Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 65-74 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 11,947 | 2,723 | 3,003 | 3,863 | 2,358 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $22,954 | $23,588 | $20,879 | $21,265 | $27,473 Income after taxes 1/.........................| 21,491 | 22,298 | 19,565 | 20,107 | 25,157 Age of reference person.......................| 69.3 | 69.4 | 69.5 | 69.1 | 69.2 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.9 | 1.8 | 1.8 | 2.0 | 1.9 Children under 18...........................| .1 | .1 | (2) | .1 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.3 | 1.4 | 1.4 Earners.....................................| .6 | .5 | .6 | .6 | .7 Vehicles....................................| 1.8 | 1.4 | 1.7 | 1.8 | 2.1 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 62 | 59 | 58 | 63 | 66 Female....................................| 38 | 41 | 42 | 37 | 34 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 79 | 74 | 79 | 84 | 79 With mortgage...........................| 20 | 15 | 14 | 20 | 33 Without mortgage........................| 59 | 58 | 65 | 64 | 46 Renter....................................| 21 | 26 | 21 | 16 | 21 | | | | | Race of reference person: | | | | | Black.....................................| 9 | 5 | 7 | 17 | 4 White and other...........................| 91 | 95 | 93 | 83 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 20 | 18 | 20 | 27 | 10 High school (9-12)........................| 50 | 54 | 54 | 46 | 45 College...................................| 29 | 27 | 25 | 25 | 44 Never attended and other..................| 1 | (3) | (3) | 2 | 1 | | | | | At least one vehicle owned..................| 85 | 78 | 84 | 87 | 89 | | | | | Average annual expenditures.....................| $22,659 | $22,752 | $20,574 | $22,004 | $26,287 | | | | | Food..........................................| 3,552 | 3,612 | 3,285 | 3,419 | 4,053 Food at home................................| 2,413 | 2,438 | 2,231 | 2,465 | 2,535 Cereals and bakery products...............| 380 | 417 | 370 | 380 | 352 Cereals and cereal products.............| 126 | 119 | 120 | 142 | 116 Bakery products.........................| 254 | 298 | 251 | 238 | 236 Meats, poultry, fish, and eggs............| 637 | 691 | 581 | 668 | 598 Beef....................................| 190 | 188 | 185 | 195 | 191 Pork....................................| 148 | 145 | 138 | 176 | 118 Other meats.............................| 89 | 88 | 82 | 94 | 90 Poultry.................................| 111 | 157 | 91 | 106 | 91 Fish and seafood........................| 71 | 82 | 62 | 67 | 77 Eggs....................................| 28 | 30 | 22 | 30 | 32 | | | | | Dairy products............................| 256 | 263 | 244 | 257 | 261 Fresh milk and cream....................| 111 | 108 | 104 | 120 | 106 Other dairy products....................| 145 | 154 | 140 | 137 | 154 Fruits and vegetables.....................| 444 | 440 | 401 | 447 | 499 Fresh fruits............................| 139 | 139 | 132 | 135 | 153 Fresh vegetables........................| 130 | 128 | 115 | 128 | 153 Processed fruits........................| 103 | 102 | 90 | 109 | 109 Processed vegetables....................| 73 | 71 | 64 | 75 | 83 | | | | | Other food at home........................| 696 | 627 | 636 | 712 | 825 Sugar and other sweets..................| 105 | 98 | 99 | 108 | 114 Fats and oils...........................| 74 | 68 | 68 | 79 | 82 Miscellaneous foods.....................| 299 | 263 | 281 | 295 | 369 Nonalcoholic beverages..................| 177 | 162 | 155 | 195 | 191 Food prepared by consumer unit | | | | | on out-of-town trips...................| 42 | 37 | 32 | 35 | 68 Food away from home.........................| 1,138 | 1,174 | 1,053 | 954 | 1,518 | | | | | Alcoholic beverages...........................| 179 | 209 | 129 | 137 | 282 | | | | | Housing.......................................| 6,978 | 7,578 | 6,189 | 6,391 | 8,243 Shelter.....................................| 3,393 | 4,080 | 2,848 | 2,663 | 4,491 Owned dwellings...........................| 2,266 | 2,593 | 1,831 | 2,008 | 2,865 Mortgage interest and charges...........| 663 | 580 | 331 | 646 | 1,212 Property taxes..........................| 855 | 1,322 | 770 | 629 | 795 Maintenance, repairs, insurance, | | | | | other expenses.........................| 747 | 690 | 731 | 733 | 858 Rented dwellings..........................| 828 | 1,081 | 748 | 465 | 1,233 Other lodging.............................| 299 | 406 | 269 | 190 | 393 | | | | | Utilities, fuels, and public services.......| 1,904 | 1,996 | 1,734 | 1,997 | 1,860 Natural gas...............................| 267 | 307 | 339 | 195 | 246 Electricity...............................| 788 | 695 | 657 | 952 | 794 Fuel oil and other fuels..................| 133 | 327 | 98 | 82 | 35 Telephone services........................| 476 | 453 | 448 | 505 | 488 Water and other public services...........| 241 | 213 | 192 | 263 | 298 Household operations........................| 307 | 296 | 212 | 353 | 368 Personal services.........................| 44 | 39 | 4/39 | 68 | 4/16 Other household expenses..................| 264 | 257 | 174 | 284 | 352 | | | | | Housekeeping supplies.......................| 455 | 367 | 451 | 480 | 520 Laundry and cleaning supplies.............| 107 | 113 | 98 | 109 | 108 Other household products..................| 219 | 140 | 229 | 250 | 242 Postage and stationery....................| 130 | 114 | 124 | 121 | 170 Household furnishings and equipment.........| 918 | 840 | 943 | 898 | 1,004 Household textiles........................| 93 | 123 | 75 | 86 | 92 Furniture.................................| 154 | 136 | 162 | 160 | 155 Floor coverings...........................| 117 | 4/44 | 67 | 194 | 4/130 Major appliances..........................| 133 | 130 | 113 | 134 | 159 Small appliances, miscellaneous housewares| 74 | 56 | 66 | 81 | 90 Miscellaneous household equipment.........| 348 | 351 | 460 | 243 | 378 | | | | | Apparel and services..........................| 1,141 | 1,207 | 1,187 | 1,064 | 1,132 Men and boys................................| 235 | 186 | 180 | 270 | 301 Men, 16 and over..........................| 203 | 151 | 150 | 253 | 245 Boys, 2 to 15.............................| 32 | 34 | 30 | 16 | 57 Women and girls.............................| 563 | 662 | 667 | 479 | 455 Women, 16 and over........................| 532 | 624 | 635 | 455 | 421 Girls, 2 to 15............................| 31 | 38 | 32 | 23 | 34 Children under 2............................| 31 | 38 | 23 | 30 | 32 Footwear....................................| 163 | 158 | 171 | 167 | 155 Other apparel products and services.........| 150 | 163 | 146 | 119 | 189 | | | | | Transportation................................| 3,922 | 3,369 | 3,638 | 4,056 | 4,701 Vehicle purchases (net outlay)..............| 1,554 | 1,137 | 1,524 | 1,815 | 1,644 Cars and trucks, new......................| 973 | 639 | 740 | 1,379 | 991 Cars and trucks, used.....................| 575 | 484 | 779 | 431 | 653 Other vehicles............................| 4/6 | 4/13 | 4/5 | 4/4 | (5) Gasoline and motor oil......................| 749 | 625 | 672 | 787 | 927 Other vehicle expenses......................| 1,328 | 1,286 | 1,175 | 1,247 | 1,701 Vehicle finance charges...................| 123 | 104 | 138 | 131 | 111 Maintenance and repairs...................| 505 | 420 | 424 | 540 | 648 Vehicle insurance.........................| 513 | 569 | 439 | 469 | 618 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 187 | 193 | 174 | 108 | 325 Public transportation.......................| 292 | 322 | 268 | 207 | 429 | | | | | Health care...................................| 2,393 | 2,286 | 2,297 | 2,604 | 2,292 Health insurance............................| 1,160 | 1,198 | 1,208 | 1,147 | 1,076 Medical services............................| 622 | 547 | 546 | 761 | 579 Drugs.......................................| 480 | 407 | 459 | 556 | 467 Medical supplies............................| 131 | 134 | 84 | 141 | 169 | | | | | Entertainment.................................| 883 | 870 | 715 | 793 | 1,261 Fees and admissions.........................| 255 | 254 | 210 | 218 | 373 Television, radios, sound equipment.........| 311 | 314 | 265 | 297 | 388 Pets, toys, and playground equipment........| 177 | 214 | 137 | 156 | 218 Other entertainment supplies, equipment, | | | | | and services...............................| 141 | 88 | 102 | 122 | 282 | | | | | Personal care products and services...........| 339 | 299 | 306 | 386 | 348 | | | | | Reading.......................................| 159 | 186 | 151 | 128 | 190 | | | | | Education.....................................| 60 | 74 | 46 | 57 | 67 | | | | | Tobacco products and smoking supplies.........| 202 | 212 | 195 | 206 | 192 | | | | | Miscellaneous.................................| 595 | 606 | 428 | 601 | 785 | | | | | Cash contributions............................| 1,219 | 1,174 | 1,151 | 1,073 | 1,596 | | | | | Personal insurance and pensions...............| 1,037 | 1,070 | 857 | 1,089 | 1,144 Life and other personal insurance...........| 329 | 304 | 228 | 461 | 270 Pensions and Social Security................| 708 | 766 | 630 | 628 | 873 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 22,954 | 23,588 | 20,879 | 21,265 | 27,473 Wages and salaries..........................| 5,996 | 7,697 | 4,205 | 5,431 | 7,215 Self-employment income......................| 1,096 | 917 | 1,454 | 843 | 1,257 Social Security, private and government | | | | | retirement.................................| 12,701 | 12,654 | 12,152 | 12,387 | 13,926 Interest, dividends, rental income, other | | | | | property income............................| 2,659 | 1,932 | 2,613 | 2,191 | 4,256 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 170 | 145 | 157 | 92 | 336 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 185 | 135 | 175 | 222 | 193 Regular contributions for support...........| 60 | 4/63 | 4/47 | 4/78 | 45 Other income................................| 86 | 45 | 75 | 4/22 | 246 | | | | | Personal taxes................................| 1,462 | 1,290 | 1,314 | 1,158 | 2,316 Federal income taxes........................| 1,052 | 847 | 904 | 891 | 1,713 State and local income taxes................| 225 | 233 | 226 | 106 | 401 Other taxes.................................| 186 | 210 | 185 | 161 | 201 | | | | | Income after taxes............................| 21,491 | 22,298 | 19,565 | 20,107 | 25,157 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -559 | -798 | -2,691 | 500 | 699 Net change in total assets..................| -126 | -726 | -2,626 | 1,208 | 1,564 Net change in total liabilities.............| 432 | 72 | 65 | 708 | 866 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 308 | 159 | 281 | 163 | 754 Mortgage principal paid on owned property...| -376 | -367 | -264 | -275 | -696 Estimated market value of owned home........| 80,262 | 94,108 | 50,775 | 63,517 | 129,262 Estimated monthly rental value of owned home| 489 | 540 | 388 | 412 | 683 | | | | | Gifts of goods and services...................| 884 | 955 | 870 | 808 | 948 Food........................................| 68 | 76 | 57 | 58 | 91 Housing.....................................| 239 | 256 | 239 | 204 | 279 Housekeeping supplies.....................| 41 | 29 | 57 | 34 | 45 Household textiles........................| 11 | 4/8 | 4/9 | 4/9 | 4/20 Appliances and miscellaneous housewares...| 36 | 25 | 32 | 42 | 42 Major appliances........................| 6 | 4/5 | 5 | 8 | 4/6 Small appliances and miscellaneous | | | | | housewares.............................| 29 | 19 | 27 | 34 | 35 Miscellaneous household equipment.........| 74 | 81 | 91 | 34 | 111 Other housing.............................| 78 | 114 | 51 | 84 | 60 Apparel and services........................| 244 | 267 | 238 | 218 | 270 Males, 2 and over.........................| 72 | 57 | 79 | 75 | 76 Females, 2 and over.......................| 103 | 134 | 92 | 86 | 114 Children under 2..........................| 28 | 38 | 22 | 23 | 31 Other apparel products and services.......| 41 | 39 | 45 | 35 | 51 Jewelry and watches.....................| 18 | 18 | 23 | 11 | 21 All other apparel products and services.| 24 | 21 | 21 | 24 | 29 Transportation..............................| 52 | 34 | 44 | 75 | 46 Health care.................................| 53 | 4/10 | 96 | 67 | 4/24 | | | | | Entertainment...............................| 68 | 85 | 63 | 54 | 76 Toys, games, hobbies, and tricycles.......| 30 | 40 | 27 | 24 | 31 Other entertainment.......................| 38 | 45 | 36 | 31 | 44 Education...................................| 24 | 4/38 | 4/9 | 4/24 | 4/26 All other gifts.............................| 135 | 188 | 123 | 107 | 136 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.