Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 18492 690 1656 1850 1808 4026 3522 4940 Income before taxes 1/.................... 31498 2696 7673 12395 17365 24713 34161 59462 Income after taxes 1/..................... 28667 2692 7623 11979 16185 22877 31015 53212 Average number of persons in cons. unit... 2.8 2.4 2.8 2.7 2.5 2.7 2.7 3 Age of reference person................... 29.7 29.7 29.1 29.4 29.1 29.4 29.8 30.4 Average number of: Earners.................................. 1.5 1 0.8 1.2 1.4 1.5 1.7 1.9 Vehicles................................. 1.9 0.9 0.9 1.4 1.7 1.9 2.3 2.4 Children under 18........................ 1.1 1.1 1.5 1.2 1 1.1 1 1 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Percent distribution: Male..................................... 68 52 37 52 64 68 79 80 Female................................... 32 48 63 48 36 32 21 20 Percent homeowner........................ 44 20 15 19 27 40 53 71 Homeowner with mortgage................. 40 11 8 15 20 36 49 67 Homeowner without mortgage.............. 5 9 7 4 7 4 3 4 Renter................................... 56 80 85 81 73 60 47 29 Black.................................... 11 21 33 15 9 9 9 4 White and other.......................... 89 79 67 85 91 91 91 96 Elementary (1-8)......................... 3 7 9 7 3 2 1 1 High school (9-12)....................... 41 49 55 52 46 47 36 28 College.................................. 56 44 35 41 51 51 62 71 Never attended and other................. 0 0 0 1 0 0 0 0 At least one vehicle owned............... 90 59 61 85 92 94 95 97 Average annual expenditures............... 28331 13751 13021 16727 19966 24356 31094 43917 Food..................................... 4108 3008 2644 2943 3148 3780 4398 5477 Food at home............................ 2303 1962 1787 1932 1774 2194 2555 2724 Cereals and bakery products............ 334 277 266 269 253 300 385 403 Cereals and cereal products........... 128 129 101 116 103 116 141 149 Bakery products....................... 206 148 165 152 150 184 244 254 Meats, poultry, fish, and eggs......... 586 515 483 519 477 576 636 658 Beef.................................. 202 174 163 154 176 221 222 219 Pork.................................. 106 120 105 97 97 101 118 106 Other meats........................... 88 58 71 90 59 92 101 95 Poultry............................... 97 78 68 82 77 80 103 127 Fish and seafood...................... 63 50 50 64 45 55 62 81 Eggs.................................. 29 35 26 31 24 26 30 30 Dairy products......................... 297 230 252 238 243 274 341 347 Fresh milk and cream.................. 146 113 140 137 131 139 158 158 Other dairy products.................. 151 117 112 101 112 135 183 190 Fruits and vegetables.................. 361 371 287 284 257 330 374 457 Fresh fruits.......................... 105 143 82 93 67 96 95 137 Fresh vegetables...................... 106 104 83 81 81 98 107 135 Processed fruits...................... 83 67 65 55 64 71 93 110 Processed vegetables.................. 67 56 57 55 45 65 79 75 Other food at home..................... 725 569 499 623 543 714 818 858 Sugar and other sweets................ 82 59 58 76 54 81 93 97 Fats and oils......................... 55 36 44 47 38 55 68 61 Miscellaneous foods................... 347 302 235 283 243 340 406 412 Nonalcoholic beverages................ 209 160 150 203 178 215 215 234 Food prep. by cu, out-of-town trips... 32 12 11 14 29 23 35 55 Food away from home..................... 1804 1046 857 1010 1374 1586 1843 2753 Alcoholic beverages...................... 384 251 239 207 354 356 405 525 Housing.................................. 9329 4634 4516 5739 6591 7850 9532 14954 Shelter................................. 5538 2881 2600 3310 3958 4626 5613 8996 Owned dwellings........................ 2826 569 358 503 933 1782 2780 6413 Mortgage interest..................... 2193 347 253 343 657 1356 2224 5015 Property taxes........................ 316 126 53 50 129 193 268 734 Maintenance, rep., ins., oth. exp..... 317 96 53 109 148 233 289 665 Rented dwellings....................... 2399 2175 2122 2644 2895 2690 2501 1939 Other lodging.......................... 314 137 120 162 130 154 332 644 Utilities, fuels, and public services... 1660 1017 1198 1295 1410 1568 1739 2150 Natural gas............................ 205 131 187 166 157 172 200 286 Electricity............................ 649 417 499 525 515 647 655 826 Fuel oil and other fuels............... 64 52 22 38 59 62 82 81 Telephone.............................. 592 330 397 459 593 561 650 729 Water and other public services........ 148 86 93 107 86 126 152 229 Household operations.................... 611 109 137 288 381 518 605 1126 Personal services...................... 484 57 96 220 316 434 495 866 Other household expenses............... 128 52 41 68 65 84 110 261 Housekeeping supplies................... 377 249 215 271 245 322 424 531 Laundry and cleaning supplies.......... 117 107 79 105 93 104 127 144 Other household products............... 153 74 83 79 91 129 168 237 Postage and stationery................. 107 68 52 87 61 89 129 150 Household furnishings and equipment..... 1143 378 366 575 597 816 1151 2150 Household textiles..................... 92 37 17 52 43 73 118 150 Furniture.............................. 364 93 131 216 201 209 367 719 Floor coverings........................ 59 0 3 11 11 24 22 168 Major appliances....................... 149 58 56 108 134 136 169 209 Small appliances, misc. housewares..... 66 25 19 32 42 41 74 121 Miscellaneous household equipment...... 414 165 139 156 166 332 402 783 Apparel and services..................... 1634 1308 968 1013 1062 1334 1767 2450 Men and boys............................ 427 366 329 263 219 332 416 673 Men, 16 and over....................... 328 187 127 178 167 257 330 564 Boys, 2 to 15.......................... 100 179 202 85 52 74 86 109 Women and girls......................... 573 493 239 333 416 471 692 828 Women, 16 and over..................... 473 413 164 260 362 378 582 692 Girls, 2 to 15......................... 100 80 75 73 54 93 110 136 Children under 2........................ 143 72 80 102 95 124 140 216 Footwear................................ 207 242 168 130 133 187 222 274 Other apparel products and services..... 284 136 151 185 198 220 297 459 Transportation........................... 5351 2148 2063 3214 3893 4588 6662 7919 Vehicle purchases (net outlay).......... 2350 716 845 1423 1491 1892 3230 3488 Cars and trucks, new................... 1211 225 140 366 482 907 1396 2409 Cars and trucks, used.................. 1092 478 572 1028 1007 960 1791 1017 Other vehicles......................... 46 13 133 30 2 26 44 62 Gasoline and motor oil.................. 1036 556 474 723 908 1040 1146 1374 Other vehicle expenses.................. 1733 731 637 926 1359 1512 2032 2642 Vehicle finance charges................ 386 95 72 158 261 351 494 615 Maintenance and repairs................ 591 333 336 394 581 501 639 828 Vehicle insurance...................... 534 232 184 291 402 509 601 804 Veh. rental, licenses, oth. charges.... 222 70 46 84 115 151 298 396 Public transportation................... 233 146 107 142 136 143 254 414 Health care.............................. 955 391 435 567 826 938 1050 1343 Health insurance........................ 367 114 162 219 342 366 452 475 Medical services........................ 389 169 156 208 293 370 406 603 Drugs................................... 138 83 99 96 143 145 127 173 Medical supplies........................ 61 25 18 44 48 58 65 91 Entertainment............................ 1470 701 703 785 851 1202 1610 2424 Fees and admissions..................... 339 140 80 129 192 263 364 631 Television, radios, sound equipment..... 500 361 287 384 321 459 532 708 Pets, toys, and playground equipment.... 302 129 278 177 195 281 315 426 Other supplies, equip., and services.... 328 71 58 94 143 199 399 660 Personal care products and services...... 347 208 168 207 251 292 390 515 Reading.................................. 140 60 49 71 87 115 151 237 Education................................ 270 301 258 155 281 195 240 390 Tobacco products and smoking supplies.... 266 211 235 302 311 283 261 242 Miscellaneous............................ 643 138 206 359 509 681 690 950 Cash contributions....................... 475 74 161 216 292 426 553 783 Personal insurance and pensions.......... 2961 319 375 949 1510 2315 3383 5709 Life and other personal insurance....... 241 100 57 100 124 190 274 438 Pensions and Social Security............ 2720 219 318 849 1386 2125 3109 5271 Money income before taxes 1/.............. 31498 2696 7673 12395 17365 24713 34161 59462 Wages and salaries....................... 28137 1399 3506 9648 15341 22771 32122 53265 Self-employment income................... 1950 -77 289 625 785 1014 1341 4909 Soc. Sec., priv. and gov. retirement..... 149 93 309 127 109 91 108 202 Int., divid., rent. inc., property inc... 233 44 26 59 118 170 194 516 Unemp. and workers' compen., vet. ben.... 180 48 118 187 250 154 145 239 Pub. ass., supp. sec. inc., foodstamps... 477 819 2914 1247 357 73 35 12 Regular contributions for support........ 256 269 301 372 267 359 144 186 Other income............................. 117 101 210 131 139 83 74 133 Personal taxes 1/......................... 2830 5 50 416 1180 1836 3146 6249 Federal income taxes..................... 2218 -19 19 301 867 1360 2458 5008 State and local income taxes............. 582 11 32 109 299 447 645 1192 Other taxes.............................. 30 13 -1 7 14 30 43 49 Income after taxes 1/..................... 28667 2692 7623 11979 16185 22877 31015 53212 Net change in total assets and liabilities 638 -492 -103 337 0 -876 37 3054 Net change in total assets............... 5642 431 181 1561 2491 2075 3529 15294 Net change in total liabilities.......... 5003 923 285 1224 2491 2951 3492 12240 Other money receipts...................... 237 12 38 239 200 100 212 476 Mortgage principal paid, owned property... -467 -73 -78 -140 -137 -338 -466 -1002 Estimated market value of owned home...... 38055 8001 6551 7434 13150 23947 38080 84874 Est. monthly rental value of owned home... 269 76 58 65 101 189 282 561 Gifts of goods and services, total........ 638 468 259 351 443 505 757 976 Clothing, males 2 and over............... 60 128 43 29 27 37 69 93 Clothing, females 2 and over............. 73 26 41 20 86 60 112 91 Clothing, infants less than 2............ 44 14 22 37 24 34 47 69 Jewelry and watches...................... 29 13 9 15 24 25 31 46 Small appliances and misc. housewares.... 18 3 3 4 17 11 24 31 Household textiles....................... 8 14 0 0 12 9 7 12 All other gifts.......................... 405 270 141 245 254 328 466 634 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. - {PAGE|2} - Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________