Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,083 | 2,762 | 3,284 | 3,883 | 2,154 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $35,041 | $38,250 | $33,709 | $32,644 | $37,092 Income after taxes 1/.........................| 31,458 | 34,508 | 30,412 | 29,332 | 32,836 Average number of persons in consumer unit....| 2.3 | 2.3 | 2.3 | 2.4 | 2.2 Age of reference person.......................| 59.6 | 59.7 | 59.5 | 59.8 | 59.6 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 1.4 | 1.5 | 1.5 | 1.4 | 1.4 Vehicles....................................| 2.3 | 1.9 | 2.4 | 2.3 | 2.6 Children under 18...........................| .2 | .1 | .2 | .2 | .2 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 70 | 65 | 75 | 69 | 68 Female....................................| 30 | 35 | 25 | 31 | 32 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 81 | 76 | 84 | 84 | 76 Homeowner with mortgage.................| 39 | 35 | 38 | 39 | 48 Homeowner without mortgage..............| 41 | 41 | 46 | 45 | 29 Renter....................................| 19 | 24 | 16 | 16 | 24 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 8 | 11 | 16 | 4 White and other...........................| 89 | 92 | 89 | 84 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 15 | 12 | 14 | 21 | 10 High school (9-12)........................| 49 | 55 | 55 | 43 | 43 College...................................| 35 | 32 | 30 | 36 | 46 Never attended and other..................| (2) | 1 | (2) | (2) | (2) | | | | | At least one vehicle owned..................| 91 | 86 | 92 | 92 | 92 | | | | | Average annual expenditures.....................| $28,932 | $30,484 | $27,146 | $27,112 | $32,988 | | | | | Food..........................................| 4,427 | 5,132 | 4,238 | 3,960 | 4,688 Food at home................................| 2,606 | 2,936 | 2,405 | 2,403 | 2,865 Cereals and bakery products...............| 381 | 454 | 361 | 331 | 411 Cereals and cereal products.............| 128 | 141 | 120 | 114 | 150 Bakery products.........................| 253 | 313 | 242 | 217 | 261 Meats, poultry, fish, and eggs............| 728 | 902 | 630 | 676 | 748 Beef....................................| 228 | 278 | 192 | 209 | 253 Pork....................................| 148 | 143 | 159 | 150 | 131 Other meats.............................| 107 | 136 | 105 | 92 | 104 Poultry.................................| 118 | 168 | 84 | 109 | 123 Fish and seafood........................| 92 | 138 | 62 | 78 | 101 Eggs....................................| 35 | 39 | 28 | 38 | 36 | | | | | Dairy products............................| 303 | 323 | 300 | 268 | 346 Fresh milk and cream....................| 137 | 142 | 136 | 128 | 146 Other dairy products....................| 166 | 181 | 164 | 140 | 199 Fruits and vegetables.....................| 451 | 520 | 392 | 423 | 504 Fresh fruits............................| 151 | 172 | 129 | 146 | 165 Fresh vegetables........................| 142 | 172 | 116 | 129 | 165 Processed fruits........................| 89 | 107 | 83 | 76 | 100 Processed vegetables....................| 70 | 69 | 65 | 72 | 75 | | | | | Other food at home........................| 743 | 736 | 722 | 704 | 856 Sugar and other sweets..................| 95 | 100 | 87 | 94 | 100 Fats and oils...........................| 70 | 68 | 63 | 72 | 78 Miscellaneous foods.....................| 302 | 261 | 301 | 295 | 366 Nonalcoholic beverages..................| 228 | 247 | 232 | 200 | 252 Food prepared by consumer unit | | | | | on out-of-town trips...................| 48 | 59 | 39 | 42 | 60 Food away from home.........................| 1,822 | 2,196 | 1,833 | 1,558 | 1,823 | | | | | Alcoholic beverages...........................| 263 | 284 | 287 | 188 | 344 | | | | | Housing.......................................| 8,386 | 9,054 | 7,641 | 7,868 | 9,607 Shelter.....................................| 4,355 | 4,904 | 3,872 | 3,699 | 5,571 Owned dwellings...........................| 2,895 | 2,871 | 2,739 | 2,553 | 3,780 Mortgage interest.......................| 1,226 | 859 | 996 | 1,153 | 2,178 Property taxes..........................| 856 | 1,146 | 998 | 603 | 724 Maintenance, repairs, insurance, | | | | | other expenses.........................| 813 | 865 | 745 | 797 | 879 Rented dwellings..........................| 806 | 1,165 | 568 | 549 | 1,172 Other lodging.............................| 654 | 869 | 566 | 596 | 619 | | | | | Utilities, fuels, and public services.......| 2,092 | 2,174 | 2,030 | 2,253 | 1,791 Natural gas...............................| 301 | 333 | 463 | 173 | 248 Electricity...............................| 860 | 750 | 763 | 1,107 | 703 Fuel oil and other fuels..................| 132 | 325 | 82 | 89 | 41 Telephone.................................| 579 | 583 | 537 | 619 | 565 Water and other public services...........| 220 | 183 | 185 | 266 | 235 Household operations........................| 367 | 256 | 274 | 491 | 427 Personal services.........................| 55 | 3/30 | 52 | 66 | 69 Other household expenses..................| 312 | 225 | 221 | 424 | 358 | | | | | Housekeeping supplies.......................| 451 | 475 | 461 | 411 | 481 Laundry and cleaning supplies.............| 116 | 118 | 122 | 108 | 123 Other household products..................| 195 | 210 | 182 | 189 | 205 Postage and stationery....................| 140 | 148 | 157 | 114 | 153 Household furnishings and equipment.........| 1,122 | 1,245 | 1,004 | 1,015 | 1,337 Household textiles........................| 127 | 108 | 129 | 133 | 140 Furniture.................................| 310 | 419 | 248 | 291 | 297 Floor coverings...........................| 97 | 100 | 86 | 65 | 165 Major appliances..........................| 177 | 238 | 120 | 170 | 197 Small appliances, miscellaneous housewares| 67 | 60 | 77 | 57 | 78 Miscellaneous household equipment.........| 345 | 320 | 343 | 300 | 461 | | | | | Apparel and services..........................| 1,568 | 1,877 | 1,385 | 1,489 | 1,596 Men and boys................................| 373 | 387 | 290 | 385 | 456 Men, 16 and over..........................| 337 | 364 | 262 | 339 | 410 Boys, 2 to 15.............................| 36 | 23 | 28 | 45 | 46 Women and girls.............................| 713 | 925 | 653 | 669 | 616 Women, 16 and over........................| 679 | 892 | 625 | 632 | 580 Girls, 2 to 15............................| 33 | 32 | 28 | 37 | 36 Children under 2............................| 46 | 47 | 49 | 34 | 62 Footwear....................................| 201 | 260 | 187 | 192 | 161 Other apparel products and services.........| 236 | 258 | 206 | 209 | 301 | | | | | Transportation................................| 5,324 | 5,167 | 4,910 | 5,375 | 6,054 Vehicle purchases (net outlay)..............| 2,150 | 2,050 | 1,931 | 2,134 | 2,641 Cars and trucks, new......................| 1,224 | 1,276 | 841 | 1,274 | 1,650 Cars and trucks, used.....................| 907 | 754 | 1,082 | 827 | 981 Other vehicles............................| 3/19 | 3/19 | 3/8 | 3/33 | 3/9 Gasoline and motor oil......................| 1,109 | 932 | 1,129 | 1,233 | 1,082 Other vehicle expenses......................| 1,694 | 1,701 | 1,595 | 1,682 | 1,845 Vehicle finance charges...................| 250 | 229 | 275 | 254 | 229 Maintenance and repairs...................| 625 | 518 | 571 | 690 | 719 Vehicle insurance.........................| 647 | 761 | 558 | 620 | 688 Vehicle rental, licenses, other charges...| 171 | 193 | 192 | 118 | 210 | | | | | Public transportation.......................| 371 | 484 | 255 | 326 | 485 | | | | | Health care...................................| 1,803 | 1,544 | 1,689 | 1,995 | 1,960 Health insurance............................| 686 | 611 | 635 | 734 | 770 Medical services............................| 683 | 576 | 609 | 756 | 802 Drugs.......................................| 336 | 233 | 338 | 421 | 310 Medical supplies............................| 98 | 124 | 107 | 83 | 79 | | | | | Entertainment.................................| 1,439 | 1,366 | 1,203 | 1,109 | 2,489 Fees and admissions.........................| 383 | 368 | 353 | 361 | 488 Television, radios, sound equipment.........| 378 | 386 | 386 | 338 | 428 Pets, toys, and playground equipment........| 241 | 265 | 200 | 230 | 294 Other entertainment supplies, equipment, | | | | | and services...............................| 436 | 346 | 264 | 180 | 1,279 | | | | | Personal care products and services...........| 409 | 391 | 378 | 421 | 452 | | | | | Reading.......................................| 168 | 192 | 183 | 144 | 160 | | | | | Education.....................................| 316 | 577 | 276 | 202 | 250 | | | | | Tobacco products and smoking supplies.........| 325 | 341 | 342 | 340 | 251 | | | | | Miscellaneous.................................| 661 | 568 | 671 | 672 | 751 | | | | | Cash contributions............................| 1,025 | 1,039 | 1,117 | 862 | 1,162 | | | | | Personal insurance and pensions...............| 2,816 | 2,952 | 2,825 | 2,487 | 3,223 Life and other personal insurance...........| 430 | 394 | 442 | 458 | 405 Pensions and Social Security................| 2,387 | 2,558 | 2,383 | 2,029 | 2,818 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 35,041 | 38,250 | 33,709 | 32,644 | 37,092 Wages and salaries..........................| 23,952 | 27,291 | 23,155 | 21,613 | 24,976 Self-employment income......................| 3,194 | 3,667 | 3,912 | 1,727 | 4,008 Social Security, private and government | | | | | retirement.................................| 5,198 | 5,068 | 4,477 | 6,331 | 4,529 Interest, dividends, rental income, other | | | | | property income............................| 1,870 | 1,327 | 1,522 | 2,223 | 2,442 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 275 | 451 | 231 | 207 | 242 Public assistance, supplemental security | | | | | income, food stamps........................| 331 | 253 | 300 | 292 | 533 Regular contributions for support...........| 123 | 3/77 | 3/32 | 219 | 152 Other income................................| 97 | 116 | 80 | 31 | 211 | | | | | Personal taxes................................| 3,583 | 3,742 | 3,297 | 3,311 | 4,256 Federal income taxes........................| 2,847 | 2,955 | 2,502 | 2,771 | 3,346 State and local income taxes................| 633 | 725 | 660 | 442 | 801 Other taxes.................................| 102 | 62 | 134 | 98 | 109 | | | | | Income after taxes............................| 31,458 | 34,508 | 30,412 | 29,332 | 32,836 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -460 | -310 | -2,885 | -376 | 2,891 Net change in total assets..................| 1,374 | 444 | 914 | 163 | 5,453 Net change in total liabilities.............| 1,835 | 754 | 3,798 | 539 | 2,562 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 323 | 211 | 269 | 505 | 223 Mortgage principal paid on owned property...| -568 | -552 | -543 | -530 | -693 Estimated market value of owned home........| 87,484 | 113,192 | 62,751 | 73,702 | 117,063 Estimated monthly rental value of owned home| 498 | 586 | 422 | 422 | 638 | | | | | Gifts of goods and services, total............| 1,104 | 1,541 | 888 | 974 | 1,110 Clothing, males 2 and over..................| 98 | 111 | 89 | 82 | 124 Clothing, females 2 and over................| 98 | 104 | 94 | 84 | 125 Clothing, children under 2..................| 34 | 41 | 35 | 26 | 37 Jewelry and watches.........................| 28 | 18 | 30 | 33 | 30 Small appliances and miscellaneous | | | | | housewares.................................| 25 | 17 | 28 | 21 | 36 Household textiles..........................| 13 | 3/14 | 3/6 | 3/11 | 3/28 All other gifts.............................| 808 | 1,235 | 607 | 717 | 731 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors.