Table 5. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 11650 270 738 780 803 1901 2085 5074 Income before taxes 1/.................... 41956 687 7844 12738 17559 24826 34724 66851 Income after taxes 1/..................... 38048 287 7704 12590 17080 23214 32033 59728 Average number of persons in cons. unit... 4 4 4 4 4 4 4 4 Age of reference person................... 40 38.5 37.4 37.7 38.8 38 38.9 42.1 Average number of: Earners.................................. 2 1.3 1.2 1.6 1.8 1.9 2.1 2.3 Vehicles................................. 2.7 1.6 1.2 1.7 2.2 2.5 2.9 3.3 Children under 18........................ 1.7 1.9 2.1 1.8 1.7 1.7 1.7 1.5 Persons 65 and over...................... 0.1 0 0.1 0.1 0.1 0.1 0.1 0.1 Percent distribution: Male..................................... 78 51 40 59 71 75 86 87 Female................................... 22 49 60 41 29 25 14 13 Percent homeowner........................ 73 52 38 44 54 64 77 89 Homeowner with mortgage................. 61 35 22 30 39 49 66 79 Homeowner without mortgage.............. 12 17 16 14 15 14 11 10 Renter................................... 27 48 62 56 46 36 23 11 Black.................................... 10 21 31 14 11 14 9 5 White and other.......................... 90 79 69 86 89 86 91 95 Elementary (1-8)......................... 7 13 17 21 12 8 4 2 High school (9-12)....................... 46 59 63 61 62 59 48 32 College.................................. 47 29 17 18 26 33 48 66 Never attended and other................. 0 0 3 0 1 0 0 0 At least one vehicle owned............... 94 86 61 83 94 96 98 99 Average annual expenditures............... 37656 18207 16995 20129 25373 26100 35081 51415 Food..................................... 5782 3658 3319 3905 4517 4829 5483 7089 Food at home............................ 3472 2447 2569 2729 3109 3233 3394 3902 Cereals and bakery products............ 528 288 389 422 426 446 538 609 Cereals and cereal products........... 193 153 147 203 166 178 181 212 Bakery products....................... 335 135 241 219 259 268 357 397 Meats, poultry, fish, and eggs......... 903 671 814 720 917 871 853 984 Beef.................................. 308 234 298 212 307 311 297 331 Pork.................................. 168 120 198 121 226 164 164 169 Other meats........................... 137 92 97 131 124 135 126 152 Poultry............................... 145 119 118 117 116 135 131 167 Fish and seafood...................... 104 67 61 92 97 78 95 126 Eggs.................................. 41 38 42 46 47 48 40 39 Dairy products......................... 445 294 364 396 399 425 455 477 Fresh milk and cream.................. 212 154 199 234 215 217 221 207 Other dairy products.................. 233 139 166 162 184 208 234 271 Fruits and vegetables.................. 532 428 394 373 426 486 498 621 Fresh fruits.......................... 154 196 106 104 118 140 141 180 Fresh vegetables...................... 152 100 132 118 130 135 144 174 Processed fruits...................... 126 71 97 85 98 109 113 154 Processed vegetables.................. 100 61 59 66 80 102 100 114 Other food at home..................... 1063 766 607 818 941 1005 1050 1212 Sugar and other sweets................ 130 50 81 108 118 108 128 152 Fats and oils......................... 86 68 77 56 90 87 80 95 Miscellaneous foods................... 487 401 222 380 406 484 491 548 Nonalcoholic beverages................ 313 214 203 258 310 301 311 345 Food prep. by cu, out-of-town trips... 47 33 24 17 18 24 40 72 Food away from home..................... 2310 1211 751 1176 1408 1596 2088 3186 Alcoholic beverages...................... 319 169 64 142 187 232 285 444 Housing.................................. 11126 7521 5927 6997 7211 7902 9803 15030 Shelter................................. 6048 3850 3224 3793 3965 4128 5213 8313 Owned dwellings........................ 4202 1899 1308 1682 1788 2242 3442 6560 Mortgage interest..................... 2946 1276 844 899 1174 1526 2448 4672 Property taxes........................ 713 301 295 310 241 399 588 1101 Maintenance, rep., ins., oth. exp..... 543 323 169 474 372 317 406 787 Rented dwellings....................... 1306 1701 1796 1935 2036 1663 1329 859 Other lodging.......................... 540 250 121 175 140 223 441 895 Utilities, fuels, and public services... 2266 1637 1654 1757 1859 2000 2148 2679 Natural gas............................ 302 197 252 271 229 234 301 358 Electricity............................ 945 704 725 707 796 888 891 1094 Fuel oil and other fuels............... 109 31 51 47 52 124 113 134 Telephone.............................. 655 545 474 533 590 563 607 772 Water and other public services........ 254 160 151 199 192 191 237 322 Household operations.................... 800 171 292 282 356 540 725 1185 Personal services...................... 582 67 241 226 278 461 623 789 Other household expenses............... 218 104 51 56 78 78 101 396 Housekeeping supplies................... 559 284 259 357 382 421 480 737 Laundry and cleaning supplies.......... 171 88 117 160 147 152 158 197 Other household products............... 244 137 82 136 148 168 202 338 Postage and stationery................. 144 58 60 61 88 101 120 201 Household furnishings and equipment..... 1454 1579 498 808 648 814 1237 2115 Household textiles..................... 132 737 80 55 30 73 86 173 Furniture.............................. 463 91 170 342 226 249 403 686 Floor coverings........................ 116 291 14 71 45 34 62 190 Major appliances....................... 187 21 63 159 133 153 167 248 Small appliances, misc. housewares..... 82 117 21 37 38 36 68 122 Miscellaneous household equipment...... 474 323 150 144 176 269 451 696 Apparel and services..................... 2229 1019 1126 1200 1540 1509 1792 3110 Men and boys............................ 600 371 193 197 245 338 423 933 Men, 16 and over....................... 433 265 118 131 178 199 271 708 Boys, 2 to 15.......................... 167 106 76 66 67 139 152 225 Women and girls......................... 866 357 448 431 659 643 716 1175 Women, 16 and over..................... 649 240 361 308 532 473 494 895 Girls, 2 to 15......................... 217 117 87 123 127 170 222 281 Children under 2........................ 129 55 113 107 114 129 129 140 Footwear................................ 320 103 169 189 381 219 316 395 Other apparel products and services..... 314 133 201 276 142 180 208 466 Transportation........................... 7296 2358 3254 3228 6279 4711 8334 9465 Vehicle purchases (net outlay).......... 3389 515 1506 1210 3744 1767 4625 4194 Cars and trucks, new................... 1629 0 732 310 596 453 2356 2353 Cars and trucks, used.................. 1730 401 773 884 3147 1266 2251 1805 Other vehicles......................... 31 114 0 16 0 48 19 36 Gasoline and motor oil.................. 1395 826 680 847 1066 1239 1365 1737 Other vehicle expenses.................. 2236 936 957 986 1345 1541 2146 3111 Vehicle finance charges................ 478 101 157 149 268 339 484 679 Maintenance and repairs................ 762 340 435 380 545 515 738 1019 Vehicle insurance...................... 730 345 277 365 445 538 694 1005 Veh. rental, licenses, oth. charges.... 265 150 88 92 87 149 231 409 Public transportation................... 276 81 111 185 124 165 198 422 Health care.............................. 1524 903 738 1021 1054 1239 1498 1936 Health insurance........................ 587 213 344 433 480 586 619 670 Medical services........................ 637 451 257 377 349 435 598 878 Drugs................................... 220 196 100 155 162 189 210 269 Medical supplies........................ 81 44 37 57 64 29 70 118 Entertainment............................ 2090 910 844 858 1090 1172 1589 3219 Fees and admissions..................... 505 260 178 118 147 214 406 832 Television, radios, sound equipment..... 632 367 237 443 551 473 542 841 Pets, toys, and playground equipment.... 394 193 252 187 247 282 377 524 Other supplies, equip., and services.... 558 89 178 109 146 203 264 1022 Personal care products and services...... 472 163 235 276 341 307 434 635 Reading.................................. 187 68 77 57 107 124 183 268 Education................................ 531 242 132 252 189 208 368 887 Tobacco products and smoking supplies.... 327 278 311 348 365 357 314 316 Miscellaneous............................ 913 532 274 448 654 685 801 1266 Cash contributions....................... 788 55 64 333 339 530 662 1222 Personal insurance and pensions.......... 4073 332 630 1063 1498 2295 3536 6529 Life and other personal insurance....... 454 148 233 167 209 262 470 651 Pensions and Social Security............ 3619 184 397 897 1289 2034 3066 5878 Money income before taxes 1/.............. 41956 687 7844 12738 17559 24826 34724 66851 Wages and salaries....................... 35748 1792 3292 8805 14261 20995 31396 57130 Self-employment income................... 3469 -2184 75 1264 908 1357 1708 6521 Soc. Sec., priv. and gov. retirement..... 1022 153 1074 873 1144 1287 795 1059 Int., divid., rent. inc., property inc... 667 59 69 69 148 198 327 1276 Unemp. and workers' compen., vet. ben.... 249 55 171 136 228 310 197 291 Pub. ass., supp. sec. inc., foodstamps... 381 571 2920 1095 517 278 33 52 Regular contributions for support........ 345 240 152 400 197 353 199 451 Other income............................. 74 1 89 96 156 49 69 71 Personal taxes 1/......................... 3908 400 140 149 478 1611 2691 7124 Federal income taxes..................... 3054 392 50 10 272 1175 2039 5661 State and local income taxes............. 768 -10 36 69 180 379 561 1346 Other taxes.............................. 87 18 53 70 27 58 91 116 Income after taxes 1/..................... 38048 287 7704 12590 17080 23214 32033 59728 Net change in total assets and liabilities -374 -1339 -2766 -574 -949 -2685 -3809 2423 Net change in total assets............... 5482 -324 -11 1835 3122 979 80 11432 Net change in total liabilities.......... 5857 1015 2755 2410 4071 3664 3888 9008 Other money receipts...................... 679 15 7 1901 69 62 952 839 Mortgage principal paid, owned property... -829 -348 -201 -422 -350 -507 -751 -1237 Estimated market value of owned home...... 80143 35395 31628 36893 33111 42806 61618 125266 Est. monthly rental value of owned home... 481 240 211 228 236 301 430 700 Gifts of goods and services, total........ 869 580 218 264 259 466 535 1436 Clothing, males 2 and over............... 54 223 2 10 10 53 41 70 Clothing, females 2 and over............. 92 72 4 3 48 62 64 145 Clothing, infants less than 2............ 42 5 33 31 21 32 56 48 Jewelry and watches...................... 18 1 1 6 2 12 5 33 Small appliances and misc. housewares.... 25 2 1 7 8 10 16 42 Household textiles....................... 10 0 1 0 0 13 6 15 All other gifts.......................... 628 278 175 206 170 283 346 1084 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. - {PAGE|2} - Table 5. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________