 113 180 207 260 303 597 Public transportation................... 198 96 77 87 146 162 182 194 293 715 Health care.............................. 1718 1015 1116 1373 1471 1764 1829 2086 2294 2823 Health insurance........................ 733 296 502 594 640 776 872 933 904 1096 Medical services........................ 581 468 249 336 434 610 577 729 940 1178 Drugs................................... 317 223 311 353 329 304 287 307 322 407 Medical supplies........................ 87 28 54 91 68 74 93 117 128 142 Entertainment............................ 1295 452 401 601 799 1099 1416 1754 2324 3729 Fees and admissions..................... 316 91 64 89 153 226 325 344 592 1310 Television, radios, sound equipment..... 447 227 182 265 316 423 520 606 748 945 Pets, toys, and playground equipment.... 269 72 107 139 187 257 271 426 426 673 Other supplies, equip., and services.... 263 62 48 108 143 193 299 378 557 800 Personal care products and services...... 410 176 214 292 341 397 453 543 613 763 Reading.................................. 141 48 50 69 99 123 162 181 263 352 Education................................ 368 338 130 188 208 179 309 439 680 1324 Tobacco products and smoking supplies.... 291 209 197 285 339 326 328 301 329 281 Miscellaneous............................ 796 393 294 392 540 671 908 1065 1445 1963 Cash contributions....................... 991 212 244 208 397 949 820 1243 1750 4055 Personal insurance and pensions.......... 2939 234 353 816 1234 2147 3190 4454 6218 10791 Life and other personal insurance....... 382 132 159 197 209 319 373 456 723 1136 Pensions and Social Security............ 2557 103 195 619 1025 1828 2817 3998 5495 9655 Money income before taxes 1/.............. 31359 2575 7465 12393 17306 24661 34275 44280 58458 106553 Wages and salaries....................... 23481 1006 1940 5981 11019 18244 27024 37372 50921 79641 Self-employment income................... 2211 -439 175 258 569 1008 1428 1948 3019 16117 Soc. Sec., priv. and gov. retirement..... 3633 1045 3764 4417 4383 3743 3609 3064 2376 5239 Int., divid., rent. inc., property inc... 1001 40 146 336 456 830 1186 1372 1548 4017 Unemp. and workers' compen., vet. ben.... 195 56 111 261 249 247 263 134 137 208 Pub. ass., supp. sec. inc., foodstamps... 389 639 1067 785 292 132 198 38 41 144 Regular contributions for support........ 349 147 163 254 227 360 455 308 293 1074 Other income............................. 100 81 101 102 112 97 112 45 123 113 Personal taxes 1/......................... 2685 290 127 287 729 1702 2664 3456 6045 12504 Federal income taxes..................... 2192 211 46 198 556 1348 2155 2798 5077 10400 State and local income taxes............. 383 38 20 46 127 242 393 538 803 1751 Other taxes.............................. 111 42 61 42 46 113 117 120 165 352 Income after taxes 1/..................... 28673 2285 7338 12107 16577 22958 31611 40824 52413 94050 Net change in total assets and liabilities -50 1621 940 -83 -93 -2355 -1663 -1427 1182 4320 Net change in total assets............... 3279 2049 918 792 724 777 3645 3552 6440 16149 Net change in total liabilities.......... 3329 428 -22 875 817 3132 5307 4980 5258 11829 Other money receipts...................... 290 208 15 112 104 319 84 50 826 1211 Mortgage principal paid, owned property... -612 -270 -97 -234 -230 -366 -582 -869 -1407 -2194 Estimated market value of owned home...... 49335 20123 23386 33242 29858 36107 48809 62927 82154 142779 Est. monthly rental value of owned home... 339 131 168 236 223 265 348 448 570 861 Gifts of goods and services............... 916 532 343 379 490 814 866 1031 1701 2792 Food.................................... 69 46 23 19 37 37 78 47 192 212 Housing................................. 250 127 128 99 139 210 248 264 445 757 Housekeeping supplies................. 34 11 14 23 19 32 38 44 67 67 Household textiles.................... 12 1 6 4 4 6 8 14 25 50 Appliances and misc. housewares....... 26 7 7 14 11 22 29 29 46 89 Major appliances.................... 7 3 1 6 3 10 8 8 5 20 Small appl. and misc. housewares.... 19 4 5 8 8 12 21 21 41 69 Miscellaneous household equipment..... 58 23 15 22 38 62 55 77 101 163 Other housing......................... 120 85 86 36 67 88 118 101 207 389 Apparel and services.................... 240 56 100 133 170 322 255 274 327 542 Males 2 and over...................... 73 7 28 56 37 94 85 120 111 122 Females 2 and over.................... 89 19 32 36 89 121 76 73 122 252 Children under 2...................... 30 12 23 14 20 31 38 44 39 55 Other apparel products and services... 47 18 17 27 24 76 56 37 54 113 Jewelry and watches................. 22 4 6 9 12 29 20 22 41 62 All other apparel products and serv. 25 13 11 18 12 48 36 15 13 52 Transportation.......................... 74 13 6 15 19 42 74 25 312 224 Health care............................. 28 155 17 3 6 15 21 18 32 64 Entertainment........................... 63 22 20 55 41 61 59 68 125 146 Toys, games, hobbies, and tricycles... 24 10 9 11 19 23 26 25 53 50 Other entertainment................... 39 13 10 44 21 38 32 43 72 96 Education............................... 94 32 22 9 6 38 52 114 146 612 All other gifts......................... 98 81 27 45 72 89 79 221 121 234 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary