Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 17934 1437 5111 3557 2298 2666 1218 1647 Income before taxes 1/.................... 19269 3368 7436 12322 17281 24344 34443 68218 Income after taxes 1/..................... 18143 3277 7359 11967 16602 22973 32598 61564 Average number of persons in cons. unit... 1.8 1.3 1.4 1.6 2 2.1 2.2 2.3 Age of reference person................... 74 75.8 76 74.5 73.2 72.3 71.1 71.4 Average number of: Earners.................................. 0.4 0.2 0.2 0.3 0.4 0.6 0.9 1.2 Vehicles................................. 1.5 0.8 0.9 1.3 1.8 2 2.2 2.5 Children under 18........................ 0.1 0 0.1 0 0.1 0.1 0.1 0.1 Persons 65 and over...................... 1.4 1.2 1.2 1.4 1.5 1.5 1.5 1.5 Percent distribution: Male..................................... 55 29 36 53 67 74 73 82 Female................................... 45 71 64 47 33 26 27 18 Percent homeowner........................ 77 59 68 74 83 87 89 94 Homeowner with mortgage................. 16 10 9 12 15 21 25 34 Homeowner without mortgage.............. 61 49 58 62 68 66 64 61 Renter................................... 23 41 32 26 17 13 11 6 Black.................................... 9 24 12 7 7 5 4 4 White and other.......................... 91 76 88 93 93 95 96 96 Elementary (1-8)......................... 28 42 42 29 24 17 11 8 High school (9-12)....................... 45 42 43 47 53 48 43 33 College.................................. 25 12 13 21 23 35 46 59 Never attended and other................. 1 4 2 2 0 0 0 0 At least one vehicle owned............... 79 53 61 79 90 95 97 97 Average annual expenditures............... 19047 9648 11222 15615 18807 23455 28638 46265 Food..................................... 2957 1604 1949 2736 3110 3644 4651 5672 Food at home............................ 1959 1305 1465 1930 2129 2352 2894 2815 Cereals and bakery products............ 310 211 237 295 347 359 445 458 Cereals and cereal products........... 105 84 84 104 112 117 137 146 Bakery products....................... 205 126 153 192 235 242 309 312 Meats, poultry, fish, and eggs......... 516 332 396 488 563 644 821 685 Beef.................................. 166 90 148 150 175 209 270 181 Pork.................................. 103 75 79 106 100 137 126 143 Other meats........................... 70 54 52 71 79 81 108 80 Poultry............................... 89 64 63 81 107 98 143 146 Fish and seafood...................... 61 31 31 51 72 93 132 101 Eggs.................................. 27 19 22 29 31 25 42 33 Dairy products......................... 236 180 181 252 245 267 316 330 Fresh milk and cream.................. 118 101 96 125 118 133 153 146 Other dairy products.................. 119 79 85 127 128 135 163 183 Fruits and vegetables.................. 388 254 283 390 413 470 606 562 Fresh fruits.......................... 132 73 90 126 125 166 251 224 Fresh vegetables...................... 112 78 84 118 126 128 167 146 Processed fruits...................... 87 47 66 92 102 104 117 114 Processed vegetables.................. 57 57 42 54 60 72 71 77 Other food at home..................... 508 329 368 504 561 612 706 781 Sugar and other sweets................ 72 56 59 63 74 81 118 109 Fats and oils......................... 56 43 41 63 66 62 74 72 Miscellaneous foods................... 208 128 149 212 224 259 254 340 Nonalcoholic beverages................ 149 96 115 152 178 173 213 185 Food prep. by cu, out-of-town trips... 23 6 5 14 18 37 47 75 Food away from home..................... 998 299 484 806 981 1292 1757 2856 Alcoholic beverages...................... 138 57 41 97 137 187 354 433 Housing.................................. 6148 3695 4355 5592 5784 7042 8403 12648 Shelter................................. 3032 1906 2112 2734 2745 3362 4179 6532 Owned dwellings........................ 1782 777 1079 1420 1714 2165 2735 4396 Mortgage interest..................... 369 258 152 228 356 350 816 1165 Property taxes........................ 690 200 437 561 683 836 1110 1646 Maintenance, rep., ins., oth. exp..... 722 319 489 631 675 979 809 1585 Rented dwellings....................... 860 1018 931 1063 775 640 796 591 Other lodging.......................... 389 111 103 250 256 557 648 1545 Utilities, fuels, and public services... 1685 1189 1312 1612 1820 2015 2077 2422 Natural gas............................ 253 138 207 256 279 304 279 348 Electricity............................ 680 480 510 659 733 802 885 1000 Fuel oil and other fuels............... 138 124 116 131 166 160 130 170 Telephone.............................. 429 336 347 399 443 506 542 606 Water and other public services........ 185 111 133 167 200 242 242 298 Household operations.................... 385 138 280 325 259 415 455 1135 Personal services...................... 95 12 124 99 42 36 134 213 Other household expenses............... 290 126 157 226 217 379 320 921 Housekeeping supplies................... 364 194 218 431 347 451 573 637 Laundry and cleaning supplies.......... 85 75 58 79 103 112 118 108 Other household products............... 156 68 82 246 125 178 234 253 Postage and stationery................. 124 51 79 107 120 161 220 276 Household furnishings and equipment..... 682 268 432 490 613 799 1119 1922 Household textiles..................... 85 13 33 70 86 114 206 232 Furniture.............................. 151 67 93 120 148 163 201 421 Floor coverings........................ 49 3 35 26 64 57 64 151 Major appliances....................... 110 60 85 81 112 122 151 242 Small appliances, misc. housewares..... 49 17 31 59 30 53 116 87 Miscellaneous household equipment...... 237 109 156 134 175 290 381 788 Apparel and services..................... 820 297 370 624 836 1128 1453 2359 Men and boys............................ 174 27 58 125 229 257 296 512 Men, 16 and over....................... 154 24 41 109 206 220 279 488 Boys, 2 to 15.......................... 20 3 17 16 23 36 17 24 Women and girls......................... 403 134 186 315 367 549 809 1192 Women, 16 and over..................... 381 132 174 304 348 522 756 1118 Girls, 2 to 15......................... 22 2 13 12 19 27 53 74 Children under 2........................ 18 2 6 18 18 19 31 61 Footwear................................ 110 60 64 94 125 158 117 257 Other apparel products and services..... 114 74 56 71 96 146 201 336 Transportation........................... 3054 1504 1348 2205 3411 4203 5043 7720 Vehicle purchases (net outlay).......... 1207 736 424 719 1534 1577 2027 3436 Cars and trucks, new................... 683 287 164 458 987 869 1094 2097 Cars and trucks, used.................. 522 448 259 260 545 708 926 1339 Other vehicles......................... 1 0 0 0 2 0 7 0 Gasoline and motor oil.................. 614 330 335 529 703 870 932 1139 Other vehicle expenses.................. 994 351 509 810 1035 1391 1692 2261 Vehicle finance charges................ 102 27 42 83 112 168 189 206 Maintenance and repairs................ 389 165 213 306 382 551 716 831 Vehicle insurance...................... 401 134 215 343 437 528 630 908 Veh. rental, licenses, oth. charges.... 103 25 38 78 103 144 157 315 Public transportation................... 239 87 80 148 138 364 391 884 Health care.............................. 2188 1394 1574 2077 2527 2638 2704 3508 Health insurance........................ 981 620 739 1049 1122 1239 1101 1197 Medical services........................ 639 431 400 503 795 767 926 1214 Drugs................................... 451 287 366 449 482 541 541 621 Medical supplies........................ 117 55 69 76 128 90 136 476 Entertainment............................ 713 201 273 455 686 1052 1214 2227 Fees and admissions..................... 245 42 50 113 202 359 450 1033 Television, radios, sound equipment..... 244 109 134 205 252 304 327 624 Pets, toys, and playground equipment.... 140 37 59 103 116 293 224 304 Other supplies, equip., and services.... 84 13 31 34 116 96 213 266 Personal care products and services...... 280 133 150 245 334 369 449 600 Reading.................................. 140 57 67 114 154 201 218 314 Education................................ 65 2 43 31 55 99 103 198 Tobacco products and smoking supplies.... 154 72 128 126 144 215 219 239 Miscellaneous............................ 467 352 340 345 379 499 714 1142 Cash contributions....................... 1136 146 430 583 841 1370 1685 5010 Personal insurance and pensions.......... 786 133 155 385 408 808 1429 4195 Life and other personal insurance....... 274 119 125 247 226 313 316 902 Pensions and Social Security............ 512 14 31 137 183 494 1113 3292 Money income before taxes 1/.............. 19269 3368 7436 12322 17281 24344 34443 68218 Wages and salaries....................... 3619 132 154 784 1681 4715 8800 20645 Self-employment income................... 819 -423 18 47 137 183 1452 7567 Soc. Sec., priv. and gov. retirement..... 11462 3253 6689 10341 13306 15843 17164 21975 Int., divid., rent. inc., property inc... 2908 100 239 846 1641 3172 6092 17082 Unemp. and workers' compen., vet. ben.... 167 59 71 77 184 128 485 564 Pub. ass., supp. sec. inc., foodstamps... 172 219 217 132 226 158 47 120 Regular contributions for support........ 78 2 23 75 88 76 317 137 Other income............................. 43 27 25 20 18 68 84 127 Personal taxes 1/......................... 1126 91 76 355 679 1370 1845 6653 Federal income taxes..................... 868 67 46 264 504 1061 1482 5164 State and local income taxes............. 179 12 9 44 93 191 260 1188 Other taxes.............................. 79 12 20 47 82 118 103 302 Income after taxes 1/..................... 18143 3277 7359 11967 16602 22973 32598 61564 Net change in total assets and liabilities 547 741 68 -1858 -1067 1413 -4318 11516 Net change in total assets............... 955 677 54 -2285 -331 997 2227 11784 Net change in total liabilities.......... 408 -64 -14 -427 737 -416 6545 268 Other money receipts...................... 469 369 219 109 532 221 228 2605 Mortgage principal paid, owned property... -214 -66 -125 -161 -170 -317 -371 -509 Estimated market value of owned home...... 69629 39858 44139 53998 69079 83950 109744 156408 Est. monthly rental value of owned home... 407 238 282 351 439 491 574 757 Gifts of goods and services, total........ 738 585 388 514 679 841 982 2300 Clothing, males 2 and over............... 60 6 31 38 91 98 65 149 Clothing, females 2 and over............. 82 24 44 53 53 94 146 331 Clothing, infants less than 2............ 15 1 5 12 16 18 26 50 Jewelry and watches...................... 10 1 3 7 16 16 17 26 Small appliances and misc. housewares.... 16 3 11 23 7 16 17 34 Household textiles....................... 12 4 6 6 13 10 70 14 All other gifts.......................... 543 545 288 375 484 588 641 1697 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. - {PAGE|2} _ Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________