Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 14,711 | 3,081 | 3,433 | 5,190 | 3,007 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $42,716 | $48,741 | $39,628 | $40,113 | $44,466 Income after taxes 1/.........................| 38,621 | 44,152 | 35,710 | 36,392 | 40,057 Average number of persons in consumer unit....| 2.9 | 3.0 | 3.0 | 2.8 | 2.9 Age of reference person.......................| 49.2 | 49.2 | 49.5 | 49.1 | 49.1 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 2.0 | 2.0 | 2.1 | 1.9 | 1.9 Vehicles....................................| 2.6 | 2.3 | 3.0 | 2.6 | 2.7 Children under 18...........................| .6 | .6 | .6 | .6 | .7 Persons 65 and over.........................| (2) | .1 | (2) | (2) | (2) | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 69 | 66 | 75 | 63 | 72 Female....................................| 31 | 34 | 25 | 37 | 28 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 75 | 68 | 79 | 79 | 70 Homeowner with mortgage.................| 57 | 50 | 59 | 58 | 62 Homeowner without mortgage..............| 17 | 17 | 20 | 21 | 8 Renter....................................| 25 | 32 | 21 | 21 | 30 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 12 | 10 | 18 | 4 White and other...........................| 88 | 88 | 90 | 82 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 8 | 6 | 7 | 9 | 8 High school (9-12)........................| 45 | 47 | 54 | 47 | 31 College...................................| 46 | 46 | 39 | 43 | 60 Never attended and other..................| (3) | (3) | (3) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 86 | 95 | 94 | 91 | | | | | Average annual expenditures.....................| $36,540 | $38,190 | $34,652 | $34,388 | $40,675 | | | | | Food..........................................| 5,426 | 5,591 | 5,267 | 5,204 | 5,811 Food at home................................| 2,994 | 2,878 | 2,915 | 2,869 | 3,404 Cereals and bakery products...............| 433 | 442 | 421 | 406 | 480 Cereals and cereal products.............| 145 | 142 | 134 | 135 | 178 Bakery products.........................| 287 | 300 | 287 | 271 | 302 Meats, poultry, fish, and eggs............| 834 | 845 | 813 | 813 | 881 Beef....................................| 275 | 268 | 270 | 268 | 299 Pork....................................| 169 | 154 | 181 | 175 | 161 Other meats.............................| 127 | 125 | 138 | 131 | 110 Poultry.................................| 131 | 164 | 108 | 116 | 148 Fish and seafood........................| 94 | 97 | 82 | 87 | 113 Eggs....................................| 39 | 37 | 34 | 36 | 50 | | | | | Dairy products............................| 357 | 353 | 341 | 332 | 421 Fresh milk and cream....................| 167 | 171 | 154 | 153 | 201 Other dairy products....................| 190 | 182 | 187 | 179 | 220 Fruits and vegetables.....................| 478 | 466 | 459 | 437 | 577 Fresh fruits............................| 146 | 137 | 138 | 130 | 193 Fresh vegetables........................| 149 | 146 | 145 | 134 | 180 Processed fruits........................| 103 | 106 | 99 | 88 | 128 Processed vegetables....................| 80 | 77 | 78 | 85 | 76 | | | | | Other food at home........................| 892 | 772 | 880 | 881 | 1,044 Sugar and other sweets..................| 110 | 92 | 111 | 101 | 141 Fats and oils...........................| 77 | 61 | 77 | 81 | 89 Miscellaneous foods.....................| 386 | 334 | 374 | 380 | 461 Nonalcoholic beverages..................| 276 | 248 | 275 | 282 | 293 Food prepared by consumer unit | | | | | on out-of-town trips...................| 43 | 37 | 43 | 38 | 60 Food away from home.........................| 2,432 | 2,713 | 2,351 | 2,335 | 2,407 | | | | | Alcoholic beverages...........................| 310 | 420 | 308 | 241 | 319 | | | | | Housing.......................................| 10,705 | 11,617 | 9,858 | 9,444 | 12,901 Shelter.....................................| 6,086 | 7,097 | 5,301 | 4,895 | 8,001 Owned dwellings...........................| 3,946 | 4,194 | 3,710 | 3,210 | 5,234 Mortgage interest.......................| 2,534 | 2,403 | 2,090 | 2,176 | 3,791 Property taxes..........................| 754 | 1,021 | 931 | 464 | 779 Maintenance, repairs, insurance, | | | | | other expenses.........................| 659 | 770 | 689 | 569 | 664 Rented dwellings..........................| 1,221 | 1,784 | 791 | 891 | 1,706 Other lodging.............................| 918 | 1,119 | 800 | 795 | 1,061 | | | | | Utilities, fuels, and public services.......| 2,309 | 2,460 | 2,341 | 2,332 | 2,078 Natural gas...............................| 300 | 349 | 460 | 182 | 271 Electricity...............................| 925 | 836 | 861 | 1,118 | 757 Fuel oil and other fuels..................| 112 | 299 | 84 | 56 | 49 Telephone.................................| 735 | 775 | 720 | 720 | 736 Water and other public services...........| 237 | 200 | 216 | 255 | 265 Household operations........................| 362 | 382 | 319 | 337 | 434 Personal services.........................| 81 | 84 | 68 | 91 | 78 Other household expenses..................| 281 | 298 | 252 | 246 | 356 | | | | | Housekeeping supplies.......................| 477 | 431 | 506 | 478 | 491 Laundry and cleaning supplies.............| 132 | 127 | 142 | 131 | 127 Other household products..................| 195 | 152 | 212 | 202 | 210 Postage and stationery....................| 150 | 153 | 152 | 145 | 153 Household furnishings and equipment.........| 1,471 | 1,247 | 1,392 | 1,403 | 1,897 Household textiles........................| 145 | 82 | 143 | 159 | 188 Furniture.................................| 380 | 433 | 371 | 328 | 426 Floor coverings...........................| 135 | 93 | 223 | 140 | 67 Major appliances..........................| 175 | 166 | 154 | 168 | 222 Small appliances, miscellaneous housewares| 84 | 82 | 76 | 84 | 98 Miscellaneous household equipment.........| 551 | 392 | 425 | 523 | 896 | | | | | Apparel and services..........................| 2,091 | 2,366 | 2,063 | 1,849 | 2,244 Men and boys................................| 554 | 579 | 556 | 511 | 596 Men, 16 and over..........................| 484 | 522 | 478 | 446 | 517 Boys, 2 to 15.............................| 69 | 56 | 78 | 65 | 79 Women and girls.............................| 871 | 886 | 906 | 798 | 933 Women, 16 and over........................| 777 | 787 | 828 | 707 | 826 Girls, 2 to 15............................| 93 | 100 | 78 | 91 | 108 Children under 2............................| 59 | 52 | 43 | 43 | 111 Footwear....................................| 257 | 437 | 241 | 174 | 233 Other apparel products and services.........| 350 | 411 | 317 | 323 | 370 | | | | | Transportation................................| 6,931 | 7,080 | 6,565 | 6,853 | 7,330 Vehicle purchases (net outlay)..............| 2,911 | 2,952 | 2,828 | 2,892 | 2,998 Cars and trucks, new......................| 1,579 | 1,888 | 1,244 | 1,569 | 1,662 Cars and trucks, used.....................| 1,304 | 1,041 | 1,552 | 1,288 | 1,320 Other vehicles............................| 28 | 4/23 | 4/33 | 4/35 | 4/16 Gasoline and motor oil......................| 1,354 | 1,186 | 1,389 | 1,463 | 1,297 Other vehicle expenses......................| 2,233 | 2,393 | 2,059 | 2,091 | 2,510 Vehicle finance charges...................| 425 | 371 | 428 | 484 | 375 Maintenance and repairs...................| 764 | 784 | 675 | 717 | 926 Vehicle insurance.........................| 800 | 957 | 726 | 700 | 895 Vehicle rental, licenses, other charges...| 243 | 280 | 230 | 189 | 315 | | | | | Public transportation.......................| 434 | 550 | 289 | 407 | 526 | | | | | Health care...................................| 1,494 | 1,463 | 1,336 | 1,658 | 1,423 Health insurance............................| 542 | 476 | 506 | 598 | 552 Medical services............................| 612 | 721 | 463 | 664 | 582 Drugs.......................................| 235 | 174 | 263 | 289 | 171 Medical supplies............................| 105 | 92 | 104 | 107 | 118 | | | | | Entertainment.................................| 1,909 | 1,795 | 1,838 | 1,920 | 2,090 Fees and admissions.........................| 460 | 534 | 454 | 365 | 556 Television, radios, sound equipment.........| 557 | 559 | 516 | 532 | 643 Pets, toys, and playground equipment........| 352 | 295 | 361 | 354 | 399 Other entertainment supplies, equipment, | | | | | and services...............................| 540 | 406 | 506 | 669 | 492 | | | | | Personal care products and services...........| 467 | 468 | 432 | 462 | 516 | | | | | Reading.......................................| 188 | 206 | 198 | 153 | 217 | | | | | Education.....................................| 730 | 1,020 | 737 | 656 | 550 | | | | | Tobacco products and smoking supplies.........| 349 | 351 | 420 | 345 | 271 | | | | | Miscellaneous.................................| 822 | 764 | 675 | 734 | 1,197 | | | | | Cash contributions............................| 1,344 | 941 | 1,281 | 1,494 | 1,571 | | | | | Personal insurance and pensions...............| 3,774 | 4,110 | 3,674 | 3,375 | 4,235 Life and other personal insurance...........| 511 | 581 | 530 | 517 | 407 Pensions and Social Security................| 3,263 | 3,528 | 3,144 | 2,857 | 3,828 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 42,716 | 48,741 | 39,628 | 40,113 | 44,466 Wages and salaries..........................| 35,658 | 41,916 | 33,238 | 34,867 | 33,635 Self-employment income......................| 4,067 | 4,215 | 3,881 | 2,280 | 6,944 Social Security, private and government | | | | | retirement.................................| 1,182 | 854 | 1,130 | 1,278 | 1,388 Interest, dividends, rental income, other | | | | | property income............................| 832 | 762 | 620 | 851 | 1,087 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 299 | 335 | 297 | 200 | 425 Public assistance, supplemental security | | | | | income, food stamps........................| 274 | 249 | 216 | 294 | 329 Regular contributions for support...........| 296 | 317 | 202 | 267 | 423 | | | | | Other income................................| 107 | 93 | 45 | 77 | 235 | | | | | Personal taxes................................| 4,094 | 4,589 | 3,918 | 3,721 | 4,409 Federal income taxes........................| 3,214 | 3,586 | 2,882 | 3,064 | 3,455 State and local income taxes................| 789 | 978 | 869 | 560 | 890 Other taxes.................................| 91 | 25 | 167 | 97 | 64 | | | | | Income after taxes............................| 38,621 | 44,152 | 35,710 | 36,392 | 40,057 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -162 | -6 | 2,432 | -450 | -2,786 Net change in total assets..................| 3,330 | 2,446 | 4,136 | 3,445 | 3,119 Net change in total liabilities.............| 3,493 | 2,451 | 1,704 | 3,895 | 5,906 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 371 | 251 | 269 | 460 | 458 Mortgage principal paid on owned property...| -922 | -870 | -871 | -930 | -1,022 Estimated market value of owned home........| 87,334 | 115,697 | 70,257 | 68,686 | 109,958 Estimated monthly rental value of owned home| 518 | 630 | 447 | 426 | 643 | | | | | Gifts of goods and services, total............| 1,667 | 1,758 | 1,772 | 1,665 | 1,452 Clothing, males 2 and over..................| 99 | 55 | 135 | 111 | 81 Clothing, females 2 and over................| 145 | 130 | 172 | 151 | 117 Clothing, children under 2..................| 47 | 35 | 37 | 35 | 89 Jewelry and watches.........................| 32 | 32 | 38 | 29 | 29 Small appliances and miscellaneous | | | | | housewares.................................| 24 | 22 | 33 | 13 | 33 Household textiles..........................| 14 | 4/1 | 4/9 | 4/5 | 4/48 All other gifts.............................| 1,307 | 1,483 | 1,349 | 1,321 | 1,054 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.