Table 4. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 18147 828 1918 1912 1799 3368 2456 1622 4245 Income before taxes 1/.................... 36278 1121 7767 12500 17240 24708 34515 44990 81663 Income after taxes 1/..................... 32361 -191 7582 12130 16300 22160 31197 39969 71680 Age of reference person................... 45.9 40.4 49.6 50.8 48 46.7 42.9 43 44.5 Average number in consumer unit:.......... Persons.................................. 2.7 1.9 1.9 2.2 2.4 2.7 2.8 3.1 3.3 Children under 18........................ 0.8 0.5 0.6 0.6 0.7 0.8 0.9 0.9 1 Persons 65 and over...................... 0.3 0.2 0.4 0.5 0.4 0.4 0.2 0.2 0.1 Earners.................................. 1.4 0.9 0.6 0.8 1.1 1.3 1.6 1.8 2.1 Vehicles................................. 2.2 1.3 1 1.6 1.8 2.2 2.4 2.6 3.2 Percent distribution: Male..................................... 67 45 46 54 57 68 74 75 82 Female................................... 33 55 54 46 43 32 26 25 18 Percent homeowner........................ 59 33 35 45 48 54 60 68 86 With mortgage........................... 43 17 15 17 25 37 48 57 77 Without mortgage........................ 16 16 20 29 23 17 13 12 9 Renter................................... 41 67 65 55 52 46 40 32 14 Black.................................... 5 6 12 6 7 4 3 4 2 White and other.......................... 95 94 88 94 93 96 97 96 98 Elementary (1-8)......................... 8 9 20 13 11 10 4 6 2 High school (9-12)....................... 36 44 45 46 50 41 38 28 20 College.................................. 55 46 34 40 39 49 57 66 78 Never attended and other................. 0 1 1 1 0 0 0 0 0 At least one vehicle owned............... 90 70 67 83 89 95 96 97 99 Average annual expenditures............... 33258 17512 13799 19560 21283 25727 33971 40808 58777 Food..................................... 4777 3041 2855 3278 3367 4034 4981 5561 7274 Food at home............................ 2920 1842 2077 2197 2276 2611 3117 3230 4048 Cereals and bakery products............ 422 217 294 304 298 390 426 460 621 Cereals and cereal products........... 153 85 108 117 119 146 153 170 211 Bakery products....................... 269 132 185 187 179 245 273 290 411 Meats, poultry, fish, and eggs......... 726 553 550 574 564 665 770 735 986 Beef.................................. 247 161 192 178 178 251 264 266 325 Pork.................................. 131 159 110 99 110 124 144 120 163 Other meats........................... 98 84 79 79 91 89 106 97 126 Poultry............................... 120 70 75 105 81 97 119 135 181 Fish and seafood...................... 92 55 61 73 66 75 91 82 149 Eggs.................................. 37 23 32 40 39 30 46 35 43 Dairy products......................... 350 181 252 281 295 310 352 421 470 Fresh milk and cream.................. 156 84 119 148 163 150 161 172 179 Other dairy products.................. 194 97 133 133 132 160 192 250 291 Fruits and vegetables.................. 487 299 382 356 377 445 524 547 652 Fresh fruits.......................... 156 96 105 125 121 133 169 176 217 Fresh vegetables...................... 150 92 139 110 122 130 154 176 194 Processed fruits...................... 108 59 83 72 80 111 115 110 148 Processed vegetables.................. 73 52 55 48 54 72 86 84 93 Other food at home..................... 935 593 598 681 741 800 1045 1067 1319 Sugar and other sweets................ 116 79 73 78 118 104 135 122 156 Fats and oils......................... 79 58 61 56 67 71 98 81 102 Miscellaneous foods................... 435 277 277 307 313 365 492 530 617 Nonalcoholic beverages................ 248 159 172 206 209 212 255 274 342 Food prep. by cu, out-of-town trips... 56 19 14 35 33 47 66 61 102 Food away from home..................... 1857 1199 779 1081 1091 1423 1863 2331 3226 Alcoholic beverages...................... 361 303 125 164 242 317 547 374 550 Housing.................................. 10644 5756 5270 6956 7322 8523 10039 12610 18314 Shelter................................. 6387 3515 3357 4140 4458 5138 6149 7811 10729 Owned dwellings........................ 3931 1505 1090 1472 1830 2463 3365 4860 8824 Mortgage interest and charges......... 2699 949 471 513 974 1502 2342 3420 6643 Property taxes........................ 682 275 313 365 471 414 557 889 1366 Maintenance, rep., ins., oth. exp..... 550 281 306 593 385 546 466 551 815 Rented dwellings....................... 2119 1765 2230 2550 2445 2449 2510 2432 1198 Other lodging.......................... 337 246 37 118 182 227 274 519 708 Utilities, fuels, and public services... 1747 937 1092 1340 1549 1652 1731 2022 2448 Natural gas............................ 217 94 144 159 192 185 217 240 327 Electricity............................ 649 362 389 525 577 625 641 728 902 Fuel oil and other fuels............... 37 25 23 23 42 49 31 51 40 Telephone.............................. 621 347 431 513 574 600 613 729 808 Water and other public services........ 223 110 106 120 165 194 229 274 371 Household operations.................... 584 162 188 549 342 366 349 544 1285 Personal services...................... 317 59 69 363 194 201 205 292 677 Other household expenses............... 267 103 119 187 148 165 144 253 608 Housekeeping supplies................... 504 463 245 287 304 399 505 679 801 Laundry and cleaning supplies.......... 127 191 83 95 79 104 122 153 177 Other household products............... 210 85 89 112 114 151 202 324 364 Postage and stationery................. 166 187 73 80 111 145 181 201 260 Household furnishings and equipment..... 1423 679 387 640 669 968 1304 1555 3051 Household textiles..................... 123 63 48 73 107 80 145 143 210 Furniture.............................. 334 138 114 166 168 192 368 459 664 Floor coverings........................ 81 16 22 15 32 45 77 40 219 Major appliances....................... 159 50 59 63 113 136 143 167 313 Small appliances, misc. housewares..... 106 35 36 54 46 80 79 137 217 Miscellaneous household equipment...... 619 378 107 267 202 435 493 610 1429 Apparel and services..................... 1910 1162 734 950 1157 1239 2280 1984 3597 Men and boys............................ 510 135 221 182 282 342 520 583 1035 Men, 16 and over....................... 425 128 144 132 232 280 405 514 894 Boys, 2 to 15.......................... 85 7 77 50 50 62 116 68 141 Women and girls......................... 740 621 233 399 425 433 1070 660 1367 Women, 16 and over..................... 640 582 196 357 367 367 945 532 1181 Girls, 2 to 15......................... 101 39 37 43 58 66 125 128 185 Children under 2........................ 94 65 41 88 57 87 113 102 135 Footwear................................ 267 133 131 120 160 167 351 305 475 Other apparel products and services..... 298 208 108 162 234 210 226 335 586 Transportation........................... 5445 2950 1742 2801 3294 4416 6069 7748 9282 Vehicle purchases (net outlay).......... 2060 1348 385 938 927 1348 2506 3631 3650 Cars and trucks, new................... 1013 669 33 225 290 469 997 2324 2125 Cars and trucks, used.................. 1023 677 352 694 632 858 1485 1235 1489 Other vehicles......................... 25 3 0 19 5 21 25 72 36 Gasoline and motor oil.................. 1082 626 502 654 905 1103 1148 1311 1559 Other vehicle expenses.................. 1948 751 745 1043 1266 1686 2059 2374 3401 Vehicle finance charges................ 285 45 44 115 160 239 346 349 546 Maintenance and repairs................ 728 333 412 375 471 694 746 925 1158 Vehicle insurance...................... 642 307 211 425 445 550 612 761 1130 Veh. rent., leas., licen., oth. chges.. 293 67 77 128 190 204 355 340 568 Public transportation................... 355 224 111 165 196 279 357 431 672 Health care.............................. 1520 632 994 1361 1506 1463 1435 1703 2032 Health insurance........................ 580 290 396 506 539 613 557 604 747 Medical services........................ 622 179 335 531 597 534 594 772 917 Drugs................................... 229 121 223 240 278 236 207 217 239 Medical supplies........................ 90 41 40 84 93 80 77 110 129 Entertainment............................ 1862 1484 586 696 980 1339 2070 2527 3443 Fees and admissions..................... 467 205 134 186 236 332 452 686 923 Television, radios, sound equipment..... 521 325 251 291 317 436 568 626 871 Pets, toys, and playground equipment.... 323 107 145 131 250 294 275 432 572 Other supplies, equip., and services.... 551 847 56 88 177 277 775 784 1077 Personal care products and services...... 452 324 206 278 302 364 446 508 767 Reading.................................. 171 63 71 108 113 148 167 233 289 Education................................ 381 410 267 139 115 193 262 534 804 Tobacco products and smoking supplies.... 224 147 170 217 210 253 251 275 213 Miscellaneous............................ 1027 471 329 502 692 833 1076 1249 1867 Cash contributions....................... 1119 149 179 1424 893 695 1067 1250 2009 Personal insurance and pensions.......... 3366 622 271 687 1091 1910 3281 4250 8335 Life and other personal insurance....... 282 39 55 100 132 149 263 368 662 Pensions and Social Security............ 3083 583 216 587 959 1761 3017 3882 7673 Money income before taxes 1/.............. 36278 1121 7767 12500 17240 24708 34515 44990 81663 Wages and salaries....................... 26407 1591 2156 5257 10119 16848 27494 36382 61775 Self-employment income................... 3614 -2223 229 566 514 1335 1510 2031 12600 Soc. Sec., priv. and gov. retirement..... 3642 850 3128 4474 4365 4459 3490 3720 3148 Int., divid., rent. inc., property inc... 1428 125 167 571 852 1029 1287 1726 3166 Unemp. and workers' compen., vet. ben.... 293 72 256 174 335 349 293 667 200 Pub. ass., supp. sec. inc., foodstamps... 392 403 1471 811 577 268 95 80 26 Regular contributions for support........ 359 165 198 453 343 301 243 271 583 Other income............................. 141 138 163 192 134 119 102 112 165 Personal taxes 1/......................... 3917 1312 186 370 940 2548 3318 5020 9983 Federal income taxes..................... 3036 916 116 218 708 1996 2578 3931 7772 State and local income taxes............. 794 252 36 64 184 490 667 1010 2062 Other taxes.............................. 88 145 33 89 48 62 73 79 149 Income after taxes 1/..................... 32361 -191 7582 12130 16300 22160 31197 39969 71680 Net change in total assets and liabilities -979 -2501 293 -4026 -2299 -1963 840 1032 -367 Net change in total assets............... 4541 -1973 722 -3393 444 792 4151 5768 15576 Net change in total liabilities.......... 5520 529 428 634 2742 2756 3311 4736 15943 Other money receipts...................... 529 182 399 939 227 136 206 1263 816 Mortgage principal paid, owned property... -651 -253 -190 -190 -256 -427 -495 -651 -1579 Estimated market value of owned home...... 89214 39098 35805 56790 47210 62819 73458 98647 181972 Est. monthly rental value of owned home... 502 245 235 300 306 376 459 558 950 Gifts of goods and services............... 922 418 457 688 492 680 961 935 1671 Food.................................... 75 28 27 22 30 44 91 52 174 Housing................................. 261 113 93 134 137 197 263 290 508 Housekeeping supplies................. 52 21 16 30 31 55 45 76 83 Household textiles.................... 20 4 11 2 5 26 29 24 33 Appliances and misc. housewares....... 37 15 8 17 20 28 24 67 73 Major appliances.................... 7 9 2 5 4 4 6 14 12 Small appl. and misc. housewares.... 30 5 6 12 15 24 18 53 61 Miscellaneous household equipment..... 76 56 18 32 29 42 114 82 148 Other housing......................... 75 18 40 53 53 47 52 41 171 Apparel and services.................... 259 147 154 146 152 212 267 325 425 Males 2 and over...................... 78 16 35 42 30 82 66 78 148 Females 2 and over.................... 96 60 77 47 67 61 129 112 147 Children under 2...................... 38 35 21 28 15 33 38 60 54 Other apparel products and services... 47 36 21 28 41 36 33 75 76 Jewelry and watches................. 31 35 12 15 35 22 15 52 52 All other apparel products and serv. 16 1 9 14 5 14 18 23 24 Transportation.......................... 40 27 17 45 16 36 28 30 75 Health care............................. 41 13 74 173 11 13 18 10 30 Entertainment........................... 71 25 36 34 35 61 63 117 120 Toys, games, hobbies, and tricycles... 26 12 16 13 10 30 24 36 43 Other entertainment................... 45 13 20 21 25 31 39 81 78 Education............................... 65 9 16 9 4 17 78 55 184 All other gifts......................... 110 55 40 125 108 99 153 56 153 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary