Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6655 1776 1491 920 769 874 511 313 Income before taxes 1/.................... 14202 2585 7368 12276 16951 24467 34040 50535 Income after taxes 1/..................... 13381 2572 7246 11721 15972 22732 31627 46550 Age of reference person................... 21.5 20.2 21.3 21.9 22 22.6 22.4 22.7 Average number in consumer unit:.......... Persons.................................. 1.8 1.2 1.8 1.9 2 2.3 2.6 2.6 Children under 18........................ 0.4 0.1 0.6 0.5 0.5 0.5 0.5 0.3 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Earners.................................. 1.3 1 0.9 1.2 1.4 1.6 2 2.2 Vehicles................................. 1.2 0.6 0.8 1.3 1.4 1.7 2.2 2.5 Percent distribution: Male..................................... 54 44 46 59 59 65 71 71 Female................................... 46 56 54 41 41 35 29 29 Percent homeowner........................ 9 2 3 6 14 11 29 31 With mortgage........................... 7 0 1 5 8 11 25 29 Without mortgage........................ 2 1 2 1 5 0 4 2 Renter................................... 91 98 97 94 86 89 71 69 Black.................................... 10 8 16 9 11 11 3 7 White and other.......................... 90 92 84 91 89 89 97 93 Elementary (1-8)......................... 2 1 3 3 2 3 1 2 High school (9-12)....................... 41 29 41 44 47 51 55 43 College.................................. 56 70 56 53 51 46 45 55 Never attended and other................. 0 0 0 0 0 0 0 0 At least one vehicle owned............... 73 54 62 81 88 89 95 95 Average annual expenditures............... 16915 9007 12647 16296 18539 23360 28755 36819 Food..................................... 2618 1454 2178 2672 2491 3121 3871 4889 Food at home............................ 1322 593 1118 1616 1232 1547 1981 2376 Cereals and bakery products............ 196 91 172 240 183 223 265 358 Cereals and cereal products........... 75 32 71 120 55 83 88 122 Bakery products....................... 120 59 101 120 128 140 177 237 Meats, poultry, fish, and eggs......... 319 126 294 350 285 376 530 583 Beef.................................. 106 40 97 110 108 125 172 200 Pork.................................. 61 21 56 77 66 63 96 117 Other meats........................... 49 25 45 56 36 61 78 73 Poultry............................... 52 23 38 51 41 70 111 95 Fish and seafood...................... 32 11 44 28 21 38 44 62 Eggs.................................. 18 6 14 27 14 19 31 37 Dairy products......................... 153 64 128 211 143 171 268 237 Fresh milk and cream.................. 78 36 70 113 67 91 113 104 Other dairy products.................. 76 28 58 98 77 80 155 133 Fruits and vegetables.................. 176 67 136 204 185 224 264 330 Fresh fruits.......................... 46 22 35 46 43 58 64 95 Fresh vegetables...................... 53 15 31 65 59 69 98 113 Processed fruits...................... 41 16 42 46 47 51 54 57 Processed vegetables.................. 36 14 28 46 37 47 47 64 Other food at home..................... 478 244 389 611 436 553 653 867 Sugar and other sweets................ 49 23 46 51 56 58 53 91 Fats and oils......................... 30 12 22 40 26 37 44 66 Miscellaneous foods................... 252 130 202 345 202 280 369 447 Nonalcoholic beverages................ 127 65 104 150 138 143 170 223 Food prep. by cu, out-of-town trips... 20 14 15 25 13 34 18 40 Food away from home..................... 1296 861 1059 1057 1258 1574 1891 2513 Alcoholic beverages...................... 288 182 218 241 252 327 331 776 Housing.................................. 4941 2345 3736 4925 5532 7123 9140 10569 Shelter................................. 3082 1552 2313 3277 3331 4464 5511 6417 Owned dwellings........................ 378 54 54 217 335 571 1460 2026 Mortgage interest and charges......... 263 18 17 113 215 448 1092 1512 Property taxes........................ 63 24 12 79 78 47 178 301 Maintenance, rep., ins., oth. exp..... 52 13 25 25 41 76 190 213 Rented dwellings....................... 2513 1165 2138 2969 2873 3757 3734 4259 Other lodging.......................... 191 333 121 90 124 136 317 133 Utilities, fuels, and public services... 958 459 814 889 1143 1330 1746 1902 Natural gas............................ 92 29 85 62 93 141 246 186 Electricity............................ 334 127 291 338 458 488 537 634 Fuel oil and other fuels............... 20 5 11 33 25 30 44 32 Telephone.............................. 458 281 393 406 492 589 803 913 Water and other public services........ 54 17 34 50 76 82 117 136 Household operations.................... 158 34 102 169 189 303 343 321 Personal services...................... 115 12 65 109 157 266 278 165 Other household expenses............... 43 22 37 60 32 37 65 156 Housekeeping supplies................... 185 86 139 150 197 274 308 318 Laundry and cleaning supplies.......... 52 17 44 53 53 66 108 84 Other household products............... 65 27 49 59 71 75 114 149 Postage and stationery................. 68 42 45 38 74 133 86 84 Household furnishings and equipment..... 557 214 369 441 672 753 1231 1612 Household textiles..................... 28 2 25 21 40 35 93 43 Furniture.............................. 215 53 119 165 261 370 555 631 Floor coverings........................ 8 2 4 3 5 17 18 49 Major appliances....................... 61 10 34 50 96 87 170 177 Small appliances, misc. housewares..... 38 18 24 34 56 47 57 96 Miscellaneous household equipment...... 207 129 162 168 214 196 339 616 Apparel and services..................... 1150 748 956 959 1142 1383 1395 2730 Men and boys............................ 294 117 297 231 307 281 319 938 Men, 16 and over....................... 276 109 266 192 303 271 299 922 Boys, 2 to 15.......................... 18 9 31 39 4 11 20 17 Women and girls......................... 378 343 319 255 373 429 347 799 Women, 16 and over..................... 355 339 286 240 354 387 300 783 Girls, 2 to 15......................... 23 3 33 15 19 42 46 16 Children under 2........................ 113 41 98 144 99 168 129 216 Footwear................................ 128 95 78 130 107 133 190 317 Other apparel products and services..... 236 152 163 199 256 372 411 460 Transportation........................... 3664 1624 2399 4093 4469 5348 6559 8474 Vehicle purchases (net outlay).......... 1729 702 1070 2081 2276 2447 3124 4031 Cars and trucks, new................... 665 378 281 540 1094 975 1131 1814 Cars and trucks, used.................. 997 313 776 1481 1094 1407 1560 2216 Other vehicles......................... 66 11 14 61 88 65 433 0 Gasoline and motor oil.................. 724 423 550 734 833 1023 1263 1238 Other vehicle expenses.................. 1025 335 615 1122 1218 1725 1846 2717 Vehicle finance charges................ 205 25 55 171 300 428 458 780 Maintenance and repairs................ 359 162 304 454 278 511 584 740 Vehicle insurance...................... 360 92 178 381 537 631 671 983 Veh. rent., leas., licen., oth. chges.. 101 55 78 116 103 155 133 214 Public transportation................... 187 164 163 156 142 153 326 488 Health care.............................. 405 192 202 316 699 675 761 723 Health insurance........................ 129 31 55 86 193 280 318 286 Medical services........................ 175 107 77 126 364 262 297 254 Drugs................................... 64 24 52 70 86 87 99 108 Medical supplies........................ 37 30 18 33 57 46 47 75 Entertainment............................ 892 548 741 727 930 1266 1412 1926 Fees and admissions..................... 234 211 189 187 218 257 390 429 Television, radios, sound equipment..... 369 200 300 308 359 605 585 842 Pets, toys, and playground equipment.... 135 45 120 109 141 225 181 340 Other supplies, equip., and services.... 154 93 132 122 212 178 255 316 Personal care products and services...... 231 128 186 247 280 238 307 504 Reading.................................. 76 49 57 79 59 88 171 151 Education................................ 866 1239 1201 631 425 587 477 327 Tobacco products and smoking supplies.... 205 84 152 242 256 323 377 296 Miscellaneous............................ 363 234 160 258 518 603 672 796 Cash contributions....................... 140 27 78 83 119 297 263 654 Personal insurance and pensions.......... 1078 152 381 824 1367 1981 3017 4004 Life and other personal insurance....... 51 3 31 53 81 99 115 92 Pensions and Social Security............ 1027 149 350 770 1286 1881 2902 3912 Money income before taxes 1/.............. 14202 2585 7368 12276 16951 24467 34040 50535 Wages and salaries....................... 12092 1876 4438 9737 15280 21612 31760 46921 Self-employment income................... 246 10 47 64 210 603 1062 838 Soc. Sec., priv. and gov. retirement..... 61 14 40 50 28 96 23 514 Int., divid., rent. inc., property inc... 116 35 30 112 182 145 91 786 Unemp. and workers' compen., vet. ben.... 138 13 139 46 155 413 181 224 Pub. ass., supp. sec. inc., foodstamps... 583 180 1618 661 225 293 214 1 Regular contributions for support........ 727 352 703 1150 668 1080 564 1151 Other income............................. 239 106 352 455 203 225 143 100 Personal taxes 1/......................... 821 13 122 555 980 1735 2412 3985 Federal income taxes..................... 624 -3 72 417 771 1310 1839 3158 State and local income taxes............. 190 12 48 135 205 416 547 795 Other taxes.............................. 7 4 2 3 4 9 26 32 Income after taxes 1/..................... 13381 2572 7246 11721 15972 22732 31627 46550 Net change in total assets and liabilities -145 -121 -1116 -195 333 102 -394 3043 Net change in total assets............... 1627 114 -185 -214 3065 1212 8044 11400 Net change in total liabilities.......... 1771 235 931 -19 2732 1111 8439 8357 Other money receipts...................... 174 229 136 166 82 202 255 90 Mortgage principal paid, owned property... -53 -3 -9 -53 -72 -65 -144 -323 Estimated market value of owned home...... 5000 1990 696 4154 5542 5796 17116 21739 Est. monthly rental value of owned home... 39 7 9 24 51 66 123 174 Gifts of goods and services............... 476 402 431 373 403 508 658 860 Food.................................... 28 8 21 17 64 28 28 75 Housing................................. 128 120 88 103 168 179 139 110 Housekeeping supplies................. 20 17 16 16 31 23 29 21 Household textiles.................... 4 0 4 1 4 11 12 0 Appliances and misc. housewares....... 12 7 10 12 21 10 19 18 Major appliances.................... 2 2 1 4 3 1 0 5 Small appl. and misc. housewares.... 10 5 9 9 18 10 19 13 Miscellaneous household equipment..... 30 16 12 38 14 63 37 43 Other housing......................... 62 80 46 36 99 71 42 29 Apparel and services.................... 167 125 129 157 92 138 264 526 Males 2 and over...................... 38 31 23 48 18 24 48 136 Females 2 and over.................... 53 52 48 13 33 51 66 161 Children under 2...................... 22 9 13 30 7 23 15 107 Other apparel products and services... 54 33 45 66 34 39 134 122 Jewelry and watches................. 34 32 31 22 10 32 88 77 All other apparel products and serv. 20 1 14 44 24 7 46 45 Transportation.......................... 13 3 17 25 12 13 6 34 Health care............................. 4 1 7 1 5 8 0 1 Entertainment........................... 30 20 29 21 15 53 42 54 Toys, games, hobbies, and tricycles... 10 5 11 8 2 15 20 22 Other entertainment................... 20 15 18 13 13 37 22 33 Education............................... 30 41 52 16 9 27 6 0 All other gifts......................... 76 84 88 33 38 62 174 59 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary