Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,392 | 2,866 | 3,070 | 4,290 | 2,166 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $37,948 | $39,724 | $40,244 | $33,564 | $40,653 Income after taxes 1/.........................| 34,151 | 35,996 | 36,523 | 30,908 | 34,646 Age of reference person.......................| 59.5 | 59.5 | 59.6 | 59.4 | 59.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.3 | 2.2 | 2.3 | 2.3 | 2.6 Children under 18...........................| .2 | .2 | .2 | .3 | .3 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.4 | 1.5 | 1.4 | 1.3 | 1.6 Vehicles....................................| 2.2 | 1.8 | 2.4 | 2.1 | 2.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 72 | 67 | 74 | 72 | 74 Female....................................| 28 | 33 | 26 | 28 | 26 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 79 | 72 | 84 | 82 | 75 With mortgage...........................| 39 | 32 | 38 | 39 | 49 Without mortgage........................| 40 | 40 | 47 | 43 | 26 Renter....................................| 21 | 28 | 16 | 18 | 25 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 11 | 11 | 16 | 5 White and other...........................| 88 | 89 | 89 | 84 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 15 | 9 | 11 | 23 | 11 High school (9-12)........................| 47 | 54 | 56 | 40 | 40 College...................................| 38 | 37 | 32 | 36 | 49 Never attended and other..................| (2) | (2) | (2) | 1 | (2) | | | | | At least one vehicle owned..................| 89 | 82 | 91 | 89 | 94 | | | | | Average annual expenditures.....................| $31,644 | $33,462 | $31,304 | $28,082 | $36,828 | | | | | Food..........................................| 4,280 | 4,744 | 4,016 | 3,934 | 4,732 Food at home................................| 2,730 | 2,962 | 2,539 | 2,588 | 2,985 Cereals and bakery products...............| 409 | 464 | 388 | 381 | 422 Cereals and cereal products.............| 131 | 136 | 121 | 129 | 141 Bakery products.........................| 278 | 328 | 267 | 252 | 281 Meats, poultry, fish, and eggs............| 740 | 866 | 648 | 731 | 737 Beef....................................| 220 | 262 | 191 | 217 | 218 Pork....................................| 166 | 152 | 167 | 181 | 152 Other meats.............................| 101 | 125 | 105 | 87 | 95 Poultry.................................| 126 | 167 | 104 | 118 | 122 Fish and seafood........................| 96 | 126 | 56 | 96 | 115 Eggs....................................| 31 | 35 | 25 | 32 | 36 | | | | | Dairy products............................| 294 | 325 | 290 | 278 | 292 Fresh milk and cream....................| 124 | 131 | 124 | 126 | 114 Other dairy products....................| 170 | 194 | 166 | 152 | 178 Fruits and vegetables.....................| 458 | 510 | 418 | 436 | 493 Fresh fruits............................| 143 | 162 | 138 | 125 | 163 Fresh vegetables........................| 140 | 161 | 110 | 136 | 161 Processed fruits........................| 100 | 114 | 97 | 93 | 101 Processed vegetables....................| 75 | 73 | 73 | 83 | 68 | | | | | Other food at home........................| 829 | 797 | 794 | 761 | 1,041 Sugar and other sweets..................| 115 | 99 | 119 | 104 | 148 Fats and oils...........................| 82 | 84 | 71 | 76 | 104 Miscellaneous foods.....................| 358 | 323 | 326 | 339 | 480 Nonalcoholic beverages..................| 218 | 223 | 218 | 202 | 242 Food prepared by consumer unit | | | | | on out-of-town trips...................| 56 | 69 | 60 | 40 | 67 Food away from home.........................| 1,551 | 1,782 | 1,477 | 1,346 | 1,747 | | | | | Alcoholic beverages...........................| 253 | 425 | 239 | 148 | 262 | | | | | Housing.......................................| 9,424 | 10,404 | 8,584 | 8,353 | 11,449 Shelter.....................................| 5,002 | 6,037 | 4,159 | 3,954 | 6,901 Owned dwellings...........................| 3,473 | 3,809 | 3,116 | 2,909 | 4,650 Mortgage interest and charges...........| 1,642 | 1,424 | 1,285 | 1,415 | 2,885 Property taxes..........................| 1,062 | 1,536 | 1,091 | 713 | 1,084 Maintenance, repairs, insurance, | | | | | other expenses.........................| 769 | 849 | 741 | 781 | 681 Rented dwellings..........................| 998 | 1,417 | 593 | 641 | 1,723 Other lodging.............................| 531 | 811 | 450 | 404 | 527 | | | | | Utilities, fuels, and public services.......| 2,224 | 2,374 | 2,265 | 2,184 | 2,047 Natural gas...............................| 304 | 348 | 450 | 201 | 244 Electricity...............................| 903 | 829 | 860 | 1,041 | 789 Fuel oil and other fuels..................| 127 | 294 | 94 | 67 | 71 Telephone services........................| 620 | 659 | 610 | 588 | 644 Water and other public services...........| 270 | 244 | 251 | 287 | 300 Household operations........................| 381 | 380 | 349 | 348 | 494 Personal services.........................| 58 | 3/70 | 3/22 | 50 | 111 Other household expenses..................| 323 | 310 | 327 | 298 | 383 | | | | | Housekeeping supplies.......................| 476 | 428 | 482 | 483 | 512 Laundry and cleaning supplies.............| 122 | 109 | 132 | 124 | 120 Other household products..................| 222 | 189 | 219 | 241 | 233 Postage and stationery....................| 131 | 130 | 130 | 118 | 159 Household furnishings and equipment.........| 1,341 | 1,184 | 1,329 | 1,384 | 1,495 Household textiles........................| 116 | 100 | 116 | 143 | 88 Furniture.................................| 309 | 275 | 350 | 220 | 472 Floor coverings...........................| 138 | 145 | 107 | 202 | 54 Major appliances..........................| 157 | 98 | 186 | 141 | 223 Small appliances, miscellaneous housewares| 123 | 122 | 111 | 122 | 150 Miscellaneous household equipment.........| 497 | 445 | 460 | 556 | 508 | | | | | Apparel and services..........................| 1,622 | 1,817 | 1,436 | 1,595 | 1,704 Men and boys................................| 391 | 373 | 360 | 434 | 377 Men, 16 and over..........................| 326 | 329 | 310 | 335 | 328 Boys, 2 to 15.............................| 65 | 44 | 50 | 98 | 48 Women and girls.............................| 710 | 796 | 596 | 705 | 783 Women, 16 and over........................| 660 | 751 | 552 | 653 | 718 Girls, 2 to 15............................| 51 | 45 | 45 | 52 | 65 Children under 2............................| 48 | 54 | 43 | 43 | 54 Footwear....................................| 214 | 268 | 189 | 214 | 186 Other apparel products and services.........| 259 | 326 | 247 | 200 | 304 | | | | | Transportation................................| 5,603 | 5,531 | 6,273 | 4,707 | 6,524 Vehicle purchases (net outlay)..............| 2,271 | 2,054 | 3,018 | 1,724 | 2,582 Cars and trucks, new......................| 1,357 | 1,529 | 1,763 | 835 | 1,585 Cars and trucks, used.....................| 911 | 524 | 1,253 | 885 | 987 Other vehicles............................| 3/4 | (4) | 3/2 | 3/4 | 3/10 Gasoline and motor oil......................| 1,047 | 929 | 1,036 | 1,053 | 1,205 Other vehicle expenses......................| 1,915 | 1,978 | 1,803 | 1,736 | 2,342 Vehicle finance charges...................| 243 | 212 | 267 | 244 | 249 Maintenance and repairs...................| 717 | 711 | 701 | 659 | 862 Vehicle insurance.........................| 701 | 768 | 580 | 667 | 849 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 253 | 286 | 256 | 165 | 382 Public transportation.......................| 371 | 571 | 415 | 194 | 395 | | | | | Health care...................................| 1,918 | 1,765 | 1,804 | 2,107 | 1,908 Health insurance............................| 801 | 726 | 760 | 893 | 773 Medical services............................| 678 | 669 | 606 | 711 | 724 Drugs.......................................| 347 | 294 | 344 | 412 | 294 Medical supplies............................| 93 | 76 | 94 | 90 | 117 | | | | | Entertainment.................................| 1,639 | 1,513 | 1,480 | 1,323 | 2,658 Fees and admissions.........................| 416 | 546 | 355 | 355 | 454 Television, radios, sound equipment.........| 447 | 460 | 453 | 419 | 478 Pets, toys, and playground equipment........| 291 | 265 | 304 | 277 | 337 Other entertainment supplies, equipment, | | | | | and services...............................| 484 | 242 | 369 | 272 | 1,389 | | | | | Personal care products and services...........| 408 | 401 | 358 | 396 | 512 | | | | | Reading.......................................| 193 | 241 | 199 | 146 | 215 | | | | | Education.....................................| 375 | 643 | 267 | 321 | 280 | | | | | Tobacco products and smoking supplies.........| 314 | 294 | 372 | 334 | 216 | | | | | Miscellaneous.................................| 926 | 1,001 | 862 | 849 | 1,081 | | | | | Cash contributions............................| 1,502 | 1,379 | 1,958 | 1,151 | 1,712 | | | | | Personal insurance and pensions...............| 3,186 | 3,304 | 3,455 | 2,718 | 3,575 Life and other personal insurance...........| 512 | 451 | 647 | 510 | 405 Pensions and Social Security................| 2,674 | 2,853 | 2,808 | 2,208 | 3,171 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 37,948 | 39,724 | 40,244 | 33,564 | 40,653 Wages and salaries..........................| 26,723 | 30,229 | 28,031 | 23,145 | 27,229 Self-employment income......................| 2,654 | 2,378 | 3,786 | 1,709 | 3,188 Social Security, private and government | | | | | retirement.................................| 5,694 | 4,392 | 5,229 | 6,029 | 7,248 Interest, dividends, rental income, other | | | | | property income............................| 1,819 | 1,717 | 2,272 | 1,576 | 1,783 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 381 | 534 | 430 | 193 | 472 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 469 | 316 | 336 | 671 | 463 Regular contributions for support...........| 117 | 3/107 | 3/48 | 174 | 117 Other income................................| 91 | 3/51 | 112 | 67 | 153 | | | | | Personal taxes................................| 3,797 | 3,728 | 3,720 | 2,656 | 6,008 Federal income taxes........................| 2,847 | 2,552 | 2,611 | 2,148 | 4,746 State and local income taxes................| 703 | 825 | 797 | 344 | 1,075 Other taxes.................................| 247 | 351 | 312 | 164 | 186 | | | | | Income after taxes............................| 34,151 | 35,996 | 36,523 | 30,908 | 34,646 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 2,834 | 1,045 | 7,551 | 3,007 | -1,829 Net change in total assets..................| 2,895 | 2,446 | 4,040 | 2,396 | 2,855 Net change in total liabilities.............| 61 | 1,401 | -3,512 | -611 | 4,684 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 795 | 281 | 450 | 681 | 2,192 Mortgage principal paid on owned property...| -1,018 | -835 | -890 | -954 | -1,570 Estimated market value of owned home........| 91,891 | 106,252 | 73,102 | 72,124 | 138,678 Estimated monthly rental value of owned home| 529 | 579 | 478 | 440 | 711 | | | | | Gifts of goods and services...................| 1,353 | 1,642 | 1,201 | 1,267 | 1,366 Food........................................| 109 | 185 | 74 | 75 | 124 Housing.....................................| 357 | 409 | 315 | 315 | 431 Housekeeping supplies.....................| 43 | 34 | 59 | 36 | 42 Household textiles........................| 26 | 27 | 16 | 43 | 3/8 Appliances and miscellaneous housewares...| 62 | 77 | 64 | 39 | 85 Major appliances........................| 10 | 9 | 10 | 9 | 15 Small appliances and miscellaneous | | | | | housewares.............................| 51 | 68 | 54 | 29 | 70 Miscellaneous household equipment.........| 86 | 70 | 80 | 98 | 89 Other housing.............................| 141 | 201 | 96 | 100 | 206 Apparel and services........................| 365 | 361 | 328 | 409 | 346 Males, 2 and over.........................| 120 | 121 | 113 | 143 | 85 Females, 2 and over.......................| 129 | 127 | 86 | 156 | 143 Children under 2..........................| 42 | 49 | 41 | 39 | 44 Other apparel products and services.......| 74 | 64 | 89 | 71 | 75 Jewelry and watches.....................| 32 | 24 | 55 | 19 | 37 All other apparel products and services.| 42 | 40 | 34 | 52 | 38 Transportation..............................| 68 | 41 | 74 | 53 | 123 Health care.................................| 31 | 3/31 | 29 | 30 | 38 | | | | | Entertainment...............................| 113 | 99 | 143 | 101 | 111 Toys, games, hobbies, and tricycles.......| 58 | 48 | 78 | 50 | 57 Other entertainment.......................| 55 | 51 | 64 | 52 | 54 Education...................................| 190 | 369 | 94 | 187 | 91 All other gifts.............................| 121 | 147 | 143 | 97 | 101 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported.