Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 15,066 | 3,145 | 3,786 | 5,210 | 2,925 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $45,945 | $54,825 | $40,499 | $41,447 | $50,960 Income after taxes 1/.........................| 41,616 | 49,141 | 37,419 | 37,428 | 46,009 Age of reference person.......................| 49.2 | 49.3 | 49.3 | 49.2 | 49.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.9 | 3.0 | 2.9 | 2.8 | 3.0 Children under 18...........................| .6 | .6 | .6 | .6 | .8 Persons 65 and over.........................| (2) | .1 | (2) | (2) | (2) Earners.....................................| 1.9 | 2.1 | 2.0 | 1.8 | 1.9 Vehicles....................................| 2.6 | 2.2 | 2.8 | 2.5 | 2.8 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 69 | 71 | 75 | 63 | 70 Female....................................| 31 | 29 | 25 | 37 | 30 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 76 | 71 | 79 | 76 | 75 With mortgage...........................| 58 | 53 | 58 | 57 | 67 Without mortgage........................| 17 | 18 | 21 | 19 | 9 Renter....................................| 24 | 29 | 21 | 24 | 25 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 12 | 11 | 17 | 5 White and other...........................| 88 | 88 | 89 | 83 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 8 | 6 | 7 | 11 | 7 High school (9-12)........................| 45 | 48 | 52 | 45 | 32 College...................................| 47 | 46 | 41 | 44 | 60 Never attended and other..................| (3) | (3) | (3) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 88 | 94 | 94 | 92 | | | | | Average annual expenditures.....................| $37,582 | $41,514 | $35,296 | $34,775 | $41,232 | | | | | Food..........................................| 5,336 | 5,663 | 5,060 | 5,130 | 5,670 Food at home................................| 3,077 | 3,012 | 2,987 | 2,969 | 3,435 Cereals and bakery products...............| 451 | 456 | 439 | 426 | 502 Cereals and cereal products.............| 154 | 145 | 147 | 149 | 183 Bakery products.........................| 297 | 311 | 292 | 277 | 319 Meats, poultry, fish, and eggs............| 870 | 940 | 795 | 873 | 874 Beef....................................| 274 | 275 | 251 | 288 | 277 Pork....................................| 177 | 187 | 175 | 187 | 155 Other meats.............................| 132 | 147 | 142 | 125 | 115 Poultry.................................| 149 | 179 | 115 | 141 | 170 Fish and seafood........................| 102 | 115 | 82 | 99 | 117 Eggs....................................| 35 | 37 | 31 | 32 | 41 | | | | | Dairy products............................| 339 | 344 | 319 | 314 | 399 Fresh milk and cream....................| 150 | 152 | 143 | 135 | 178 Other dairy products....................| 190 | 191 | 176 | 179 | 221 Fruits and vegetables.....................| 482 | 472 | 470 | 448 | 564 Fresh fruits............................| 148 | 144 | 143 | 134 | 179 Fresh vegetables........................| 146 | 139 | 136 | 133 | 185 Processed fruits........................| 106 | 116 | 104 | 95 | 118 Processed vegetables....................| 83 | 74 | 88 | 85 | 82 | | | | | Other food at home........................| 935 | 800 | 964 | 908 | 1,096 Sugar and other sweets..................| 117 | 100 | 110 | 109 | 156 Fats and oils...........................| 83 | 73 | 86 | 84 | 90 Miscellaneous foods.....................| 409 | 344 | 445 | 393 | 463 Nonalcoholic beverages..................| 276 | 237 | 284 | 278 | 306 Food prepared by consumer unit | | | | | on out-of-town trips...................| 50 | 46 | 39 | 43 | 80 Food away from home.........................| 2,259 | 2,651 | 2,073 | 2,161 | 2,235 | | | | | Alcoholic beverages...........................| 342 | 448 | 302 | 288 | 363 | | | | | Housing.......................................| 10,821 | 12,534 | 10,039 | 9,165 | 12,948 Shelter.....................................| 6,031 | 7,563 | 5,174 | 4,680 | 7,899 Owned dwellings...........................| 4,265 | 4,940 | 3,871 | 3,266 | 5,825 Mortgage interest and charges...........| 2,736 | 2,904 | 2,313 | 2,103 | 4,227 Property taxes..........................| 897 | 1,362 | 956 | 540 | 956 Maintenance, repairs, insurance, | | | | | other expenses.........................| 632 | 674 | 601 | 623 | 642 Rented dwellings..........................| 1,166 | 1,700 | 815 | 949 | 1,431 Other lodging.............................| 601 | 923 | 488 | 465 | 643 | | | | | Utilities, fuels, and public services.......| 2,426 | 2,672 | 2,429 | 2,395 | 2,213 Natural gas...............................| 304 | 367 | 434 | 176 | 295 Electricity...............................| 974 | 924 | 912 | 1,143 | 805 Fuel oil and other fuels..................| 117 | 321 | 104 | 42 | 46 Telephone services........................| 777 | 832 | 758 | 769 | 756 Water and other public services...........| 255 | 227 | 221 | 265 | 311 Household operations........................| 351 | 381 | 287 | 319 | 459 Personal services.........................| 59 | 54 | 66 | 55 | 61 Other household expenses..................| 292 | 327 | 221 | 264 | 398 | | | | | Housekeeping supplies.......................| 485 | 453 | 494 | 467 | 542 Laundry and cleaning supplies.............| 140 | 127 | 151 | 135 | 146 Other household products..................| 211 | 180 | 213 | 215 | 238 Postage and stationery....................| 135 | 146 | 130 | 117 | 158 Household furnishings and equipment.........| 1,527 | 1,466 | 1,655 | 1,304 | 1,834 Household textiles........................| 143 | 100 | 107 | 162 | 200 Furniture.................................| 392 | 411 | 435 | 288 | 503 Floor coverings...........................| 180 | 132 | 468 | 62 | 89 Major appliances..........................| 157 | 162 | 132 | 157 | 185 Small appliances, miscellaneous housewares| 102 | 95 | 86 | 102 | 126 Miscellaneous household equipment.........| 553 | 567 | 427 | 532 | 731 | | | | | Apparel and services..........................| 2,206 | 2,567 | 2,159 | 1,972 | 2,265 Men and boys................................| 564 | 631 | 558 | 527 | 565 Men, 16 and over..........................| 495 | 581 | 482 | 449 | 496 Boys, 2 to 15.............................| 69 | 50 | 76 | 78 | 69 Women and girls.............................| 912 | 1,044 | 937 | 810 | 907 Women, 16 and over........................| 819 | 939 | 850 | 731 | 797 Girls, 2 to 15............................| 93 | 105 | 87 | 79 | 110 Children under 2............................| 60 | 62 | 50 | 46 | 95 Footwear....................................| 312 | 445 | 293 | 243 | 301 Other apparel products and services.........| 358 | 386 | 322 | 345 | 398 | | | | | Transportation................................| 6,873 | 7,189 | 6,493 | 6,864 | 7,038 Vehicle purchases (net outlay)..............| 2,757 | 2,697 | 2,749 | 2,953 | 2,486 Cars and trucks, new......................| 1,468 | 1,719 | 1,243 | 1,478 | 1,469 Cars and trucks, used.....................| 1,270 | 978 | 1,474 | 1,444 | 1,012 Other vehicles............................| 20 | (4) | 5/31 | 5/31 | 5/5 Gasoline and motor oil......................| 1,353 | 1,289 | 1,347 | 1,398 | 1,348 Other vehicle expenses......................| 2,336 | 2,607 | 2,100 | 2,133 | 2,706 Vehicle finance charges...................| 412 | 356 | 448 | 435 | 385 Maintenance and repairs...................| 803 | 825 | 653 | 779 | 1,011 Vehicle insurance.........................| 833 | 1,048 | 730 | 749 | 884 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 288 | 378 | 269 | 171 | 426 Public transportation.......................| 427 | 596 | 297 | 379 | 498 | | | | | Health care...................................| 1,663 | 1,630 | 1,629 | 1,794 | 1,509 Health insurance............................| 608 | 598 | 600 | 667 | 526 Medical services............................| 686 | 697 | 651 | 708 | 678 Drugs.......................................| 251 | 210 | 254 | 316 | 175 Medical supplies............................| 118 | 124 | 124 | 104 | 131 | | | | | Entertainment.................................| 1,978 | 1,853 | 1,907 | 1,853 | 2,430 Fees and admissions.........................| 477 | 543 | 456 | 373 | 622 Television, radios, sound equipment.........| 613 | 615 | 610 | 553 | 724 Pets, toys, and playground equipment........| 371 | 310 | 379 | 355 | 453 Other entertainment supplies, equipment, | | | | | and services...............................| 517 | 384 | 462 | 572 | 630 | | | | | Personal care products and services...........| 484 | 528 | 429 | 475 | 519 | | | | | Reading.......................................| 191 | 219 | 203 | 160 | 203 | | | | | Education.....................................| 784 | 1,314 | 652 | 637 | 649 | | | | | Tobacco products and smoking supplies.........| 368 | 378 | 414 | 391 | 255 | | | | | Miscellaneous.................................| 1,131 | 1,232 | 1,014 | 1,037 | 1,340 | | | | | Cash contributions............................| 1,320 | 1,207 | 1,316 | 1,353 | 1,386 | | | | | Personal insurance and pensions...............| 4,085 | 4,752 | 3,680 | 3,657 | 4,657 Life and other personal insurance...........| 566 | 693 | 555 | 553 | 466 Pensions and Social Security................| 3,520 | 4,058 | 3,125 | 3,104 | 4,192 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 45,945 | 54,825 | 40,499 | 41,447 | 50,960 Wages and salaries..........................| 38,259 | 47,312 | 34,333 | 35,077 | 39,150 Self-employment income......................| 4,609 | 4,918 | 3,267 | 3,387 | 7,895 Social Security, private and government | | | | | retirement.................................| 1,125 | 847 | 1,066 | 1,229 | 1,295 Interest, dividends, rental income, other | | | | | property income............................| 997 | 799 | 762 | 1,013 | 1,440 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 329 | 328 | 422 | 206 | 429 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 298 | 310 | 319 | 303 | 254 Regular contributions for support...........| 250 | 241 | 268 | 182 | 351 Other income................................| 77 | 71 | 62 | 50 | 146 | | | | | Personal taxes................................| 4,329 | 5,684 | 3,080 | 4,019 | 4,952 Federal income taxes........................| 3,389 | 4,380 | 2,206 | 3,332 | 3,878 State and local income taxes................| 811 | 1,191 | 705 | 566 | 965 Other taxes.................................| 128 | 113 | 169 | 121 | 108 | | | | | Income after taxes............................| 41,616 | 49,141 | 37,419 | 37,428 | 46,009 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 391 | 607 | 663 | -485 | 1,369 Net change in total assets..................| 3,352 | 2,841 | 1,904 | 2,872 | 6,632 Net change in total liabilities.............| 2,961 | 2,234 | 1,241 | 3,358 | 5,263 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 412 | 503 | 247 | 177 | 947 Mortgage principal paid on owned property...| -990 | -1,010 | -869 | -948 | -1,198 Estimated market value of owned home........| 90,174 | 113,574 | 72,999 | 67,170 | 128,218 Estimated monthly rental value of owned home| 535 | 647 | 459 | 429 | 704 | | | | | Gifts of goods and services...................| 1,672 | 2,166 | 1,585 | 1,604 | 1,366 Food........................................| 185 | 272 | 167 | 175 | 132 Housing.....................................| 396 | 441 | 379 | 392 | 373 Housekeeping supplies.....................| 43 | 53 | 41 | 34 | 49 Household textiles........................| 18 | 5/11 | 11 | 11 | 47 Appliances and miscellaneous housewares...| 37 | 27 | 30 | 39 | 54 Major appliances........................| 11 | 10 | 5 | 14 | 14 Small appliances and miscellaneous | | | | | housewares.............................| 26 | 17 | 25 | 25 | 40 Miscellaneous household equipment.........| 77 | 72 | 76 | 66 | 103 Other housing.............................| 221 | 279 | 220 | 243 | 120 Apparel and services........................| 345 | 404 | 344 | 320 | 325 Males 2 and over..........................| 97 | 97 | 103 | 99 | 87 Females 2 and over........................| 138 | 176 | 128 | 134 | 115 Children under 2..........................| 44 | 38 | 41 | 33 | 72 Other apparel products and services.......| 66 | 94 | 72 | 53 | 51 Jewelry and watches.....................| 30 | 45 | 26 | 25 | 28 All other apparel products and services.| 36 | 49 | 46 | 28 | 22 Transportation..............................| 127 | 129 | 97 | 183 | 64 Health care.................................| 57 | 110 | 51 | 47 | 23 | | | | | Entertainment...............................| 96 | 95 | 89 | 99 | 99 Toys, games, hobbies, and tricycles.......| 28 | 24 | 33 | 28 | 27 Other entertainment.......................| 67 | 71 | 56 | 71 | 72 Education...................................| 341 | 561 | 344 | 275 | 221 All other gifts.............................| 125 | 154 | 114 | 113 | 130 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.