Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 18268 617 1483 1747 1643 3968 3282 5526 Income before taxes 1/.................... 33160 2887 7668 12489 17270 24906 34240 59928 Income after taxes 1/..................... 30101 2971 7598 11976 16250 23081 31135 53446 Age of reference person................... 29.8 29.6 29.1 29.4 29.4 29.5 29.9 30.2 Average number in consumer unit:.......... Persons.................................. 2.8 2.5 2.8 2.7 2.5 2.7 2.8 2.9 Children under 18........................ 1.1 1.1 1.4 1.3 1 1 1 1 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Earners.................................. 1.5 1 0.9 1.1 1.3 1.5 1.7 1.9 Vehicles................................. 1.9 1 0.9 1.4 1.5 1.8 2.2 2.3 Percent distribution: Male..................................... 69 49 37 50 61 70 78 81 Female................................... 31 51 63 50 39 30 22 19 Percent homeowner........................ 45 21 12 19 26 39 54 71 With mortgage........................... 41 12 7 13 21 35 49 67 Without mortgage........................ 5 8 6 6 6 4 5 4 Renter................................... 55 79 88 81 74 61 46 29 Black.................................... 11 23 33 17 13 10 9 4 White and other.......................... 89 77 67 83 87 90 91 96 Elementary (1-8)......................... 3 2 10 5 5 2 1 1 High school (9-12)....................... 41 55 53 56 49 46 38 29 College.................................. 55 41 36 39 47 52 60 70 Never attended and other................. 0 1 1 0 0 0 0 0 At least one vehicle owned............... 90 63 63 84 90 94 96 97 Average annual expenditures............... 29681 14782 13617 16646 20153 24595 31430 45152 Food..................................... 4286 2709 2804 3038 3317 3803 4503 5727 Food at home............................ 2491 1629 2074 2131 1944 2325 2666 2977 Cereals and bakery products............ 364 228 290 298 277 331 407 442 Cereals and cereal products........... 141 90 113 132 111 135 146 168 Bakery products....................... 222 138 177 166 166 196 262 273 Meats, poultry, fish, and eggs......... 652 509 597 591 529 629 665 744 Beef.................................. 221 181 184 181 206 231 212 251 Pork.................................. 122 100 127 125 115 113 128 128 Other meats........................... 94 66 80 84 61 100 110 101 Poultry............................... 112 90 113 95 82 99 116 134 Fish and seafood...................... 73 39 58 74 43 59 68 101 Eggs.................................. 29 33 35 32 23 28 31 29 Dairy products......................... 307 197 270 267 239 284 334 361 Fresh milk and cream.................. 146 99 147 140 120 142 148 160 Other dairy products.................. 161 98 123 127 119 142 186 201 Fruits and vegetables.................. 385 280 327 312 283 338 386 495 Fresh fruits.......................... 115 100 88 102 78 99 112 151 Fresh vegetables...................... 112 69 94 93 94 102 108 143 Processed fruits...................... 88 49 75 61 59 78 92 118 Processed vegetables.................. 69 61 69 56 52 59 75 83 Other food at home..................... 783 415 591 663 616 744 874 935 Sugar and other sweets................ 90 56 78 80 67 93 98 99 Fats and oils......................... 60 37 66 50 46 61 72 60 Miscellaneous foods................... 382 175 258 319 292 362 439 464 Nonalcoholic beverages................ 216 140 179 201 185 203 227 250 Food prep. by cu, out-of-town trips... 36 7 9 12 26 25 39 62 Food away from home..................... 1796 1080 730 908 1374 1478 1837 2751 Alcoholic beverages...................... 388 250 190 154 403 389 335 555 Housing.................................. 9724 5251 4739 5748 6981 8003 9767 14843 Shelter................................. 5804 3178 2622 3467 4254 4728 5517 9093 Owned dwellings........................ 3178 801 376 596 1146 1772 2876 6805 Mortgage interest and charges......... 2421 464 254 364 834 1326 2189 5268 Property taxes........................ 419 210 62 80 167 214 375 894 Maintenance, rep., ins., oth. exp..... 338 128 60 152 146 232 312 643 Rented dwellings....................... 2468 2287 2202 2844 3045 2860 2487 1978 Other lodging.......................... 157 91 44 28 64 96 153 310 Utilities, fuels, and public services... 1744 1075 1229 1359 1467 1662 1804 2184 Natural gas............................ 205 118 160 171 145 168 206 282 Electricity............................ 692 437 502 515 571 690 726 846 Fuel oil and other fuels............... 64 49 32 35 45 69 78 79 Telephone.............................. 616 401 441 529 596 591 621 735 Water and other public services........ 166 70 93 109 111 144 173 242 Household operations.................... 588 167 164 232 365 443 579 1037 Personal services...................... 469 120 115 161 305 347 475 834 Other household expenses............... 119 48 49 71 61 95 104 203 Housekeeping supplies................... 392 185 220 257 258 307 451 565 Laundry and cleaning supplies.......... 118 77 73 115 108 100 128 144 Other household products............... 157 51 98 82 87 121 175 243 Postage and stationery................. 117 57 50 60 63 86 148 178 Household furnishings and equipment..... 1197 645 504 433 637 865 1417 1965 Household textiles..................... 83 57 14 45 81 64 70 136 Furniture.............................. 341 190 135 165 188 183 347 623 Floor coverings........................ 100 0 1 3 10 28 339 115 Major appliances....................... 140 28 77 56 104 130 160 202 Small appliances, misc. housewares..... 70 68 17 30 49 52 75 114 Miscellaneous household equipment...... 463 302 260 132 204 408 424 776 Apparel and services..................... 1708 1070 1147 1024 1107 1256 1657 2652 Men and boys............................ 442 286 304 249 260 297 457 700 Men, 16 and over....................... 337 151 104 146 197 231 372 573 Boys, 2 to 15.......................... 106 135 200 103 63 66 86 127 Women and girls......................... 603 368 360 313 385 455 562 968 Women, 16 and over..................... 503 293 302 248 326 368 449 830 Girls, 2 to 15......................... 100 75 58 65 59 87 113 138 Children under 2........................ 142 94 91 100 62 117 147 212 Footwear................................ 230 162 241 186 203 164 204 313 Other apparel products and services..... 291 159 151 176 197 223 287 460 Transportation........................... 5441 2676 2080 3181 3336 4681 6297 8028 Vehicle purchases (net outlay).......... 2369 1283 791 1366 1117 1931 3001 3541 Cars and trucks, new................... 1147 431 3 437 312 891 1294 2103 Cars and trucks, used.................. 1186 847 702 911 804 1035 1684 1368 Other vehicles......................... 35 6 86 18 2 5 23 69 Gasoline and motor oil.................. 1064 590 525 733 890 1048 1183 1359 Other vehicle expenses.................. 1760 631 627 975 1192 1539 1899 2681 Vehicle finance charges................ 376 116 82 137 230 320 442 605 Maintenance and repairs................ 600 242 334 413 476 558 589 844 Vehicle insurance...................... 549 210 162 311 375 495 617 816 Veh. rent., leas., licen., oth. chges.. 234 63 49 113 111 167 252 415 Public transportation................... 249 172 136 108 137 163 214 447 Health care.............................. 1029 446 301 558 790 965 1149 1481 Health insurance........................ 411 178 93 205 310 417 495 563 Medical services........................ 410 146 114 210 278 358 454 635 Drugs................................... 141 88 74 99 142 137 134 186 Medical supplies........................ 66 34 19 44 61 54 67 98 Entertainment............................ 1609 679 680 712 950 1186 1665 2707 Fees and admissions..................... 354 148 73 114 198 261 369 632 Television, radios, sound equipment..... 512 294 310 360 331 444 552 715 Pets, toys, and playground equipment.... 319 145 263 151 300 280 314 442 Other supplies, equip., and services.... 424 92 34 88 121 201 431 918 Personal care products and services...... 364 167 170 200 264 306 395 539 Reading.................................. 141 80 40 66 91 115 162 219 Education................................ 316 571 374 183 256 224 255 433 Tobacco products and smoking supplies.... 269 283 274 344 327 261 267 231 Miscellaneous............................ 806 316 197 355 498 730 970 1218 Cash contributions....................... 441 38 248 143 395 337 542 661 Personal insurance and pensions.......... 3160 246 375 939 1437 2338 3464 5856 Life and other personal insurance....... 237 93 64 84 122 170 265 414 Pensions and Social Security............ 2922 153 310 855 1315 2168 3198 5442 Money income before taxes 1/.............. 33160 2887 7668 12489 17270 24906 34240 59928 Wages and salaries....................... 29607 1471 3421 9143 15133 22610 31697 54334 Self-employment income................... 1948 17 221 824 446 1185 1626 4168 Soc. Sec., priv. and gov. retirement..... 189 91 332 88 109 140 149 276 Int., divid., rent. inc., property inc... 278 22 17 112 104 161 228 594 Unemp. and workers' compen., vet. ben.... 206 23 126 204 301 221 208 208 Pub. ass., supp. sec. inc., foodstamps... 541 941 3045 1560 741 156 44 15 Regular contributions for support........ 247 212 262 389 317 293 185 184 Other income............................. 144 110 246 170 119 139 103 148 Personal taxes 1/......................... 3059 -84 71 512 1020 1825 3105 6482 Federal income taxes..................... 2360 -84 31 394 752 1404 2421 5008 State and local income taxes............. 653 0 29 112 252 385 635 1387 Other taxes.............................. 46 1 11 7 17 37 49 86 Income after taxes 1/..................... 30101 2971 7598 11976 16250 23081 31135 53446 Net change in total assets and liabilities -1195 -1010 219 -460 424 -2263 -1126 -1584 Net change in total assets............... 4628 563 -101 592 1615 1623 3504 11347 Net change in total liabilities.......... 5823 1574 -320 1053 1191 3886 4630 12930 Other money receipts...................... 189 13 34 77 159 118 261 301 Mortgage principal paid, owned property... -493 -120 -77 -108 -139 -346 -474 -991 Estimated market value of owned home...... 40182 10769 5327 8218 14186 23431 38643 83601 Est. monthly rental value of owned home... 289 83 47 73 112 184 289 572 Gifts of goods and services............... 690 372 240 298 479 553 782 1076 Food.................................... 39 88 22 18 18 32 41 57 Housing................................. 213 84 68 85 149 189 243 325 Housekeeping supplies................. 38 8 8 23 29 38 47 53 Household textiles.................... 10 10 0 0 23 11 6 14 Appliances and misc. housewares....... 20 8 2 13 15 15 19 34 Major appliances.................... 3 0 0 7 0 3 6 3 Small appl. and misc. housewares.... 17 8 2 5 15 12 13 31 Miscellaneous household equipment..... 69 16 18 13 35 55 82 118 Other housing......................... 75 42 40 38 47 70 89 104 Apparel and services.................... 226 106 83 97 172 152 254 369 Males 2 and over...................... 64 61 12 19 40 52 73 101 Females 2 and over.................... 68 12 29 29 67 27 101 108 Children under 2...................... 45 17 31 27 24 38 43 68 Other apparel products and services... 49 17 11 22 41 34 38 92 Jewelry and watches................. 32 10 4 9 22 25 21 64 All other apparel products and serv. 17 7 7 13 19 9 17 28 Transportation.......................... 46 10 9 15 12 21 15 118 Health care............................. 8 7 4 7 7 4 11 10 Entertainment........................... 64 29 12 47 37 61 76 89 Toys, games, hobbies, and tricycles... 23 6 4 8 20 34 22 29 Other entertainment................... 41 23 7 39 17 27 54 60 Education............................... 8 6 3 2 4 11 16 6 All other gifts......................... 86 41 39 28 80 83 125 104 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary