Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 29,440 | 1,767 | 4,938 | 3,702 | 4,230 | 5,716 | 9,085 | 5,794 | 3,291 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$33,136 |$22,495 |$38,093 |$37,988 |$45,251 |$36,074 |$23,563 |$24,898 |$21,247 Income after taxes 1/.........................| 29,961 | 20,760 | 34,109 | 34,033 | 40,106 | 32,298 | 22,074 | 23,221 | 20,087 Average number of persons in consumer unit....| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Age of reference person.......................| 52.5 | 22.0 | 29.3 | 39.4 | 49.6 | 59.9 | 72.9 | 69.2 | 79.5 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.2 | 1.7 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.7 | 2.0 | 2.0 | 2.4 | 2.4 | 1.9 | 2.0 | 1.6 Children under 18...........................| .1 | .2 | .2 | .2 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .5 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 72 | 60 | 67 | 59 | 66 | 79 | 82 | 82 | 82 Female....................................| 28 | 40 | 33 | 41 | 34 | 21 | 18 | 18 | 18 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 71 | 13 | 44 | 58 | 78 | 89 | 87 | 88 | 86 Homeowner with mortgage.................| 35 | 11 | 39 | 48 | 58 | 43 | 17 | 23 | 8 Homeowner without mortgage..............| 36 | 3 | 5 | 10 | 20 | 46 | 70 | 65 | 79 Renter....................................| 29 | 87 | 56 | 42 | 22 | 11 | 13 | 12 | 14 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 9 | 11 | 11 | 14 | 9 | 8 | 6 | 6 | 5 White and other...........................| 91 | 89 | 89 | 86 | 91 | 92 | 94 | 94 | 95 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 13 | 4 | 2 | 4 | 8 | 15 | 25 | 19 | 36 High school (9-12)........................| 44 | 46 | 38 | 40 | 48 | 47 | 45 | 50 | 37 College...................................| 43 | 50 | 60 | 57 | 45 | 37 | 29 | 31 | 26 Never attended and other..................| (3) | (4) | (3) | (3) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 92 | 83 | 92 | 91 | 93 | 95 | 92 | 94 | 88 | | | | | | | | | Average annual expenditures.....................|$28,729 |$23,647 |$30,289 |$32,553 |$35,927 |$30,013 |$23,069 |$24,367 |$20,744 | | | | | | | | | Food..........................................| 4,206 | 3,488 | 4,141 | 4,683 | 4,761 | 4,536 | 3,689 | 3,855 | 3,382 Food at home................................| 2,333 | 1,689 | 1,983 | 2,408 | 2,501 | 2,612 | 2,350 | 2,380 | 2,292 Cereals and bakery products...............| 337 | 242 | 278 | 313 | 355 | 375 | 363 | 351 | 386 Cereals and cereal products.............| 114 | 90 | 96 | 109 | 114 | 128 | 121 | 117 | 130 Bakery products.........................| 223 | 152 | 182 | 203 | 240 | 247 | 242 | 235 | 257 Meats, poultry, fish, and eggs............| 628 | 392 | 533 | 636 | 691 | 714 | 633 | 666 | 570 Beef....................................| 209 | 142 | 206 | 201 | 224 | 224 | 208 | 227 | 172 Pork....................................| 121 | 77 | 91 | 126 | 137 | 141 | 124 | 132 | 107 Other meats.............................| 87 | 55 | 72 | 91 | 92 | 105 | 85 | 93 | 70 Poultry.................................| 104 | 56 | 88 | 109 | 126 | 114 | 102 | 104 | 98 Fish and seafood........................| 78 | 42 | 56 | 82 | 83 | 97 | 82 | 78 | 91 Eggs....................................| 28 | 20 | 21 | 27 | 30 | 32 | 32 | 31 | 32 | | | | | | | | | Dairy products............................| 273 | 225 | 234 | 274 | 287 | 303 | 275 | 276 | 273 Fresh milk and cream....................| 120 | 97 | 99 | 119 | 124 | 126 | 132 | 132 | 132 Other dairy products....................| 152 | 129 | 136 | 155 | 163 | 176 | 144 | 145 | 142 Fruits and vegetables.....................| 418 | 264 | 334 | 395 | 415 | 472 | 469 | 466 | 476 Fresh fruits............................| 137 | 66 | 95 | 119 | 128 | 165 | 167 | 163 | 176 Fresh vegetables........................| 128 | 90 | 107 | 126 | 134 | 146 | 132 | 138 | 123 Processed fruits........................| 87 | 60 | 70 | 81 | 83 | 90 | 104 | 100 | 111 Processed vegetables....................| 66 | 47 | 62 | 69 | 69 | 71 | 66 | 65 | 66 | | | | | | | | | Other food at home........................| 678 | 565 | 604 | 790 | 754 | 748 | 609 | 621 | 587 Sugar and other sweets..................| 87 | 70 | 70 | 85 | 99 | 100 | 86 | 87 | 85 Fats and oils...........................| 62 | 39 | 50 | 60 | 66 | 70 | 68 | 70 | 64 Miscellaneous foods.....................| 287 | 289 | 268 | 383 | 307 | 287 | 246 | 247 | 244 Nonalcoholic beverages..................| 203 | 148 | 183 | 234 | 240 | 225 | 177 | 178 | 175 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 39 | 20 | 33 | 28 | 41 | 65 | 32 | 39 | 20 Food away from home.........................| 1,872 | 1,799 | 2,158 | 2,275 | 2,260 | 1,925 | 1,340 | 1,475 | 1,090 | | | | | | | | | Alcoholic beverages...........................| 318 | 289 | 469 | 492 | 337 | 285 | 181 | 208 | 128 | | | | | | | | | Housing.......................................| 8,888 | 6,803 | 9,975 | 10,492 | 11,062 | 8,806 | 7,070 | 7,487 | 6,330 Shelter.....................................| 4,916 | 4,272 | 6,252 | 6,195 | 6,434 | 4,485 | 3,359 | 3,562 | 3,001 Owned dwellings...........................| 2,933 | 567 | 3,124 | 3,624 | 4,315 | 3,208 | 2,192 | 2,335 | 1,939 Mortgage interest.......................| 1,550 | 445 | 2,419 | 2,656 | 2,725 | 1,392 | 393 | 540 | 133 Property taxes..........................| 676 | 5/39 | 316 | 495 | 793 | 865 | 898 | 939 | 825 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 707 | 84 | 389 | 473 | 798 | 951 | 901 | 856 | 981 Rented dwellings..........................| 1,343 | 3,503 | 2,685 | 1,894 | 1,075 | 505 | 621 | 593 | 672 Other lodging.............................| 640 | 201 | 444 | 677 | 1,044 | 772 | 546 | 634 | 390 | | | | | | | | | Utilities, fuels, and public services.......| 1,896 | 1,188 | 1,634 | 1,866 | 2,142 | 2,118 | 1,934 | 2,007 | 1,808 Natural gas...............................| 248 | 120 | 194 | 206 | 262 | 293 | 286 | 303 | 255 Electricity...............................| 766 | 447 | 626 | 751 | 857 | 876 | 798 | 819 | 761 Fuel oil and other fuels..................| 117 | 5/29 | 64 | 88 | 117 | 143 | 157 | 148 | 174 Telephone.................................| 573 | 532 | 623 | 638 | 683 | 578 | 473 | 508 | 412 Water and other public services...........| 193 | 60 | 127 | 183 | 223 | 229 | 221 | 229 | 206 Household operations........................| 361 | 145 | 296 | 332 | 280 | 403 | 461 | 452 | 478 Personal services.........................| 80 | 72 | 155 | 120 | 5/15 | 48 | 75 | 5/38 | 139 Other household expenses..................| 281 | 74 | 141 | 212 | 265 | 355 | 386 | 413 | 339 | | | | | | | | | Housekeeping supplies.......................| 444 | 239 | 363 | 466 | 514 | 491 | 452 | 448 | 460 Laundry and cleaning supplies.............| 106 | 70 | 92 | 110 | 130 | 119 | 98 | 97 | 100 Other household products..................| 192 | 82 | 157 | 206 | 208 | 211 | 205 | 193 | 228 Postage and stationery....................| 146 | 87 | 114 | 150 | 176 | 161 | 149 | 158 | 132 Household furnishings and equipment.........| 1,271 | 959 | 1,429 | 1,633 | 1,692 | 1,310 | 863 | 1,018 | 583 Household textiles........................| 117 | 34 | 109 | 119 | 141 | 132 | 116 | 145 | 62 Furniture.................................| 337 | 427 | 464 | 288 | 454 | 377 | 191 | 221 | 140 Floor coverings...........................| 73 | 5/18 | 81 | 37 | 103 | 112 | 56 | 64 | 43 Major appliances..........................| 178 | 146 | 168 | 222 | 202 | 211 | 138 | 145 | 127 Small appliances, miscellaneous housewares| 76 | 41 | 89 | 115 | 81 | 75 | 59 | 72 | 35 Miscellaneous household equipment.........| 489 | 293 | 517 | 851 | 712 | 402 | 302 | 371 | 176 | | | | | | | | | Apparel and services..........................| 1,561 | 1,357 | 1,641 | 1,927 | 2,089 | 1,691 | 1,061 | 1,220 | 759 Men and boys................................| 364 | 227 | 425 | 423 | 474 | 427 | 239 | 281 | 161 Men, 16 and over..........................| 332 | 221 | 378 | 361 | 444 | 401 | 217 | 259 | 137 Boys, 2 to 15.............................| 32 | 5/6 | 47 | 62 | 30 | 26 | 23 | 22 | 25 Women and girls.............................| 695 | 640 | 615 | 775 | 941 | 826 | 505 | 586 | 351 Women, 16 and over........................| 659 | 621 | 567 | 727 | 894 | 796 | 479 | 556 | 331 Girls, 2 to 15............................| 36 | 19 | 47 | 47 | 47 | 30 | 27 | 30 | 21 Children under 2............................| 37 | 37 | 40 | 32 | 67 | 35 | 23 | 29 | 12 Footwear....................................| 203 | 135 | 203 | 318 | 230 | 195 | 161 | 171 | 140 Other apparel products and services.........| 262 | 318 | 358 | 379 | 378 | 208 | 133 | 154 | 95 | | | | | | | | | Transportation................................| 5,235 | 6,162 | 5,924 | 5,473 | 6,583 | 5,234 | 3,955 | 4,242 | 3,449 Vehicle purchases (net outlay)..............| 2,163 | 3,434 | 2,532 | 2,048 | 2,823 | 1,939 | 1,596 | 1,556 | 1,666 Cars and trucks, new......................| 1,263 | 1,672 | 1,600 | 1,264 | 1,455 | 1,161 | 975 | 1,004 | 922 Cars and trucks, used.....................| 888 | 1,742 | 900 | 774 | 1,357 | 765 | 620 | 550 | 744 Other vehicles............................| 12 | 5/20 | 5/32 | 5/10 | 5/10 | 5/13 | 5/1 | 5/2 | (4) Gasoline and motor oil......................| 1,027 | 988 | 1,101 | 1,070 | 1,257 | 1,139 | 801 | 924 | 583 Other vehicle expenses......................| 1,712 | 1,550 | 1,964 | 2,034 | 2,130 | 1,757 | 1,251 | 1,413 | 965 Vehicle finance charges...................| 284 | 345 | 424 | 418 | 418 | 224 | 118 | 158 | 47 Maintenance and repairs...................| 606 | 444 | 622 | 735 | 685 | 687 | 487 | 542 | 389 Vehicle insurance.........................| 607 | 613 | 615 | 625 | 764 | 640 | 500 | 532 | 443 | | | | | | | | | Vehicle rental, licenses, other charges...| 215 | 148 | 302 | 257 | 263 | 206 | 147 | 181 | 86 Public transportation.......................| 332 | 190 | 327 | 321 | 374 | 398 | 307 | 348 | 235 | | | | | | | | | Health care...................................| 1,772 | 551 | 870 | 1,199 | 1,508 | 2,025 | 2,696 | 2,479 | 3,088 Health insurance............................| 714 | 180 | 343 | 398 | 546 | 751 | 1,204 | 1,147 | 1,304 Medical services............................| 612 | 242 | 342 | 482 | 607 | 794 | 771 | 710 | 878 Drugs.......................................| 335 | 83 | 116 | 179 | 254 | 384 | 573 | 523 | 660 Medical supplies............................| 111 | 47 | 68 | 140 | 101 | 96 | 149 | 99 | 246 | | | | | | | | | Entertainment.................................| 1,391 | 1,109 | 1,578 | 1,399 | 1,843 | 1,599 | 994 | 1,124 | 765 Fees and admissions.........................| 387 | 293 | 400 | 370 | 417 | 402 | 382 | 435 | 290 Television, radios, sound equipment.........| 415 | 469 | 493 | 505 | 517 | 382 | 299 | 347 | 214 Pets, toys, and playground equipment........| 257 | 170 | 279 | 327 | 365 | 240 | 189 | 201 | 170 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 331 | 177 | 406 | 197 | 545 | 574 | 123 | 140 | 92 | | | | | | | | | Personal care products and services...........| 379 | 355 | 362 | 397 | 422 | 398 | 352 | 364 | 329 | | | | | | | | | Reading.......................................| 173 | 110 | 160 | 177 | 196 | 187 | 172 | 187 | 147 | | | | | | | | | Education.....................................| 249 | 645 | 328 | 324 | 497 | 157 | 41 | 41 | 42 | | | | | | | | | Tobacco products and smoking supplies.........| 272 | 255 | 274 | 374 | 342 | 321 | 168 | 199 | 113 | | | | | | | | | Miscellaneous.................................| 653 | 545 | 724 | 969 | 791 | 571 | 492 | 540 | 405 | | | | | | | | | Cash contributions............................| 1,090 | 289 | 638 | 1,128 | 1,445 | 1,131 | 1,286 | 1,215 | 1,411 | | | | | | | | | Personal insurance and pensions...............| 2,542 | 1,691 | 3,203 | 3,518 | 4,051 | 3,072 | 913 | 1,207 | 394 Life and other personal insurance...........| 380 | 134 | 241 | 429 | 507 | 455 | 376 | 469 | 213 Pensions and Social Security................| 2,162 | 1,557 | 2,962 | 3,090 | 3,545 | 2,618 | 536 | 738 | 182 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 33,136 | 22,495 | 38,093 | 37,988 | 45,251 | 36,074 | 23,563 | 24,898 | 21,247 Wages and salaries..........................| 22,097 | 20,761 | 34,142 | 32,852 | 37,035 | 23,759 | 4,006 | 5,536 | 1,355 Self-employment income......................| 2,638 | 311 | 2,887 | 2,963 | 5,063 | 3,705 | 1,136 | 1,481 | 537 Social Security, private and government | | | | | | | | | retirement.................................| 5,985 | 5/50 | 64 | 560 | 1,278 | 6,159 | 14,496 | 14,487 | 14,512 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,722 | 96 | 257 | 666 | 944 | 1,954 | 3,464 | 2,871 | 4,491 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 251 | 249 | 217 | 251 | 322 | 288 | 216 | 291 | 86 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 192 | 349 | 173 | 285 | 271 | 122 | 142 | 145 | 136 Regular contributions for support...........| 153 | 404 | 226 | 301 | 208 | 5/45 | 45 | 34 | 5/64 Other income................................| 97 | 274 | 127 | 110 | 131 | 42 | 58 | 53 | 5/66 | | | | | | | | | Personal taxes................................| 3,174 | 1,735 | 3,983 | 3,956 | 5,146 | 3,776 | 1,488 | 1,678 | 1,160 Federal income taxes........................| 2,533 | 1,345 | 3,209 | 3,191 | 4,104 | 3,002 | 1,175 | 1,346 | 877 State and local income taxes................| 554 | 381 | 746 | 679 | 938 | 651 | 207 | 239 | 150 Other taxes.................................| 87 | 9 | 29 | 85 | 104 | 124 | 107 | 92 | 133 | | | | | | | | | Income after taxes............................| 29,961 | 20,760 | 34,109 | 34,033 | 40,106 | 32,298 | 22,074 | 23,221 | 20,087 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| 1,058 | 1,273 | 2,737 | -777 | -275 | 1,388 | 1,264 | 1,190 | 1,393 Net change in total assets..................| 3,989 | 4,551 | 7,977 | 6,969 | 1,935 | 2,227 | 2,563 | 3,227 | 1,393 Net change in total liabilities.............| 2,931 | 3,278 | 5,240 | 7,745 | 2,210 | 840 | 1,299 | 2,037 | (2) | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 375 | 144 | 189 | 269 | 557 | 390 | 471 | 681 | 102 Mortgage principal paid on owned property...| -502 | -68 | -469 | -694 | -960 | -607 | -247 | -341 | -81 Estimated market value of owned home........| 74,110 | 6,633 | 42,372 | 63,150 | 87,565 | 89,848 | 92,790 | 98,937 | 81,967 Estimated monthly rental value of owned home| 431 | 57 | 280 | 394 | 543 | 531 | 486 | 510 | 444 | | | | | | | | | Gifts of goods and services, total............| 1,024 | 570 | 659 | 1,078 | 1,951 | 1,149 | 766 | 870 | 576 Clothing, males 2 and over..................| 82 | 45 | 67 | 64 | 134 | 99 | 69 | 76 | 57 Clothing, females 2 and over................| 116 | 96 | 66 | 104 | 223 | 122 | 95 | 118 | 52 Clothing, children under 2..................| 35 | 17 | 37 | 31 | 67 | 35 | 22 | 29 | 12 Jewelry and watches.........................| 20 | 35 | 18 | 30 | 37 | 13 | 11 | 14 | 5/4 Small appliances and miscellaneous | | | | | | | | | housewares.................................| 21 | 9 | 20 | 20 | 22 | 32 | 18 | 24 | 7 Household textiles..........................| 11 | 5/3 | 5/7 | 5/8 | 5/13 | 21 | 9 | 12 | 5/4 All other gifts.............................| 737 | 366 | 444 | 822 | 1,454 | 827 | 541 | 598 | 441 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.