Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6687 1732 1517 943 772 880 450 394 Income before taxes 1/.................... 14767 2615 7387 12317 17165 24410 33719 54630 Income after taxes 1/..................... 13975 2600 7291 11865 16328 22890 31603 50158 Age of reference person................... 21.5 20.3 21.2 21.9 22.2 22.4 22.4 22.5 Average number in consumer unit:.......... Persons.................................. 1.8 1.2 1.7 1.9 1.9 2.3 2.6 2.8 Children under 18........................ 0.4 0.2 0.6 0.5 0.4 0.5 0.6 0.4 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Earners.................................. 1.2 0.9 0.9 1.2 1.4 1.6 1.9 2.2 Vehicles................................. 1.2 0.6 0.8 1.3 1.4 1.8 2.1 2.4 Percent distribution: Male..................................... 57 50 51 56 61 66 76 71 Female................................... 43 50 49 44 39 34 24 29 Percent homeowner........................ 10 1 5 11 11 10 29 34 With mortgage........................... 7 0 1 7 10 9 23 31 Without mortgage........................ 2 1 3 4 2 1 6 3 Renter................................... 90 99 95 89 89 90 71 66 Black.................................... 11 9 15 11 7 11 8 7 White and other.......................... 89 91 85 89 93 89 92 93 Elementary (1-8)......................... 3 1 3 4 3 3 3 7 High school (9-12)....................... 41 32 42 39 42 48 54 45 College.................................. 56 67 54 57 56 49 43 48 Never attended and other................. 0 1 0 0 0 0 0 0 At least one vehicle owned............... 73 54 59 80 91 91 95 96 Average annual expenditures............... 17240 9167 12770 16186 18601 23577 28185 40726 Food..................................... 2617 1256 2201 2510 3188 3398 3808 4430 Food at home............................ 1449 588 1249 1485 1837 1904 2002 2463 Cereals and bakery products............ 215 93 190 234 240 290 276 359 Cereals and cereal products........... 84 30 77 114 94 102 109 128 Bakery products....................... 131 63 113 120 145 188 167 231 Meats, poultry, fish, and eggs......... 362 146 341 355 509 443 461 630 Beef.................................. 116 44 107 124 200 127 129 197 Pork.................................. 75 30 72 73 102 93 98 124 Other meats........................... 48 25 46 49 49 60 76 72 Poultry............................... 70 30 58 68 93 96 87 123 Fish and seafood...................... 36 11 45 19 44 47 42 90 Eggs.................................. 17 6 13 22 20 19 28 25 Dairy products......................... 162 58 126 195 234 200 233 255 Fresh milk and cream.................. 79 28 65 91 116 103 108 106 Other dairy products.................. 83 30 61 104 118 96 126 148 Fruits and vegetables.................. 202 64 154 197 268 298 268 397 Fresh fruits.......................... 54 16 42 48 69 82 80 109 Fresh vegetables...................... 62 18 39 62 82 96 86 120 Processed fruits...................... 45 14 35 41 64 66 51 96 Processed vegetables.................. 42 16 38 47 53 53 51 72 Other food at home..................... 507 227 438 504 585 673 763 822 Sugar and other sweets................ 52 31 52 44 66 67 53 81 Fats and oils......................... 37 14 25 38 49 53 46 77 Miscellaneous foods................... 262 99 248 273 302 336 432 379 Nonalcoholic beverages................ 134 66 97 132 148 190 198 226 Food prep. by cu, out-of-town trips... 22 16 16 18 19 26 33 58 Food away from home..................... 1168 668 952 1025 1352 1495 1806 1967 Alcoholic beverages...................... 270 174 163 262 313 417 303 409 Housing.................................. 5041 2373 4113 4790 5892 6976 8758 10497 Shelter................................. 3114 1461 2582 3179 3657 4300 4954 6475 Owned dwellings........................ 383 50 57 289 452 449 1277 2030 Mortgage interest and charges......... 247 10 19 118 242 352 895 1507 Property taxes........................ 87 30 17 119 164 53 215 317 Maintenance, rep., ins., oth. exp..... 49 11 21 52 46 44 167 206 Rented dwellings....................... 2580 1217 2344 2821 3084 3756 3539 4202 Other lodging.......................... 151 194 180 69 121 94 138 243 Utilities, fuels, and public services... 981 510 758 994 1093 1397 1745 1859 Natural gas............................ 93 62 69 61 100 136 212 164 Electricity............................ 360 160 309 412 426 510 538 642 Fuel oil and other fuels............... 22 1 11 39 25 31 49 56 Telephone.............................. 452 268 332 440 480 651 830 829 Water and other public services........ 54 20 37 42 61 70 117 169 Household operations.................... 153 44 108 113 181 258 302 441 Personal services...................... 109 22 78 62 148 223 237 249 Other household expenses............... 44 22 30 51 33 35 65 191 Housekeeping supplies................... 186 91 146 138 239 240 284 407 Laundry and cleaning supplies.......... 65 18 44 55 69 89 121 171 Other household products............... 67 32 55 49 96 88 99 127 Postage and stationery................. 54 40 47 35 73 63 64 109 Household furnishings and equipment..... 606 268 520 366 723 780 1473 1315 Household textiles..................... 44 4 53 25 91 43 102 65 Furniture.............................. 208 57 163 146 143 370 581 534 Floor coverings........................ 5 0 4 2 1 9 19 22 Major appliances....................... 59 18 45 28 48 90 247 109 Small appliances, misc. housewares..... 39 16 38 34 43 52 98 43 Miscellaneous household equipment...... 250 173 217 131 398 216 426 541 Apparel and services..................... 1244 891 1136 1005 1188 1620 1225 3038 Men and boys............................ 262 121 324 175 277 281 353 702 Men, 16 and over....................... 233 107 286 143 264 272 340 512 Boys, 2 to 15.......................... 29 14 38 32 13 9 13 190 Women and girls......................... 445 457 449 200 356 487 323 1321 Women, 16 and over..................... 424 452 422 190 334 452 281 1299 Girls, 2 to 15......................... 21 5 27 10 22 35 42 22 Children under 2........................ 131 44 148 111 203 197 127 169 Footwear................................ 172 122 79 238 116 260 126 399 Other apparel products and services..... 234 147 136 280 236 395 296 447 Transportation........................... 3735 1542 2132 4104 3274 5601 6861 11766 Vehicle purchases (net outlay).......... 1814 684 872 2249 970 2717 3366 7244 Cars and trucks, new................... 692 221 209 417 98 1110 1370 4734 Cars and trucks, used.................. 1040 462 648 1780 789 1433 1499 2407 Other vehicles......................... 83 2 15 52 83 173 497 102 Gasoline and motor oil.................. 679 390 511 648 832 892 1236 1264 Other vehicle expenses.................. 1072 332 604 1042 1369 1843 1965 2814 Vehicle finance charges................ 189 15 55 156 248 387 471 672 Maintenance and repairs................ 407 174 314 381 529 597 590 917 Vehicle insurance...................... 363 84 161 370 461 699 778 946 Veh. rent., leas., licen., oth. chges.. 112 60 74 135 131 159 127 279 Public transportation................... 169 135 145 165 104 149 294 444 Health care.............................. 401 219 179 309 642 630 853 718 Health insurance........................ 146 34 62 84 272 285 358 309 Medical services........................ 153 131 60 136 199 186 369 231 Drugs................................... 67 22 36 58 125 106 84 137 Medical supplies........................ 36 32 21 31 46 54 42 42 Entertainment............................ 941 599 721 820 959 1223 1389 2353 Fees and admissions..................... 220 223 186 176 201 190 314 441 Television, radios, sound equipment..... 406 222 323 390 403 644 660 767 Pets, toys, and playground equipment.... 136 58 85 101 161 235 183 383 Other supplies, equip., and services.... 179 96 128 153 195 155 233 761 Personal care products and services...... 256 171 214 244 320 268 340 529 Reading.................................. 75 52 50 83 68 88 159 142 Education................................ 863 1462 1093 760 477 299 317 279 Tobacco products and smoking supplies.... 205 78 170 211 250 325 310 408 Miscellaneous............................ 372 163 196 264 591 513 694 1172 Cash contributions....................... 128 39 29 49 109 216 261 778 Personal insurance and pensions.......... 1093 150 374 775 1329 2001 2906 4207 Life and other personal insurance....... 49 5 33 31 59 96 123 129 Pensions and Social Security............ 1044 145 341 744 1269 1905 2783 4078 Money income before taxes 1/.............. 14767 2615 7387 12317 17165 24410 33719 54630 Wages and salaries....................... 12550 1824 4398 9296 15581 22079 30806 50849 Self-employment income................... 238 16 34 48 203 514 1089 929 Soc. Sec., priv. and gov. retirement..... 54 8 16 67 19 133 40 273 Int., divid., rent. inc., property inc... 112 29 38 122 165 104 112 649 Unemp. and workers' compen., vet. ben.... 109 33 80 76 133 268 175 161 Pub. ass., supp. sec. inc., foodstamps... 655 250 1565 1029 178 278 479 7 Regular contributions for support........ 790 364 901 1296 634 756 589 1641 Other income............................. 260 91 355 382 252 278 431 121 Personal taxes 1/......................... 792 16 96 452 838 1520 2116 4472 Federal income taxes..................... 609 -2 57 336 626 1178 1638 3605 State and local income taxes............. 178 15 36 114 202 337 467 862 Other taxes.............................. 5 3 3 3 9 5 12 6 Income after taxes 1/..................... 13975 2600 7291 11865 16328 22890 31603 50158 Net change in total assets and liabilities -128 -220 1257 -1458 456 -641 1164 -3351 Net change in total assets............... 1376 -2 1848 -1194 1208 1137 5237 8226 Net change in total liabilities.......... 1504 218 591 263 752 1778 4073 11577 Other money receipts...................... 178 274 77 231 132 124 295 98 Mortgage principal paid, owned property... -80 -3 -11 -77 -48 -53 -234 -644 Estimated market value of owned home...... 5458 1963 757 7619 4193 5222 15810 24964 Est. monthly rental value of owned home... 40 5 11 43 41 47 124 181 Gifts of goods and services............... 477 426 464 397 512 476 423 930 Food.................................... 21 11 27 7 52 29 6 12 Housing................................. 150 165 135 70 214 126 176 203 Housekeeping supplies................. 20 16 21 11 34 18 20 29 Household textiles.................... 2 0 1 2 0 7 9 0 Appliances and misc. housewares....... 9 4 13 8 10 10 21 6 Major appliances.................... 2 2 1 4 4 1 0 4 Small appl. and misc. housewares.... 8 3 11 5 6 10 21 2 Miscellaneous household equipment..... 33 9 26 25 21 38 80 122 Other housing......................... 85 135 74 23 148 53 46 46 Apparel and services.................... 192 140 175 200 148 196 117 654 Males 2 and over...................... 53 30 61 52 30 53 29 211 Females 2 and over.................... 64 55 69 11 62 73 28 248 Children under 2...................... 25 12 16 16 33 36 37 72 Other apparel products and services... 51 43 29 120 22 34 23 123 Jewelry and watches................. 33 40 14 77 20 18 15 51 All other apparel products and serv. 18 3 15 44 2 16 8 73 Transportation.......................... 12 13 9 23 12 12 4 6 Health care............................. 2 1 5 1 1 0 0 0 Entertainment........................... 31 21 27 54 32 40 30 18 Toys, games, hobbies, and tricycles... 9 6 10 4 8 10 19 11 Other entertainment................... 23 15 17 50 24 30 11 7 Education............................... 25 43 36 12 22 3 6 0 All other gifts......................... 45 32 49 31 31 71 83 37 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary